Fortune fortune

Chapter 649 Can We Cooperate?
After Xu Fang hung up the phone, he was not in a hurry to contact Yan Fu.It will take time to print out the bad debt data at the bank, and it will not be too late to tell Yan Fu tomorrow.

After practicing for a whole night, Xu Fang had breakfast the next morning and was about to say goodbye.

Yan Fu, Dai Shanyuan, and Cai Huanzhao have been following Xu Fang's activities, how dare they sleep late?Seeing that Xu Fang was about to leave, the three hurried to see him off.

"Master Xu, are you going to leave?" Dai Shanyuan asked respectfully.

"Yes, I went back. By the way, can you solve what happened yesterday?" Xu Fang asked.

"Basically no problem, I cut off all related businesses, and then told all the staff that we don't do this business, and we can suppress it with a little more management." Dai Shanyuan replied.

"Well, it's good for you to stop in time." Xu Fang nodded, then looked at Yan Fu and said, "Yan Fu, Miao Shuyan, the person in charge of Huahai Bank, came to me last night and said that all major banks agreed to find us. To collect bad debts, today the major banks will send the bad debt information to Blue Universe, and you arrange for people to pick it up. It is still divided according to the old rules!"

Yan Fu's face was happy, it was just a Huahai Bank's bad debts, which made him a lot of money, and this was just a small bank.

If all the banks in Puhai contacted him, the profits would be immeasurable, and he immediately cheered up: "Don't worry, Master Xu, I will definitely do everything well."

"You and your subordinates must be reminded again and again, pay attention to your words and deeds, and don't be caught by the pigtails, or you will be questioned!" Xu Fang solemnly reminded.

"Okay! If something goes wrong, I'll come to see you!" Yan Fu promised loudly.

Xu Fang nodded, didn't stay too long, and drove towards the airport.

After Xu Fang left, Yan Fu looked at Dai Shanyuan, and said: "Brother, when the Linggen ointment arrives, you will definitely make a lot of money by boldly promoting it. I won't describe it to you in detail, you will be slow." Slowly feel the surprise. Remember not to go back to the old way, firstly, Boss Xu will not let us go, secondly, the road is true, if something happens, we will never be able to recover!"

"Okay, I really don't dare, Boss Xu is too scary." Dai Shanyuan shuddered at the thought of Xu Fang's fierce appearance.

"Like you, I was beaten up first, and it was worse than you. But Boss Xu is very kind to his own people. As long as you listen to him, he will not make things difficult for you. We will deal with you slowly in the future. You just found out." Thinking of his acquaintance experience with Xu Fang, Yan Fu couldn't help laughing.

"By the way, what is the bad bank debt Boss Xu mentioned just now?" Dai Shanyuan asked.

Yan Fu and his brother were not fooled, and explained: "Boss Xu usually provides two businesses. One is Linggen ointment massage, and the other is to help the bank collect bad debts. All the principal collected will go to the bank. Regardless of how much interest is collected, it all belongs to us.

Although many people can only repay the principal, or even pay off the principal, the advantage is that there are enough bad debts, and the profits are still very considerable.When you run the line of Linggen Ointment smoothly, you can ask Boss Xu to help you open this path. "

The speaker was unintentional, but the listener was interested, Dai Shanyuan's heart became active, and he said with a smile, "Okay."

"Then I'll go back first, I still have things to do over there." Yan Fu didn't plan to stay any longer.

"Okay, I'll go drink with you when my business goes well here!" Dai Shanyuan said with a smile.

After Yan Fu left, Dai Shanyuan came to a box, lit a cigarette, and began to think about collecting the bill.

Dai Shanyuan didn't find it troublesome to collect bills, he just asked someone for money.Since Yan Fu said that the profits are considerable, he must be able to make a lot of money.

But he didn't know much about this, so after thinking about it, he called a friend in the bank.

The phone was connected quickly, and a calm male voice came: "Hello, Master Yuan, are you looking for me?"

"Old Ding, let me ask you something. Do the major banks in Lin'an have a lot of bad debts?" Dai Shanyuan asked directly.

Lao Ding's name is Ding Lingjian, and he is the person in charge of Fenglin Bank.Hearing Dai Shanyuan's question, Ding Lingjian suddenly complained: "Many, of course there are many. The big banks are okay, and the review is relatively strict. It is basically difficult to get a loan from them without complete procedures, and the bad debt rate is relatively low. But For our small and medium-sized banks, the review procedures are not so harsh, and the bad debt rate is much higher."

"How many bad debts can there be?" Dai Shanyuan asked again.

"Maybe, depending on the size of the bank, anyway, the minimum is several hundred million yuan." Ding Lingjian said.

Dai Shanyuan was overjoyed, there was something wrong with this matter!

Thinking of this, he vibrated and said: "Old Ding, come on, it will be noon soon, thank you for calling the presidents of the major banks in Lin'an to the 'Shuiyun Restaurant', I will form a bureau here, and everyone Let’s talk about serious cooperation, don’t worry, there is absolutely nothing dirty!”

Although Dai Shanyuan was beaten like a grandson by Xu Fang, he still had some face in Lin'an.Since Dai Shanyuan made such a request, Ding Lingjian didn't refuse, and said, "Then I'll ask one by one. If the president is not here, I'll invite other high-level executives. I can't guarantee that everyone will have time."

"no problem!"

After hanging up the phone, Dai Shanyuan felt better.If you contact these banks yourself, you don't need to share dividends with Boss Xu, and you can make more money!

One p.m.

Shuiyun Restaurant, a luxurious box.

Dai Shanyuan's face is indeed big enough, and the top executives of all major banks in Lin'an have arrived.

When the food and drink came, Dai Shanyuan held up his wine glass and said boldly: "I feel very honored to welcome you here. Come, let me offer you a toast!"

Others also picked up their wine glasses.

After drinking for three rounds, Dai Shanyuan brought the topic to business: "Everyone, I wonder if there are many bad debts in your bank?"

Bad debts are a major pain point for banks. Dai Shanyuan's words undoubtedly touched everyone's heart.

Immediately someone said: "A lot, of course a lot! The principal of hundreds of millions cannot be recovered, and the pressure is very high. Now we are lending abroad, and we have to review and review again. The staff are tired, and the lender is still complaining. It's not good at both ends!"

"No, but this kind of pressure is difficult for others to understand. They feel that the bank is not short of money. Lao Lai is really a tumor in the industry!"

"Many, almost every bank has bad debts!"

Seeing that everyone was complaining, Dai Shanyuan was determined, and pretended to be curious and asked, "Why aren't the bad debts recovered?"

You Xinqi of CCB took over the conversation: "Master Yuan doesn't know something. If a person is really determined to be an old man, even if he becomes a dishonest person, he doesn't care about it at all. If you want to forcibly confiscate his property, he has already The transfer of assets has been completed. Our debt collection staff usually sit in the office and are polite. How can they fight Lao Lai? Most of them are beaten and scolded, and the staff are also very repulsive. debt collection."

"Yeah, our kind of unit can't do anything to people, right?"

"Difficult, it is really difficult to collect the bill!" Everyone also agreed with You Xinqi's words.

Dai Shanyuan estimated that the time was almost up, and said with a smile: "Everyone, this time I called you here to discuss bad debt cooperation. I heard that in many places, banks ask others to collect accounts on their behalf. The effect is very impressive, and the bad debt rate can be reduced. to very low.

I wonder if we can cooperate once?I promise to let everyone see the effect quickly. "

(End of this chapter)