Rebirth of Hong Kong Island, I, the rice class leader

Chapter 294 Chapter 294: Selling off-plan properties, the wheels of history are rolling!

Everyone's success is definitely not a fluke. Xiao Li was able to thrive in later generations because of the opportunities given by the great era and his own ability.

During this period, in order to achieve good sales, Xiao Li not only focused on the case, but also negotiated with many parties, including mortgage companies and banks.

In this, Xiao Li discovered a bit of a paradox.

Those who are rich do not need a mortgage, but those who want to apply for a mortgage are not accepted.

In the final analysis, it is actually about money.

Xiao Li has carefully calculated that the current monthly rent in the rental market is around 200, and it cannot be higher because of legal restrictions.

But the top-up fee is expensive.

Generally, the top fee ranges from 6 to 7 to as much as 1 to 2. With this amount, you can buy a one-story house together.

In this case, Xiao Li wondered if he could work harder in this area?

He was a thoughtful person, and when he used this to calculate the mortgage later, he suddenly had an idea.

"Boss, the problem with the mortgage company now is that the down payment cannot be less than 5%, and the repayment period is limited to 2 years."

The current annual interest rate offered by the mortgage company is 1 cent and 8 percent, which is almost half in two years. It is indeed difficult for ordinary people to afford it.

It is definitely incomparable to future generations.

However, this cannot be blamed on the mortgage company's harsh conditions, because no one knows whether the owner will run away later...

After all, the current Hong Kong Island is just a transit station.

"so?"

Xiao Li plucked up the courage and said: "Boss, I have thought of a way. Is it possible? Before the construction of the new building officially starts, our company will first collect a part of the buyer's deposit, and the balance will be paid in installments, just like paying rent. When the building is completed, the buyer’s down payment or full payment is collected, and the buyer will own the property and become the owner.”

Now that he has opened his mouth, Xiao Li starts talking: "For example, for the first phase, you pay 50% of the deposit first, and for the second phase, you pay 10% for the second floor, and so on, and then you get 10% of the balance for the sixth phase." Pay it off when you get the certificate of occupancy."

If you include the mortgage, the pressure on the owner will be greatly reduced.

Xiao Li's voice weakened, because he saw that Gao Yao's expression was a bit strange, so he said weakly: "Actually...actually, I just have an immature idea."

Depend on!
Gao Yao was confused, wasn't this person selling off-the-plan property?

In later generations, it was Guan Tai who disliked the slow pace of conventional house building and selling in the 50s, so he wanted to sell his own house faster.

It's best if you don't need to use your own funds.

This guy had dealt with factories before, and he found that it was impossible for the factory owner to make so many ready-made goods and put them there waiting for buyers to buy them. They usually produced them after receiving orders.

With the order and deposit, the factory can start and sales are guaranteed.

He believes that those engaged in real estate are actually no different from those who run factories. Anyway, they are helping others produce houses, so they should be run like factories.

Gao Yao originally wanted to wait a few years before releasing off-the-plan properties, but who knew that Xiao Li had figured it out by himself?

He thought that Superman Li lived up to his reputation. Regardless of whether he had official status or not, this guy was inseparable from real estate.

Gao Yao pondered, selling off-the-plan properties is a double-edged sword. It is undeniable that it will promote and revitalize Hong Kong's still sluggish real estate market.

But it also brings countless hidden dangers.

"It's a good bridge."

Gao Yao asked: "Have you ever thought about prevention?"

Xiao Li stayed for a moment, prevention?

The young man is a smart man, and he has figured it out in a flash.

Hong Kong people are swarming, and as long as they see an opportunity to make money, countless people will definitely flock to it.

There are demons and monsters among them, and some of them may have set up a trap to engage in immortal dancing.

How should it be solved?

Xiao Li said: "Boss, when you collect money in the early stage, you can open a special account in a bank or law firm, and unfreeze the funds in batches according to the progress of the project."

“This can alleviate the concerns of owners and provide them with security.”

"Secondly, it can curb certain bad behaviors."

"only…"

He hesitantly said: "If we do this, it will be a bit restrictive for real estate developers."

Gao Yao smiled instead. Xiao Li had thought of everything he could based on what he knew and learned, and immediately said: "The idea is very good."

