Datang!

Li Shimin was dumbfounded.

"What's going on?"

"The account report I just read is in good condition. "

"It's not bad to be profitable. "

"Why is this happening?"

He couldn't figure it out.

Obviously a good project.

Earn without losing money.

Why did it cause anger in the end?

There will even be riots.

"Your Majesty, there must be an article in it!"

The eldest grandson Wuji said indignantly.

"Cut!"

Cheng Yanjin rolled his eyes.

And you say?

Everyone knows that there must be an article in it.

If you have the ability.

Let's talk about it.

In the face of Cheng Yanjin's ridicule, the eldest grandson Wuji turned a blind eye.

If you can't even withstand this little storm.

His eldest grandson Wuji doesn't have the face to be a prime minister anymore.

......

[So, let's look back, how did Ponzi schemes empty your pockets?]

[The example we just gave is the basic model of a Ponzi scheme, which is a common method of financial fraud.] 】

[To put it simply, he is using the money of new investors to pay interest and short-term returns to old investors, creating the illusion of making money, and then defrauding more investment "763". 】

[That is, the east wall was demolished to make up the west wall.] 】

[What you see in front of you is a boy named Pounds. 】

In the video.

A young Western man in a suit and leather shoes, with blond hair, sat at his desk, looking at a pile of financial statements seriously.

He is none other than Pounds, the founder of the Ponzi scheme.

[When Pounds first came to Da Lao Mei, he only had $2.5 in his pocket. 】

[For more than a decade after that, he has been working odd jobs around the East Coast to make a living. 】

[One day, he received a letter from a Spanish journalist with a stamp voucher attached. 】

[This voucher can be purchased at the Spanish Post Office for 30 Spanish cents, and can be exchanged for a 5-cent stamp when you return to the United States.] 】

[The exchange rate is determined by international treaties.] 】

[And Pounds knows that the Spanish Match Tower has recently fallen against the US dollar, so theoretically, buying and selling exchange tickets can make a profit of about 10%.] 】

[Pounds immediately set out to attract investors, but his approach was not so simple.] 】

[He started his own show, frequented cafes and high-end clubs, invited friends to smoke good cigars, and then hurried away. 】

[But don't talk about how you get rich.] 】

[When Pounds' friends began to ask questions again and again, Pounds revealed his grand money-making plan to get 50% in 45 days.] 】

[In this way, in a year or so, 40,000 Boston citizens became investors in Pounds' money-making plan, mostly poor people with dreams of making a fortune. 】

[Pounds received a total of about $15,000 in small investments, and Pounds actually paid a return to the original investors, which made him an instant hit, and he became known as Boston's "financial wizard.] 】

[However, with the revelations in the newspapers and the investigation of relevant people, Pounds's hoax surfaced.] 】

[The money he received could already buy hundreds of millions of stamp vouchers as promised. 】

[In fact, he has only bought two.] 】

Hence the name Ponzi scheme. 】

[This scam is ancient, but it has never disappeared. 】

[Here's another classic Ponzi scheme dealer.] 】

In the video.

An old man appeared outside the courtroom.

Meantime.

Subtitles also appeared in front of the ancients.

Bernard Madoff.

Bernard Madoff, the former CEO of the board of directors of the Nasdaq stock market, is the biggest fraud maker in the history of the United States.

The Ponzi scheme it manipulated defrauded more than $60 billion.

29 June 2009.

Madoff was sentenced to 150 years in prison in New York for fraud.

[In addition, the easy-to-rent treasure that appeared a few years ago is a typical example. 】

[Under the guise of P2P network credit, this platform attracts a large number of public deposits without the qualification of a banking financial institution. 】

[Their fake wealth management products have a high yield and can be withdrawn flexibly. 】

[Within one year, it attracted more than 1.15 million people to buy, totaling more than 76.2 billion yuan. 】

[Most of their money is used to return the principal and interest of the raised funds, and the remaining money is used to pay for the benefits of relevant personnel, salary commissions and huge spending by company executives. 】

So why are people so easily deceived by Ponzi schemes?】

[First of all, in the face of the attractive rate of return of E-rent, there will always be someone who will be tempted. 】

At this time, the platform will give timely returns to the initial investors, triggering the next investment behavior of investors. 】

[Build trust through repeated games, and this behavior is called investment exploration behavior. 】

[Investment exploration behavior can deepen investors' trust in the platform, and in the case of information asymmetry, the two sides of the game can establish a reputation mechanism and increase the possibility of cooperation through repeated games. 】

[The data shows that the next investment of investors is much more than the previous one.] 】

[It shows that the trust of investors and platforms is gradually forming.] 】

[So the scam began to work like crazy.] 】

Da Ming!

