On the last day of the Christmas vacation, Ye Ting came to Gringotts in Diagon Alley alone early in the morning. He wanted to exchange a large amount of US dollars into gold galleons.

In Gringotts, the exchange ratio between gold Galleons and British pounds was 1:5, and Ye Ting spent half a million dollars to exchange for Galleons, which meant that he could exchange it for almost 80,000 gold Galleons.

Faced with such a large transaction, the young goblin in front of the counter obviously couldn't make the decision. He hurriedly called a very old goblin. His face was wrinkled like an orange peel that had been left for a long time, and his voice was sharp and astringent.

"I've never seen such a big deal since I started working at Gringotts as a young man."Facing the check for half a million dollars, the old goblin burst out with energy that was inconsistent with his age, and his eyes were shining with money:"Are you sure you want to exchange everything for gold galleons?"

"certainly."Ye Ting handed over the check impatiently.

When he took the check, the old goblin's hands couldn't help trembling. At that moment, he even had the idea of ​​apparating away as soon as he got the check.

Of course, he It's impossible to actually do this, because before he can get rid of the trace and cash the check, Ye Ting can void the check with a phone call.

Sometimes, Ye Ting wonders about the financial system of the wizarding world.

Half a million dollars in the Muggle world Although it is a large amount of money, it is only a drop in the bucket for the real rich, but for wizards, this half million US dollars - that is, 80,000 gold galleons is equivalent to a huge fortune.

Harry ·The most that Potter's parents left to Harry was tens of thousands of gold galleons, but this did not include the property owned by James Potter as the heir to the pure-blood family in the wizarding world, and the Potter family was in the pure-blood world. The family is considered quite wealthy.

In other words, even the biggest rich man in the wizarding world is at the level of an ordinary rich person in the Muggle world, and the population of the wizarding world is much lower than that of the Muggle world. So, then Why hasn't the wizarding world's economy collapsed over the years?

As long as any rich Muggle child becomes a wizard, and then exchanges one to two hundred million pounds into gold galleons, and then spends it all, there will be a serious crisis in the entire wizarding world. Inflation - he even doubted that Gringotts could afford so many Galleons.

Of course, one or two hundred million pounds in 1991 was worth much more than one or two hundred million pounds twenty or thirty years later.

However, with the rise of The productivity of melons continues to increase. Even if the Muggle currency continues to depreciate, the wealth owned by Muggles is still growing at a rate far exceeding that of the wizarding world. In another ten or twenty years, the Muggle world will be able to exchange one or two dollars at a time There would be many more billionaires than there are now, and the possibility of a financial crisis in the wizarding world at that time would have been much greater.

Today, finance in the wizarding world is normal, and the biggest reason is just concealment and closedness— - This is like Japan, which had a relatively closed financial system at that time. Since Japan's funds can freely enter and exit foreign markets, but foreign funds cannot freely enter Japan, the international financial crisis has little impact on Japan.

Keep the check carefully. After that, the old goblin began to sell Gringotts' treasury to Ye Ting:"Dear sir, you have a lot of wealth, but you can't really carry all 80,000 gold galleons with you. I sincerely recommend Gringotts' vault to you. Gringotts can provide you with the safest and highest quality savings service. No one except you can take out a Knut from the vault, and our interest is also Higher than Muggle banks. The cheapest vault is only five hundred galleons, but if you're willing to pay ten thousand galleons, your vault will be protected to our highest standards - including a sphinx or fire dragon as a theft deterrent.……"

The old goblin chattered a lot, and it was hard to imagine that just now he looked old and dying.

Ye Ting really couldn't stand his constant sales. He suspected that if he didn't shut up this guy, the old man might even talk about financial services, fixed investment funds, etc. In addition, he really needed to save. , so he immediately agreed to spend 10,000 Galleons to buy the most expensive treasury, and now his money was lying in the deepest part of Gringotts together with the oldest families in the wizarding world.

When leaving Gringotts, Ye Ting received a dragon skin bag containing five thousand gold galleons, a key to the vault, a personal seal, a Gringotts checkbook and a badge.

The checkbook and seal are used for large purchases, while the badge is a symbol of status as a distinguished customer of Gringotts.

After arriving in Diagon Alley, Ye Ting was finally able to make a large purchase as he wished - he had been waiting for this day since the purchase before the start of school - he bought a ring made of platinum and fairy silver (similar to a ring) The king's mithril, the material from which Gryffindor's sword is made), a collapsible and self-stirring cauldron, a platinum balance and telescope, several sets of crystal test tubes, a marble wizard's chess set, large quantities of various precious magical materials, and Lots of expensive cat food.

Even with the shrinking spell, his backpack was still full.

Of course, he didn't buy any more books.

First of all, Hogwarts definitely has much more books than Flourish and Blotts.

Secondly, Ye Ting feels that most of the books that can be bought have the opportunity to be given to him as gifts by his fan group - as far as he knows, his fan group has a public book list that all members of the fan group give to him. His books will be included in the book list to avoid repeated gifts.

Thirdly, most of the books written by wizards are flashy and random and lack system and logic. Ye Ting is currently doing a job in his spare time, which is to systematically compile the knowledge of wizards through Muggle academic papers. Summarize. The final result is probably similar to the Oxford Encyclopedia or the academic version of magic"Yongle Dadian"》、《Such great works as"Sikuquanshu". With such works, there is no need for him to collect so many academic books on wizards.

Finally, he went to Mrs. Malkin and ordered seven or eight sets of clothing based on the styles of the Chaldean uniforms in FGO, the Atlas Academy uniforms, the polar Chaldean uniforms, etc., and then he ended the purchase.

Sure enough, shopping and consumption is not a privilege for girls. In fact, boys will also enjoy this process as long as they have the opportunity.

Immediately afterwards, he rushed to King's Cross Station without stopping and boarded the train to Hogwarts.

Of course, he had to coax the three girls who were angry because of the missed communication on the train. Fortunately, the"souvenirs" he gave were quite impressive - for Hermione, an amber necklace wrapped with a beetle. A pair of enamel earrings were given to Zhang Qiu, and a gorgeous Fabergé egg was given to senior Penello.

Girls are indeed like dragons, creatures with a natural affinity for shiny things. Such a gift easily won their favor - the three girls' families are all fairly well off, otherwise they would not dare to accept such a gift - In addition, Ye Ting cleverly changed the topic to the scenery of Russia and the experience of the disintegration of the Soviet Union, which successfully aroused their interest, and they got through this.

After a pleasant train journey, they returned to Hogwarts.

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