There are no walls in the world that are leaky. Now that Xiao Li has figured this out, it shows that the wheels of history are rolling forward uncontrollably.

Pressure cannot suppress it, and paper cannot contain fire.

Gao Yao thought to himself, it seems that selling off-the-plan property is inevitable after all.

He raised his head and thought, he still had to find a way to study this matter.

Then he said to Xiao Li: "Since this is your idea, then you can come up with a detailed plan and we can use it in the second phase."

Xiao Li said happily: "I know, boss."

He followed: "According to my opinion, when you first get the land, you can advertise it extensively and collect the deposit."

This is basically the same as in later generations, where you first collect part of the deposit, and then use the money to start buying materials and building a building.

Using small money to leverage big money, it is estimated that you only need to spend about 10% of the entire construction cost to complete the building.

Gao Yao smiled and said, "You are the one who handles things. You should do what you want."

“However, the 50% deposit for the first installment is too high and needs to be lowered.”

Gao Yao set standards because he knew that in later generations, real estate construction in many places would be based on Hong Kong Island.

The key point is that these guys learned selectively and then made a mess.

Since he is a pioneer, Gao Yao hopes that he can create a set of standards on his own to avoid many disasters in future generations.

"Little Li."

Gao Yao said seriously: "Be a good person before you do anything."

"We have to make money, but we also have to consider the impact on society."

"We cannot be the sinners of history."

Selling off-the-plan properties and selling public stalls were for the sake of official status, but later they were carried forward in the hands of Superman Li. Therefore, many people think that Li is the source of all evil...

It can only be said that what he did was so outstanding that many people imitated him but failed to imitate the essence.

Xiao Li seemed to understand.

Gao Yao said: "Take it from society and use it to society."

"Xiao Li, I hope you remember this sentence."

"For us rich people, people are water and water is wealth, but water can carry a boat or capsize it."

Gao Yao knew this. In later generations, Xiao Li was once held on a pedestal. Alas, his autobiography and experiences were everywhere at that time.

Reading his autobiography, it seems that he has magical powers to protect his body, and he seems to have the confidence to do things and succeed.

No matter how high you are praised in the end, how miserable you will be trampled on later.

Xiao Li nodded, thinking that he was just a wage earner, but seeing that the boss seemed to attach great importance to this, he said, "I will keep what the boss said in mind."

Gao Yao smiled slightly, Xiao Li was a talent, but he was not sure whether this kid could continue to grow under his banner.

Maybe one day, when his wings are strong enough, he might want to fly solo.

Gao Yao would naturally not do anything to break his wings, after all, he was from the Chaozhou Gang.

If one day comes, he only hopes that Xiao Li will be more socially responsible under his own guidance, instead of just saying "I'm just a businessman" when something happens.

"The big time is coming."

Gao Yao patted Xiao Li's shoulder lightly: "You opened this door."

Xiao Li was flattered, and he said with a smile: "Boss, you are serious."

Gao Yao smiled slightly, is this serious?
Currently, Hong Kong Island has no industrial economy at all, not to mention the tourism and financial industries, which are nothing.

As for industry?

Currently, Hong Kong Island only has the capacity to produce 'Good Morning' towels and 'Money Brand' kettles.

Daily necessities such as ball pens, plastic stockings, plastic belts, etc. are almost all old American goods shipped in from outside.

It was real estate that re-catalyzed the economy and attracted a large number of laborers. The social order began to stabilize, and people began to think about staying in Hong Kong Island.

Then came the miracle of the Four Little Dragons.

"Good job."

After Gao Yao left the case scene, he said to Gao Jin: "I think your concierge department will continue to expand its recruitment."

Gao Jin was taken aback and said, "Brother, there are already thousands of people. If we recruit more people, I'm afraid there will be no place to arrange them."

The thousands of people in the concierge department are different from those in the Jianghu. They don't need to worry about their lives.

He is considered a semi-full-time security personnel, and his training and physical strength are not comparable to those of people in the martial arts world.

If it weren't for the fact that Gao Yao was now spending money everywhere to take on many projects for the concierge department, he wouldn't be able to afford it.

"The hardest time is over."

Gao Yao smiled and said, "That's not bad."

Since off-plan properties are to be sold, real estate development is of two orders of magnitude.

