Internet 2010

noon.

As soon as Lu Zhou returned home, Ye Qingchen walked over.

"Roadboat~"

Lu Zhou was strange for a while, "Huh?"

Ye Qingchen frowned slightly, "Why so much money?"

Lu Zhou was amused by her little expression, handed the bag to Ye Qingchen, and then sat down and took off his shoes.

He said, "Why, so troubled?"

Ye Qingchen tilted her head and said, "That's not it!"

"I can't use it at home, so I can't keep it all on a regular basis."

Lu Zhou changed a pair of slippers, "Change a car?"

"Do you dislike the red car I sold you? How long has it been driven?"

"Change room?"

"Enough to live. And the child has just been born, what to change!"

Lu Zhou was amused for a while, he joked, "Give me an extra 2,000 in pocket money. I have been driving a lot recently, and I don't have enough gas."

Ye Qingchen, "..."

Lu Zhou walked in while leaning on her shoulder, "Whatever. If you can't spend it, you can save it or buy a house. You didn't know anything about private banks a while ago, so you don't need to ask about it."

Ye Qingchen rolled his eyes at him, "So casual, why are you making money?"

Lu Zhou, "Huh?"

That's a really deep question.

Ye Qingchen said, "Private banks aren't very popular either. Domestic banks have only been established a few years ago."

Lu Zhou, "You said this, but I remembered that I saw some of your documents before and there was a fundraising document for an investment fund of the company."

Ye Qingchen, "So? Then put the money in?"

Lu Zhou thought for a while, "The company's risk is not small. If you have nothing to do in the afternoon, I will take you there with you. It just so happens that I have to go there."

Ye Qingchen listened, and only then did Lu Zhou let go, "Okay. If not, I'll save it regularly."

Lu Zhou, "..."

Twenty million on a regular basis. This is. According to my daughter-in-law's idea, I'm afraid I won't save it until retirement.

......

After the lunch break, Lu Zhou took Ye Qingchen to Chuangmeng.

In the car, Ye Qingchen sighed slightly, her expression very tangled.

Ye Qingchen said, "To be fair, I don't think it's good to follow your company's footsteps."

Lu Zhou turned a corner with the steering wheel, "You don't mean to invest in the company's fund, right?"

Ye Qingchen leaned over and said, "You think, the company's business is the company's business, of course it's fine if it develops well, but it won't have an impact if it doesn't develop well."

When Lu Zhou thought about it, the reason was right. Ye Qingchen was probably thinking of putting eggs in multiple baskets. In particular, Menggu is really not a situation where he can't do anything without his 20 million.

Lu Zhou, "Arrived. Quan should ask."

The two then went to the building where Chuangmeng is located, and just walked into Chuangmeng's office, and the relevant staff couldn't help but take a second look.

Lu always leads a woman, this kind of thing is new!

Lu Zhou said to Ye Qingchen, "I'm going to meet Brother Lin, I met him once in the capital before."

Ye Qingchen nodded slightly when he heard it, and the impression was naturally there. When Qianzhen and Lu Zhou went to the Beijing Internet Conference, Lu Zhou brought his family to a more casual dinner.

Lu Zhou, "I told you before I came here, if you have any ideas, feel free to mention them."

With Lu Zhou's answer, Ye Qingchen felt a little less nervous, "Okay!"

When Lu Zhou saw it, he smiled and pushed open the door of Lin Xinhe's office.

"Brother Lin." Lu Zhou started as usual.

Lin Xinhe got up and walked over, shaking his head while shaking his head, "I didn't realize that your kid is also a fool. Usually, the business in the company is shrewd, so it's not a good idea?"

Ye Qingchen smiled and said, "Hello, Brother Lin."

Lin Xinhe, "Hey, good. Sit, sit."

Lin Xinhe continued, "As for the question of money, whether it should be reinvested into the fund for management is up to the two of you to decide. If the money is invested in Chuangmeng, the management fee and dividend ratio will remain the same.

It's just that compared to private banking or other channels, it can be less consignment costs. Can you understand? leaflet. "

Ye Qingchen nodded and replied, "You know Brother Lin."

Lin Xinhe, "Private banking has the advantages of private banking. If you deploy structured financial products, you should leave some openings in private banking. Many foreign banks have relatively low financing costs.

