Metropolis: Paying Off The Debt of Dad At The Start

Chapter 185

“In that case, then I will say it!”

“We want to modify the original repayment agreement!”

The representative of Xia Fa Bank smiled.

Hearing this, the smile on Lin Feng’s face became stronger.

He knew that it was not so easy for the creditor to take the initiative to visit the house. Sure enough, the fox tail finally appeared!

Modify the repayment agreement?

Lin Feng couldn’t help but sneered, and then asked: “Then how do you plan to modify the law?”

“Cancel Article 4!” Xia Fa Bank representative said.

“Heh~” Lin Feng couldn’t help but sneered.

What is the fourth article of the repayment agreement?

After Haoyuan Group successfully repays all debts, all creditors will jointly assign Haoyuan Group aaa+ high rating. From then on, Haoyuan Group borrows from creditors at a fixed %, as long as the company’s debt ratio does not exceed 70%.

This is the term that Lin Feng finally won, and it is also the cornerstone of the future of Haoyuan Group.

Now that the creditors want to cancel this clause, how can Lin Feng agree.

“Don’t think about it!” Lin Feng said coldly.

“Mr. Lin, don’t think about it. This is 123 billion, not a small sum!”

“The normal loan interest rate is nothing more than 10%. How much money and how many years do you have to borrow to reach this figure!”

The representative of Xiafa Bank advised.

“If you give me 123 billion, I can still consider it!”

“You threaten me with my money now? Let me modify the agreement?”

“You tmd fool me!”

“I’m telling you, you will never think about it in your life!”

Lin Feng said coldly.

“Don’t say it so awkward? What does it mean to threaten you with your money, President Lin, please find out if the situation is good or not. This is not your money at all, but we want to make up for Lin’s loss and voluntary compensation. !”

“But since President Lin is unwilling, then we are helpless!”

“Oh, President Lin, we really want to help you, but you can’t even meet our small request, so we can’t help it!”! ”

At the end, the representative of Xiafa Bank shrugged and sighed helplessly.

The expression was clearly from the performance, and it fell in Lin Feng’s eyes, as hateful and hateful.

“roll!”

“Get out of here!”

Lin Feng pointed at the door and cursed angrily.

“Okay, I’ll get out, I’ll get out!”

“However, President Lin, this is not a small amount, you have to think about it!”

The representative of Xia Fa Bank smiled, and then left straight away.

Lin Feng bit his lip by himself and stayed quietly. After a while, he suddenly picked up a vase on the side and slammed it on the marble floor.

“Bang!” The whole vase shattered directly into countless pieces.

Several Haoyuan Group employees not far away immediately slipped out when they saw this. After all, this is the first time Lin Feng has made such a big fire. Now he is angry, who is standing here stupidly.

“Bad son, fuck!” Lin Feng couldn’t help but waved his arm suddenly, feeling extremely discouraged and angry in his heart.

As the saying goes, it is okay to share adversity, but not to share blessings.

In the past, Haoyuan Group was insolvent, with more than 920 billion assets and 104.5 billion debts. It was originally insolvent. In addition, Lin Feng sold so many projects to Chaoyang Construction Group and lost another 109.4 billion, nearly 200 billion. In the debt gap, how could they make Haoyuan Group’s ideas? Even if they gave the Haoyuan Group all to them, it would not be enough to repay the debt.

Not to mention the idea of ​​hitting the Haoyuan Group, the creditors are frightened all day long, for fear that something will happen to Lin Feng, that the Haoyuan Group will go bankrupt, or that there will be a mess and no one will pay the money.

Therefore, at that time, they and Lin Feng shared the difficulties and worked together.

But now, Haoyuan Group has successfully reversed its insolvency and passed the most difficult period, and there will be a lot of Qianlong Shengyuan next, and it will be out of control.

The creditors were naturally jealous and began to change their attitudes 180 degrees.

Since you can pay back the money, then we have to talk about it, Laozi not only has to ask for the money, but also has to get back the original interest.

However, the creditor cannot tear up or violate this agreement. After all, the liquidated damages are 300 billion.

What to do then?

So, this is the trick of the creditor, Laozi can’t get it back from you, can’t you find a way to get it back from other places!

Stealing more than 120 billion yuan is equivalent to charging the interest originally paid by Haoyuan Group.

Of course, they are more afraid of Lin Feng than this 120 billion.

They did not expect that after one year, Lin Feng miraculously rescued the Haoyuan Group, which was completely insolvent.

If they could think of it, it would be impossible for them to sign this clause with Lin Feng in the first place.

Who would have thought of this tm? They thought at the beginning that this Lin Feng estimated that it would be pretty good to pay back the money at most. How could he have thought that he would rescue the Haoyuan Group in one year, and the debt ratio had dropped to 94.7%. .

Following this pace of development, coupled with the current creditor’s grasp of Haoyuan Group’s situation, Haoyuan Group’s small city projects have achieved great success and the scale of assets has been leveraged, and the average number of projects is at least 15% and 16%. Profit, look at this situation.

They conducted a comprehensive analysis of Lin Feng by professionals, as well as a comprehensive evaluation and prediction of Haoyuan Group.

After the Haoyuan Group may pay off all its debts in the future, there will still be at least 800 billion tortured.

If this is the case in the end, then in accordance with Article 4 of the agreement, unlimited borrowing at% interest rates may cause unimaginable impact on creditors in the future.

At the time of introduction, they did not know how much money they would lose.

After all, unless Haoyuan Group goes bankrupt again.

Otherwise, if Haoyuan Group lives for one year, the creditor will have to lose one year’s money (good enough). Normal real estate companies borrow at least 10% annual interest rate, which is at least, generally 12%, 13%, if the company The operating conditions are a bit worse, 15%, 18%, are all possible.

Lin Feng has a fixed% interest rate. As long as the debt ratio is less than 70%, unlimited borrowing and a volume of 800 billion yuan, how much money is lost.

With such a low interest rate, coupled with Lin Feng’s incalculable ability, coupled with such a large volume, a volume of 800 billion yuan, what will happen in the future, there is no need to ask for several doublings, at least it will not be mixed. It’s worse than before.

That’s the problem. According to this clause, one year of borrowing will result in a loss of one year’s money, and one year of borrowing will result in a loss of one year’s money. The accumulation of money is much larger than 120 billion. Therefore, they naturally cannot accept it.

Simply, just take the stolen money and cancel this clause, which can be considered as peace of mind. It is better than paying 300 billion liquidated damages at that time. .