Urban Sims

Zhou Ming, who doesn't want to worry about so many things, accompanies his pregnant wife at home and pays attention to the movement of the fetus every day.

However, a series of problems encountered by the family were still faced by his frowning father Bai Xutang, looking for him to find a way and think about a solution.

what is the problem?

inflation.

Today, the entire Wancheng nation is facing inflation.

How serious is this problem?

It is mainly related to the amount of treasure looted from various continents by various cities.

The more plundered treasures, the higher the inflation rate, about 30 times, 50 times.

The amount of looted treasure is average, and the inflation rate is medium, about 10 times, 20 times.

Cities with less plundered treasures have lower inflation rates, about 8 times or 10 times.

Because Wancheng's domestic economic integration is relatively high, and the inflation rate of each city has the characteristics of mutual influence, so even in cities with low inflation rates, the price level of these ten years has generally risen more than 10 times.

As for Xuanqing City, among the thousand cities, the inflation rate is relatively fast, which has increased more than 30 times in the past ten years.

Is inflation so high, is it good or bad?

Of course, 100% is a bad thing.

In fact, before Wan Chong-kuo's external expansion, there has been a problem of slow inflation in the country, which is about 5% every year, and the impact is not great.

After devastating Southern Yuanzhou and Western Yuanzhou successively and looting more than half of Northern Yuanzhou, Wancheng, where the wealth of wealth was transported, had an annual inflation rate of over 50%.

This has a great impact on groups of all classes.

For the rich, the hard-earned money became worthless, and the middle class, who lived swiftly for many days, became a poor class.

The original poor class, because income growth could not keep up with soaring prices, became a very poor class.

And those local tyrants with a net worth of more than 10 billion, 100 billion or even one trillion are not happy because the higher the inflation rate, the more their property shrinks.

So no one likes inflation.

So what is the culprit of inflation?

currency.

Currency circulating in the market.

This is the so-called "spirit coin".

The size of the inflation rate is directly determined by the number of spirit coins participating in the market.

As a special material that can be repeatedly charged / released aura, it is convenient for monks to practice spiritual coins, and its value was high in the past.

In terms of purchasing power, more than 20 years ago, a coin can buy at least about 2 kg of fairy crystal rice, more than 1 kg of beef, or a meal in a cheap restaurant.

now what?

1 kg of Xianjing rice requires at least 10 spirit coins to buy.

Not to mention other commodities.

Therefore, the most common scenery in the Wancheng Kingdom is: ordinary people carry a bag of "spirit coins" and buy various goods on the street.

The spirit coin is heavier, and the weight of several thousand pieces is 30 to 40 pounds.

"Carrying a few tens of pounds of spiritual coins, to buy a product that may only weigh a few pounds ... This shopping experience, I believe no one wants to experience."

But who is the greedy person who ca n’t control the greed, and must devour the South Yuanzhou and the West Yuanzhou, and transport the amount of tens of trillions or trillions of spirit coins to Wancheng Country without inflation. It's strange.

Zhou Ming is funny, but the problem still has to be solved.

How can it be solved?

Father Bai Xutang said: "Shall we put some" pressure "on the profiteers and tell them not to increase their prices any more? Bai Mu and his two sons took their treasures in Waizhou, and they turned out to be cheaper for them Wedding dress? "

Bai Xutang was indignant and planned to take several profiteers.

Those hateful profiteers, who have been raising prices year after year and raising prices madly, he has endured for a long time!

"No! Never!"

Zhou Ming waved his hands again and again, "It's not that those businessmen are treacherous, but that they have no choice but to increase the price of any product from raw materials to factories and distributors, which will force the businessmen to have to increase their prices.

"Then ... what should I do?"

Bai Xutang asked: "Is there no way? Just keep going up?"

"It will not continue to rise. Recently, Wan Chengguo has stopped its external expansion and there is no external currency input. In the next few years, the inflation rate will drop significantly."

"However, the problem of payment inconvenience caused by high prices is to be solved now. I have a better solution to this problem. If the effect of the implementation is good, the inflation problem may be solved together."

Zhou Ming said with a chest.

"Oh, what plan? Come and listen."

Bai Xutang's eyes lit up and quickly urged him.

"Paper money, issued paper money, used to replace the spirit coins circulating in the market ..."

Zhou Ming slowly stated his solution: issue paper money to replace the diminishing purchasing power.

Bai Xutang was dumbfounded, as if hearing a fantasy.

His head shook like a rattle and shouted absurdly.

"No, no. The paper money you said can't work, just a piece of paper. You say it's worth thousands. Who believes? Who dares to use? A piece of paper is worth so much money?"

"This plan will not work, certainly not, it won't solve any problems."

Bai Xutang couldn't imagine the scene of people trading with a stack of paper. Traditional ideas tell him that nothing but currency coins and some metal currencies can't be used as currency in circulation.

Not to mention the cheap and dying paper, even if printed with a bunch of anti-counterfeiting patterns and adding anti-counterfeiting watermarks, it ca n’t pretend to be thousands of spiritual coins. It ’s really spent on it, not to mention that some people dare to spend such money. No one dared to accept this kind of money.

