And so on, I think it is necessary to figure it out. After all, financial planning~ There is also Zhang Wei, the expenses incurred by him at work, such as treating guests to dinner~ Others, it is impossible for you not to let him go to work, right?Therefore, these expenses that must be incurred, but not incurred by the family, need to be divided separately. "

"The request is reasonable and can be considered." Dali also nodded. After all, an experiment cannot delay people from going to work: "But this requires your cooperation. You must know what is family expenses and what is personal expenses."

"I've lived so much of my life, how can I not understand this?" Yifei waved his hand: "Okay, let's start the next one?" Tu.

Chapter 1789

"The next one, the emergency reserve, is mainly for emergencies, such as headaches and brain fever, weddings and weddings, etc. Among the 4000 yuan, 400 yuan is the investment principal and reserve funds, which cannot be embezzled easily, so there is still 600 yuan left for daily expenses. 40 yuan, I calculated a meal before, if I cook it myself, [-] yuan is enough for our family of three to eat, that is to say, the meal cost for a day is about [-] yuan."

Bai Zhixin did some calculations: "That is to say, the daily expenses of a family of three are within 400 yuan a month, and 800 yuan for one person. This is really tight enough."

In the past, the monthly expenses for one person was about 800 yuan, which is indeed enough for an ordinary dual-career family, but now that the rent and reserve funds are taken out, the food, clothing, housing and transportation are only [-] yuan a month, which is really small.

   But fortunately, if you cook by yourself, 800 yuan is really enough. After all, buying food is not like ordering takeaway, which is expensive and not nutritious.

"Wait..." Yu Mo raised his hand weakly: "I don't study much, don't lie to me, one hundred and twenty one days, fourteen days in two weeks, a total of 680, you do the math How can 600 yuan be enough for the family?"

Bai Zhi coughed, and tugged at Yu Mo's sleeve: "Well... Yu Mo, in fact, it doesn't cost 40 yuan per meal, haven't you bought vegetables? Meat is more expensive, but eggs and the like , plus buying some green vegetables, the relatively simple three dishes and one soup for three people will definitely not exceed forty. After this calculation, there should be a little leftover. If I grow a little at home, it will be even more economical. .”

"Really?" Yu Mo was a little dazed, touching her nose in embarrassment, Bai Zhi was doing all these, she really didn't know.

Bai Zhi suddenly realized: "But, this is not enough~ The daily expenses are not only for food, but also clothing, housing, and transportation?"

"Well, I've done the calculations." Dali obviously knew that Bai Zhi's calculations were like this: "So, this [-] daily expenses only includes food, and the rest of the clothes, housing and transportation, I put into the investment capital In it, after all, these can be regarded as investments, and the reason for this consideration is that the expenses incurred for clothing, housing and transportation are uncertain, and more detailed planning cannot be carried out, so I did not count them in it."

"Dali, keep talking." Yifei also felt that something was wrong at first, but Bai Zhi and Yu Mo complained about it. Since Dali has already calculated it, there is no problem. She still believes that Dali will not make this mistake. .

"Then there is pocket money, and family outings." Vigorously looking at the notebook: "This should belong to family harmony investment, and it is also extracted from the investment principal. There is no rest time, so I set the time to go out for activities once a week, no more than two hundred at a time."

"Two hundred?" Even Zhang Wei was shocked: "No... what can two hundred do? It's more than just a meal outside, right?"

Yu Mo's toothache was listening to him: "Two hundred...is it enough for two people to go to the amusement park?"

"Dali is indeed a ruthless person." Bai Zhi couldn't help complaining: "200 yuan, anyway, I can't figure out how to play it. I remember that the cheapest amusement park ticket is [-] yuan? But what's the use of that thing? ?”

Dali calmly thought: "Although it's very little, save as much as you can. I've checked. Some amusement parks offer set meals. It's true that three people can go in for 200 yuan. Although we are not parents and children, we can spend as much as we want. How much, but this also belongs to what I just said, except for 200 yuan, the rest is not counted as family expenses, and they are all paid by themselves."

"Ah~~" Yifei covered her forehead, always feeling cheated.

Dali still calmly explained: "Besides, we don't have to go to the amusement park. The amusement park has a lot of hidden consumption, and two hundred is obviously not enough. Therefore, I suggest going to the museum, which can increase children's knowledge and participate in activities."

