Back to 1988

Chapter 201 My name is Lu Feng
When Jiao Enfan heard the topic to be discussed, he unconsciously became happy. Lu Feng, a person who has never been abroad, talked about international finance with him. Isn't he courting death?

Chang Wanteng also breathed a sigh of relief. This is what he said himself. Jiao Enfan is very ignorant of the domestic market. Although he is positioned as a high-end brand and relies on foreign capital to create a luxury price, no one has traveled this road. .

"Many people present here may also often travel abroad, and have also been in contact with some investments and funds. I know a lot about it. I was an intern at Goldman Sachs."

Jiao Enfan took the microphone and said calmly: "I believe everyone understands the power of Wall Street finance. There are huge markets around the world for finance, stocks, funds, and investment. Not to mention the stock market and venture capital. I was in charge of contacting a large insurance company as an intern there, and I’ll just say a little bit.”

"If you are in the country, you are poor, you have the ability, but you don't have the capital, what should you do? There is no way, here you can only rely on relatives, but it is different there, as long as you are a good person with good reputation, Then you only need to sign a personal loan, and this loan can directly pay the down payment of a house, and the people there live in villas."

"Is the bank afraid that you won't pay back the money? Yes, this is where people dare to play. They will sign a risk hedging insurance that belongs to you through the insurance company. If you can't pay back the money, the insurance company will pay it back for you. A complete The financial system gave a poor man on the streets a second life."

"I have personally helped these people handle quite a few loans. They only need to have good credit, sign a signature, and the next day they will walk out of their villas in suits and shoes, and even drive a brand new Cadillac sedan to go to the bank. Interview for decent jobs."

"A complete financial system, caring and caring services for the poor, compared to our despair, that is a freshman. During my internship, sometimes I would become friends with these people, and sometimes I would visit their homes and chat When they are in trouble, they always have tears in their eyes, and we hug each other and tell each other that everything is over."

Jiao Enfan had tears in his eyes as he spoke. Lu Feng always thought that the subprime mortgage crisis in 08 was caused by accumulation in the early [-]s. He did not expect Wall Street to start playing like this now.

People nowadays have an indescribable sense of admiration for the West. The bottom class is fine, but these elites have a certain sense of superiority. He talked about his experience working on Wall Street, with a gleam in his eyes, as if this experience was his whole life. glory.

Lu Feng sat there and listened, basically he had some superficial knowledge, and it was okay to fool ordinary people. Regarding the contemporary global economic structure, the industrial structure of the Asian region, and the transfer of industrialization accompanied by the successful rise of the Four Tigers, the shift of Wall Street's financial center of gravity, this kind Big topic, not mentioned at all.

"I've finished speaking, thank you!" Jiao Enfan put down the microphone while speaking, and smiled at Lu Feng.

There was a burst of applause at the scene. All the people present were in charge of specific affairs, either in charge of technology or in charge of the market, let alone finance.

Standing there, Zhang Fengxia shook her head and said, "It's over, it's too embarrassing, what's wrong with talking about international finance?"

Su Yourong didn't understand at all, and asked Cui Ning who was at the side: "What is Wall Street? Dance?"

"That's a waltz, big sister!" Zhang Fengxia sneered mercilessly.

Liu Cheng couldn't help lowering his head to hide his smile, Cui Ning said, "It's a financial street, full of rich and big companies, Mr. Zhang, didn't you also come back from studying abroad?"

"I studied business administration!" Zhang Fengxia looked at Su Yourong and snorted softly after finishing speaking.

"Didn't you see that you've been abroad?" Su Yourong folded her hands on her chest and stopped talking.

Seeing that Lu Feng was silent, some people in the audience booed, "Is Mr. Lu ignorant of what Wall Street is? Or he doesn't know what finance is?"

Many people at the scene laughed, and there was a brief restlessness in the crowd.

Lu Feng took down the microphone, thought for a while and said: "If Mr. Jiao only knows what you talked about just now, I think you should not say that you understand international finance. It is easy to make people laugh when you go out. Although Wall Street is far away from China, you will They are inextricably linked, since I am asked to talk, I will briefly talk about what Mr. Jiao said just now, a street beggar with a good reputation, sign a letter, and change his life in a blink of an eye."

Everyone present was a little surprised, did he really want to talk?

In fact, Lu Feng didn't say anything, and he could get by with a few jokes. After all, he has never been abroad. This is an objective fact, but now he looks serious and wants to teach Jiao Enfan.

"Crazy?" Zhang Fengxia muttered.

Su Yourong stared at him with blazing eyes. At this moment, Lu Feng was truly perfect in her heart, an omnipotent, omniscient and glorious image was completely erected.

