And no matter which side is light, it makes people unable to keep their feet on the ground.

He was a little impatient, but there was nothing he could do.

"Relax, I can help with these things." Sixteen Nights smiled and patted his shoulder, "Don't forget that you still have to help me."

"Yeah." Of course the emperor knew.

Whether out of intention or unwillingness, he is cooperating with Izayoi and making an impact on the affairs of the Shijo family.

The place where I got off was only one corner away from the bank, and I turned across the street without even crossing the road, and I saw the commercial bank branch opened by Ju's here.

The head office of the bank is located in Fukuoka County, Kyushu. Besides Tokyo, the bank has branches all over the country, operating projects such as absorbing public deposits, issuing commercial loans, and handling bill discounts.

This branch has been open in Tokyo for more than ten years, but it has been unknown before, and it can only be said to have a slight profit in operation. Until a few years ago, it suddenly began to emerge suddenly, and its popularity and operating conditions in Tokyo have greatly improved. .

Therefore, the top executives of Xiuzhi Academy will consider the choice of cooperating with this bank in the management and absorption of funds for some student activities.

Outside the bank, the two met Baiyin Miyuki and Ishigami Yu who had arrived earlier.

"President Baiyin looks a bit tired." After greeting, Izayoi noticed that Baiyin's face was a bit haggard.

"It's nothing..." Bai Yin smiled helplessly.

He just felt the long-lost pressure and challenge because he lost the first place in the final exam, and he overworked in the review and study after the exam.

If it wasn't for business today, he actually didn't plan to go out but stayed at home all the time.

Especially when his younger sister just went out and his father was not at home as usual, it was a precious quiet study time for him.

"President, you should take a good rest on weekends, right? If you don't have a good rest on weekends, you won't have the energy to go to class on Monday, right?" Yu Ishigami complained.

"Well..." Baiyin laughed, and looked at Di who came with Izayoi, "Is this a friend of Tachibana?"

Izayo nodded, "Let me introduce, this is the younger brother of Shijo Makoto, who is in the same class as us, Sijo Emperor. He is studying at the private Toyosaki Academy."

"Hello, it's the first time we meet, please take care of me." Di said politely.

Then, under the leadership of Izayoi, Tei and Ishigami walked slowly to the bank together.

Baiyin Yuxing was almost stunned for more than five seconds before he hurried to follow.

He thought he had heard it wrong, but he thought that he should not make such a deaf mistake.

The Emperor Shijo, who had defeated him in the national mock exam and won the first place in the country, appeared in front of him like this, and it was another friend who took away his No.1 throne in Xiuzhiyuan.

Right now, Baiyin is full of doubts. He wants to ask why Emperor Shijo didn't take the national mock exam after that.

"I'm very sorry, sir, your qualification certificate is not complete, and our bank can't provide you with commercial loan funds for starting a business." The man who looked like a bank executive was apologizing to a middle-aged man, and sounded from the side.

And the man whose loan application was rejected didn't look very disappointed, but rather calm and clear as expected.

"Dad?!" Bai Yin called out subconsciously.

"Oh, it's Yuxing, why did you come to the bank?" The man called Dad by Baiyin greeted his son in surprise.

"This is my question just now, isn't it?" Bai Yin complained.

"Ah, it's nothing. I just heard that this bank is launching a loan project for self-employed businesses, so I wanted to come and have a look." Dad Baiyin explained casually, "But it really doesn't work, after all, I have a complete and clear bankruptcy history... It's a bit to want to open another factory—"

"Excuse me, sir, please stay."

The supervisor who had just walked away came back again, this time following him was the president of the branch.

"I am the branch manager of the bank here." The branch manager introduced himself, "If you don't mind about your application for a loan, please follow me to the VIP room inside and we will have a good talk. Do you mind? "

"It doesn't matter to me, anyway, the time is very loose."

Although it is not very clear why the tone suddenly changed, Father Baiyin did not refuse.

It was because Bai Yin, who had a lot of information, hadn't digested it, and found that the three of Izayoi and the others had disappeared.

Rather than wandering around here, I'd better follow my dad to see him, don't be tricked into taking out usurious loans...

Thinking of this, Bai Yin hurriedly followed in Dad's footsteps.

Chapter 71 Rare goods can live (1)

Soon, Baiyin Yuxing knew why the three of Ishigami and the others disappeared.

In the VIP room that the president mentioned, Ishigami and Shijo Di sat on the single sofa and the double sofa on one side of the VIP room respectively.

And Tachibana Izayo stood in front of the window with the shutters half drawn, looking at the street scene outside the window.

The VIP room is located upstairs in the bank, obviously not everyone can get in.

