The Happy Life of the Reborn Dad

Xia Zekai nodded. This financial service fee of more than 70,000 yuan is worth it. One plus and one minus is equivalent to saving him more than 140,000 yuan in loan interest. This is not a small sum, it is enough to give him. The employees below have been paid one month's salary.

"Xiao Zhang, what I said last time still works. If you are willing to follow me, and the treatment is convenient for you, I will definitely satisfy you." Xia Zekai started digging the wall again.

Zhang Xu didn't expect Xia Zekai to bring up the old thing again, but after thinking about it again and again, he shook his head and refused: "Brother Xia, really, if there is no help from my brother, I will be nothing, I just promised you to go to your place. By the way, it’s not like I can do this job for you as smoothly as I do now, maybe I'll have no face to stay forever!"

He once again politely declined Xia Zekai's invitation to dig a wall.

This time it was still unsuccessful, and Xia Zekai gave up. He said: "Xiao Zhang, I think you can do it. You should know me better. Jingtong's development in the future must not be wrong. You are also good to your own abilities. It should be fully affirmed. I still hope that if we have the opportunity, we can work together."

Zhang Xu said in his heart that it was false that he was not moved, and he nodded his head and said nothing.

After the separation, Sun Guoqiang drove Xia Zekai to Jingtong Food Factory, while Zhang Xu also drove his car from the other side.

Halfway through, Xia Zekai suddenly said, "Old Sun, go to the 4S shop first."

"Boss, which 4S shop to go to?" Sun Guoqiang asked him.

Xia Zekai thought for a while and said, "Go to Buick. I'll see if there is a suitable GL8."

Overall, this car is okay, and it's good for both commercial and domestic use.

Now there is no more money for him to squander, otherwise he would definitely want to buy a better one.

Now that the down payment and loan for the purchase of land have been settled, the next step is to build a factory and purchase related production equipment. It can't be done in a day or two. Xia Zekai thinks that it would be good to spend two or three hundred thousand to buy a car. Ordered cars are also acceptable.

Sun Guoqiang thought for a while, and said, "I know there is a Jitai Buick nearby. Why don't we go there and have a look?"

"Well, all right!" Xia Zekai nodded and agreed.

There are many car 4S shops in the section of Qicheng Central Avenue near the North Expressway.

Including Buick, Chevrolet, Honda, Toyota, Kia and other popular joint venture brands.

There are also domestic brands such as BYD, Geely, Great Wall, and Chery.

However, the car business is booming these years, and the joint venture brand cars are better.

Not long after, Sun Guoqiang drove Xia Zekai to the Jitaibek 4S store he said.

Xia Zekai looked north and south, with Honda to the south, SAIC to the north, and Volkswagen Skoda on the opposite side. Good guys, get together.

He had the impression that the 4S shops in this period of time were indeed clustered seriously in this area. Later, due to various urban construction plans and needs, these 4S points were moved out one after another.

Either moved to the newly established Auto City in the north, or went to the Shanquan Road in the south.

After stopping the car, Xia Zekai and Sun Guoqiang got out of the car and walked into the store.

Before entering the door, a thin young man in a white shirt and black trousers came out, with a three-to-seven-point haircut, looking very energetic.

After seeing the two, his face was full of smiles: "Brother, are you buying a car?"

Xia Zekai glanced at him, and the smile on his face remained unbroken. He said, "Look first, and if there is something suitable, I will buy it."

"Good!" The young man was not discouraged, and the smile on his face was not scarce. He continued to ask: "Brother, what car do you plan to buy, a car? An SUV? Or a 7-seater business?"

Xia Zekai entered the store and saw an old Buick GL8 in the lobby, silver. He pointed to the car and asked, "How do you sell this one?"

"Is that 7-seater?" The young man asked, seeing Xia Zekai nodding, he quickly said: "Brother, that is the 07 GT Elite Edition, 2.5L, 4-speed automatic."

"How much?" Xia Zekai asked him directly without waiting for the young man to introduce other configurations.

Hearing that Xia Zekai asked so directly, the young man was even more happy. He said, "Brother, this car is now worth 243,000. If you really want to buy it, the price can still be negotiated."

Xia Zekai glanced at the employee nameplate on his chest and asked him, "Is your name Lu Lei?"

"Yes, brother, you can call me Xiaolu." The young man is familiar with it.