A man must not only be rich, but also knowledgeable and connotative. Otherwise, no matter how much money he has, he will still be an idiot.

Many people whispered among themselves, even Jiao Enfan was a little suspicious, did he really understand?
Lu Feng doesn't know much about finance, but the Asian financial crisis in 97 and the subprime mortgage crisis in 08 have been analyzed and condensed too many times. Lu Feng has also seen some very detailed ins and outs and summaries.

"First of all, the kind of situation Mr. Jiao said can also be done domestically. Isn't it just giving people loans and distributing money? The problem is that distributing money will cause inflation. Why are people not afraid? Because the US dollar is the main currency in circulation in the world. , That’s also inflation, it’s okay, people have gun barrels, and you have to buy as much as they print, in essence, it’s an act of fleece!”

"Second, the risk hedging insurance you mentioned is not a perfect solution. Some financial personnel release water to stimulate holidays. At the same time, the insurance industry also makes money. It's like flipping credit cards. Something will happen one day. son."

"Third, Wall Street is not only Wall Street, but also a continuation of some kind of tentacles. International financial investment has a strong wind direction. These people are real beasts. Pay more attention to some overseas investments, you can make money, and you can't let people invade your home."

"If you talk about finance and only talk about finance, it's just like speculating on stock prices. The cornerstone of finance is the real industry. The harder the cornerstone, the main body of the company really doesn't care about the stock price, because it will always rise back. , What is the cornerstone of those companies on Wall Street? It is the military strength that is unrivaled in the world, is it strong enough? Too strong."

"Wall Street's low-threshold, high-yield financial products, such as stocks, funds, junk stocks, wealth management packages, and the insurance industry, these people play in all kinds of ways. If you look at the flowers he is playing now, something will happen sooner or later. Maybe you will Do you think they will go bankrupt if something goes wrong?"

"They won't go bankrupt, because they know they won't go bankrupt, so they dare to give money to a homeless man. What should we do if we can't digest this huge bad debt internally, throw it to the world, issue debts, drive global exchange rate fluctuations, or It is to find a country to fight directly, to operate oil or something."

"This is Wall Street's internal game. It creates prosperity in the short term, and many people get rich overnight. What about externally? What do these companies follow? Follow the manufacturing industry. Wherever the industrial manufacturing is, they will be there, because the country with industrial manufacturing is gold. The holes are not only in the industry, such as the control of international bulk trade, currency exchange rate, technology property rights, and banking.”

"These things are the main arteries of the world. Of course, there are companies or markets that they can't eat. What should we do? Don't forget which country they are from? The rise of the Four Tigers is because they ate Japan, and the outflow of industries caused them prosperity, these places are too small, I think the next destination of global finance is us.”

The scene was very quiet, and Lu Feng systematically explained the affairs of Wall Street in very common words. When talking about a country's finance, it is the most superficial to only look at things like the stock market and funds.

From the industrial chain, infrastructure construction, national autonomy, military strength, independent intellectual property rights, currency global reserve rate, international banks, etc.

What Jiao Enfan said was more like what he saw and heard when he traveled alone. His words were always full of pride and pride for this journey. He didn't understand the in-depth issues of the tourist area at all, while Lu Feng was like talking about a thesis. The whole article is dry goods.

Zhang Fengxia's pupils dilated, and she couldn't believe the calm-tongued Lu Feng on the stage. Didn't he say that he didn't have any education? How did he know so much?

Not to mention her, but people like Liu Cheng were shocked by this side of Lu Feng.

Jiang Wanmeng stood not far away and looked at Lu Feng. He had a friend who was a high-level executive on Wall Street. He had heard some of what Lu Feng said. He took a deep breath and said in shock: "At such an age, so knowledgeable." , this child is definitely not something in the pool!"

Lu Feng watched everyone slowly put down the microphone, everyone present was full of astonishment, only Jiao Enfan was a little dissatisfied, but he didn't know how to refute, he couldn't hear what Lu Feng said Understand.

"That's all about Wall Street. It's getting late. I have to go back. As for the conversation with Mr. Jiao, there is no need to argue. Everyone can express their opinions, but I still want to make a prediction. His business activities In less than a year, no matter what high-end positioning or low-end market, I am here today, and there is one more thing to tell everyone present, are you ready for a price war? You state-owned enterprises, live so comfy."

After Lu Feng finished speaking, he stood up, without even looking at Chang Wanteng and Jiao Enfan behind him, facing everyone, he said, "Everyone, shopping malls are like battlefields. See you on the battlefield. Remember, my name is Lu Feng, and I have plenty of money."

(End of this chapter)