Bitch living in an apartment

Although Dali is not happy about Bai Zhi's denial of her statement, she is also a person who knows how to think: "I haven't thought about the reason for this, but this is not the material I want to use for my thesis. Write it down first. ~Maybe it will be used for other papers next time.”

Bai Zhi shrugged: "Actually, if changing to 810 is another example, what I said is still easy to understand. To put it in a simple way: You made a schedule today and prepared to work hard tomorrow, but the next morning Get up, you see this timetable, but you can’t get up the energy to implement it, and the financial plan is this timetable, and the control I’m talking about is your own self-discipline.”

"Huh? The question of the timetable is a good material, which can be used in my novel." Zhao Haitang wrote a few more strokes in the notebook.

"Hey~ We're really discussing mediation, so we're getting off topic~" Zhang Wei said unwillingly: "No~ Dali, since you agree with Bai Zhi's point of view, then you should understand that this is not something that can be solved with a financial plan of..."

"I agree with Lao Bai's statement, but it doesn't mean I deny my own statement." Dali continued to debate: "Reasonable financial planning can indeed reduce unnecessary expenses. I have been practicing this myself, so I know very well This effect."

"Then you don't need to quarrel with them, do you? Mediation problems should always be resolved calmly. If even the mediators are anxious, how can they mediate?"

Dali herself also felt that she was at a disadvantage in this regard, but she felt that there was a reason for this. .

Chapter 1786

"I admit, I was a little anxious today, but it was the first time I saw people who were worse in mathematics than Sister Meijia, and there were two of them at once. That mother didn't even know how many stocks she bought, and that daughter didn't even know how many stocks she had bought. I don’t even know how many men are in the men’s team I’m chasing.” Dali looked incredible.

Yifei just said lightly: "It's understandable~ The current boy groups may not all be men~"

"If that mother can arrange family expenses according to my method, it will definitely improve their financial situation. As long as that daughter spends money according to my arrangement, she will be able to pursue stars rationally, which is good for everyone."

Zhang Wei felt a pain in his head when he heard it: "Theory and reality are two different things. You have never been a housekeeper, so you don't understand."

"..."

Zhao Haitang became happy when he heard it: "Lawyer Zhang hates people saying that he has no kind, and Dali hates people saying she doesn't understand the most. You are going to divide~"

"I think..." Dali immediately wanted to continue to refute.

Yifei yelled impatiently: "It's so noisy. Since you want to experience family life and accumulate materials, since you want to prove that your financial planning is first-class, why don't you build a simulated family?"

"Simulated family?" Dali's eyes lit up, this is a bit interesting~

Yifei nodded and gave them a science introduction: "This is a common experimental method in psychology and sociology. Different people play different roles and collect data in prescribed situations to verify theories and hypotheses."

"No wonder you are a professor, and she is a student. This idea is fine~" Bai Zhi touched her chin, and grabbed the hand of the little feather that pinched her face: "But, are you sure it will work?"

"Of course it works." Yifei clapped his hands: "Set up a simulated family. Now that you have a child, you can also understand that milk powder, diapers, strollers, clothes, etc. are all good, but every time They always exceed the budget, why? Because there are other things, such as vaccines~ or checks, the baby needs much more money than you think.

Building a simulated family, these things need to be considered, better than talking on paper here, right?There is no way to convince others without something that has been tested. Of course, the premise is that you really treat this family as a home, and you can’t ignore things after the dissolution just because of the time of formation. Only in this way can you collect enough good data¨‖ . "

Zhao Haitang didn't hear what Bai Zhi and Yi Fei said later, but said excitedly: "Then... I will play the husband, and vigorously play the wife."

"I object, I am Dali's boyfriend..." Zhang Wei did not agree with anything.

Although he and Dali are now at odds, Zhang Wei didn't want to give Zhao Haitang an opportunity to sneak in because of this, so he immediately jumped out to object.

"Don't worry, it's just a simulation experiment." Yifei persuaded.

"I think it's a good idea. I'm going to write this simulation experiment into my thesis to make my thesis more convincing." Dali expressed her agreement with both hands and feet. Of course, she didn't say she agreed with Zhao Haitang's idea .

"You write a paper and I..." Zhang Wei just wanted to speak, but was interrupted by Yi Fei, who patted Zhang Wei on the shoulder: "Don't worry, we have to look at this experiment with a scientific perspective, be calm and rational... .no problem."

As soon as Zhang Wei wanted to speak, he was interrupted by Yifei's slap on the shoulder. After a few seconds, Zhang Wei silently pointed at Zhao Haitang: "Do you think he looks rational and calm?"

I saw Zhao Haitang propping his chin with his hands, and his saliva was about to flow out: "I'm finally going to take the position..."

