Urban Sims

Kingdom Financial Director.

Say why Zhou Ming is so interested in this position?

As a magician, he couldn't figure out how to practice magic, and then he entered the field of power, and did all those messy things?

No way, he is also paving the way for the future.

Paving the way for not worrying about money in the future.

As long as he is in this position, he can do two more important things. In the future, in terms of money, he can do what the store manager said: Do n’t care too much about money.

You can't spend too much money on it, of course don't care.

Now it is estimated that some people are puzzled, not just the position of a kingdom's financial manager. After sitting on it, how can you worry about spending money?

Because he can get everyone's money, through two tools, get into his own hands like a trick.

These two tools, one is called "bank" and the other is called "finance".

In front of these two money monsters, the slightly greedy people, once they can't control their greed and deal with them, there is probably no bones and scum left to be swallowed.

In order to solve the problem of lack of money once and for all, Zhou Ming intends to release these two monsters and let them help them make money.

Because it is not as efficient as setting up a pharmaceutical factory, setting up a physical enterprise, or entering any industry, making money more efficiently than these two monsters.

And Zhou Ming also understood that the smartest people never make money on their own, but use other people's money to make money, from the left hand to the right hand, and then from the right hand to the left hand. In the middle of this process, those smart people The earning bowl is full.

So he plans to open a bank, after absorbing enough funds, then issue paper money, use "light currency" instead of "heavy currency", and promote economic development ... apply the successful experience of the previous copy to this copy.

Then I plan to establish a stock market trading market, get some listed companies, and use the rise and fall of the stock price to desperately make money, so that every investor who plunges into the stock market will become the nourishment of the "financial" monster.

Some people think they are going to vomit, lack of virtue, how can Zhou Ming do this kind of thing? The two monsters are released. The people are cut like leeks, causing prices to rise year after year, causing some stocks to plummet and jump off the building. The originally peaceful and happy life is broken, and everyone becomes a profit-seeking animal chasing money. This process In fact, society has indeed developed, but the simplicity and kindness that once existed will never be seen again. Moral decline, decay of morals, and corruption of conscience are all things that can be foreseen.

If Zhou Ming is a gentleman who wants to keep the original and beautiful, he will never release these two monsters.

but……

He just wanted to clear this copy early.

And in this plane, banks have long been nothing new. The "Gold and Silver Chamber of Commerce" affiliated to the Magic Association has absorbed at least several trillions of gold coins. A currency called "Purple Gold Coins" issued by the other party. One can be used as 10,000 gold coins, but because there are too many counterfeit coins, the face value far exceeds its own value, so the circulation is very small.

In addition, the "Jinyintong Chamber of Commerce" only provides deposit and withdrawal services, no depositor interest, and does not launch external loan business. The profit model is to charge handling fees, and to remove user data that has not changed for more than 500 years. The other party's deposit ... This is a taboo, although five hundred years is enough to confirm that the user has died.

Therefore, in the face of the relatively backward and outdated business model of the "Gold-Yintong Chamber of Commerce", Zhou Ming was confident that after the establishment of his bank, he would grab the next big market and even bring down the other party.

To know that Zhou Minghui's means are much more than that of the "Jinyintong Chamber of Commerce".

As for the stock market, there are also in this world. It is said that in some economically prosperous free markets, the prototype of stock market trading has appeared. Although it is not formal, there are some rules.

Moreover, in a world where commodities, wealth, and population are moving rapidly, the emergence of banks and stock markets to a certain stage is actually a natural process. If it is not restricted by the backward feudal lord system, this plane has entered the capital early. Advanced stage of doctrine.

After all, whether it is economic development, population, or technological level, the condition of the world is much higher than that of "Ling Yuan Continent".

As for the two monsters "Bank" and "Stock Market", it is not that Zhou Ming wants to release them, but on the basis of the existing ones, accelerate their growth ... This is not a lack of virtue.

After the court meeting, Zhou Ming was left alone by King James.

The guards outside the palace could hear the roar and questioning of His Majesty the King exceeding 180 dB, which lasted for five minutes.

But ten minutes later, the roar stopped.

Half an hour later, the guards saw ghosts, and saw His Majesty the King personally sent the kid out, his face glowed with red light, and he smiled.

What just happened?

At first it was still shouting and killing. Now how does His Majesty treat the kid like his son?

Zhou Ming shrugged. He just gave the king a 20-minute lesson, and then conquered him.

Three days later.

In a partial hall of the palace.

King James, more than 20 nobles, gathered together and held a meeting.

Discuss a problem.

The issue of currency transportation.

These 20 nobles are all downstream distributors of the pharmaceutical production plant. After they sold all the magic potions on their hands in their respective sales areas, a question posed to them: how to transport the money back?

