Rebirth of Hong Kong Island, I, the rice class leader

Chapter 295 Chapter 295: Standard Real Estate!If you want to do it, do it the best!
In fact, some of the ideas are really good, but the same amount of money can feed all kinds of people. In order to make money, businessmen always find ways to make money out of their golden ideas.

Selling off-the-plan properties is a double-edged sword, it can both boost the market and drive the market crazy.

If you add a mortgage...

Once the market goes crazy, a run on the banking industry will follow.

Gao Yao believed that he needed to prepare for a rainy day, so after he returned, he immediately consulted Huang Dawen.

Huang Dawen saw that selling off-the-plan properties was a good bridge, but he didn't know why the boss was so worried.

But taking money from others to eliminate disasters, Huang Dawen thought about it carefully and said: "Boss."

“If we really want to have no worries, we must have laws.”

He said honestly: "Otherwise, if we only rely on industry constraints, it will only be a temporary shock at best, but it will definitely not last long."

"Standing back from making someone rich is like killing your parents, boss."

This is the problem. Gao Yao also believes that legislation is necessary to truly restrain the shortcomings of uncompleted buildings.

The problem is that given the current behavior of the Hong Kong government, it will never promulgate corresponding legislation when things have just begun to show their buds.

This is not the style of those ghost guys.

Gao Yao sighed: "The law will definitely be promulgated, but it may be more than ten years later."

Gui Lao's laws have always been passive, or tinker-style.

Relevant laws are often enacted as if to remedy the situation after public opinion is very loud, or when great losses are caused.

From Gao's point of view, as soon as the off-the-plan property comes out, interested people in the Chinese community will definitely flock to it.

Broadly speaking, this is a good thing.

It will create a new group of wealthy Chinese people and accelerate the housing market in Hong Kong Island.

But the disadvantages are also great.

Huang Dawen seemed to be in a dilemma when it came to Gao Yao. He thought that his boss was kind-hearted, but he still had many concerns at this time.

After pondering for a moment, Huang Dawen said: "Boss, as for the law, I think it is difficult to pass it at present."

"But I thought you said it was feasible to set standards."

“A house is nothing more than a commodity,” he reminded.

"If we start from this perspective, if we can standardize the entire process of house development..."

Gao Yao high-fived: "Standard!"

Huang Dawen was stunned: "Standard?"

He thought about it, right, does the boss want to learn from Standard Oil?
Gao Yao laughed loudly and said, "Da Wen, you are really my Zhuge Liang."

"Okay, if you want to do it, do it the best!"

Gao Yao said: "As long as our standard real estate is the largest on Hong Kong Island, the general public will naturally choose houses based on our standards."

That's how Standard Oil came about.

At that time, Rockefeller believed that his own oil company was already the largest in the industry, so the specifications of the oil produced by the company should be the industry standard.

So the company was renamed Standard Oil.

Now Gao Yao also has the same idea.

Currently, the most powerful real estate developers on Hong Kong Island include Land, Humphreys, Kai Tak Sales Co., Ltd. in East Hetong, and Yiqun Company, etc.

But Gao Sheng Real Estate is not bad either. As a newcomer, Gao Sheng is sweeping Hong Kong real estate with eager eyes.

The twin tall buildings in its hands alone are enough for people not to underestimate.

What's more advantageous is that companies such as Land and Kai Tak Sales Co., Ltd. mainly focus on development and rent collection, and their influence on ordinary citizens is limited.

Moreover, as established overlords, their thinking has become habitual and rigid, and it is difficult for them to change themselves due to the stimulation of the external market.

At this point, the Chinese are much more flexible. As long as there is money to be made, everyone can adjust themselves according to the market at any time.

For example, take Liao Baoshan, the owner of Liao Chuangxing Bank.

Liao Baoshan has always been interested in getting into real estate, but looking around, her friends are either bankers or gold speculators like herself.

But there are no real estate developers.

After counting, only the president has real estate business.

Liao Baoshan made a fortune in middle age. He originally thought that he was good enough, but he didn't expect that there was a genius in this world.

At a young age, he became a leader among the powerful.

Moreover, the family has gold and silver, as well as a beautiful wife, so he is simply a big winner.

He believes that extraordinary people must have extraordinary ideas and can learn from them.

Therefore, Liao Baoshan has been paying attention to Gao Sheng's Sham Shui Po real estate project.

"sold out?"

Liao Baoshan would come here every now and then, so Xiao Li was naturally familiar with her.