Several people looked at him helplessly, Bai Zhi said speechlessly: "Stop daydreaming, wipe your drool off, don't scare the baby."

Zhao Haitang still looked the same, Bai Zhi turned the baby around to prevent her from seeing Zhao Haitang's smug look: "This is indeed a good idea, but if I suggest it, it's better to have an experiment for comparison."

"Oh? What's your opinion?"

Bai Zhi thought for a while: "Think about it~ Dali wants to write a thesis on family financial planning, while Zhao Haitang wants to write material on ordinary families, but if you look at it at first glance, do you think ordinary families have financial concepts? ?A real ordinary family only has the simplest: save as much as you can, and save the money for the children to marry and have children in the future. So I think this family with financial management concepts is not ordinary in itself.”

"so?"

"If you have to do an experiment, it's best to do it separately ~ otherwise there will be a big deviation." Bai Zhi suggested this, he really felt a little pitiful for Zhang Wei, so let's help him!

"Yes, that's right. Ordinary families only have the simplest financial planning. This is seriously inconsistent with Zhao Haitang's material accumulation goal. I object." Zhang Wei directly borrowed the donkey from the slope, saying that it is possible to form a simulated family, but not With Zhao Haitang, as for whom. . .It's better than being with Zhao Haitang.

Yifei rolled her eyes and glanced at Zhang Wei, mdzz, I don't want to expose you, don't think I don't know what you're thinking.

But what the other party said is reasonable and well-founded, it is really embarrassing~ Zhao Haitang followed up to argue: "` ‖Who said this is not an ordinary family? Is there anyone who can do family financial planning?"

Bai Zhi said speechlessly: "Then let me ask you, among all the families, are there more families with strict financial planning, or more families with the simplest financial planning?"

"This... is of course the simplest financial planning with many families." Although Zhao Haitang didn't want to follow Bai Zhi's words, he didn't dare to open his eyes and talk nonsense when facing a few people who had much more life experience than him. .

Bai Zhi clapped her hands: "Isn't that enough? You wrote this kind of realistic novel to resonate with most people (with good money), but you collected materials that resonated with a small number of people. Aren't you cheating? "

"..." The corners of Zhao Haitang's mouth twitched, he understood now, this guy has such a powerful mouth, he can say that the dead are alive, this sounds very reasonable, but why he still feels very wrong Ah~

Dali seemed to have thought of something, and nodded thoughtfully: "That's true, but... it seems that I have no other choice, right? Besides Zhao Haitang, who else can I choose?"

Zhang Wei raised his chest, if I don't speak, you treat me as dumb, right?This genuine boyfriend is here, do you treat me as transparent?

I have to say that in order to prevent Dali from experimenting with others, Zhang Wei was so worried that he kept trying to gain a sense of presence, but he was born with a low sense of presence, and was almost ignored by others. .

Chapter 1787

"I think you should figure out your main purpose, not what you happen to be, and then simply get together, so that the data you collect will be biased." Bai Zhiyu said earnestly: "For example, Dali, you Come to think of it, the paper you're going to write, it's family financial planning, and remember the subject, it's family, finances, planning. Do you know what I mean?"

Dali didn't understand, what he said was indeed that question: "I know~ I did do this, but what does it have to do with what you said?"

"It does matter. Your purpose is the key to what kind of family combination you form. For example, your goal is to prove that your financial planning is feasible, and your financial planning can solve the family's economic crisis. Rather than proving that poor financial planning is the main cause of family discord, am I right?"

"That's right, the former is the main purpose of my writing this thesis, and the latter is just a reason." Dali's heart moved, as if he understood something: "I see, you mean, there are various styles of family composition, only the design Setting a family style that is suitable for me to achieve my purpose will help me collect data?"

"It's easy to chat with smart people." Bai Zhi nodded to 813: "So, do you understand? What kind of family should you build? What kind of setting does this family use?"

I thought about it vigorously: "In this case, the family I want to form should not be an ordinary family, because a family with strict financial planning and strict implementation, basically every member of the family will be a very self-disciplined person, so Financial planning can only be implemented, that is to say, I need to find a few self-disciplined people to be my family members."

What is the most difficult thing for a person to do?It is self-discipline. It can be said that every person who is strict with self-discipline has a great chance of success.Otherwise, how can we say that the greatest enemy of man is himself?

"Dali, I am very self-disciplined." Zhao Haitang still did not give up this opportunity.

Dali glanced at him impatiently: "Lao Bai's words are not only for me, but also for you. Your purpose is to collect real family materials, that is, families of ordinary people. I am obviously not suitable for this." Your request, and you are not self-disciplined, especially when it comes to spending money, obviously you don’t understand what self-discipline is, of course, it has something to do with your family life, and I’m not belittling you.”