Bai Xutang completely rejected the plan.

Zhou Ming explained: "The essence of currency is a kind of credit guarantee. As long as the currency value of the banknote and the value of the corresponding collateral are maintained at a relatively fixed exchange ratio, the banknote will have circulation characteristics. As long as we officially provide a credit guarantee, some banknotes must be willing to use."

"Of course, I do n’t deny that there is a certain practical value other than currency, but in the current multinational country, the currency is flooded and severely depreciated, and it is not used by most ordinary people. The practical value of the spirit coin, for ordinary people, the spirit coin is no different from the ordinary stone, but inherits the bulkiness of the stone. "

"The elimination of Lingbi from the circulation market is inevitable. It must be replaced with a better currency. Paper currency is a good choice."

Seeing his father still shaking his head, Zhou Ming directly said: "In this way, I personally took out 10 billion coins and printed banknotes with a total denomination of 10 billion yuan to do a circulation experiment in Xuanqing City. If the experiment is successful, this paper money plan is in Xuan. How is the implementation of Qingcheng? "

Bai Xutang listened for a moment, "10 billion, this is not a decimal, what should I do if it is all floated?"

"It's no need to worry, you just nod your head and agree."

"Ok."

Bai Xutang nodded, his son's worth is trillions, which is more than the family's rich, he is willing to take out 10 billion to burn, then let him burn.

...

then.

In the next few months, Zhou Ming, who bought a paper product printing agency at a high price, led the technical staff to develop a “money printing machine” for three months.

Solve the problem of anti-counterfeiting. The printed banknotes not only have beautiful materials and exquisite patterns, but also have waterproof characteristics and are not easy to be damaged. With the addition of several anti-counterfeiting labels such as watermarks, gold lines, and sun-rays, the possibility of counterfeiting in the short term is almost zero .

Hold it in your hand like a work of art.

Zhou Ming named this kind of paper money "Golden Yuan Notes".

Six face values ​​of RMB 10, RMB 20, RMB 50, RMB 100, RMB 500, and RMB 1,000 have been set (large face value of RMB 5,000 and RMB 10,000, printing is not considered for now).

And linked to spiritual coins, how many yuan's face value corresponds to the purchasing power of spiritual coins.

After the printing of banknotes with a total amount of 10 billion yuan was completed, Zhou Ming put them into Aoqing City and began to conduct market circulation experiments.

In the first few days, people had the same idea as Bai Xutang, who doubted the value of paper money, few people dared to use it, and few businessmen dared to collect it.

Zhou Ming did the work of a group of merchants, and took them to look at the treasure house of the Xingqingcheng money bank. The tens of billions worth of coins and treasures indicated that the credit of the Xuanqingcheng gold round coupon was built on these treasures.

The businessman expressed his willingness to accept the paper money, and in the business dealings with the Bai family, he quickly realized the many conveniences brought by the paper money, and was full of praise ... Merchants began to generally accept it.

Merchants accept paper money, and ordinary people dare to use it. From the beginning, the small denominations of 10 yuan, 20 yuan, and 50 yuan are carefully used. After experiencing the convenience, go to the money bank to exchange 100 yuan, 500 yuan, 1000 yuan, and One exchange is tens of thousands, hundreds of thousands, and in just one week, all the 10 billion banknotes are exchanged.

Zhou Ming et al. Did not expect that in ten days or so, ten billion yuan of coins will be exchanged out, used by ordinary businessmen, and even hoarded up. On the black market, they are sold at a ratio of 1.1: 1 and 1.2: 1. For those who want to change banknotes but can't change them.

The value of paper money actually exceeds its own denomination.

Paper money has become the most popular thing nowadays and a symbol of status.

Some people put two 1,000-dollar banknotes on their bodies, and when they pulled them out in front of everyone, the sound of envy sounded around them.

The rare printed 1,000 yuan face value gold coupons were bought on the black market by 5,000 yuan.

All kinds of grotesque phenomena, Bai Xutang looked dumbfounded and his chin fell to the ground.

Even somehow, he also likes to put a brand-new stack of thousand-dollar gold coupons in his pocket ~ www.readwn.com ~ in front of the guests, he deliberately or unintentionally took it out.

Naturally, he has fully implemented currency and paper currency in Xuanqing City. He certainly has no opinions except for his full support.

So, within about half a year, Xuanqingcheng basically realized full paper currency.

What is amazing is that after the full circulation of the gold round coupons, because of the announcement that it is also linked to the prices of basic living materials such as food and meat, the inflation in Xuanqingcheng has been effectively controlled historically, and the inflation rate has been controlled at 2% within six months Within.

With such a successful experience, how can other cities in Wancheng not learn?

So Zhou Ming's money printing machine, which priced at 200 million yuan, sold out the goods for a time, and backlogged thousands of orders.

Only one unit of the country placed an order for 300 units.

Zhou Ming made another small fortune.

All kinds of paper money quickly entered thousands of households and hundreds of millions of families in Wancheng.