During the Hongwu period!

"Understood. "

"This Ponzi scheme is the use of human weakness to the extreme. "

Zhu Yuanzhang frowned, looking like he was facing a great enemy.

Zhu Di next to him didn't seem to feel the change in Zhu Yuanzhang's mood, and still said indifferently: "That's because some people are too greedy, like me, they won't be deceived." "

"Shut up!"

Just when Zhu Di was triumphant, Zhu Yuanzhang roared angrily, which frightened Zhu Di and didn't dare to say a word.

Zhu Biao next to him was also surprised.

I didn't expect Zhu Yuanzhang to suddenly lose such a big temper.

"Dad, what's wrong?"

Zhu Biao understands Zhu Yuanzhang.

Something very important must have been discovered.

Otherwise.

Zhu Yuanzhang would never suddenly be angry with his son.

"Humph!"

"Do you really understand the horror behind this Ponzi scheme?"

"No!"

"You don't. "

Zhu Yuanzhang glanced at his two sons sharply. (If you read a violent novel, go to Feilu Novel Network!)

"You simply think that this Ponzi scheme is taking advantage of human greed, taking advantage of the psychology of the poor who want to get rich overnight. "

"However, have you ever thought that the weakness of human nature is everywhere, whether you are an emperor or a beggar, you will have weaknesses. "

"And the weakness between the two, no one knows better than us. "

"When we were beggars, what we longed for most was to have a full meal. "

"When our conditions are better, what we desire most is to marry a daughter-in-law......."

"By now, we have become emperors, and we can be said to have the world, right?"

"But we still have weaknesses. "

"Our weakness is the Jiangshan Sheji of the Ming Dynasty, which is your group of rabbit cubs. "

"If there is a trader in the future who can use our weaknesses to guide the country, maybe we will also fall into this Ponzi scheme, not to mention you two stinky rabbits. "

After Zhu Yuanzhang finished speaking.

Zhu Biao and Zhu Di fell into shock and silence for a long time.

They didn't think of this at all.

Oh, yes!

People are weak!

The Ponzi scheme of video science popularization on the canopy may just be an economic or financial scam. []

But.

How terrible would it be if someone had greater ambitions, didn't care about the amount of money, but wanted more power, and used this Ponzi scheme to control the whole world?

"This ......"

Zhu Di suddenly sweated.

Because he thought of one thing!

To be exact!

He thought of someone!

Yao Guangxiao!

That monk who is full of intrigues and tricks and rebellious all day long!

Maybe!

This Ponzi scheme is right next to him Zhu Di himself!

And this trader is Yao Guangxiao!

Yao Guangxiao doesn't love money, he doesn't want to be beautiful, he took the initiative to be this trader, the only purpose is to prove his ability, and he is no worse than any strategist in the troubled times!

Just like the initiators of the Ponzi scheme, they are all taking advantage of the psychology of the poor who want to get rich.

This Yao Guangxiao is also taking advantage of Zhu Di's psychology of wanting to be the emperor!

The only difference is that the Ponzi scheme is nothing more than a simple attempt to get money.

And what Yao Guangxiao really wants to do is to conquer the world!

"Fourth brother, you didn't, right?"

Just when Zhu Di's heart fell into turbulent waves.

Zhu Biao called.

Pulled him back from his thoughts.

"It's okay, big brother, I just heard my father's words, and I was a little enlightened. "

Zhu Di hurriedly wiped the sweat from his forehead.

"Humph 2.9!"

"Even if you kid has some wisdom, he can understand what we say. "

"In the future, don't let others take care of your weaknesses at will, otherwise you can't say that you are the son of our Zhu Yuanzhang. "

"We can't afford to lose that man. "

Zhu Yuanzhang waved his hand casually.

......

During the Jiajing period.

"Okay!"

"This Ponzi scheme is really good. "

"Maybe it will bring more time to the treasury. "

Emperor Jiajing held his hands, and when he saw the subtleties of the Ponzi scheme, he couldn't help but applaud in his heart.

If it weren't for the fact that all the cabinet ministers were there.

He must have wanted to worship that Pounds as a teacher.

How can the weakness of human nature be exploited to such a vivid extent?

"Your Majesty, isn't that good?"

"This method of digging the east wall to make up the west wall is just like a private businessman's use, if even our Ming court does this, wouldn't it be Yin to eat grain?"

"After I finish eating, I really don't know what else I have to eat. "

The young Zhang Juzheng discovered the drawbacks and horrors of the Ponzi scheme and immediately stood up against it.

"You dare to talk extravagantly about serving the country in front of me?"

Before Emperor Jiajing could say anything, the old Yan Shifan of the small pavilion stood up and began to lash out at Zhang Juzheng.

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