Winning the new financial era

Chapter 68 The gaze from the giant

Beijing.

The entrance of the InterContinental Hotel on Financial Street.

A volcanic ash Panamera stopped steadily, Zhang Yida opened the car door and got out, handed the car keys to the parking boy at the door, and said "Thank you".

The parking boy smiled, took the key, got into the car, and parked for Zhang Yida.

Zhang Yida has a greasy hair today and is wearing a gray Prada slim-fit suit. He looks tall and long-legged, with an outstanding temperament.

He strode into the hotel, and a hostess lady who was in charge of the reception at the door made a brief inquiry and guided Zhang Yida into the lobby of the Ruixiang Jinke Series B financing conference.

The hall is luxuriously decorated and brightly lit.Hundreds of seats were crowded with people, and there were no empty seats.

Hundreds of people attended the meeting, including dozens of media reporters from major portal websites, financial media, traditional media, etc.;
There are also customers of Ruixiang Jinke, and dozens of Internet wealth management and loan companies have also been invited to participate in the conference;
Venture capital institutions and financial industry peers also invited dozens of people;
Then there are the vice president of Beijing University and the mayor of Haiding District who are sitting in the first row of the auditorium.

Above the hall stage is a huge LED screen, on which a row of large characters is projected:
"Ruixiang Jinke B round financing conference and financial technology development strategy conference."

A crystal sculpture advertisement was erected on the edge of the stage, a series of numbers:

"500$"

After a while, the meeting officially started.

First, the mayor of Haiding District, Beijing City, came to the stage and gave a speech. First, he affirmed and praised the achievements of Ruixiang Financial Technology Group.

Then he said that in the future, the district will continue to vigorously support the development and innovation of Ruixiang’s financial technology business, and provide some support in various policies such as financial license applications and tax relief.

In the end, he also expressed his optimism about the development potential of Ruixiang, and wished Ruixiang to become a domestic and even international fintech leader.

Ruixiang has now become a star enterprise in Haiding District. It is expected to pay several hundred million yuan in taxes in 14. The leaders of the district government are still very concerned.

Then Zhang Yida and the vice president of Jingcheng University came to the stage together, announcing that Ruixiang will invest 4 million yuan to jointly build "Ruixiang Group & Guanghua Smart Financial Center of Jingcheng University" with Guanghua School of Management of Peking University.

After the establishment of Guanghua Smart Financial Center, it will carry out a number of high-tech research and integration of financial technology.

Including the four main directions of AI artificial intelligence, big data, cloud computing, and blockchain.

Create four financial technology open platforms: smart finance, big data finance, financial cloud, and blockchain credit.

Empower tens of millions of financial companies, promote the upgrading of industry technology, improve efficiency and reduce costs.

The next link is that Zhang Yida took a microphone and talked about the PPT in front of the huge projection screen, let us suffocate for our dreams...

It didn't talk about the seven major ecologies, nor did it talk about the transformation of ecology.

Zhang Yida is relatively down-to-earth, and mainly introduced the subsidiaries of Ruixiang Group and the main business of each subsidiary through a tree diagram.

In the end, it is summarized that Ruixiang is an open financial technology platform for itself, and it does both ToC and ToB.

ToC currently provides users with financial product search and price comparison services, asset management services such as bookkeeping and credit cards, financial information services, and personal credit services.

In the future, it will also provide users with self-operated financial management and lending services.

ToB currently provides advertising services for major companies, including three major financial supermarkets: wealth management, loans, and credit cards. In the future, it will launch several other types of financial supermarkets such as funds, insurance, and banks to enrich all types of financial products.

For mung bean credit, Tiance Technology will also provide cooperative enterprises with credit data query, big data risk control system solutions and other services.

As Guanghua Smart Financial Center develops more financial technology achievements in the future, Ruixiang will also provide more and richer ToB services in artificial intelligence, financial cloud, big data, blockchain and other fields.

Zhang Yida talked for more than an hour before finally explaining all aspects of the content thoroughly.

After the PPT speech, Zhang Yida bowed to the audience, and the audience applauded thunderously.

He didn't step down, standing in the middle of the stage under the spotlight, ready to take questions from the audience.

Penguin News reporter asked: "Mr. Zhang, according to what you said, I feel that Ruixiang Jinke's development direction is very similar to Leech Financial Services, and it may face fierce competition in the future. What do you think about this? "

"Fintech has several subdivisions, and it is normal for them to develop in similar directions.

Not only leeches, we also have something in common with Penguin, Goudong, and Qiandu in their financial business department.

Also, I'm in favor of competition.

The result of competition is the improvement of enterprise management level, the enhancement of enterprise vitality, the improvement of financial technology, the reduction of costs, and the progress of enterprises and even the whole society.

Therefore, we do not exclude competition! "

Zhang Yida also replied with a sincere face, and he even added a penguin as a side note.It means that everyone is engaged in finance, there is no differentiation, and there is no such thing as plagiarism or plagiarism.