Xia Zekai nodded and said, "Xiao Lu, how much is the cheapest car?"

"Brother, the manufacturer offers a discount of 15,000. For the full price, this is the lowest price. You get 228,000. But if you install it in installments, it can be cheaper." Lu Lei said.

Xia Zekai knows that 4S stores have this kind of customary measurement. It seems that the installment purchase is indeed cheaper, but it also incurs a lot of other expenses.

For example, the insurance fee is obviously a bit more expensive than the full price of the car, and there are financial service fees, and some notarization fees, deposits, etc., are more famous, and a little carelessness is a pit.

"Then how much can you offer in installments? You can settle the bill for me." Xia Zekai filtered through his heart, he can install installments, but unreasonable fees are not acceptable.

When the young man named Lu Lei heard Xia Zekai’s question, his smile brightened. He turned his head and looked around. There was an empty round table in the southeast corner. He pointed there and said, "Brother, sit down and rest first. In a moment, if you are thirsty or not, I will pour you a glass of juice."

While talking, someone in the hall shouted: "It's ready for lunch, and the boxes are all delivered. Who is not busy, come and get them."

Lu Lei heard the shouting, and then he asked Xia Zekai and Sun Guoqiang: "Brother, are you hungry? I will get you two boxes of lunch first."

Not to mention, I was busy doing loan business all morning, and it was almost noon when I left. At this moment, when I was delayed in the 4S shop, it was past 11:30, and Xia Zekai really felt a little empty in his stomach. .

Before he and Sun Guoqiang responded, Lu Lei ran to the box lunch behind.

Xia Zekai and Sun Guoqiang looked at each other, and he was happy: "Old Sun, you see, this little brother is quite enthusiastic."

Sun Guoqiang said: "If we buy a car, people can earn money with commissions. Besides, these things are all in the store. He is just being a good friend, so why not do it."

"You can't say that, but if it's only more than 200,000, it's okay!" Xia Zekai had the answer in his heart.

Sun Guoqiang did not comment.

243,000 doesn’t sound like much, but now the housing prices in many parts of Qicheng have just broken 2,000 yuan per square meter. This amount can be used to buy a 100-square-meter house in full, and the basement and taxes can also be handled by the way. .

Do you think this car is cheap or expensive?

It didn't take long for Lu Lei to come back with three box lunches. He put two of them in front of Xia Zekai and Sun Guoqiang respectively, as well as disposable chopsticks, and then ran to pick them up with two glasses of juice.

Xia Zekai was not welcome. He opened the box lunch and ate it. He said, "The box lunch here is quite hearty. The meat and vegetables match well."

A chicken drumstick, a rice, a vegetarian dish, and a meat dish, this standard is not low.

Lu Lei smiled and said, "It's okay, but the shop only takes care of the lunch meal. I rarely eat in the morning, so I wait to eat more at noon."

This genuine and sincere energy made Xia Zekai's impression of him very good.

Xia Zekai asked him: "Xiao Lu, you haven't told me, how much discount can I get by installment?"

"Oh, look, I forgot all about this, brother, wait a moment, I'll take a piece of paper to calculate it for you." Lu Lei tore a piece of paper from the nearby clip.

He hurriedly picked up his box lunch, put it aside, and wrote a few lines of numbers on the paper with a brush, saying: "Brother, the current manufacturer's guide price is 243,000, a discount of 15,000, and a discount of 22.8. Ten thousand, this is the price of a full car."

"The last thing is to add in commercial insurance, cross-border payments, vehicle and vessel tax, and purchase tax. If all are done, it will cost more than 250,000 yuan."

"If it is in installments, we can give up to 220,000. This 8,000 is waived, but there is a 5,000 financial service fee. We now have a discount in the store, with a three-year down payment of 30% and zero interest on the loan."

"With insurance, you can calculate a similar price, but you don't have to put all the money in a car." Lu Lei said here, and he looked at Xia Zekai up and down. He said, "Brother, take a look. It’s a business. There must be a lot of money. I think installment is more suitable for you."

After Xia Zekai listened to him, he ate the lunch without any haste, and then picked up the paper on which he wrote the price and read it again.

Point to the insurance items in the installment column and ask him: "Xiao Lu, tell me what does this insurance package mean? Why is there more than 9,000 commercial insurance?"

