The Richest Man Yang Fei

Yang Fei lightly coughed: "Suddenly choked, I mean, I want you to find Su Tong for me."

　　 Chen Mo's heart suddenly hurt, and said quietly: "I also want to find President Su, she is back, I don't have to be so tired."

　　 Yang Fei said: "No kidding, I'm serious. On our books, we now have 2 billion. We invest in it first. The project can be contracted out. The project payment can be deferred for settlement, which can be delayed for at least one to two years."

　　 Chen Mo pursed his lips and said with a smile: "I often hear engineering people say that the most feared thing about engineering is that you can't settle the money. It turns out that it is the boss like you."

　　 Yang Fei said: "What is this? Triangular debt is a problem that every company must face and solve. In recent years, the triangular debt crisis has erupted on a large scale, causing many companies to close down."

　　 Chen Mo said, "Even if the project payment is in arrears, it is estimated that it is still not enough."

　　 Yang Fei said: "All raw materials can also be owed. We are backed by the Beauty Group, and the project is a tens of billions of government-supported projects. The raw material suppliers will definitely rush to do business with us."

　　 Chen Mo uttered, "Speaking of which, we don't need to pay?"

　　 Yang Fei said: "Of course we have to pay, that's the two billion. Use these two billion as bait to bring in the engineering side and the supply side first. They see our strength, and of course they are willing to cooperate."

　　 Chen Mo said, "According to what you said, we don't even have to invest 2 billion in the first place? Anyway, can we default on everything?"

　　 Yang Fei said: "In the early days of my business, I only had 250 yuan in my pocket. I still dared to talk to the Nanhua Plant about the agency, and successfully digested all the Nanhua Plant's inventory and made the first pot of gold."

　　 Chen Mo said: "You are the white wolf with empty gloves. However, the person who can cover the white wolf with bare hands is the real powerful person. There are too many empty talkers, and the people who really put into action and can succeed are too rare."

　　 Yang Fei said: "We are no longer empty-handed, but own the entire Beauty Group. Therefore, I don't think the 20 billion project is a big deal. The money we owe can always be paid off."

　　 Chen Mo said: "What if the engineering and raw materials dunning?"

　　 Yang Fei said: "One word: drag. Drag it until the project is open, and then repay the loan slowly."

　　 Chen Mo seems to have learned the most essential things in business, and these are things that she has never learned before.

Yang Fei said, "Although you do it boldly, you must have the confidence to win, you must do this thing, and you must succeed! In this way, your strong beliefs can infect your partners. Let them willingly help you fund you."

Chen Mo said: "In addition to Taohua Village, there are eighteen scenic spots, which are to be subcontracted to seventeen different contractors, so that the risks can be diversified, and the debts of each contractor are also limited. In addition, We can separate the engineering from the supply of raw materials, and each partner will have to pay less money in advance."

　　 Yang Fei said: "Just do it."

　　 Chen Mo thought for a while, and asked the most important question: "What if the partner does not agree to advance the funds?"

　　 Yang Fei said: "Anyone who doesn't advance funds can't become our partner."

　　 Chen Mo said, "I did this for the first time. To be honest, I still have no confidence in my heart."

　　 Yang Fei said: "Although these projects are for tourism development, they are mainly for planting crops. Therefore, this investor, I plan to put it under the name of Liuliu Liu Shopping Plaza."

　　 Chen Mo said: "Investment by the Six Six Six Company? Is there any benefit to doing this?"

Yang Fei showed a mysterious smile: "You should know that our 666 company has already carried out an IPO, and it is no surprise that it will be listed around 2000. With such good news, can it not attract powerful partners to come? ?"

Chen Mo said: "Great! Our company is going to be listed, so we can definitely get money and we will have money to repay our debts. Did you deliberately? You put the Yilin Eighteen Scenery Project under the banner of 666, just to make use of 6.6. Money from the listing circle of six companies?"

　　 Yang Fei said: "The purpose of a company going public is not to supplement liquidity and repay debts?"

　　 Chen Mo said: "You are so smart."

　　 Yang Fei said: "From today, you have to learn knowledge related to listing and stocks. When our company is listed, you have to learn how to manage it."

　　 Chen Mo said: "I have a question and I want to ask you."

　　 Yang Fei said: "What's the problem?"

　　 Chen Mo said: "Chen Shengli is in charge of a listed company..."

　　 Yang Fei was stunned for a moment, only to understand that she was talking about Chen Shengli and referring to her biological father.

　　 "Well, what's the matter?" Yang Fei asked.

　　 Chen Mo said: "I also heard that the reason why he owes debts is related to fraudulent accounts. How does this listed company do fraudulent accounts?"

　　 Yang Fei pondered: "There are many methods for this, also called financial techniques."

Chen Mo said: "Can you tell me more specifically. This knowledge is definitely not learned in schools and textbooks. I just want to understand how Chen Shengli failed? On his company's account, there are clearly 15 100 million yuan in funds, but he owes others hundreds of millions and can't get it out."

　　 Yang Fei said: "The money on the company's books is sometimes not an asset that can be used."

　　 Chen Mo said: "I don't understand, since it is the company's money, why can't it be used?"

Yang Fei touched his nose and said with a smile: "You are a person I trust. It's okay to tell you. For example, you are a major shareholder of a listed company and you have 1.5 billion, but this is the money on the company's financial books. , You must see this money when you make financial statements, so that other shareholders and investors can believe and trust you."

　　 Chen Mo said, "Well, what then?"

　　 Yang Fei said: "But you need the funds urgently, so you find a bank and sign a drawer agreement with them."

　　 Chen Mo said: "What is the drawer agreement?"

　　 Yang Fei said: "You obviously deposit 1.5 billion in the bank, but secretly, you can sign an agreement with the bank to take the 1.5 billion yuan for a pledge loan and get back 1.5 billion!"

　　 Chen Mo said: "Will the bank agree to do this?"

Yang Fei said, "This is a large deposit. Which bank doesn't want to buy it? You don't even buy money, and you take the lowest current interest. You and the bank can sign an agreement privately to mortgage the money for two years, and then the bank will do the same. The loan interest rate is almost 1.5 billion for two years."

He paused ~www.ltnovel.com~ and explained: "This is a win-win situation. For the bank, he not only pulls in deposits, but also earns interest difference. And you, don't move the funds on the books. , Cashed out 1.5 billion, which can be used for investment in other projects. As for this difference, what is it for a huge sum of 1.5 billion?"

　　 Chen Mo said: "The 1.5 billion loaned back, I can control it at will?"

Yang Fei said: "Yes. But on the company's book, there are still 1.5 billion, financial accounting, and the report is also very good. However, this 1.5 billion is actually not usable because you have pledged it to the bank. Your drawer agreement is protected, and you are not afraid of using it. If the company does not have an accident and the capital chain cannot be dropped, then there is nothing to do with it."

　　 Chen Mo said: "If the capital encounters turnover problems, the 1.5 billion I loaned out has been used up. And other projects or debts need to use this capital, but the result is not available, and the company has a problem."

Yang Fei said: "Yes, so this approach is not advisable, and it is also an illegal operation. Generally speaking, once it encounters an audit or debt collection, the company will find an excuse to say that the money is for special purposes and cannot be used for other purposes. , These words are deceiving ghosts. In fact, the money can't be withdrawn!"

Chen Mo said, "I understand, why Chen Shengli would be a complete failure! If you hadn't helped him, he would have jumped off the building and died! Yang Fei, promise me that your company will go public in the future, so don't play this kind of drawer agreement. it is good?"

　　 Yang Fei was silent and did not answer.

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