"Yes, Boss Liao."

"All cleared."

Liao Baoshan made some calculations and heard that the president did not sell the shops, but only the ones upstairs.

Just a casual calculation, in just a few months, the president has easily earned hundreds of thousands from the house.

You can't get this money by yourself even if you go to the gold and silver trading market and speculate.

As for renovating and reselling old buildings, you can make a lot of money, but the time required is far more than building a building on the ground.

The time cost is too high.

After careful calculation, it would be more profitable to directly engage in real estate development.

Liao Baoshan made up her mind immediately. He took Xiao Li's hand and said warmly: "Brother Li, to tell you the truth, I also want to get involved in real estate development."

"Let's gather a few people. Could you please tell me about cutting the mooncakes?"

Liao Baoshan wouldn't dare to pry into Gaoyao's corner even if he was brave enough to do so, but he heard that the sales here are mainly because they are cheap.

Strictly speaking, it's not because it's cheap, it's because the house is sliced ​​like a mooncake.

Xiao Li corrected: "Boss Liao, it is a strata-level sale."

"exactly."

Liao Baoshan said: "You can divide it into anything."

"Please tell me, brother, I will give you a good reward."

Strata sales have been widely publicized and many people know about them.

For example, the reason why Liao Baoshan and others come to inquire is simply to confirm whether this sales method has any future.

From this point of view, it is still very promising.

Xiao Li pushed down the glasses on the bridge of his nose: "That's not necessary."

"If Boss Liao is interested, it doesn't hurt if I tell you about it."

Here, Liao Chuangxing listened with interest to Xiao Li's explanation of strata-contract sales. Over there, Gao Yao and Huang Dawen also worked out a framework.

The so-called selling off-the-plan properties is nothing more than selling drawings.

Before the building is built, the customer is asked to collect a deposit. When the deposit is almost collected, the building starts to be built, and then the customer's other house payments are collected based on the speed of construction.

In fact, it is the order model of the factory.

If you pay a deposit, I will produce it for you. If you don’t pay a deposit, of course I won’t lose money.

What needs to be avoided here is the situation where the factory owner takes the money and runs away.

Therefore, special funds are needed.

Since it is earmarked for a special purpose, it cannot be left to the developer. This is no different from letting a rat into the Miku.

As for the money, it must be put in the bank.

But there is also a problem here. What should we do if banks collude with developers?
In the absence of legal constraints, this is a great test of moral standards.

And the whole world knows that morality cannot be tested, especially when it faces the bone scraper of money.

Therefore, other supervision is needed, and this supervision is of course the law firm.

Before the legislation is finalized, this is almost the most effective method.

Huang Dawen said: "Boss, is it worth shackles on yourself like this?"

He has only seen people who desperately want to remove their shackles and try their best to exploit every loophole to make money.

I have never seen someone cuffing themselves like this.

This is because it is too easy to make money.

"worth."

Gao Yao shook his head.

He knew why Huang Dawen thought so. As a person in this world, this idea was normal.

Someone who is higher will come from the later generations.

He couldn't allow the off-the-plan property leaked from his hands to become a poison, so he wanted to make it as standard as possible.

Of course, if it becomes a standard and people ignore it...

There was nothing Gao Yao could do.

He can only say that it is impossible to satisfy everyone's expectations, but he only wants to be worthy of his heart.

"Dawen."

Gao Yao suddenly asked: "Have you bought a house?"

Huang Dawen scratched his head in embarrassment: "I spent all the money on drinking wine."

He has all five poisons, that's why he behaves in such a strange and confusing manner.

Gao Yao laughed: "Good boy, your salary is not low, buy one as soon as possible."

"Da Wen."

"Hong Kong Island is only so big."

Gao Yao said seriously: "I have a house in my hand, so I don't need to panic."

"You go find Aqiang and get a lawyer. The relevant agreements must be detailed and detailed."

"I would rather make less money than have someone poke my back."

Huang Dawen was awe-inspiring. He felt that it was strange that the boss seemed to attach great importance to this matter.

"Yes, boss."

"Senior brother and I will definitely work hard to get it done." "Also, Gaosheng Real Estate will be renamed Standard Real Estate in the future."

"Get it done."

Huang Dawen took a breath, the boss actually meant it.

Standard real estate?

His blood boiled immediately. This is the standard for Hong Kong Island.

"clear."

