Fortune fortune

Chapter 650 The Strongest Guarantor
Bad debts are indeed a very troublesome problem for banks. Hearing Dai Shanyuan's words, all the bank leaders present were all moved.

But just for a moment!
Everyone can get to where they are today, especially in this high-end industry, not by brute force, but by brains.

They knew very well what Dai Shanyuan did.

Cooperating with this kind of person has its own considerable risks.

Moreover, this kind of person is not easy to control. If the method of prompting accounts is a little more intense and arouses public opinion, how will it end?

No one wants to take such a risk.

"Yuanye, it's not that I don't want to cooperate with you. Our bank has clear rules that we don't allow you to find unqualified debt collection companies. If you get caught, you will be punished severely. I don't know, Yuanye, do you have the procedures here?" Lou Guanwai of ICBC asked road.

"No, but don't worry, I know that many places have this kind of cooperation, and everyone has no qualifications. Not to mention small and medium banks, major banks are also cooperating!" Dai Shanyuan persuaded.

"I'm really sorry, Master Yuan, our bank also has this kind of regulation, and there is no formality."

"Yeah, what if there are no procedures, I said just in case, in case something happens, it won't end!"

Everyone waved their hands and rejected Dai Shanyuan's proposal.

Dai Shanyuan couldn't figure it out, it was obviously a win-win cooperation, and the major banks in Puhai also cooperated with Da Mix, so why couldn't he talk about it?

"Everyone, we can talk about it in other places, but why can't you talk about it here? It's obviously the same bank, why are the regulations different in each place?" Dai Shanyuan's tone was a bit unfriendly.

"Master Yuan, where do you refer to the other places you mentioned?" one person asked.

"Puhai, the place is big enough!"

"Which bank are you talking about?" the man asked again.

"Of course, otherwise, what would I do with you?"

Everyone look at me, I look at you, and finally, Sun Kaiyu from the Bank of Communications said: "It happens that I know a colleague from Puhai, why don't I ask what's going on?"

"Mr. Sun, just ask." The others didn't want to offend Dai Shanyuan, so they all urged Sun Kaiyu to ask, and it would be best to make Dai Shanyuan stop thinking about it.

Sun Kaiyu did not neglect, took out his mobile phone, found the number of the person in charge at Puhai and called.

The phone was connected quickly, and a male voice full of air came: "Hello, Mr. Sun, are you looking for me?"

"Mr. Yi, hello, is it convenient to talk now?"

"It's convenient, you tell me."

"Let me inquire about something. Are you looking for someone to collect the bill?" Sun Kaiyu asked.

Because the speaker was turned on, everyone else held their breath to listen to what the people over there had to say.

The person Sun Kaiyu called was Yi Daquan, the person in charge of the Bank of Communications in Puhai.

Hearing Sun Kaiyu's question, Yi Daquan, who was far away in Puhai, was surprised and asked, "Why are you so well informed? You knew it just after we cooperated? Who did you listen to?"

"It's also from gossip. I don't know if it's true or not, so I came here to ask you. By the way, are your regulations very loose? How can you cooperate with a collection agency?" Sun Kaiyu asked again.

"The regulations are very strict, but the person we are looking for is very reliable and there will be no mistakes." Yi Daquan laughed.

"Reliable? Who are you looking for so confident?" Sun Kaiyu was very skeptical.

"Boss Xu! Isn't this reliable enough?"

"Which Boss Xu?"

"Who else can Boss Xu, old sun, you are confused, you don't even know Boss Xu who is so popular on the Internet?" Yi Daquan complained.

A name soon appeared in Sun Kaiyu's mind, and Sun Kaiyu cried out, "You mean Xu Fang?"

"Yes! Who else but him!" Yi Daquan confirmed Xu Fang's identity.

"Boss Xu is still in the business of collecting bills? Who does he ask for this job?" Sun Kaiyu asked.

Yi Daquan didn't care: "It doesn't matter who Boss Xu is looking for, I just know that the person I'm working with is Boss Xu, and that's enough! Even if something happens, Boss Xu will take care of it."

"High, really high! By the way, why did Boss Xu ask you to cooperate?" Sun Kaiyu asked the doubts in his heart.

"Boss Xu doesn't have such spare time, he helped Huahai Bank to collect the debts, abruptly reducing 18% of bad debts to 5%, and the person in charge of Huahai Bank predicted that it could be reduced to about 2%.

Now that Huahai Bank has money, it has launched a series of countermeasures in one go. The bank that was about to go bankrupt took off immediately! "Yi Daquan's tone was full of envy, and he said again: "It was because we asked the person in charge of Huahai Bank for help, that Boss Xu agreed to help us collect the bill!" "

"Damn it, it's so powerful!"

"It's not great, why should we rush to the door to ask for help?" Yi Daquan said carelessly.

"That's right, then say congratulations in advance, and your life will definitely be easier in the future."

After a few more polite words, the two hung up the phone.

Everyone in the box heard what was on the phone, and they all understood why the bank in Puhai dared to find someone to collect the money on their behalf.

At the same time, everyone thought it was funny.

Boss Xu is a gold-lettered signboard. If he doesn't do anything, his credibility is very high.Boss Xu is the guarantee for the collection, so the bank is naturally not afraid.

If something goes wrong, just ask Boss Xu to take the responsibility.Boss Xu's family has a big business, so he is afraid that these things will not be settled?
But what are you, Dai Shanyuan?If something really happened, just revealing your identity as a gangster is enough to cause everyone to be dismissed.

Dai Shanyuan didn't know what everyone was thinking, so he said triumphantly, "Well, I didn't lie to you, did I? Let's put it this way, in fact, the person in charge of collecting the bills in Puhai is my brother. Whatever he can do, I can do the same here. !"

Sun Kaiyu smiled wryly and said: "Master Yuan, your brother must also be powerful, but Puhai can cooperate not because of your brother, but because of the guarantor Xu Fang.

If you can find a guarantor like Boss Xu here, needless to say, we will definitely ask for your cooperation! "

"Your brother is able to collect bills because Boss Xu is here. If you can find a spokesperson similar to Boss Xu, we will definitely cooperate!" Others also persuaded Dai Shanyuan.

Hearing everyone's persuasion, Dai Shanyuan also realized that he was a little hasty.

Fortunately, he was convinced by Xu Fang, and immediately said: "It seems that I lacked consideration, so how about this, I entrust my brother to chat with Boss Xu to see if he can take over everyone's bad debts."

Everyone listened to what was said on the phone just now. The bad debt rate of 18% has been directly reduced to 5%, and the bad debt rate can be kept at 2%. How much loss can be recovered!
Once the bank has this money, it will be much easier to develop other businesses.

"Master Yuan, do you know how to charge?" CCB You Xinqi asked hastily.

"I heard that Boss Xu's rule is that all the principal received will be returned to the bank, and any interest collected will be returned to our side! Of course, if the collected account is not enough for the principal, then we will not pay the bill." Fees, free gift." Dai Shanyuan said the division of interests.

Hearing Dai Shanyuan's words, everyone couldn't help but be overjoyed.

"Master Yuan, if Boss Xu is really willing to come forward, I will be the first to cooperate with you!"

"Old Liu, don't make trouble. Boss Xu has really stepped forward. Who won't be the first to cooperate?"

"We can also cooperate!"

"We also cooperate!"

Everyone expressed their opinions one after another, as long as Xu Fang can participate, then the matter of collecting accounts can be discussed.

Dai Shanyuan had a feeling that "everything is ready and only owes the east wind", and said with a smile: "Okay, then everyone will wait for my news."

(End of this chapter)