With Gao Yao's strength, he can easily develop hundreds of tenement buildings a year, which will affect thousands of families and, by extension, the jobs of tens of thousands of people.

In addition to getting a lot of cash, he will also own hundreds of stores...

These expenses alone are enough to support the concierge.

Seeing that Gao Yao had made up his mind, Gao Jin could only nod: "Okay."

Gao Yao then said: "We need to keep up with firearms training."

"I've applied for a shooting range license."

"only."

Gao Jin said: "Brother, I want to put the site over at Clear Water Bay." "Abin said that he recently negotiated for a piece of land there, and the location is very good."

"You decide."

Gao Yao doesn't care about this.

Since he mentioned guns, Gao Jin simply said: "Brother, Li Aji said that he recently got in touch with Indonesia."

After World War II, there was an anti-colonial wave across the world.

Southeast Asia is no exception. Indonesia is ready to eliminate the Dutch's delusions of restoring colonial rule.

They need a lot of weapons, medicine and food.

But these guys are so poor that they can't afford the money to trade.

Fortunately, the rubber produced in the rubber plantations in Indonesia is of high quality and has a large output, which is very popular everywhere.

"rubber?"

Gao Jin nodded: "We are currently talking about one ton of rubber for 30 bullets, and two tons of rubber for one rifle."

Gao Yao was stunned. This huge profit from riding a horse, even if the shipping fee was included, it was still a huge profit.

No wonder later generations said that those who went to Southeast Asia in this era would make a fortune as long as they had a strong neck.

He recalled that in later generations, Nanyang produced many godfathers like a blowout.

The first thought of most people in the Chaozhou Gang is to go to Nanyang to develop.

Now listening to what Gao Jin said, Gao Yao understood.

Those revolutionaries in Southeast Asia are willing to pay any price to overthrow colonial rule!
From this point of view, there are indeed many opportunities in Nanyang.

Gao Yao remembered that many of the Chaozhou Gang were in places such as Siam, a country rich in coups and rice and other local products.

He said: "Since we have already started taking Nanyang lines, let's take more lines."

He said to Gao Jin: "I am going to wait for Guan Tai to come back this time and let him take charge of the trade work."

Guantai is like a brick, move it wherever you need it.

Gao Jin said: "I'm finally back."

Gao Yao sighed: "It's impossible not to let him come back, otherwise the third aunt will cause trouble for me, and Yanni will also cause trouble for me."

He followed: "So it seems that Li Ahji's business is doing well?"

Gao Jin nodded: "This guy is very good at this."

During World War II, the productivity that various countries unleashed was simply astonishing, and the weapons and equipment of the major powers piled up like mountains.

This created a problem for the Allies and others after the war.

How to destroy it?
It's definitely not possible to keep it, the maintenance cost is too high.

Destruction is also a problem and the cost is high.

It depends on the situation...

A tank costs $400 to drive away, and a Thompson submachine gun only costs $10...

Money is not the problem, the problem is access and the ability to transport it.

Now it seems that this problem has been solved by Li Adji. Gao Yao said: "This business needs to be done."

"Tell Li Ahji that I have high expectations for him."

"If you have the chance, you can get involved in production."

Gao Jin silently kept it in his mind. He found that his eldest brother seemed to be only interested in making money, but he was very interested in making trouble.

"How are you studying English?"

Gao Jin, who had been motionless in all directions, looked flustered for the first time. He chuckled and said, "Brother, I'm... studying..."

Gao Yao said earnestly: "If you want to open your eyes to see the world, you must understand other people's languages."

"Ah Jin, we will not stay in Hong Kong Island forever."

"As the head of the concierge department."

Gao Yao patted Gao Jin on the shoulder: "You will go out to conquer in the future."

Gao Jin felt a little ashamed because he always urged Li Aji and the others to learn English, but in the end he didn't care, so he said, "Brother, I will definitely work hard."

Gao Yao nodded: "Find a Yangma to teach you, and with daily contact, maybe your progress will be faster."

For tutoring, you must find a golden cat. That’s what Chen Qingquan does. Isn’t his speaking skills slipping away all the time?
Gao Jin thought that this was what Abin liked best. This guy now often rents rooms in the name of tutoring. Damn, he still rents rooms in his own name.

Scum!

