My Return to Life

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On the east corner of the fourth floor of Fuqing Building, in an office less than 50 square meters, a needle suddenly dropped.

Gu Yu's eyes widened, her surprise was completely beyond words.

Wen Ye's hand movement also stopped, subconsciously looking at Liu Xi.

Fang Nian raised his head and looked over.

Facing a few glances, Liu Xi said quickly: "It's just a small idea, no, don't worry."

Although the speed of speech was very fast, he still squatted in the end.

Fang Nian showed a look of interest, and said: "Okay, I will finish reading the Wen Secret draft first."

"I have sent it to the shared folder." Wen Ye quickly said.

Frontier companies are small and well-equipped.

A simple local area network file sharing on a Windows system. As a secretary, Wen Ye was ready early.

Fang Nian clicked on the mapping Z drive on the computer he used, and the first document was the draft.

"70% of the shares? It's too high, have you told Zhang Rui and others?"

Wen Ye replied: "This is what Zhang Rui and the others mean. Because the direction of entrepreneurship is provided by you, they believe that they will invest 15% of the shares based on pure labor."

Hearing this, Fang Nian said in a calm tone: "The current share distribution is not conducive to corporate development."

"Entrepreneurship is the process of realizing 100% of dreams. Although I have provided directions for entrepreneurship, Zhang Rui and the others need to inject their dreams;

Before they started, they sold 70% of their dreams. It will be very difficult to experience financing development in the future. Frontier Angels do not occupy such a high stake.

I told Zhang Rui that I would lend him another 500,000 privately, with a reasonable repayment period. Anyway, Frontier Angels can only hold 30% of the shares at most. Let them find a way to pool the remaining small part. "

Fang Nian is borrowing from Lei Zhe’s years of angel investment experience:

Invest a small amount of money to hold small stocks, and borrow at most twice as much money.

Because this is a true angel cast for the other party.

The development situation of Bifang is not clear. There are ACM champions every year. How many can independently make excellent software?

Zhang Rui and the others are college students who have not graduated.

Have entrepreneurial passion and willing to realize dreams.

Considering that they don't have any money, they invest 500,000 yuan a year, and then borrow 500,000 yuan, but they have to find a solution for the last small vacancy.

This is also the first threshold Fang Nian deliberately left for Zhang Rui and Zhang Xinliang.

How to persuade family, relatives and friends to solve the 150,000 right vacancy is their business.

After listening to what Fang Nian said, Wen Ye understood, and apologized: "I thought you wanted to take care of everything. I will immediately revise the draft and communicate with Zhang Rui and the others."

After a pause, Wen Ye asked again: "But what if Zhang Rui and the others dare not take risks?"

"Don't you think you asked a stupid question?" Fang Nian glanced at Wen Ye.

Wen Ye didn't dare to say anything, she knew she had asked a stupid question.

Under such circumstances, why Zhang Rui still dare not take risks, are they not ‘preferred’ enough?

Nothing. I already got 1 million in my hand. If I still have some ideas, I won't shrink back at this time.

Fang Nian's tone was calm and authentic: "I would never take over life for anyone, and investment is not charity, understand?"

"Understood!" Wen Ye said quickly.

Wen Ye quickly communicated with Zhang Rui and the others.

The result was simple. Zhang Rui and Zhang Xinliang finally realized the excitement brought about by entrepreneurship.

I finally understood the true meaning of Fang Nian's first step:

With 1 million in hand, I have to persuade my family to lend me money with my credit from childhood.

…………

Fang Nian leaned on the swivel chair and looked at Liu Xi: "The business is done, Liu Xi, what is the little idea you just wanted to say?"

Wen Ye and Gu Yu also looked over.

Liu Xi lowered her head and said in a weak voice: "During this period, I have compiled all the historical financial data of greedy and fun, and also compiled all the financial data of the leading companies."

"All of the two companies?" Wen Ye was stunned. "Aren't you still attending a training institution?"

Liu Xi replied: "I took the time to organize it."

Wen Ye subconsciously spit out two words: "Awesome."

"Is there any discovery?" Fang Nian asked seriously.

