Hong Kong Island's wealthy era

Chapter 5 Loans
HSBC serves as the quasi central bank of the Hong Kong government.It can be said that the people of Hong Kong before 97 were always affected by HSBC, including their basic necessities, food, housing and transportation.

A few years later, Li Chaoren acquired Hutchison Whampoa, which was almost given to him by HSBC.It was this acquisition that gave Li Chaoren great luck, allowing him to start the era of "Li's City" in Hong Kong and embark on the path of becoming the richest man in China.

This shows the great influence of HSBC in Hong Kong.

It can be said that Shen Bi's ability is very outstanding among all the senior managers at HSBC.But Lei Liquan didn't have much favorable impression of him.

Mainly in 1982, at a critical moment in the Sino-British negotiations on the return of Hong Kong, Shen Bi made necessary remarks to the media and planned to exchange sovereignty for governance rights.

As everyone knows what happened later, Xiangjiang returned smoothly and their plans failed.

Therefore, Lei Liquan had a bad impression of Shen Bi, mainly because of this matter.

However, Ran Leili still had to smile.Now HSBC has too many resources in Xiangjiang.Only when Lei Liquan becomes stronger in the future will he be able to glare at him angrily.

Although the Lei family is considered an old family in Xiangjiang and has a certain background, it is nothing compared to HSBC.

Therefore, Lei Liquan currently does not dare to show ill intentions towards Shen Bi and must wear a mask of pretense in front of him.Now we still have to develop in a low-key manner and strengthen ourselves.

Under normal circumstances, Lei Liquan, as the son of the head of the Lei family, would not let Shen Bi condescend to greet him.However, Lei Liquan's performance in the stock market in the past two years is really eye-catching.While most people were wailing, he was reaping the rewards.

Shen Bi found out carefully that Lei Liquan actually made thirty times the profit in the stock market with 500 million yuan, which successfully aroused Shen Bi's curiosity and wanted to see who Lei Liquan was.

In fact, the reason why Lei Liquan opened an account with HSBC was to demonstrate his business investment capabilities to HSBC and to establish a network with HSBC's senior management.

In this Hong Kong with a strong business and money atmosphere, you must infinitely expand your ability to make money and let more people know about your skills.Otherwise, others may not pay attention to you because of your reputation as a second-generation rich man.

Therefore, with Lei Liquan's deliberate friendship, the two of them got off to a good start. At least they could talk to each other and occasionally have afternoon tea together.

But this time Shen Bi went out to greet him in person, which still made Lei Liquan feel a little flattered.

"You're too polite, Mr. Shen. I really can't bear it and asked you to go out to greet me."

"Of course Xiao Leisheng can afford it, as the youngest stock god since the opening of the Hong Kong stock market."

Lei Liquan also praised Shen Bi. Whatever sounded good, he picked it up and talked about it.Shen Bi was so happy with the pat that his butt turned red.

Shen Bi knew that Lei Liquan was in the stock market and had just made a fortune. When he came to HSBC today, he must have business to discuss.

Sitting down in the reception room, Shen Bi was so happy that he praised Lei Liquan as soon as he came up: "Xiao Lei is so young and has such a precise vision and efficient investment ability. If you let everyone know, the citizens of Xiangjiang will definitely admire you very much." .”

Lei Liquan knew that Shen Bi was a Hong Kong expert and knew how to deal with Chinese people, so he listened to what he said.

"I have to thank Mr. Shen for keeping my secret, otherwise Xiangjiang City may not worship me if I am in the limelight at this time. After all, my 'happiness' is based on the pain of others."

Lei Liquan didn't beat around the bush and said directly: "I came here today because I have something to trouble HSBC and Mr. Shen."

"I don't know if Xiao Lei is born, what good will he do to find us at HSBC?"Shen Bi laughed.

"I am very optimistic about the rise in gold prices recently, so I plan to invest [-] million Hong Kong dollars in gold, and I want to entrust HSBC to invest in the London gold trading market." Shen Bi was a little surprised at this.Lei Liquan's investment was a bit over the top. Although it did not cost him all his money, if the investment was wrong, it would be enough to hurt Lei Liquan.

"I would like to ask, does Lei Lisheng know about this investment?" Although Lei Liquan is an adult and has full civil capacity, Shen Bi couldn't help but ask this question.

"This is a personal investment and I don't think it's necessary for my father to know."

After speaking, Lei Liquan took out a gift box from his bag and sent it to Shen Bi, saying, "I know Mr. Shen likes to collect famous watches. I hope you will like this gift, Mr. Shen."

"Xiao Leisheng is so polite. There is no problem with investing in gold, and it is a cash investment, so there is nothing to worry about." Shen Bi took the watch in his hand without hesitation and said.

The main reason is that Lei Liquan did not require leverage operations. It is very safe for HSBC, and it can earn generous handling fees. Isn't this what banks do?
"Then thank you so much Mr. Shen. This investment has made Mr. Shen a lot of trouble."

"Don't worry, since Xiao Leisheng trusts us, HSBC will definitely complete your entrusted investment perfectly. After all, this is what our bank does."

After saying that, Shen Bi notified the relevant personnel to go through the entrustment procedures for Lei Liquan and entrust HSBC to purchase [-] million Hong Kong dollars in London gold.

London, the empire where the sun never sets, is one of the world's financial centers and is now the world's largest gold trading market.Although Lei Liquan spent [-] million Hong Kong dollars to invest in London gold, one thing is certain, there will be no splash in this big gold pool in London.

Although gold transactions are all spot now, major banks are generally entrusted to open gold accounts to buy gold and store the gold in the bank.

Therefore, Lei Liquan also used this batch of gold as collateral to successfully borrow a HKD 5000 million loan from HSBC.

Although banks need to control risks, the price of gold has been rising recently.Therefore, HSBC readily accepted Lei Liquan's loan application.

For ordinary people, this is a gamble. If the gold market goes down, not only will the capital be lost, but also a large amount of handling fees will be lost.

But for Lei Liquan, this is a good opportunity to make money. Although there are many opportunities to make money, such opportunities do not come every day, so of course they must be grasped.

In fact, Lei Liquan can also be more radical, and he can use leverage to harvest greater wealth. Once the transaction is completed, he will have more capital to do more things.

If Lei Liquan really did this, HSBC would definitely not give him a loan because the risks were uncontrollable and banks would basically not do business with money.In fact, applying for a gold mortgage loan is a form of leverage in disguise.

Because Lei Liquan knows that there are many opportunities this year. If you don't have cash in hand, you can only watch helplessly and lose the opportunity to make money.

What is lost is the east corner, and what is gained is the mulberry tree.There are too many opportunities to make money, which is also a worry.

With such a large sum of money in Lei Liquan's hands, of course there must be sufficient returns.Otherwise, it is better to invest in gold futures.

Lei Liquan has set his sights on the real estate market, which is undergoing a correction.

　Baldhead is a newcomer, and all the big guys, please give me your support.Recommend votes, comments, and save by the way.Thank you!To put it bluntly, the plot will unfold slowly.

　　


(End of this chapter)