Metropolis: Paying Off The Debt of Dad At The Start

Chapter 112

Hearing the dissatisfaction of many creditor institutions, Lin Feng’s face was expressionless, but his heart was happy.

This time, he put out the data and listed the difference, what is the purpose, in order to say that he is not worthy of it.

You can’t afford it, so what else can the creditor ask of you? Can we add any more interest? Are there any restrictions? Isn’t that just forcing people to death, it’s impossible!

So, if we are raising the conditions next, is it much easier to handle it?

I can’t pay the principal at all. I can think of a way, thank goodness for returning your principal. If you still talk to me about the conditions, then you are a bit too much!

This is why Lin Feng has done so much preparation before. He just needs to come up with a series of seemingly normal data in the negotiation, and then squeeze the price.

“Everyone, be quiet, quiet one, two, five, three quiet!”

“We must pay back the money. How can we not pay it back? Repaying the debt is justified. We can’t say that we can’t pay it. Lin Feng is not the kind of person who is not moral and has no sense of responsibility!”

“It must be paid back!”

“But how to pay it back? How to make up for the difference of 147 billion?”

“It is definitely impossible to deal with assets step by step. Even if you call Da Luo Jinxian over, there is no way to pay you back!”

“So, there is only one way to make up for this difference by re-earning 147 billion in profits!”

“How to earn?”

“I have listed the following four conditions!”

With that, Lin Feng opened the teacup and took a sip of water.

“First, the debt of Haoyuan Group is repaid in three years, with an annual repayment of 334.83 billion yuan. The repayment time is at the end of each year. Before the repayment time comes, you should not interfere with the normal operation of Haoyuan Group for any reason!”

“Because we have to use the money to open some new projects before the repayment time comes, and make a high turnover, to earn 147 billion profits. Time is tight and the task is heavy. If you are tying me up, I’m sorry. , The money is not up at all, and if you invite the gods, it won’t be up!”

“Second, the interest is not calculated. If you are calculating the interest, then I am sorry. With the interest of 12% of the average financing cost of the Haoyuan Group, the Haoyuan Group has to repay more than 100 billion in interest every year. Now, the money will never be paid back, so we don’t need to do such an unrealizable thing!”

“Thirdly, the real estate industry has a relatively slow cycle, and tight capital chains are almost commonplace in real estate companies. Therefore, I ask you to grant the group a certain amount of credit. When the group is in difficulties, a certain amount of loans can be used for turnover. Of course , I will not borrow this money in vain, I will give a certain interest, the interest rate is 6%!”

“I am also making plans for Haoyuan Group to survive. For example, when it is time for repayment at the end of the year, 334.8 billion will be repaid at once. You can imagine how much this funding pressure will be. If the group’s funds are drained suddenly, it collapses again. What should I do? Who should I go to? Would you like to see this happen again?”

“If you are a business, especially a trillion-dollar enterprise like our Haoyuan Group, how can you always go smoothly without encountering anything!”

“So, if we encounter this kind of tight capital chain, then our Haoyuan Group needs a certain amount of credit and loan, borrow some money to make a little turnover, so that there will be no crash again, hello, hello, everyone, The crash is the last situation we all want to see!”

“Fourth, I also want a reward. After all, I’m working hard to pay you back and work for you. You can’t give me any hope of life. Then why don’t I relax for a moment and work hard? What motivates you to accomplish this? You can’t just take a stick to drive me behind, at least let me quench my thirst by looking at Mei!”

“I think so. As long as I can work hard to pay you off the debt within three years, you will give me a reward. In the future, I will run the Haoyuan Group and ask you to borrow money to raise funds or issue bonds. You guarantee 6% of the year. Let me change the interest rate. After all, I also hope that one day I can make a comeback. If my loan interest rate can be lowered a bit, then it will be easier for me!”

“I just hope, and I don’t ask for too much. As long as you promise me this reward, even if I, Lin Feng, will save my life, I promise to pay off the debt of 104.5 billion in three years!”

After that, Lin Feng, as long as you promise me, I will regard death as home.

After listening to the four conditions listed by Lin Feng, many bonds will look at me on behalf of you, and I will look at you, whispering to each other..

After discussing for nearly ten minutes, the representative of Xia Fa Bank, the largest creditor among them, said.

“Mr. Lin, we have roughly discussed the four conditions you listed, and feel that they are still barely acceptable, but we also have the conditions!”

“First, we can not interfere with the normal operation of the Haoyuan Group, but we must always have the power to review the use of the group’s funds and the power to interfere at any time. After all, our creditors are also afraid of accidents, such as Mr. Lin’s misuse of funds. , Or to put it more bluntly, the transfer of property will cause heavy losses to our creditors, which is absolutely unacceptable to us!” From New Novel Group 872847971

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“If it is normal operation and normal operation, we will not interfere, and we also believe in Lin’s ability!”

“Second, the interest can be low, but it cannot be absent. If not, our creditor institutions will not be able to explain it to the outside world. After all, our creditor institutions are all in the financial industry. Don’t pay it back, this breaks the rules of the industry!”

“How to convince the public in the future? When other companies see that Haoyuan Group can’t repay the money, they can stop repaying interest. Then other companies don’t have to repay interest, right?”

“Therefore, the interest can be low, but it must not be absent. This is a matter of principle of our creditor’s institution. Even if the principal is not up by then, the interest must be paid!”

“Third, we can promise you the reward you just mentioned, but the figure of 6% is too low, at least 8%. After all, we also have a certain cost!”

“This is our condition!”

After speaking, the representative of Xiafa Bank put down the pen in his hand and looked at Lin Feng. The representatives of many creditor institutions also nodded their heads to express their approval and approval.

Hearing this, Lin Feng couldn’t help picking up his pen and faintly said: “I understand and agree with your concerns and difficulties. I can understand you, and I am willing to make sacrifices and concessions to cooperate with you!”

“So, I can agree to your first and second conditions!”

“But the third condition is 6% interest. I don’t want to change it. I have just one request myself. I hope that when I understand you, you can also understand me a little bit. We understand and understand each other so that we can go hand in hand!”