Metropolis: Paying Off The Debt of Dad At The Start

Chapter 170

“Who allowed you to sign the agreement!” the representative of Xia Fa Bank said.

“What do you mean, you still need your permission?” Lin Feng couldn’t help turning his head and asked in surprise.

“Why don’t I need my permission? Our agreement originally stipulated clearly that if Haoyuan Group had any abnormal operations, our creditors could interfere at any time!”

“Now that you have signed a land financing agreement of 1.5 billion yuan, and it is still 15% annualized interest rate, it can be said to bring a huge risk to Haoyuan Group. With this one, I can judge your behavior as an abnormal operation! ”

“So, now I can intervene in the operation of Haoyuan Group at any time. Without my permission, you have no right to sign an agreement with him!”

The representative of Xia Fa Bank said.

“You?” Lin Feng couldn’t help jumping up, glaring at the representative of Xia Fa Bank.

“What should I do? I asked you to ask for land financing, but you are unwilling to give it. Now I find a way to find other institutions to ask for land financing, but you still interfere not to let me do it. What do you want? If you don’t want me Find other institutions to finance land, then you can help me with land financing, otherwise, you will get out of me!” Lin Feng scolded angrily.

“I don’t want anything, I just want to ensure the safety of Haoyuan Group’s property, not let you Haoyuan Group engage in land financing!” Xia Fa Bank representative said.

“You tm~” Lin Feng suddenly exploded. Damn, this is too overbearing. He doesn’t help him with land financing, and he doesn’t allow others to help him with land financing.

“Okay, you forced me!” Lin Feng couldn’t help gritting his teeth.

What is the finale meter? It is the meter that must be used by these creditors, and they are not allowed to be 100%. What is the finale meter.

The previous operation was only part of Lin Feng’s final plan. He had long expected that some large creditors would disagree. After all, this is equivalent to a transfer of property.

Why is it called transfer of property and what is the transfer method?

The reason is actually very simple!

Although many banks are Lin Feng’s creditors, they do not have much debt in their hands, maybe only a few hundred million, or more than a billion.

Faced with such a profit of RMB 80 billion, how can they still take care of this. First, take a half a year to get the profit and recover the principal. As for the future of the Haoyuan Group, how big a deficit will be. , Will it go bankrupt because of this? What matters to their small creditors.

Anyway, they have made a profit of RMB 80 billion. With motorcycles, whoever wants bicycles will go bankrupt and go bankrupt. Even if the Haoyuan Group causes a deficit of RMB 120 billion, they don’t care about their business.

Who is the last to lose? It is not the big creditors who have the most debts in their hands, and Haoyuan Group is in deficit, and the losses to them are the greatest.

This is actually equivalent to transferring property!

Why, Lin Feng had to say before that some banks have very little involvement with our Haoyuan Group and have very little debt. Even if the Haoyuan Group is destroyed, it will be fine!

Why did Lin Feng find their small creditors who are not involved in debts alone to do land financing business?

Because Lin Feng is right, these people don’t have much debt in their hands. In the face of things that can make a profit of tens of billions of dollars, it doesn’t matter what bicycles they want and don’t have debts. Other creditors take care of their future. Whether it’s dead or alive, anyway, you can get a large amount of profit first.

A dead fellow is not dead!

This is part of the Lin Feng finalizer.

Of course, those big creditors are not fools, and they will definitely not let Lin Feng do this, and they must come out to stop him.

Therefore, Lin Feng had already thought out the countermeasures in advance.

Otherwise, why is it called a finalizer.

Today this group of people must agree to promise, and also to agree if they don’t.

I saw Lin Feng shouting to the creditors: “Okay, in that case, then 1.5 trillion, divided into 50 banks, 30 billion each, with an annualized interest rate of 15%. Whoever wants to come will come, first come first served. !”

As soon as this remark came out, the small creditors who hadn’t grabbed it in the first place suddenly brightened their eyes.

“I~”

“I~”

“I~”

…….

There was noisy scramble on the scene.

“Okay, let me count, 50!” Lin Feng picked up the pen and paper and began to record.

“Lin Feng, you are cruel!” The representative of Xiafa Bank at this time looked at Lin Feng, who had the list in his notebook, and his face was blue and angry.

Not only him, but several creditors who hold the huge debts of Haoyuan Group are also glaring at Lin Feng at this time.

They still can’t figure out what Lin Feng intends to do.

Creditors are eligible to interfere in the business operations of Haoyuan Group, but that must be agreed by all creditors, and the number of votes must not be less than 90%.

