The Goddess Shines on America

Chapter 358: , 0-year HSBC home loan

   I don’t know when, there is a popular saying: The circle is not big or small, it just depends on whether you are in it.

   No matter how small a circle is, if one person is in it, it is also a whole world. A school class of thirty or fifty people can be divided into seven or eight small groups, let alone an entire school of a thousand people?

   Furthermore, in a huge circle like the Hong Kong real estate circle, it is even harder to count how many intricate interest relationships there are. When this century-old city began to accelerate its development 20 years ago, the prosperity of real estate companies quickly expanded the entire industry, and the Chaozhou Gang alone occupied a large area. Therefore, when no important news is born, many people in the same industry will quickly know.

Just like this one: Alice Wang, a Chinese-American investor from Silicon Valley, had a meeting with the group owner of The Peninsula Hotel, Sir Roland Kadoorie, and reached a preliminary agreement to acquire the Peninsula Hotel Hong Kong Tsim Sha Tsui main store. Agreement.

   The New Year’s Eve is approaching at this time, and the New Year’s Eve is just over. New Year’s Eve will arrive on February 16. For most companies, this is the time to die and prepare for holidays and festivals wholeheartedly. Even for many British and other foreign companies, they tend to converge a lot because of the objective conditions in Hong Kong at this time. Many businesses will be reduced as a result, and there will be few big news.

Therefore, when the owner of The Hongkong and Shanghai Hotels Co., Ltd., a member of the Kadoorie family who is well-known in the Hong Kong business community, Sir Rowland suddenly issued this announcement. For a while, I don’t know how many real estate developers have no interest in the Chinese New Year. Everyone’s The mind is instantly active!

   It stands to reason that when an outside businessman goes to invest locally, he will spend the most energy on making connections. Every year, every month, in many high-end office buildings and hotels mainly in Central and Tsim Sha Tsui, a variety of cocktail parties are held in order to enable colleagues and even more business people to get to know each other. As a matter of fact, the initial accomplishment of many businesses was precisely at this cocktail party. Naturally, various high-end clubs and clubs also assume the same responsibilities.

Therefore, when many real estate developers learned that this little rich girl from Silicon Valley suddenly came to Hong Kong and invested tens of millions of dollars in the real estate industry, and once they made a move, they bought the peninsula with a history of sixty years. At the hotel, too many people want to know her next steps.

   Then the question is: Where is she?

   On Hong Kong Island, where the New Year's Eve is approaching, the temperature of more than ten degrees is enough to make Hong Kong people complain about the cold. Countless citizens who shuttle on the streets have to wrap themselves in thick clothes. In the summer season, the air-conditioning temperature in the office buildings of hotels and shopping malls is cool and pleasant, but when the outside temperature is also the same in the cold winter season, people can't help but complain.

  Central, also known as the Central District, is located in the Central and Western District of Hong Kong. It is the political and commercial center of Hong Kong. It is home to many banks, multinational financial institutions and foreign consulates. The feature of the landscape here is a mixture of colonial architecture and modern high-tech buildings. Buildings such as forests, restaurants, supermarkets and vendors’ markets coexist here. Both Eastern and Western cultures are incorporated. It is known as a paradise for shopping and tourism. Paradise.

   A short white trench coat and a pair of brown high-heeled leather boots. When the breeze blew, Alice, who looked up, did not squint her eyes, but stared directly at the newly built financial building in front of her.

   The fourth-generation Hong Kong HSBC Headquarters stands here. The entire 180-meter-high building was completed just two and a half years ago, and it was not officially opened until April 1986. A century-old bank. Since 1865, it has changed its headquarters four times, but many companies are envious of it.

   Did not stay in front of the building for too long, Alice walked into the front hall with a brisk and steady step.

   In the empty space, you can see well-dressed bank staff everywhere, and there are also many people from all walks of life who come to handle business. Of course, the bank headquarters can also handle personal business, and the software and hardware services are much better than ordinary branches, so when Alice walked into the front hall a few steps, a girl in uniform came up to entertain her.

   "Hello, what business do you need to handle?"

Even when I saw a girl who looked like a high school girl, the staff did not reveal any inner thoughts at all. Alice nodded to her with satisfaction and said: "I have an appointment with your president, and you will inform the upper management that Alice-Wang arrived on time. , I’m just waiting in the lobby now."

   The salesperson did not dare to neglect, and immediately invited Alice into the VIP area to take a rest, and claimed that he would contact her immediately. Then when the salesperson walked out the door and gave a brief instruction to the other person, the salesperson immediately brought a glass of white water for Alice.

   There was a gap of about five minutes, and then the salesperson hurried over in small steps and said very politely: "Hello, Miss Wang, our president is waiting for you on the top floor, please come with me."

