Rebirth of the Hero of Hong Kong

The rest of the hawks who stood with him were even more frightened. Bean-sized sweat dripped from their foreheads, and they said in panic, "We sell as much as you want."

Looking at the eagle country guy who was already struggling on the ground, Jiang Feng's mouth twitched a few times.

Obtained

As soon as he disagreed, he started killing him. Jiang Feng also wanted to say that it would be enough to slap him a few times. Now that he was killed, how could he sign a transfer contract?

Glancing fiercely at Luo Tianhong, the latter was not afraid of anything, and took the sword back as if nothing had happened.

Jiang Feng ignored him, frowned and muttered to Tian Yangsheng.

Tianyangniu nodded, then walked out the door.

After a while, a few bodyguards and black body bags were brought in. At the same time, the legal affairs side also prepared an agreement and signed the name of the eagle countryman. He took out the red mud and walked to the dead. In front of the eagle countryman, he bent down and pressed his thumb on the red mud first, and then pressed it on the signature on the transfer agreement.

After all these were done, the bodyguard put the eagle countryman into a black body bag and carried the body away.

The remaining few Eagle Countrymen were speechless in horror.

At this time, they found that it seemed that Jiang Feng didn't need their consent at all, he just got rid of them, and then the drafted agreement was just pressed on the ink pad.

How many people know that they were buried in the high seas without knowing it?

"Do not kill me"

"It's 5% if we sell it all to you. .

As you said, I didn't force you.Several eagle countrymen quickly shook their heads and said that they didn't force them, they did it voluntarily.

Soon, these hawks signed a share transfer agreement.

So far, only Temasek's shares are left to work.

Chapter 356 Entering the Insurance Industry!

Ji Ren took these unlucky ghosts out, leaving the Temasek shareholder representatives in the office.

Jiang Feng was no longer interested in chatting, and before leaving, Jiang Feng still said to him, "Go back and pass a message to your son, I will give him three days to consider whether to sell it to me or not. Do not reply at your own risk.

After that, Jiang Feng turned around and left the conference room.

After acquiring the shares of these minority shareholders, Jiang Feng now owns almost 90% of the shares, Temasek still has about 7%, and the remaining 3% is in the stock market, which can completely privatize Standard Chartered Bank.

When he came to the chairman's office, Jiang Feng was not polite or reserved, and directly instructed Yuan Tianfan: "I won't talk about the management of the company. You can take control of it as soon as possible. For you, I will mention two points.

Yuan Tianfan hurriedly sat upright, looking at Jiang Feng with a listening expression on his face.

He had a deeper impression or understanding of Jiang Feng, and he was decisive in killing. He saw Jiang Feng's strong "four nine zeros" in business, whether it was the previous Lloyds Bank or the acquisition of shares in the hands of the richest man in Lion City, Qiu Defa, all It's tough, and doesn't flinch at all.

"Either a friend or an enemy." Perhaps in the heart of his boss, there are only these two types of people.

Jiang Feng didn't know that he had such an impression in Yuan Tianfan's mind. Even if he knew, he would only be relieved. Young people, under the circumstances of absolute capital and force, why pretend to be an old man and do things slowly and carefully?

Efficiency lost?

After pondering for a moment and organizing the language, Jiang Feng began to say: "After taking over, I can cooperate with Huo Jianlin of Longhu Group. He is developing real estate and building residential quarters, and Standard Chartered can open housing loan business, that is, housing mortgage. , If the buyer lacks money when buying the desired house, or the money is not enough, he can purchase a house from Standard Chartered Bank in the form of a mortgage loan from Standard Chartered Bank, and pay in monthly installments according to the contract.”

Jiang Feng explained to Yuan Tianfan about the mortgage loan of later generations.

Housing mortgages originated in Europe and the United States, and began to gradually emerge in China after 88. Currently, there are also housing loans in Hong Kong, but different from mortgages in later generations, mortgages in Hong Kong need to be mortgaged before they can get loans, which means that you want to get a loan from a bank. To get a loan, you need to mortgage something of the same value.

And the house at this time is not linked to the bank loan, so there will be no future property certificate mortgage to the bank.

Jiang Feng decided to give up the mortgage in advance. There are three major advantages. First, these white-collar workers in Xiangjiang can afford houses, and second, they can promote the real estate sales of Longhu Real Estate.

In the past, everyone bought a house with full payment, and they only bought it after they had collected enough money. Now, with this kind of buying first and then repaying the loan, it will definitely change the Hong Kong real estate industry.

In the end, in this way, Standard Chartered Bank is equivalent to providing housing loans to buyers, allowing more people to borrow from Standard Chartered Bank, and then a large amount of interest will be generated. This is more than the benefits that customers earn by saving money. .

Of course, banks must also need customers to save money, otherwise there will be no money to lend out.

Anyway, if the real estate certificate is mortgaged at Standard Chartered Bank, there is no fear that the buyer will not repay the mortgage.

In addition, Rulonghu’s house can only be borrowed from Standard Chartered Bank, and both Standard Chartered Bank and Longhu are Jiangfeng’s companies. After privatization, Standard Chartered Bank will become Jiangfeng’s 100% private company, and Longhu’s payment will be made. All credited to Standard Chartered.

This way of entering and exiting will not have any impact on the capital chain of Standard Chartered Bank. Instead, it has acquired a large number of loan customers without spending much money, and has made hundreds of millions or even tens of billions of profits in vain.

This set of combinations has been used a lot in later generations, such as car loans, home decoration loans, etc., all of which are based on this logic.

But, that's not as good as Jiang Feng's set.

Jiangfeng’s set is a closed-loop design. First, the customer wants to buy a house and seeks a mortgage from Standard Chartered. The customer mortgages the real estate certificate (mortgage loan contract) to Standard Chartered Bank, and Standard Chartered Bank lends money to Longhu, because the customer will sign a house purchase contract with Longhu, which is quite Yu directly lent the money to Longhu and Longhu deposited the money in Standard Chartered Bank

So, this is a perfect closed loop design.

In future generations, only Ping An can achieve this step, such as Wanda, Vanke, Country Garden, etc., it is difficult to do without its own bank.

This may also limit the mainland's financial supervision.

But Xiangjiang is different. Private people can start banking.

In addition, Longhu is also developing land in Xiangjiang, so that this closed-loop regulation can be perfectly matched

"Boss, this is what you came up with?" Yuan Tianfan said in surprise: "This is a genius idea. There are many benefits. I believe that once implemented, Standard Chartered will definitely become a leading bank in Hong Kong, and even surpass HSBC in Hong Kong. Not impossible.

Looking at Yuan Tianfan who was stunned and admired, Jiang Feng smiled, "Don't worry, a home loan is just a means."

"Then I'm all ears!"