"Got it, big brother."

Gao Jin then said: "Brother, the people over there have been coming over one after another."

He pointed to the north: "Those celebrities."

Gao Yao asked enthusiastically: "Who is coming?"

"Guo Wenbao, Taishi Bian, Jing Song..."

Gao Jin has a very good memory and reports all the people who will come directly.

Gao Yao was surprised, they were all absolute big names.

"Have you settled in yet?"

Gao Jin said expressionlessly: "After receiving the person, the United people immediately pulled the person away without stopping."

He was a little unhappy, as this horse rider felt like he was crossing a bridge and drawing a board.

Gao Yao, on the other hand, didn't care. He smiled. What he wanted was righteousness and what he did was honor.

My side is just a passage.

"Every brother who does something will be rewarded 200."

"Just keep this matter to yourself and pretend it never happened."

This is reality, Gao Yao thought. In the past, these were history, engraved in words on manuscripts.

Now it has happened to me. Thinking about it, it really feels a bit historical.

Gao Yao has always had a sense of alienation from the world. After discovering that historical events were gradually happening around him, he thought he was integrating into the world.

"Abin still won't get married until next year?"

Gao Jin said: "He said he didn't want to step into the coffin too early."

"Depend on."

Gao Yao cursed: "This guy just wants to live and drink, and he definitely doesn't control his belt outside."

Gao Jin said nothing, thinking that his elder brother still knew Abin very well.

But it’s not easy for this guy to be willing to marry Shui Mei...

"Don't say that."

Gao Yao said: "I haven't been to Kowloon for a long time. I'm looking for a place to drink tea."

……

At the same time, Keswick and several senior executives from foreign companies were lobbying for Grantham.

"Your Excellency, we are not far away from the peaceful land."

"The population of Hong Kong Island is exploding and the health situation is deteriorating rapidly, which is worrying."

Grantham pondered, these are indeed facts.

After he came to Hong Kong Island, he didn't just sit in the office doing rubber stamps all the time. He also went out to do research.

Almost every corner of the island has been visited by him.

The situation was indeed shocking.

The hygiene was so bad that sometimes Grantham thought he was back in the Middle Ages, when he had to wear high heels and a hat when going out.

Otherwise, it is very easy for disaster to happen.

"What do you guys mean?"

"I see the need to organize a territory-wide health campaign," Keswick said.

"Sir, I think you should also know that the Chinese are conservative and do not trust Western medicine."

"If we don't enforce it through government decrees, I'm afraid there will be another cholera epidemic by then."

There are many reasons why Hong Kong Island is regarded as a transit point by many people. One of them is that cholera is too easy to occur here.

Basically every ten years or so, a plague occurs here on Hong Kong Island that kills many people, including no less than epidemic disease, dysentery, plague, cholera, tuberculosis, smallpox, measles, etc.

In 45, when Hong Kong Island first regained its sovereignty, a smallpox outbreak occurred, resulting in the death of more than 500 people...

The most troublesome thing is, as Keswick said, at that time most Chinese people did not trust Western medicine, did not understand the health authorities' epidemic prevention methods, and were unwilling to cooperate with epidemic prevention measures.

For example, the most serious plague was the bubonic plague in 1894, which killed nearly [-] people. A large part of the reason was that many poor patients stayed at home and refused to receive any treatment. After they died, their bodies were abandoned in the dark. , becomes the source of infection.

The government dispatched cleaning brigades such as the British army, police, and Shrek County Corps to conduct house-to-house searches in areas where the epidemic was concentrated, isolate patients, and carry out disinfection;

But this leads to more dissatisfaction.

Through Tung Wah Hospital, the Chinese requested the government to allow patients to leave Hong Kong and return to the mainland. They also claimed that there are ulterior secrets in isolation treatment with Western medicine...

The most troublesome thing is that they are only willing to accept traditional Chinese medicine for treatment...

"That's what you said."

Grantham believed that in order to manage Hong Kong Island, health should bear the brunt.

Especially in the current situation where the population is exploding and medical care cannot keep up, it is very important to pay attention to personal hygiene and public health.

Then he said: "Let's discuss it and then send it to the Administrative Bureau for discussion."

"Once passed, it will be accessible throughout Hong Kong."

(End of this chapter)