The audience applauded in unison, not to mention the outcome in the future, the sharp courage in front of him is very commendable, not afraid of giants, not afraid of competition.

A Beijing News reporter asked: "According to reliable sources, Touronghui Payment has spent 5000 million yuan to vigorously promote offline scanning payment. Regarding mobile payment, will Ruixiang continue to increase subsidies and promotion?"

Zhang Yida thought to himself, this reporter is really well-informed. It has only been a little over a week since Touronghui's promotion started, and it has been fully figured out.

After thinking for a few seconds, Zhang Yida replied:
"For mobile payment, that is one of our most important development directions in the future. It is certain to increase promotion efforts and subsidies."

The reporter asked: "Penguin has a social scene, and Leech Financial has an e-commerce scene. What does Ruixiang rely on to support its own mobile payment strategy?"

"Rely on unyielding will and courage. When Taobao was founded, it had 8848 and eaby; when Penguin was founded, it had MSN.

Neither of them has as much money or a strong background as their opponents.In the end, he defeated his opponent.

Relying on a passion and a firm will.They can do it, why can't Ruixiang do it? "

Zhang Yida also started to fool around, and drank a few mouthfuls of chicken soup.The core competitiveness and the magic weapon for winning must not be discussed now, and what will be done later.So just talk nonsense.

"For Ruixiang, what is Mr. Zhang's expected valuation in the future?" Another reporter asked.

Zhang Yida knew that this question should not be answered indiscriminately. Answering too high would be too conceited and arrogant, and answering too low would damage his own morale and dissatisfy investors.

He smiled and replied:
"Ruixiang's valuation has increased from US$2.5 million after the A-round investment to US$30 billion after the B-round investment, a 12-fold increase in half a year.

We are optimistic about the future.The speed of development will only be faster than before, not slower.

Compared with valuation, I pay more attention to the technological innovation and technological development of enterprises.

Through technology and technology, users can experience faster and more convenient financial services. "

After answering questions from more than a dozen reporters one after another, the press conference came to an end.

In the end, the round B investor took a group photo with Zhang Yida and Lin Zhenyang.

……

A middle-aged woman in her 40s walked into Jack Ma's office with a stack of newspapers in her hand.

Put the newspaper on Jack Ma's desk, and said seriously:
"Mr. Ma, Jiarui, a fintech group based in Beijing, has just received USD 5 million in Series B financing.

Many of their products are benchmarked against our leech gold clothing, and they are fierce, and the picture is not small! "

"Oh, tell me about it!" Jack immediately regained his energy, and recently he was preparing for Ahri's listing, and he didn't care much about other things.

He picked up the newspaper on the table, and there was an eye-catching headline "Ruixiang Jinke Completed Series B Financing of US$5 Million, with a Valuation of US$30 Billion".

Interesting, he continued to look down.

Pang Lei also began to tell Jack Ma about Zhang Yida and Ruixiang, including Zhang Yida's background, Ruixiang's entrepreneurial process, its products, and investors.

Jack Ma read the newspaper while listening to Pang Lei.After a while, Jack Ma put down the newspaper and murmured:
"I'm only 19 years old! Young people are awesome!"

He remembered that at the age of 19, he was still preparing for the second college entrance examination in his life, but he still failed in the end, and he had to wait until the third college entrance examination to pass.

Look at other people's 19 years old, and then look at yourself at 19 years old.With a lot of emotion, is there really someone who "knows it from birth"?

Pang Lei also nodded. Although Ahri + Leech Financial Services are well-known giants in China, they never underestimate any entrepreneur, especially a competitor with a valuation of 30 billion US dollars.

Pang Lei went on to say:

"Our biggest competition with them lies in the two business segments of credit and personal payment.

Especially mobile scan code payment, they have also launched offline promotion. It is said that 5000 million advertising fees were burned in a week, and 100 million trading users were exchanged. "

"Increase investment efforts, mobile payment is our core strategic product, this position must not be lost. Half of the valuation of Leech Financial Services is supported by it.

Other business sectors, including credit, wealth management, and lending are also inseparable from payment.

Come up with a charter!Take the market as quickly as possible and don't give them any chance. "

Jack Ma said in an unquestionable tone, is Leech Financial's dominance in the country something that others can easily covet?
Young man, he is still too young to dare to grab the cake from himself.This time, I will teach you a lesson so that you can remember better.

Thinking of this, a smile appeared on Jack Ma's face.

Seeing Mr. Ma's weird smile, Pang Lei, who was very familiar with him, knew that this was the rhythm of things.Pang Lei said respectfully:

"Okay, Mr. Ma, I'll arrange someone to make a counterattack plan as soon as I get back.

This time our Alipay will definitely win the game in one fell swoop, and both Penguin and Ruixiang have to stand aside. "

Pang Lei said confidently that in her opinion, only penguins could barely be their opponents.As for Rui Xiang, the volume is still too small.

Once Alipay and WeChat Pay ignite the flames of war, it is time for Ruixiang to be out.

The boss and the second child fought and fought, and the aftermath shocked the third child to death!

(End of this chapter)