He took Liu Xixiang seriously.

Last year's finishing, let a greedy financial manager go to sing the tears behind bars.

Liu Xi nodded and continued: "The current business of Frontier companies is mostly focused on frontier angel investments, especially in terms of capital allocation;

According to the general classification method, Frontier companies are now regarded as investment companies.

According to the financial knowledge training I received recently, after a simple combing, and referring to the conventional plans of similar enterprises, I made a simple financial model. "

Hearing this, Fang Nian got up from the swivel chair and walked towards Liu Xi's workstation.

Wen Ye and Gu Yu are the same.

Liu Xiqing’s weak voice continued to sound: "It mainly includes some basic content such as financial statements, financial forecasts, key financial indicators, sensitivity analysis, etc., using Excel as a carrier, using the four basic mathematical operations, and the result..."

"It looks like this..."

Speaking, Liu Xi opened an Excel spreadsheet, and it was clear that there were a dozen tables in total.

Then Liu Xi briefly explained: "Most of the descriptions I use in Chinese are a little bit non-compliant, and the industry generally uses English."

"Also, there is also an English version."

After seeing this form, Wen Ye whispered: "For the comfort of reading, it took a lot of effort."

"This is the financial model. I seem to have seen a similar one, but it looks like a dazzling mess." Gu Yu also whispered.

Fang Nian sincerely praised: "The typesetting and reading comfort alone are worthy of promotion and salary increase!"

Fang Nian has naturally heard and read about financial models.

But as Liu Xi did so pleasing to the eye, the description and content are simple and clean, he has never seen it once.

I don’t know if it’s the financial industry regulations. Anyway, all the financial models that Fang Nian has seen are all in English. Even the statement statistics must use total.

Including the rules for naming the tables, they are all in English, Financial and Model. It is clear that Excel supports Chinese. Fang Nian wondered at that time, is it that difficult to write the words "financial model"?

After Fang Nian returned to life, how did he get his English foundation?

It’s not because of the inferiority factor that caused the inferiority factor after getting rich and forced to learn...

"Although Frontier Company was established not long ago and the historical data is only one quarter, the amount of funds transferred in and out is very large, and it is necessary to establish a financial model." Liu Xi continued to explain.

"Currently, the reference value of this model is not very high."

Wen Ye and Gu Yu were both taken aback, but Fang Nian was very calm.

Sure enough, Liu Xi quickly said, "No, but this is not what I want to say."

Having said that, Liu Xi quickly glanced at Fang Nian.

"According to the company's historical financial data, investment trends, investment amount, rate of return and other reference coefficients, I did a simple analysis of the four arithmetic operations through Excel and got some results."

Fang Nian asked curiously: "What analysis is it?"

"It seems that everyone will call this kind of computational analysis a model, probably a corporate financial risk assessment model." Liu Xi replied.

With that said, Liu Xi opened another form.

"This is also something I found after referring to the financial data of the past year and comparing all the financial data of leading companies, using the same analysis method."

Then, Liu Xi said quickly:

"Frontier has five companies. The current capital businesses are Frontier, Frontier Projects, and Frontier Angels. Except for Frontier, the current business types are all investment transactions..."

"The frontier project invested in the cognitive framework problem research project of Fudan University at one time, and the LTE algorithm research project of Shanghai Jiaotong University adopted a batch investment plan..."

“Frontier angels have invested in Geeky Fun, Xiaomi Technology, Meituan, NetDragon Wireless, and the ongoing Bifang. In addition, through investing in Geeky Fun, they hold shares in three overseas companies, namely Eyedentity, Fist and Mojang. "

"According to the comparison, it is found that the overall investment plan of frontier companies is very problematic and extremely risky;

According to these data, referring to the previous capital injections of Frontier Company, and carrying out an estimated analysis based on this table, Frontier Company is expected to go bankrupt in 45 days. "

After speaking, Liu Xi looked back at Fang Nian.

Fang Nian's eyes stayed on the computer screen.

Comfortable reading experience, clear entries, and even numbers seem to be elegant and beautiful.