After Baiyin and Dad followed the branch manager into the room, Izayoi turned around and just nodded to the branch manager, who then exited the room respectfully.

"Well, Student Tachibana, what exactly is this?" Bai Yin was a little unclear about the situation.

It was my father who sat down on the empty sofa calmly.

"Don't be in a hurry, wait for the people from the bank to bring over the materials, and then we will continue." Izayoi raised his hand as a gesture of invitation.

"So what I want to ask is why the people in this bank—" Bai Yin stopped in the middle of speaking.

Because of the sudden sluggishness of his thinking due to the sudden entry of too much information into his brain, he finally cleared it up.

"Didn't I say it before? This is Tachibana's commercial bank branch." Sixteen nights said with a smile, "Although the bank is managed by a dedicated person, I still have a little right to speak like this."

"That's right." Bai Yin laughed dryly.

This is not a bit of a right to speak, it is simply a word that can change the direction of things.

A moment ago, the bank manager was still explaining to Baiyin's father that he could not provide loans, but the next second, the bank manager specially received his father into this VIP room.

"Are you the Tachibana Izayo who Yuxing said was the first in the exam at the end of this semester?" Papa Baiyin looked at Izayo thoughtfully.

"It's me." Izayoi replied with a smile without hesitation, "I have a general understanding of Mr. Baiyin's situation just now. Please rest assured, since I am here, this problem will no longer be a problem."

"Hoho..." Papa Baiyin made a thoughtful voice.

It looks neither expecting nor doubting, like a leaf drifting indifferently.

This point made Izayo could not help secretly admiring.

Over the years, he has been in charge of the Ju family's affairs. He has met men, women and children. He has seen quite a few people who ask for him, but he has not seen many people like the man in front of him.

Is it because the desire is too big to be satisfied, so I gave up the desire, or is it just like this.Izayoi secretly guessed.

"Well... If it's a private matter of the president's family, wouldn't it be better for me to leave the meeting?" Ishigami was a little uneasy.

"Me too." Di Ye raised his hand, "This is the official business of the Tachibana family, let me, an outsider, be here—"

Izayo raised his hand to stop him, and after thinking for a while, he said: "Based on my current thinking, if Ishigami-kun finds it inconvenient, you can go to the next door and wait first. As for Emperor, I think you should wait here first, because The next thing may have to see if you are interested."

"Is it about commercial loans..." Si Tiaodi pursed his lips and fell into hesitation.

If Izayoi wants to involve him or the Shitiao family in the next matter, then he really has to stay and take a look.

"Uh...then I still..." Ishigami gave up the idea of ​​leaving.

After all, everyone is here, and President Baiyin doesn't mean to drive him away, so let's listen.

Regarding bank financing and other matters, because his family company also does similar things, and because he needs to know more about the company as an accountant himself, he thought that he might be able to provide some useful advice by staying.

Soon, the president delivered all the materials in person, and after putting down the materials, he said to Shiliuye: "Master Ju, look at this—"

"I make my own decision, don't worry." Izayoi waved his hand, indicating that he could go out.

The president simply thought that the conscientious manager had made a mistake and offended Izayoye's guests, so he interceded for his subordinates, but Izayoyo had no intention of blaming him, so he implied that the other party would be fine.

"Yes." The president heaved a sigh of relief before closing the door and going out.

Then Izayoi picked up the materials and sat on the arm of the sofa to read them.

"I already understand the general situation." Sixteen nights held the materials in his hand, "From the credit records, Mr. Baiyin seems to have hit a wall in many banks and failed to get a loan."

"It's almost like this." Dad Baiyin nodded, "I just saw a leaflet recently, saying that the bank here is doing commercial loan projects, and there will be certain discounts and support for entrepreneurial projects—"

"Of course, because we have cooperated with the government in this regard, the government will provide certain subsidies." Shizayoi nodded naturally, "However, in order to obtain this part of the subsidy, you need better entrepreneurial qualifications and expected results. .”

"The result still doesn't seem to work." Papa Baiyin sighed casually, as if he had gotten used to it.

At this time, Emperor Sijo asked, "Why can't I get a loan? Could it be that there are many records of defaulting on loan repayments, and even now there are still debts that cannot be repaid?"

"The debt has been paid off." Dad Baiyin explained, "But I'm already at this age, and it's hard to find a job, so I can only do odd jobs to subsidize the family."

"Then what the hell—" Di was still curious.

"Because of bankruptcy." Sixteen nights continued, "Mr. Baiyin originally ran a factory that mainly produced machine parts, but the back of the factory went bankrupt, resulting in high debts."

"But since this is the case..." Di felt more and more incomprehensible.