"Okay, okay~ that's all..." Yifei waved his hand, forget it, they are all adults anyway, and their parents have the final say on where to go, and it is reasonable to go to the museum.

"Continue to talk about pocket money." Dali glanced at Zhang Wei: "The pocket money of high school students is generally not too much. I think 100 yuan a week is enough. After all, it is to buy water or snacks. It should be Not too many."

Everyone thinks this is normal, Yu Mo originally came out to listen to Dali's plan, and to see if she could learn from it, but when she heard that the cost of the outing was only 200 yuan, she stopped thinking 0... .....

What are you kidding? What can 200 yuan do?

Suddenly, Bai Zhi rubbed her chin: "Actually, Yu Mo, we have overlooked a problem."

"What's the problem?" Yu Mo looked at Bai Zhi.

"Look~" Bai Zhi stretched out her finger: "Dali's current plan is only two weeks, but if it is extended, will the 400 yuan, which accounts for the majority of the investment principal and reserve funds, really be used? ?”

"It's definitely not necessary~ It's not like you get sick or have weddings and weddings every month." Of course, Yu Mo knew this principle, and was a little stunned: "Oh, I understand, that is to say, this financial planning plan, if If you insist on the first month, then even if you can’t withdraw the reserve fund from last month for the next month’s expenses, you can still leave a part of the investment principal as the next month’s living expenses and outings?”

"Yes, that's what I mean." Bai Zhi nodded, looking at Yu Mo with some surprise, she didn't expect that she would figure it out just by reminding her casually this time.

"In that case, 200 yuan is not unacceptable. After all, the longer the financial planning and management are, the higher the cost of daily expenses and investment capital can be used. If you have been operating strictly according to this plan, then 2.9 in the fund investment and reserve On top of gold, you can also get a bigger sum of money, right?"

"That's right." Bai Zhi looked at Dali approvingly: "That is to say, this is a financial plan that starts with bitterness and sweetness later. With this money, it may become a reserve fund for children to marry and have children in the future."

As a result, Yu Mo's mind became active: "Then...shall we try?"

"Don't." Bai Zhi heard the sudden heartbeat, and faced Yu Mo's doubts, Bai Zhi said speechlessly: "I said, our situation is completely different now, and the funds we can mobilize are more than what they are using now." It is much more, and the money that the baby needs is even more bottomless, how do you learn?"

"This... alright~" Yu Mo couldn't help feeling powerless when he thought that the two babies would cost more than her to buy luxury goods. .

Chapter 1790

After persuading Yu Mo, Bai Zhi glanced at Zhang Wei, and suddenly leaned into Yu Mo's ear and said, "One more thing, think about it, do you think Zhang Wei is more cruel than Da Dali in handling finances! Or is he more cruel than Da Dali?" How bad is it?"

Yu Mo was stunned: "What do you mean? What cruelty?"

"That is, do you think Zhang Wei is more stingy than Dali's financial planning! Or is he more generous than Dali's?"

Yu Mo imitated Zhang Wei's usual simplicity in his mind, and said involuntarily: "Of course he is more stingy than Dali. Like him, a person who wants to break one dollar into two dollars must be much more stingy."

"Then guess how much Zhang Wei has saved?" Bai Zhi suddenly asked maliciously.

"Should..." Yu Mo's eyes widened involuntarily. If Dali's financial plan is followed, it will not be a problem to help the children marry wives and have children in the future, but Zhang Wei has been stingy for so many years, and her brain is not enough. If so, isn't it more brutal?

Bai Zhi held back a smile and said, "I'm telling you secretly, Zhang Wei has already quietly prepared to buy a house. With his appearance of being poor every day, 09 dares to think about buying a house. Do you think Zhang Wei is really following what he showed on the surface? Is it the same?"

"..." Yu Mo's head was a little dizzy: "No, isn't Zhang Wei such a thug?"

"So~ Don't underestimate Zhang Wei, this guy is stingy, he is completely forced out by himself..."

Bai Zhi was muttering here, Yu Mo looked at Zhang Wei's eyes, as if looking at a scheming bitch, Zhang Wei couldn't help but shuddered, when he looked back, he happened to meet Yu Mo's eyes, his heart Can't help but tremble a little, what the hell are these two people planning?

"Zhang Wei, Zhang Wei?" He shouted vigorously to Zhang Wei, and Zhang Wei finally realized it.