Gao Yao immediately made appointments with Jian Dongpu from the Bank of East Asia, Zheng Tie from the Bank of China, and Li Guowei from his own Gaosheng Bank.

Originally, he wanted to invite a few people to play golf, but Fanling was too far away.

It's too much trouble to drive all the way there just to play golf.

He simply invited three people to play on his new yacht in the name of rafting and fishing.

Yes, Gao Yao also owns a yacht.

When he took Gao Bin to buy the land in Clear Water Bay, he had already said that he would buy a yacht. Later, he took some time to order a yacht.

Until now, it has finally been shipped.

Yachts are nothing new on Hong Kong Island. At least Jian Dongpu often rides them.

At present, the main attraction of yachts is luxury, brilliance and palace-like appearance.

Jian Dongpu and the others tutted, but young people are still willing to give up these days.

Gao Yao smiled and said: "Victoria is so beautiful, there is no reason why we can only watch it from the shore."

He waved his hand: "Go fishing today."

Fishing is not the purpose, it is mainly a united front.

In addition to Hang Seng, the three of Jian Dongpu can almost be said to be the dominant players among the Chinese banks in Hong Kong.

As long as they stand up and endorse it, the public's trust will come.

Gao Yao believed that Jian Dongpu had no reason to refuse.

Yes, in fact, it is enough to deal with Jian Dongpu alone, because Zheng Tie and Li Guowei have always been on the high side.

Gao Yao believed that Jian Dongpu had no reason to refuse. After all, what the bank needed most was deposits.

Of course Jian Dongpu would not refuse, he was just a little strange about Gao Yao's exhaustion.

This behavior makes it seem like there will be some scourge behind.

That's for sure. The model of selling off-the-plan properties will radiate many ways to play. If you don't stop the car at the end of the game, the national credit will go bankrupt.

Therefore, Gao Yao thought that no matter how serious it was, it could not be taken too seriously.

In fact, in the final analysis, it is to provide owners with a guarantee for purchasing a house.

Gao Yao believes that starting from Hong Kong Island, and since he has decided to make standard real estate, he should not only make standards in the sales model.

Construction is also required, as well as inspection and acceptance, etc.

It's all a series of processes.

It's really because Hong Kong Island has created many bad starts for future generations, such as using sea sand to build buildings, cutting corners, etc...

"Actually, it's just to buy an insurance for everyone."

Gao Yao said with a smile: "What we sell is not just houses, but also social responsibility."

Jian Dongpu and the other three stood in awe.

If others said this, they would only think it was self-bragging, but now that Gao Yao said this, they thought it was absolutely from the heart.

"I definitely agree."

Jian Dongpu looked at Zheng Tie and Li Guowei. The total deposits in the three banks were hundreds of millions.

This strength is enough to make Hong Kong Island's banking industry proud.

He thought about it, if a law firm joined in, it would mean that he could try to apply for mortgages for home buyers?
"President Gao."

After Jian Dongpu calculated, he felt that Gao Yao seemed very confident in selling off-the-plan properties, so he couldn't help but ask: "Do you think most of us will stay on Hong Kong Island?"

Only if you want to stay will you consider buying a house. This is the premise.

But just like the Hong Kong government's judgment, Chian Dongpu and other Chinese representatives actually believed that there would not be so many people on Hong Kong Island in the future.

They believe that after the winner is determined there, many people will return to their hometowns for construction and production.

Under the premise of this judgment, both Westerners and Chinese are very conservative in doing things.

Normally, this judgment will last for several years.

It wasn't until the movement started there and the landlords and wealthy people were overthrown that everyone gave up and stayed on Hong Kong Island to develop.

Then factory production began to flourish.

The earliest bold Chinese developers entered the wealth circle and formed a class, which eventually began to be taken seriously by the Hong Kong government.

So, everything is due to the tide of the times...

Gao Yao smiles, it is inevitable in history.

His little butterfly cannot affect the general trend for the time being, but judging from the news fed back from newspapers and other channels.

The Democratic Party is indeed like a grasshopper after the fall, and it will not be able to survive for much longer.

And the style there is the same as in the history books.

"Whether I go back or not."

"The current wave is to rebuild homes after the war," Gao Yao said.

"Home, home, home, you have to have a house."

Jian Dongpu thought that Gao Yao must have other ideas, but this young man has been doing everything right since his debut, so maybe people are looking far ahead.

"it is good."

Jian Dongpu said: "We, the Bank of East Asia, are willing to fully cooperate with Chairman Gao on this matter."