This can be prepared earlier, after all, the approval time is extremely long. "

Lin Xinhe glanced at Lu Zhou, seeing that he didn't have the heart to understand. At this time, he was scribbling and writing books and materials on the edge of the bookshelf.

Lin Xinhe, "Lu Zhou."

Lu Zhou, "?"

Lin Xinhe glanced at Ye Qingchen, and then said to Lu Zhou angrily, "You are born to be a shopkeeper."

Lu Zhou, "..."

Lin Xinhe, "Mengguang, Mengguyun, WeChat. You hold shares in these three companies in your own name, right?"

Lu Zhou had to sit back beside Ye Qingchen again, "Yes. They were all Cayman companies established by me and other founders. After the agency came in, they built another company to control a bvi company and finally control the Huaxia company. main body."

Lin Xinhe nodded, and then said to Lu Zhou, "Have you considered the issue of the company going public in a few years?"

Lu Zhou was slightly startled, "Mengguang should try to apply in 2013. Wechat and Mengguyun don't have such long-term plans for the time being."

Lin Xinhe snorted, and what Lu Zhou said was actually in line with the current situation of the three companies.

"As a friend, I should mention a few more words to you. In fact, you have long and short legs for company management and personal wealth management. Look, there is no Xiaoye long-term."

Lin Xinhe added, "Mengguang is valued at 400 million, Menggu Cloud is 1.3 billion, and WeChat is 2.3 billion. Even if you don't manage well in the future, you will have personal wealth of more than one billion. But you have to neglect management, right For some people, the money may be the bane."

He said to the two of them, "That's it. Lu Zhou, go to the law firm that helped Menggu with the corporate structure. The practice is not complicated for the firm."

Lu Zhou said, "Well, you said."

Lin Xinhe, "First, pack your shares in the three companies into a new bvi company, and all your personal equity will be held by this company. Then use the assets of the entire new company to set up a family trust, with you as the trustor , the trust institution is entrusted to manage it, and the beneficiary is your family.

As for the trust, it could be an asset management company, and you hire a personal financial advisor. You can also set up your own family office to take care of it and operate in the form of an institution. "

Lu Zhou said for no reason, "So troublesome?"

Lin Xinhe said angrily, "That's not the case. You want to be the boss again, but you still want to be lazy? Boy, your companies are getting bigger and bigger, even if you don't worry about the risks yourself, other investors are also afraid of you making trouble. What's wrong. If you have enough money, it's yours, but it's not all yours."

Ye Qingchen was obedient as she listened, and she asked, "If a family office is set up to be entrusted, does it need to hire a team to manage it?"

Lin Xinhe smiled and said, "Yes. Like in dcm before, some family office funds came in. They decided that it is better to invest in venture capital, so they will buy bonds before giving venture capital money. Bonds. That’s about it.”

Ye Qingchen said again, "That's fine!"

Lin Xinhe turned to Lu Zhou with a smile and said ~www.readwn.com~ Just look at Lao Lei, many of him are slowly preparing, and his wife is also taking care of the office. "

"Entrepreneurs, they just keep their heads down and go forward. Of course it's good for the company to develop well, but what if the company goes bankrupt? It's better to have someone to worry about at the back! It's better to avoid falling down and having no place to settle down."

Lu Zhou smiled brightly when he heard it, and put one hand on Ye Qingchen's shoulder and shook it, "Yeah. It's pretty good."

......

An hour later, Lu Zhou left Lin Xinhe's office with Ye Qingchen.

He put his hand on Ye Qingchen's shoulder, and the other hand held Ye Qingchen's chin, "I didn't think that Mrs. Yazhai is still a little capable?"

Ye Qingchen said with a look of air, "That's not right! Even if you can save regularly, it's better than you~"

Lu Zhou laughed for a while, raised his fist and said like a fool, "I announce! The ly family office is established today!"

The two ignored the stunned passers-by who passed by.

And Ye Qingchen looked at him like a fool, "Hey. Marry a fool like you, I'm afraid you'll have to worry about it for the rest of your life."

Then she asked happily, "Is this Lu He Ye?"

Lu Zhou smiled and said, "Hehe. It's not Lu Yu Luyao."

Ye Qingchen, "What about mom and dad?"

"It's all right. They hurt the child, don't they."

......