  Since I went to see the president, the salesperson responsible for leading the way could not work at the front desk, but was replaced by a customer manager. After that is the boring part of walking, then taking the elevator, then rising, and then walking again. This building does not have a century-old history. As a brand-new building just completed the year before, Alice has no interest in looking at it constantly.

   After a while, the destination arrived, and the manager opened the door for Alice.

   "Hello, Miss Wang."

   In the surprisingly spacious office, an Asian man walked up quickly, wearing a high-end suit worth 10,000 yuan and wearing a Swiss watch on his wrist. As the so-called high-end atmosphere, low-key luxury has connotations. When he saw the visitors, he spoke authentic Oxford English: "It's a great honor to meet you, I'm Li Yujie, Chief Executive Officer of HSBC."

   Alice shook hands with him and said, "Hello sir, I believe you should prefer me to call you Mr. President. Then, Mr. Li, have you prepared the documents for me?"

   Li Yujie nodded and said, "That's natural, please sit down first."

   A meeting that had just been set a while ago started right away. From a procedural point of view, it is a very abrupt behavior to ask if you are free three days in advance. Unless the power has reached a certain height, there is no reason for people like the head of HSBC Bank and the CEO of HSBC Holdings Limited to easily disrupt their schedules. However, when he saw the letter's name clearly, he even wished to advance the three days to tomorrow, which gave him such a mentality.

"What you are applying for is a loan of 500 million U.S. dollars." Li Yujie now put the relevant documents in front of Alice and said: "Although the amount is huge, as long as you can provide enough collateral, of course, Unsecured loans are also very feasible, if you are applying for your own business."

   In fact, think about it from another angle. Li Yujie is also very thankful that the other party gave herself three days to prepare, because the girl did not explain the details of the loan application in the email. In fact, the whole body of her e-mail is just one sentence: I want to lend 500 million, US dollars, about?

   There is no more content anymore. If it weren’t for an industry news just broke two days ago, saying that this wealthy girl with a reputation in Silicon Valley had suddenly invested in Hong Kong, Li Yujie could even treat it as malicious information.

   "It's a corporate loan," said Alice with a peanut in front of the desk. "Even under Cisco, I believe that with the company's reputation as the guarantee, $500 million is definitely a piece of cake, right?"

   Li Yujie steadily heard the subtext of the whole sentence, and suddenly, he realized that he definitely had a headache.

What is meant by "Is it considered as a corporate loan?" What is meant by "Even under Cisco?" He couldn't help but imagine while keeping a smile. Could it be that all the people who work with this girl in the United States also have to experience this? Is this a very unreliable meeting?

   "...That is to say, you want to use Cisco's development potential as a guarantee to borrow 500 million US dollars from our bank?" Fortunately, after all, Alice's actual identity lies here, and Li Yujie has to follow her thoughts. Ever since, when an adult met a bear child, such a concept to the effect was formed in his mind.

   can make Li Yujie agree to this meeting, Alice’s identity is one of them, and the entire 500 million yuan of funds plays a key role. It's not that the banks have not let go of higher loans. The financial changes that HSBC has seen in the world in the past century are by no means different people can imagine, but the 500 million yuan sent to the door is still a super temptation that no one can refuse.

  God knows that the same amount of loan requires how many account managers to constantly wander between how many companies ~www.readwn.com~ can finally be reached. In this process, the bank has to pay those managers' high commission fees, and the cost is not low. At this time, a full five hundred million US dollars loan was delivered to the door like this. If Li Yujie messed up, he really didn't have to go on doing it anymore.

   "Actually, I still recommend that you take collateral," said Li Yujie: "This way we can simplify a lot of procedures, and the certification process will be more convenient..."

"Thank you, Mr. President, but I am not short of time." Alice doesn't care about what the HSBC side has in mind, just saying: "Everything is done in accordance with the procedure. You can send someone to KPMG as soon as possible, or you Your own accountant is at this level. It’s okay to follow the rules and issue a guarantee report. I believe that with the current development potential of Cisco, 50 billion is impossible, 5 billion is enough, but 500 million is not enough?"

   said, she picked up the information in front of her with a smile on her face and said: "You think so, Mr. Li?"

   The girl’s quick answer made Li Yujie a little bit unable to keep up with the rhythm, and it was also due to his good English. At the same time, a question that popped up suddenly made him suddenly clever in his heart, adding another question to Alice's loan on this trip.

   If I remember correctly, this girl made a lot of money during the stock market crash in October last year, which seems to be more than a billion dollars. We already have so much cash, and we still have to borrow a full 500 million yuan. What kind of big move is this?

   took a deep breath, Li Yujie couldn't help but stop thinking carefully. (To be continued.)

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