"Oh~~" Zhang Wei reacted: "Where did you say it?"

"It's over." Dali asked with some doubts: "What were you thinking just now? So engrossed?"

"No...it's nothing." Zhang Wei didn't dare to say that Bai Zhi and Yu Mo had bad intentions for him, there was no proof: "Then when shall we start?"

"It will start today." Dali said calmly: "During the start of the simulated family, in order to stick to the real family life, Mr. Hu and I will try our best to stay together, and we need to cook our own meals in the future, and we are not allowed to eat together, otherwise we The experiment will have no effect. So, next, I will stagger the cooking time with Lao Bai, and we will eat our own."

"I have no problem with this." Yifei waved his hand.

"I'm fine."

Bai Zhi and Yu Mo looked at each other: "Hey, it looks like we need to plan the time for cooking."

"Simulated family experiment, I announce that it will start from now on." Yifei slapped the table and looked at Zhang Wei playfully: "Xiaowei... come, call Dad to listen."

"...Dad...Dad." Zhang Wei called out with a dark face, but intermittently.

Yifei didn't care either: "Hey~ My son."

"Pfft~~" Yu Mo laughed directly: "No, Zhang Wei's expression is too funny, hahaha~~"

Yu Mo tugged on Bai Zhi's clothes, kept laughing on his shoulder, his stomach was about to explode.

"What's so happy about it?" Zhao Haitang walked in from the outside, and seeing everyone was there, he couldn't help but said, "Let me introduce, this is my daughter, Curry Sauce."

"..."

Several people looked at these two guys, a little speechless, and really got together: "Then where is your other member!"

Zhao Haitang said calmly: "Last night, I persuaded Brother Ziqiao to play the father who goes out to work, and I will play the mother."

"Pfft~~hahaha~~" Yu Mo smiled even more happily.

Bai Zhi swallowed her saliva: "I think you won't be able to find this inspiration."

"Why?" Zhao Haitang was startled.

Bai Zhi covered her forehead with a cry, and said very distressed: "I will let Yifei play the father, it is because she is more masculine than a man, and because of the relationship between the family, couples who have been married for many years are not like ordinary couples. It was so sweet at the beginning, so Yifei was allowed to act.

But here you are. . .Do you need to think of yourself as a mother?You have a problem, don't you?Anyway, they are all migrant workers. Which one is different between mother and father?Why don't you let Ziqiao be your mother? "

"...That's right~~" Zhao Haitang was dumbfounded after being told this, "Then I'll tell Brother Ziqiao again."

"Then shall I call you father or mother now?" Curry Sauce asked weakly.

"Of course it's Dad."

Curry Sauce said painfully: "This job is a bit of a sacrifice~ I want to call you both Mom and Dad."

When Bai Zhi saw that Zhao Haitang was in a hurry to call Lu Ziqiao, Bai Zhi suddenly leaned into Yu Mo's ear: "In the future, our baby must not be taught to be like this, even if he doesn't know how to do the most basic brain teasing, he will become a college bully if he is vigorous. , but people don’t keep their ears open to what’s going on outside the window, right? Everyone knows to make appropriate changes, but Zhao Haitang doesn’t know at all. I doubt whether he can collect the materials for his novel this time.”

"Then you insist on dismantling him and Dali. If you cooperate with Dali, can't you also collect materials?" Yu Mo said speechlessly, the culprit is obviously you, but you still complain about him like this?

"813 I'm not doing it for Zhang Wei, oh, it's for curry sauce and Zhao Haitang."

"For curry sauce and Zhao Haitang?" Yu Mo was taken aback, "They have an affair?"

"You haven't noticed yet?" Bai Zhi looked at Yu Mo in amazement: "Since Dali spent the holiday with Zhang Wei last time, he has been completely sour, and that time he spent the holiday with curry sauce, which is already very Explain the problem."

"Then why is he holding on to Dali?" Yu Mo asked in a daze.

"I'm not reconciled to it~" Bai Zhi said helplessly: "Hey, let me tell you this~ If there was someone who was not as good as you in the beginning, had a worse personality than you, and was not as rich as you, anyway, he couldn't compare to you anywhere. Woman, you pursued me at the same time, but I chose her, how would you feel?"

"Are you blind?" Yu Mo blurted out without hesitation.