How do they return millions of gold coins to the Kingdom of Abdul?

This is a very serious problem. Millions of gold coins weigh 3,40 tons. What should I do with this money?

Carriage by carriage?

Every time you pass by a lord ’s territory, you have to pay a road tax, and you have to cope with the thieves everywhere and ship it back safely to the country ... You must go to the Adventurer ’s Union and hire a team of adventurers.

These costs account for about 30-40% of the gold coins shipped, and the risk factor is large.

Use the Griffin?

This must be ruled out first. The employment cost of a griffin is 1,000 gold coins, and the weight of the delivery is exactly the weight of 1,000 gold coins ... These families can't earn a single gold coin.

So the trouble in front of these families is: money is earned, but it is difficult to get it ... happy and painful.

bank.

In these kingdoms, chain banks are established.

Deposit the profit from the bank first, and then issue the draft. Use the amount on the draft to represent the amount of gold coins. Through the change of the ownership of the gold coins, cross-border transactions are realized.

The advantage of this method is to avoid long-distance transportation of gold coins. The disadvantage is that it will cause serious imported inflation and a large-scale money shortage.

By that time, the issue of paper money must be put on the agenda.

Of course, in order to solve the problem, we have to find a way to ship a batch of gold coins from abroad to solve the shortage of money while reducing transportation costs.

How to reduce transportation costs?

Zhou Ming found the person in charge of the "Continental Chamber of Commerce" Yoder, and gave each other a set of "transport aircraft design drawings". The power modes include propeller engines and magic drives, allowing the other party to conduct research.

Zhou Ming is more optimistic about the use of diesel-powered "propeller" powered transport aircraft, because there is oil in this azimuth, and the reserves are still widely distributed.

For example, to the south of the Kingdom of Abdullah, a large area of ​​"black swamp" is buried with a large amount of oil.

When the "propeller" transport aircraft was produced, the long-distance transport problem was solved, and the money shortage problem of the Kingdom of Yadude was naturally solved.

It is almost time for the stock market to be established.

And all these things, Zhou Ming expects that it will take at least three years to complete all of them.

In the future, he can completely "don't care about money" and "regard money as dung".

After hearing Zhou Ming's thoughts, King James, as well as more than twenty nobles, nodded.

Setting up a chain bank is indeed a good solution.

Zhou Ming also suggested that they should not hold the gold coins in their hands. The money spent is the money. You can buy more medicinal materials abroad and ship them back to the Kingdom of Yaduk. Although there will be some loss on the road, the unit value of the medicinal materials Low, less use, less envious power, the cost of transportation to the Kingdom of Yadud will not be too high.

In addition, you can set up your own caravan. In addition to buying and selling medicinal materials, you can also sell the new clothing of Yadu De's own country abroad, and then purchase some wool and cotton from abroad to feed the domestic apparel industry.

This time, in addition to the "pharmaceutical export industry", the country's "garment export industry" can also be developed.

"You mean the Torres family's clothing?" Someone's eyes lit up.

"The clothes of the Torres family are indeed good. There are no nobles in the kingdom who do not wear this family's clothes."

"I heard that many foreign aristocrats like the" Menglan costumes "of the Torres family very much, and have sent people to the Kingdom to buy at high prices."

"I know Menglan costumes! Recently, this store launched something called 'silk stockings', which is said to be woven with some velvet silk, a pair of 5,000 gold coins, has a price but no life, many ladies are crazy for them! "A nobleman shook his head."

"Menglan Clothing ... Isn't this also the store where Leilin holds shares?" Someone looked at Zhou Ming and said.

"Not only the clothing store, but also the cake shop. My housekeeper told me that now the Rudolph family's cake shop has opened branches in ten kingdoms, making more money than us!"

In this lower part of the hall, everyone looked at Zhou Ming's eyes, and they all became different.

Very hot.

Glistening gold.

Even King James is fortunate at this moment: Fortunately, this kid has become his kingdom's financial director, otherwise I don't know how many wealth roads will pass the royal family ~ www.readwn.com ~ How can such a loss be estimated?

Some people murmured secretly: "Lei Lin, this kid, could not be the reincarnation of the legendary wealth **** Hax? How can this make money?"

So in the upper level of the Kingdom of Abdullah, Zhou Ming has a gradually loud nickname:

Fortuna Hax!

...

September 20.

Fitz sent to the Dolan Empire to investigate the whereabouts of the elven princess, and wrote a letter through the Griffon Courier.

He inquired about the news of the fairy princess.

"Where is the little princess in whose hands?"

Angelique Tikka quickly ran over, rushed into Zhou Ming's study, and asked anxiously.

Having been waiting for news for more than three months, she is really dying!