"Brother, this big gift package is presented by our store. In addition to the vehicle and vessel tax, compulsory traffic insurance, there are also commercial insurance and our own insurance in the store. We only give this big gift package if you buy our insurance."

"Gift?"

"Yeah," Lu Lei nodded naturally. He said, "For example, a complete set of foot pads, seat cushions, and film, etc..."

Xia Zekai wanted to understand that there was still a pit in feelings.

He said directly: "Xiao Lu, you are a very nice person, and I really want to buy this car, so let's see where there is more discount here."

Lu Lei looked at Xia Zekai a little embarrassed. He glanced at the piece of paper again and said, "Brother, in fact, our discount is already huge."

"I think your financial service fee is too high, and your insurance is too high. I don’t want to give away anything. You can just issue me the bill according to the normal commercial insurance, and you don’t have to pay for the notarization. You see if I can buy it. You can buy a car if you can afford it. If you think I can’t afford it, I’ll go to another place to see it. Let’s not waste this time."

Sun Guoqiang secretly praised the boss.

Lu Lei was a little confused. He had seen a lot of people bargaining when he bought a car, but he had never seen Xia Zekai bargaining so aggressively.

"Brother, you drink the juice to moisturize your throat first, and I will go to our leader for instructions." Lu Lei said.

He walked very fast, and Xia Zekai and Sun Guoqiang did see him entering one of the offices.

Sun Guoqiang said: "Boss, it's still a routine. We think he is very enthusiastic, but there are still holes waiting for us behind."

"This is normal, just don't be fooled. His three-year zero interest is really good, that is, insurance and financial service fees are high." Xia Zekai pointed out the problem, he said: "Although I am not bad for several thousand yuan Money, but why should I spend wrong money."

There is nothing wrong with this.

Lu Lei came back after a while, and he brought back a piece of paper with new data written on it.

He said: "Brother, I just went to ask our leader for instructions. If you really want to buy it in installments, the second discount can be up to 10,000 yuan. In this case, the bare car will be 218,000 and the financial service fee will be reduced to 3,000. That's it. Insurance, we really don’t make much money..."

"Xiao Lu, I just praised old grandson that you are a good person, but you are not real now." Xia Zekai didn't mean to be cannibalistic, so he took the piece of paper that Lu Lei had just brought to him. , Picked up a pen from the table again, swiped it a few times and changed the strokes, and then pushed it in front of Lu Lei.

Xia Zekai said: "Xiao Lu, the maximum financial service fee is 2000. In the insurance, remove your own insurance in your store and remove the notarization fee. I am in a good mood today. As long as you agree, I will drive the car right away. "

The notarization fee is only 2,000, and the financial service fee has been cut off by 1,000. The most important thing is that their own insurance in the most profitable store is more than 3,000 yuan, which adds up to 6,000 yuan.

Lu Lei was embarrassed.

Xia Zekai saw him embarrassed, so he stood up and said: "Xiao Lu, since it doesn’t work, then I’m not embarrassed by you, grandson, let’s go and see if there is something on Honda’s side. no suitable ones."

"Good!" Sun Guoqiang immediately stood up and walked out.

Lu Lei saw that they were almost at the door. It didn't look like they were playing the tricks. He was a little flustered, and he hurriedly called them again and said, "Brother, let me ask our leader again."

Xia Zekai stood on the spot, turned around and looked at Lu Lei with a smile. He didn't move a step and said, "Xiao Lu, I don't make it difficult for you. You can either agree to my terms. Either let your leader come out and talk to me face-to-face, so that you don’t have to run over and over again, and it’s too tiring."

Xia Zekai played his cards out of common sense, but Lu Lei, a young man, really couldn't play him.

Sun Guoqiang was surprised at his boss’s ‘old way’, he could see that the boss really wanted to leave just now, instead of deliberately hanging Lu Lei.

In the end, the deal was sold at the price Xia Zekai said, and the car was put under the name of Jingtong Development Co., Ltd.

The down payment was 65,400, and the remaining interest-free loan was divided into 36 installments, with a monthly repayment of 4,238.9 yuan.

In addition to other messy service fees, purchase taxes, insurance, etc., the down payment was more than 92,000 yuan.

The licenses were all handled by the Jitai Buick 4S store.

After paying the down payment, Sun Guoqiang still drove the van, Xia Zekai replaced it with a silver Buick GL8 GT Elite and drove away.