"..." Zhang Wei laughed: "Dali, this is the most suitable for me."

"Yes, you are really suitable for this." As for the person in the apartment who faces the strictest financial planning, except for Zhang Wei, there is really no one else, not even Dali.But he can only be regarded as careful budgeting, whether to spend what should be spent, let alone spend what should not be spent, and it is not considered to have financial planning.

The so-called financial planning actually means to have a clear goal of spending money, save when it should be saved, and be unambiguous about what should not be saved. This involves a lot of knowledge, and it is impossible to explain a sentence or two.

"Then one more person is needed." Dali took out his notebook and recorded it: "Do you have any recommendations?"

Yifei thought about it, but still shook her head. He knew someone who was really not suitable for this role. Bai Zhi said calmly, "I have someone to choose."

Everyone looked at Bai Zhi, only to see Bai Zhi calmly stretched out a finger: "This candidate is her."

Baizhi pointed at Yifei, and the four of them were dumbfounded. Yifei almost sprayed water on Baizhi's face: "Are you crazy? Want me to be their daughter? Don't even think about it."

Zhang Wei wanted to laugh, but he was afraid that Yifei would beat him to death. Bai Zhi could make fun of Yifei like this, but he didn't dare, because the dog's life is the most important thing.

"No, you misunderstood. I mean, you and Dali are a couple, and Zhang Wei is a son."

"Ka~~" Zhang Wei's suppressed smile froze on his face, Yifei was also stunned, looked at Zhang Wei, and looked up and down: "Hahaha~~Are you sure? Hahaha~"

"I think this is a good idea, hahaha~~" Zhao Haitang laughed loudly, he didn't care what the reason was, but when Bai Zhi said this, he liked it. . .

Bai Zhi didn't care how they laughed, and explained her excuse: "I have three reasons for saying this. First, the family setting that Dali wants must be a family with one child, and the child cannot be too young, because the child is too young If there are too many uncontrollable factors, financial planning is useless. It is best to go to high school. Children have their own ideas, which is also a necessary time point for financial planning, so this requires a family of three.

The second is because of time. At this time, the relationship between husband and wife is obviously becoming flat, and the interest and romance are worn away by the daily life. Obviously, if Dali and Zhang Wei are obviously unreasonable, so they Cannot be husband and wife.

The third point is the reason for choosing Yifei. Yifei is very self-disciplined, there is no doubt about it, and the most important thing is that the two of you are both women, and there will be no sparks. You are more like a pair of sisters who have been married for many years The couples after that are actually in this state, which I think is the most reasonable. "

"The reason is very good, I think it's okay." Dali didn't care if it was the reason, anyway, it would be better if he could collect more real data: "Does Teacher Hu have time?"

"I don't care anymore. Anyway, making courseware is a part of daily life. Isn't it just a matter of changing the name? What a big deal..."

Yifei really almost burst out laughing, thinking of Zhang Wei calling her father or mother, she probably couldn't help laughing, this picture is too beautiful, I can't bear to look directly at it~~

"Where's Zhang Wei?" Dali looked at Zhang Wei.

Zhang Wei's face was full of pain, but seeing Zhao Haitang watching the play, he looked a little disappointed, and gritted his teeth: "Okay, I agree."

"Hahaha~~" Zhao Haitang laughed loudly, he couldn't bear to hear Zhang Wei calling Yifei's father: "Zhang Wei, hurry up, call your mother to Dali."

"Go, go, let's go, you have time to take care of the affairs of our family of three, why don't you think about how you can make up enough people for your family of three!" Zhang Wei said dissatisfied.

Dali's problem is solved, but Zhao Haitang's problem is difficult. His goal is completely opposite to Dali's. To form an ordinary family means that their conditions are ordinary jobs, ordinary income, And the way ordinary people think.

But the question is, with Zhao Haitang's character, can he really survive as an ordinary person?

Not only Bai Zhi, but everyone else expressed doubts, especially Dali who still understood Zhao Haitang very well. .

Chapter 1788

If apart from Zhang Wei, Yifei, and Dali who have already formed a family in the iPartment, there are also those who are not in the apartment, then what can be called ordinary people's thinking are Curry Sauce, Yumo, and Meijia, right?No matter what, Bai Zhi is not thinking of ordinary people. The situation of this product is quite complicated. Anyway, ordinary people will not have this kind of thinking.

Bai Zhi didn't favor one over the other, after helping Dali to analyze, he simply helped Zhao Haitang to analyze: "As for Zhao Haitang's family members, I think curry sauce can be counted as one, refer to the family that Zhang Wei and Dali went to mediate today. Although You think they are very problematic, but you have to say that this is indeed the composition style of most families now.