The display of dynamic results is particularly thrilling.

Fang Nian rested his chin on his right hand and asked calmly, "Have you ever analyzed greed and fun by the way?"

"Yes, the results are in this table." Liu Xi lightly moved her right index finger, "but there is no reference value, because the financial data of April is the key point, and this part of the data is currently not available."

Fang Nian saw the result at this time and looked interesting.

"Oh? Even if there is no game platform, just pure reference to historical financial data and investment valuation and other dimensions, will greedy and fun will grow again in 10 months?"

Without waiting for Liu Xi's answer, Fang Nian asked, "Are there any suggestions for improvement on the cutting edge?"

Liu Xi pursed her lips, and said uncertainly: "That's true."

"Talk about it." Fang Nian made a gesture.

Liu Xi's tone became serious: "Although Frontier Angel's plan is angel investment, all previous investments are considered angel investment, but because it is an angel investment, the risk is extremely high. Of course, this is a normal phenomenon;

However, there is a small problem with the previous investment targets of Frontier Angel. "

After a pause, Liu Xi said: "We should add the reference coefficient of the investment return cycle, add the market industry investment return factor, and allocate investment intentions reasonably."

"For example, the current investment is all Internet companies. According to the previous plan, the future investment direction will also be the Internet. This is not a problem, but it is not appropriate to put it on the current frontier angel. It should be adjusted slightly;

Secondly, Frontier Angel does not hold investment funds like other investment companies. All the money of Frontier Angel is yours. You can adjust it here to reduce operational risks. "

After Liu Xi finished speaking, Fang Nian was full of admiration and said, "Awesome, really amazing!"

"I inexplicably think that putting you on the cutting edge of the company is a poor talent, but I definitely can't let you go, I have to raise your salary!"

Liu Xi was stunned: "Ah, I just did a simple risk analysis, I'm all..."

"Don't say it, you must raise your salary!" Fang Nian interrupted Liu Xi, "Frontier needs you too much."

He was afraid of being pierced.

Although the calculations used are very simple, add, subtract, multiply and divide, you must not add roots and powers.

But how is risk calculation so simple?

Lleton, Fang Nian said with a calm face: "I have seen these situations. In the future, frontier angels do need to conduct pre-investment investigation and analysis and invest in accordance with certain rules;

But there will be a period of extensive development, because in the past year or two, I should only invest in acquaintances, or acquaintances of acquaintances. "

"Secondly, it is about the risk of bankruptcy. Don't worry about it. We are already working on solving the problem of shortage of funds, but it will not be solved by raising funds. I can't tell you first.

"Finally, I hope that Liu Xi will be more extensive in your future. For example, when you think you have finished learning a branch and have free time, try to understand investment analysis."

Liu Xi said, "I, I will try my best, but this seems to be the content of the master's level."

"It's okay, I have taught myself part of the philosophy of the master's and doctoral level." Fang Nian waved his hand and said nonchalantly.

In my heart: "I just read the book casually~"

Wen Ye and Gu Yu on the side could not say a word.

Brains are full of: ‘who am I, where am I, what should I do, am I rubbish? ’

Knowing that Liu Xi is a master of study, but to such a degree, they really have no psychological preparation.

Reluctantly accepted Liu Xi's schoolmaster~www.ltnovel.com~ Good guy, my boss has already started to let her accept the knowledge of the master's level!

What's even more outrageous is that your boss's philosophy of self-study at the master and doctoral stage?

The most outrageous thing is that Liu Xi has no sense of the risks calculated through risk assessment. But depending on the situation, the boss has considered it early? !

"Liu Xi Liu Xi."

"Always drop God."

Hearing Wen Ye and Gu Yu muttering in low voices, Fang Nian was not surprised. This was the huge gap between geniuses and ordinary people.

Liu Xi analyzed the risk from the financial data level, which reminded Fang Nian.

In the matter of investment, the “memory old book” is always used up one day, and the establishment of investment model is necessary.

But now it seems that there is no need to worry, there are ready-made geniuses.

The scope of CFO's business covers investment analysts. There is nothing wrong with it, right?

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