This was also the two-way suspicion between the small creditors and the big creditors at the beginning, and they were afraid that the other party would run away with money or do damage, so the two parties reached an internal agreement of this kind, used to unanimously externally.

Now Lin Feng uses this trick to sow discord and steal 50 creditors. Then these 50 creditors become stakeholders, and naturally they will veto other creditors to interfere in the operation of Haoyuan Group and prevent Haoyuan Group from engaging in land. Financing.

And 50 people have already exceeded 10% of the creditors. In this way, the creditors cannot make a joint decision, that is, they cannot interfere with the Haoyuan Group.

I can only watch the 50 creditors provide land financing for Haoyuan Group, earning money and pursuing their own pockets.

Therefore, one can imagine how angry the representative of Xiafa Bank is, this bastard.

“I don’t want to do this either. You forced me!” Lin Feng sneered.

“Okay, you won!” Xiafa Bank representative gave Lin Feng a vicious look.

“We Xiafa Bank agreed to provide land financing for Haoyuan Group!” The representative of Xiafa Bank gritted his teeth.

“We China Construction Bank promised!” said the representative of China Construction Bank.

“We Huahai Bank promised!” Huahai Bank representative said.

…….

Except for the 50 selected creditors who did not agree, the representatives of the other creditors basically agreed.

If you don’t agree, you can’t do it. Do you have to watch others and transfer your property?

Only letting a part of the creditors help Lin Feng to finance the land is actually letting a group of creditors transfer the property of other creditors.

Therefore, even if they were very reluctant to help Lin Feng with land financing, now they can only grit their teeth and be forced to agree.

“Hey, I asked you for land financing just now, and you are unwilling one by one. Now that you are jealous when you see others making money, you are willing!”

“How can there be such a good thing in the world, how can the creditors who have been grabbed in front be dealt with?” From the new novel group 872847971

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“No, no, unless you are willing to lower interest rates, otherwise, I won’t just make you so free!”

Lin Feng said.

“You also let us lower the interest rate?” The representative of Xiafa Bank suddenly furiously said.

“I said, there is no such cheap thing in this world. Why do you take the opportunity to grab others? If you don’t give an explanation to the creditors who have already grabbed the qualification, let’s follow the original way!” Lin Feng said.

“You?” The representative of Xiafa Bank almost wanted to eat Lin Feng with his angry eyes. This tm was just taking advantage of the fire.

“Okay, how much do you want to drop?” After a long time of silence, the representative of Xiafa Bank gritted his teeth.

There is no way, the representative of Xia Fa Bank has been thinking about it for a long time.

If he does not agree to Lin Feng, then Lin Feng will be given a reason to continue to find the 50 creditors for land financing. In this way, the gain is not worth the loss.

And the 50 creditors will not agree with their other creditors, unanimously, and ask the price together. After all, whoever can get more shares will earn more. The 50 creditors of them are still eager for Xiafa Bank to wait. The other creditors did not agree, so they could monopolize the 1.5 trillion yuan business.

What’s more, if you add more interest, it will be their Xiafa Bank and some large creditors who hold the huge debts of Haoyuan Group.

Because the wool comes out of the sheep, if the Haoyuan Group pays high interest, the shortfall caused by it will ultimately be their big creditors.

So, combining these three points, even if I wanted to give Lin Feng a cramp, the representative of Xiafa Bank had to grit his teeth and agree.

“13%, 1% higher than the normal land financing interest rate, what do you think?” Lin Feng said.

He didn’t dare to ask for more. After all, the Haoyuan Group was already insolvent, and the normal corporate financing cost was only 12%. An insolvent group would not be enough to have 13%.

If it is down, it is estimated that everyone will have to rebel. Therefore, Lin Feng will naturally ask for a similar price, and will accept it as soon as it gets better.

“Okay!” The representative of Xiafa Bank gave Lin Feng a vicious look, and then discussed with other creditors.

So far, there is no other way, and their internal divisions have been broken by Lin Feng.

Either agree to Lin Feng and strike a balance, hello and me, hello everyone, or they continue to fight internally, you oppose me, I oppose you, you lower the interest rate, I lower the interest rate, and both lose out.

Therefore, in the end, he had no choice but to agree to Lin Feng.

The creditors are united, seemingly covering the sky and being extremely powerful. There is no force at all to be their opponents, but in fact they have a fatal weakness, that is, internal problems.

They have to join forces because they have common interests. Once there is a division of interests that separates them, their alliance will naturally break down, and their own people will beat their own people.

Lin Feng cleverly took advantage of this weakness and finally won the negotiation.

Once the division and separation are caused and they are allowed to beat their own people, then everything can be solved. .