My daughter chases stars, likes handsome guys, and becomes a nympho in order to chase stars, which is very similar to curry sauce.Then there is the mother, the mother in the new era is not as gentle and virtuous as the mother in the past. It is also a common problem that she cannot plan her own finances. This is very similar to Zhao Haitang's character, self-willed, self-willed, even if she is a mother , still a little childish.

And then there is another member, the father who goes out to work to support the family. He works hard to make money outside. He only returns home after working overtime until evening. But when he returns home, he plays games on the computer. When he is resting, he has time to go out with his wife and daughter. .

This candidate, to be honest, I really didn't think of who could be qualified. "

Bai Zhi smiled wryly and shook her head. If there were such similar candidates in the apartment, then when Zhao Haitang said that he wanted to collect materials, someone would definitely tell him, instead of relying on a simulated family to realize it.

"Is there no other way?" Zhao Haitang asked, "Would you like to change your personal settings?"

Bai Zhi rubbed her chin: "It's okay, but there is no other way. Otherwise, you can be a normal family with one parent at home and one working out of town~ but it will be more troublesome."

"How much trouble?"

"You can learn from the mother and son that Dali and Zhang Wei mediated, anyway, you will know after trying it." Bai Zhi shook her head: "I don't understand these details."

"Then I'll try."

Although Zhao Haitang didn't understand very well, he was definitely very clear about his future thoughts.

In fact, Zhao Haitang's ordinary family is the most difficult to solve. To be clear, only the people in the previous generation will leave their children behind and go out to work by themselves.

After all, there is no way, only going out to work can make money, but now, even if they go out to work, they will bring their children with them.

But that persona is really hard to find, there are suitable ones, but there is no time, and there are a lot of inappropriate time.

With such a decision, Dali did not procrastinate at all, and immediately began to write the details of this simulated family.

. . . . . .

After a day of serious thinking and arrangements, Dali got everything ready and discussed with Yifei that Yifei will be the father, Dali will play the wife, and Zhang Wei will play the son.

Hearing this rule, even Bai Zhi who came up with this idea laughed like a pig, and Yu Mo's face cramped even more: "Zhang Wei is the oldest, but he plays the role of the son? Isn't this too dramatic?"

"It doesn't matter, they are an 'unordinary' family, which is reasonable." Bai Zhi said with a smile: "Their purpose is to test the feasibility of financial planning, so there is no need to think too much about the rationality of the family members. sex."

Dali and Yifei also seemed to have discussed it, and they called Zhang Wei to start a meeting: "Then let me tell you about our purpose, our family is combined to prove the feasibility of financial planning, so we have two We live together for a week, and within two weeks here, I will be responsible for managing all the expenses, and we have collected enough 4000 yuan just now, and with this 4000 yuan, our family of three needs to live for two weeks."

"Four thousand? Isn't it a little little?" Yu Mo asked weakly.

For ordinary people, a small white-collar worker who goes to work normally has living expenses of about [-] yuan a month in addition to the rent, sickness and medical expenses. This is still in a big city. Of course, the amount of consumption is actually directly proportional to the amount of income.

If 4000 yuan is used for three people for two weeks, the average monthly cost will be more than 8000 yuan, which is about [-] yuan a month for one person. , water and electricity also need a lot.

Bai Zhi glanced at Yu Mo: "It's definitely not enough for you..."

"What does it mean to me?" Yu Mo pinched Bai Zhi angrily.

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Dali and Yifei ignored Bai Zhi's flirting, but continued: "Of course, these can't all be our living expenses, as well as water, electricity, and rent. I'll also calculate them. After paying these, We don't really have much to squander, so I hope everyone will cooperate."

"Okay, why don't you just tell me what you plan to do?" Yifei waved his hand.

Vigorously flipping through the notebook: "In fact, it's easy to say, it can be divided into three parts, fixed investment, daily expenses, emergency backup, and investment ~ including financial investment and education investment. I will take part of the money and put it in fund stocks to generate The income will increase the value of family assets, and at the same time, part of the money will be used to buy reference books for Xiaowei, hire tutors, and enroll in interest classes.

........  

Daily expenses include basic necessities, food, housing, and transportation. Although we are an ordinary family, we must also have the awareness of environmental protection and save as much as we can, for our sake and for the earth.

This requires the cooperation of Mr. Hu. You are playing a father now, and you may need to restrict the use of cosmetics and some items used by women. "

"Hey~ I have an idea about this." Yifei said lightly: "Some women's products are not intended to be restricted. Included in the financial plan, only some dishes that men must use must be included, such as toothpaste. Another example is towels. Girls definitely use a few more towels than boys, so this can also be counted as the cost of one.