He wanted to see if the leader of the Chaozhou Gang could set standards.

When Jian Dongpu spoke, Zheng Tie and Li Guowei naturally agreed.

With the endorsement of these three major banks, what Gao Yao has to do next will be much easier, which is nothing more than buying another insurance.

When going out on a yacht, he either plays with women or goes fishing. Jian Dongpu is an old man, and Gao Yao certainly can't take him to play with women.

Otherwise, if something happens, the Jian family will go crazy.

So they fish.

They say it's fishing, but it's actually just chatting.

Among them, Zheng Tie, because of the nature of his work, has to always care about national affairs, so he couldn't help but lament: "Our internal statistics show that from the victory of the Anti-Japanese War to the present, the number of legal tender issued has increased from 5 billion yuan to the current 569. Trillions of dollars.”

"The one-man thieves."

Zheng Tie couldn't help but scolded: "These two thieves, Kong and Song, not only deceived the world and stole their reputation, but also harmed nature and justice. It's really too many to write down."

Speaking of this, Jian Dongpu became energetic. He said: "As the saying goes, if a wind shakes a bamboo, all the poles will break."

"I think it will be difficult for the Chairman to handle the presence of such wood cysts."

They all say not to talk about state affairs, but when they talk about it, everyone is in high spirits.

Even Li Guowei couldn't help but interject: "Now the people are asking President Kong to step down, but the chairman of the committee is pretending to be deaf and dumb."

"I think he can't bear it."

"I can't bear to part with you."

Jian Dongpu said: "Corruption has become a cancer on the weak body of the National Government, and this cancer has penetrated deep into the heart."

“If left unchecked, it will slowly die.”

"One cut or death on the spot."

He shook his head and said: "Things must rot first, and then insects will grow."

Gao Yao summed it up at the right time: “Anti-corruption will destroy the party, and failure to fight corruption will destroy the country.”

Jian Dongpu and the three of them were stunned.

After a moment, Jian Dongpu high-fived: "Incisive, that's it."

"It turns out that Chairman Gao is also concerned about state affairs."

Gao Yao waved his hand: "It's not worth mentioning, I'm just making fun of you."

There were no outsiders here, and Jian Dongpu was not afraid of his opinions being leaked, so he said: "The party and the country have lost the support of the people for a long time."

"For example, in 42, the Alliance Victory US Dollar Bonds issued by it were equivalent to 20 yuan in national currency. People purchased them with national currency and exchanged them for US dollars after the victory of the Anti-Japanese War."

"What's the matter?"

Jian Dongpu sighed: "We also helped sell it back then."

He shook his head: "It's terrible."

Coincidentally, both Zheng Tie and Li Guowei had helped sell, and they both sighed: "It is better to buy less than to buy more, and it is better not to buy at all than to buy less."

“The people are so distraught that they really don’t know what the future of the party and the country is?”

They are all financial elites, and they focus on finance. If they can catch a glimpse of a leopard, they will realize that the general trend of the party and state is not good.

It's a bit depressed.

As for what they said was that the total number of U.S. dollar bonds sold by the Alliance was 1 million U.S. dollars, and then the national sales were about 4300 million U.S. dollars.

Most of these sales are compulsory sales.

The buyer did not believe that the party-state would convert the currency into U.S. dollars in the future, so after purchasing it, he resold it on the black market at a discount.

Who would have known that later due to inflation, the price of U.S. dollar bonds began to increase, and one dollar of U.S. bonds was worth 30 yuan in national currency to 273 yuan.

The trouble came when Lao Kong, then Minister of Finance and President of the Central Bank, saw this and applied to end the sale of U.S. dollar bonds, and secretly ordered the Central Bank to purchase unsold bonds from various places.

Lu Xian, the then director of the Treasury Bureau, asked Lao Kong to seal the deal in the name of adjusting his colleagues' wartime lives. He purchased the unsold US dollar bonds at the official price and then sold them at the market price.

The result of harming the public and enriching private interests was that Lao Kong made a fortune...

It is estimated that Lao Kong earned at least nearly 800 million US dollars from this vote.

The most hateful thing is that after the incident, Lao Kong only temporarily resigned from his posts as Minister of Finance.

Gao Yao smiled and said: "The party-state is rotten from the foundation, and the citizens will see it more and more clearly."

"The development of Hong Kong Island is just around the corner, and it should start with us."

(End of this chapter)