It is not uncommon for him to see bankrupt companies and factories, and there are also high debts that make them unable to repay and their family fortunes have plummeted. It is really incredible to say that even if the debts are paid off, they will not be able to borrow money for a long time to start their own business again.

"This starts with the bankruptcy of Mr. Baiyin's factory." Izayoi's voice sounded neither indifferent nor enthusiastic, "Can I tell you, two?"

He was asking Baiyin and his son for their opinion.

"Well, it's okay." Papa Baiyin was straightforward.

Baiyin Yuxing realized that it was too late to stop it. He didn't think he couldn't say it, but saying it now would make some things weird.

"To put it simply, Mr. Baiyin's factory didn't go bankrupt due to poor management in the general sense." Izayoyo flipped through a few sheets of paper, found out what he wanted to say, put it on the top, and handed it to Tei Shijo.

As Tei saw the above content, Izayoi's voice echoed in the quiet VIP room like an inorganic substance.

"In the case of a good business, it encountered a run on the same type of companies and factories under the Sigong consortium, which caused a serious break in the capital chain of the factory. In the end, it was unsustainable. It had to declare bankruptcy and the factory was annexed at a very low price."

Chapter 72 Rare goods can live (2)

Like a thunderbolt, it exploded quietly in the room.

The room fell into an unprecedented silence.

Ishigami Yu lowered his head, his body was trembling slightly, because he heard a rather terrible secret.

If all of this is true, then the president and senior Sigong... aren't they enemies with a family feud?Which side should I stand on?

"Sigong's family... huh..." Di frowned after reading the things, and said in a low voice, "That's why you want me to stay, Izayoi."

"Of course." Izayoi looked at the unmoved Baiyin father, "But these things are just an explanation of Mr. Baiyin's situation, a necessary process. I want to explain this, and everyone can understand why Mr. Baiyin's business loans are so difficult to obtain."

The implication is nothing more than the secret resistance from the Shinomiya family, and they don't want this kind of factory that was destroyed by them to have a chance to rise again.

Because they were unable to take down those comparable opponents, the Sigong Consortium used similar methods over the years to kill many company factories of the same size as Baiyin's father's factory.

It seems that after eating the small fish in this way, the big fish will become bigger so that they can eat other big fish.

Whether this is actually the case is another matter.

"But in the end, it's just the Shinomiya family who are making things difficult for Mr. Baiyin's loans over the years." Shizaiye said with a smile, "But this bank belongs to the Tachibana family, and we don't need to look at anyone's face when we provide loans. It depends on whether the lender meets the conditions of the loan. From this point of view, I don’t think there are any obstacles to Mr. Baiyin’s demand for loans.”

"That's really helpful." Father Baiyin had a happy look on his face.

The same is true for Baiyin Yuxing. He doesn't know that his father has always hoped to make a comeback, but reality is full of obstacles.So even if you are a little puzzled and confused, you are still happy.

"However, as I said, because Mr. Baiyin's re-starting business has been hindered by the Shinomiya family, even if he successfully obtained a loan from our Tachibana family's bank, he will definitely encounter more new obstacles in his business." Izayoi got up from the armrest, put down the materials in his hand, and walked to the window.

"So what does Mr. Ju mean?" Papa Baiyin hesitated for a moment, and chose a more formal title.

But this time Izayo didn't speak, and it was Di who answered the other party.

"Shizayoi's meaning is very clear. Loans can be provided, but this makes an exception and ignores various external factors to give loans. Once the result is not satisfactory later, it will be very unfavorable to him." Di said, "So he hopes that silver When Mister resumes his business after getting a loan, it is best to choose to join the Ju family and carry out business activities in the name of the Ju family."

"I see." Papa Baiyin began to think about the rationality of this matter.

The Kyushu Tachibana family is not some nameless family, even ordinary citizens can get a glimpse of the existence of this name through various news magazines.

After all, it is one of the four major financial groups that are as famous as the Shinomiya family.

If you accept Izayoi's intention, join the Tachibana family's banner, and cooperate with the Tachibana family, you can avoid many unnecessary obstacles and bring a lot of convenience to the initial operation and production of the factory.

"It's not just the Tachibana family, Emperor." Sixteen nights turned around, "I hope you can use what you have in your hands to participate in your own name, so that the factory will be invested by you and me."

Not only the Tachibana family, but he also intends to involve the Shijo family.

Because the goal was very small, he chose to let the emperor deal with it in his own name.

"It's not impossible." Di somewhat understood what Shizayoi meant.

Compared with what can be obtained by investing in a small factory, he actually wants to use this method to build a cooperation based on the personal relationship between Tachibana Izayoi and Shijo Tei.

On the one hand, they cannot get away from the Tachibana and Sijo families, and on the other hand, they can avoid many tongues.

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