"That's right, Zhao Haitang is in this mood right now." Bai Zhi spread out her hands, "Although he won't scold Dali for being blind, he will be very unconvinced. But losing to a person you look down on, but this person is often angry with brain congestion, do you think that you have to save your own goddess from fire and water?"

"So, Zhao Haitang really wants to pursue Dali now? He has more choices."

"That's right, that's the truth."

Chapter 1791

"Why is there no movement at all?"

It is said that the apartment has formed two 'new' family combinations. Bai Zhi originally thought that there would be chaos in the two days here, but the result is that the two new families are quieter than anyone else in the past two days. It is even quieter than when they did not form a family. Be quiet, even Bai Zhi is not used to it.

And the most important thing is, let's forget Zhang Wei and Dali here, and there is no movement at all on Zhao Haitang's side, how to cultivate feelings?

"What news do you want? Shirtless, a 666 leader, or a quarrel with bristling hair, spitting?" Yu Mo secretly took pictures of the little guys while talking to Bai Zhi.

"No, it's unscientific~ It stands to reason that the people here at Yifei are self-disciplined people, and if they have no objections to Dali's plan, they shouldn't be arguing at this time, but there is something wrong with Zhao Haitang and curry sauce~ These two things Don't you even know how to play house?"

"Are you really a playboy?" Yu Mo laughed out loud, "You can't fill your stomach with air tea, so you must go out to eat."

"Sure enough, this is very Zhao Haitang. I suddenly felt that recommending Zhao Haitang to form a team with Curry, but not finding someone who understands life for him, it seems that they are not very good at carrying out this experiment~"

"Okay, I don't know if he can continue this experiment, but if you don't continue your life, we will eat dirt." Yu Mo put two diapers on Bai Zhi's hands: "Okay, I have already fed the babies, and I will probably have to change their diapers in a while, so I will go out first, Daddy."

"Going out again?" Bai Zhi touched her nose: "Have you found a brand that satisfies you yet?"

"Of course not." Yu Mo rolled his eyes: "I'm not good at high and low. When people hear that I want to try first, many of them are not happy, and those big brands are not willing to sign with me. That's fine. Stop talking, I should go."

"Come back early." Bai Zhi was helpless, this thing is really troublesome.

Bai Zhi thinks about it too~ If it was a big celebrity who came to do it, everyone would definitely come to ask for it, but this Yu Mo is not a celebrity, and because she has been pregnant for more than a year, it is of course troublesome.

"Where can I find a celebrity¨‖?" Bai Zhi put the diapers in the box next to her: "Dogs are not qualified to use cosmetics~ They are quite famous..."

"Ahh~ hey~"

Perhaps Bai Zhi was thinking about the problem and ignored the two little guys. The little guys were immediately dissatisfied. After eating and drinking enough, they would not fall asleep so easily. They were all very energetic~

After reacting, Bai Zhi hugged the baby up: "Come on~ let's go~ baby, let's help mother with something~~"

Just as he was about to go out with the baby in his arms, he met Yifei and Dali who came back. The two were holding a folder in their hands, and they were muttering about something: "Hey, Baizhi, what are you going to do?"

"Wander around~"

"Has Yu Mo gone out again?"

"Yes~"

"Hey, what a pity, I wanted to ask her for help." Yifei sighed.

"What are you looking for her for?"

Yifei took a picture of the folder on Bai Zhi's body: "It's not this simulated family. It's been two days, and there is no effect at all. I want to ask her what she was doing when everyone in her family was at home."

"Oh~~" Bai Zhi suddenly realized, shaking her eyebrows: "Dare you, when you are together, you don't even know what you are doing, do you?"

Not even knowing what to do, it proves that the experimental data is not easy to collect, especially Zhang Wei is now such an old man, he will not clamor for toys, snacks, or go out to play.

A step-by-step life can indeed spend these two weeks perfectly, but the problem is that this kind of financial planning without any surprises is itself abnormal.

Bai Zhi immediately understood what Yifei meant: "Then you want Zhang Wei to learn from the children~ Anyway, when he was in the orphanage, didn't he envy him too? Why don't you come out with that set?"

"Forget it~ You don't want to think about Zhang Wei's acting like a baby, who can bear it?" Yifei shook the goosebumps on her body.

Bai Zhi scratched her face and looked at Yifei: "That's not what you said at the beginning~ You have to look at this experiment from a scientific and rational perspective, it's just a scientific experiment, rationality is fine."

"..."

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