I Want To Be a Rich Man on Hong Kong Island

  Chapter 655 [Bank Layout]

   Everbright Building, group meeting room.

  Wu Guangyao convened the heads of the three banks of China Everbright Bank, Hang Seng Bank and Standard Chartered Bank for a meeting.

  At this time, Everbright Bank has become the second shareholder of Standard Chartered Bank (holding 15%);

  And Standard Chartered Bank Taipan (Hong Kong) Lipps also obeyed the second leading position of Everbright Bank under the admonition of the head office.

  Li Guowei of Hang Seng Bank looked at Lips in surprise;

  I was thinking in my mind, why is the taipan of Standard Chartered Bank here?

Wu Guangyao first introduced: "They are all bankers in Hong Kong, I must know everyone! I would like to introduce, China Everbright Bank currently holds 15% of the shares of Standard Chartered Bank, so Standard Chartered Bank’s business in Asia will be subject to the supervision of Everbright Bank. ."

  Li Guowei suddenly, that's it!

  But at this time, I am afraid that most of the financial circles in Hong Kong are kept in the dark!

  This is Wu Guangyao’s strategy. China Everbright Bank’s investment in Standard Chartered Bank was done in a low-key manner, even HSBC did not know it;

  However, HSBC must know that the entire Standard Chartered Bank has fallen into the hands of the British Kayla family;

  As for the relationship between Kayla and Wu Guangyao, HSBC also knows.

  So, what HSBC will think, this is not known!

  In addition to Andrie and Lei Hong of Everbright Bank, Hang Seng Bank Li Guowei, Standard Chartered Bank (Hong Kong) Lipps, and his own son Wu Xianyi;

  Wu Xianyi, 28 years old this year, has been promoted to the executive director of Everbright Financial Group, but it is impossible for Wu Guangyao to completely hand over power to him before the 1990s;

  At the same time, it is impossible for the Oriental Media Group to hand it over to Wu Xianyi too early. Time depends on Wu Guangyao’s mood;

  However, in addition to the Everbright Finance Department and Oriental Media Group, Baiyou Group should be completely managed by him before he turns 30.

Wu Guangyao first said: "This time I call everyone to the meeting. The main content is to adjust the business of the bank. From now on, real estate and securities-related loans need to be strictly controlled. The objects of loans can only be those that can resist risks. Businesses and businessmen."

  A lot of bankers are making waves, and the boss will not let everyone shrink their loans for no reason;

  So, something must have been discovered!

   Lips tentatively asked: "Hong Kong is going to have an economic plunge again?"

Wu Guangyao said: "I am not a god, how can I predict! But everyone has been working in Hong Kong for so many years, and they know that Hong Kong's economy has a cyclical pattern; therefore, I asked everyone to control loans strictly. !"

  The plummet of real estate and securities is not that it is impossible to borrow money, but that it is necessary to lend to companies and businessmen who can resist risks.

Lei Hong said: "The boss meant that loans need to be more cautious. It is not to let us not do loan business. Don't over-interpret it! Otherwise, with the strength of our three companies, we really have to move too much, which will cause Hong Kong's banking industry and even Panic in the entire economic market!"

  I still understand myself with my long-time Leihong. After all, in 1972, Everbright Bank had an experience.

  Wu Guangyao nodded and said, "That's what I mean! Let me give you an example. You all know Chen Songqing, right?"

  Everyone nodded one after another. How could one of the hottest businessmen in the past two years not know him as a banker?

  Wu Guangyao said with a smile: "His Carrian Group has a market value of 3.5 billion Hong Kong dollars. Then I would like to ask you, how much is the Carrian Group worth?"

Lipps thought for a while and replied: "Last year, the Carrian Group sold a building of 1.7 billion Hong Kong dollars, making a profit of 700 million Hong Kong dollars. In addition, in the past two years, the Carrian Group has invested in many companies and projects. Are all considerable assets"

  Lips didn’t know what Wu Guangyao meant, so he sang it to Chen Songqing, implying that Chen Songqing was a talent.

  This is not to blame him, even HSBC has been circulated by Chen Songqing, and loaned to Carrian Group one by one;

  Furthermore, there are many banks in Hong Kong. Basically, everyone has been deceived by Chen Songqing and loaned to Jianning Group one after another.

  Li Guowei listened to Lips’s words, but there was no rebuttal on his face, and he seemed to agree;

  I want to come, if Hang Seng Bank hadn’t been ordered by Wu Guangyao, I’m afraid it would have been fooled.

  Wu Guangyao said with a smile: "It seems that Chen Qingsong has deceived the whole class from top to bottom in Xiangjiang!"

  Lips looked at Wu Guangyao puzzledly, and Li Guowei became curious too!

  Wu Guangyao continued: “According to some news I learned:

  First, Chen Qingsong is a bankrupt real estate developer in Singapore, without any Southeast Asian government relations;

Secondly, Chen Qingsong’s source of overseas funds is Yumin Finance (Hong Kong Office) under Yumin Bank Malaysia; and he has no relationship with Yumin Bank Malaysia, but has a close relationship with the person in charge of Yumin Finance; but , This relationship is based on interest, that is, you give me a loan to let me speculate on Carrian stocks, and I sell you Carrian stocks cheaply, only second.

  Third, the Golden Gate Building has not been traded so far. The so-called 1.7 billion Hong Kong dollar traded is just a means of speculating in stocks. "

  Wu Guangyao’s words were like a depth bomb, which caused everyone in the conference room to be stunned.

  Only Leihong knows a little bit more clearly, now listening to the boss say that, Leihong seems to understand the development of Lenovo's entire incident;

  "The boss meant that the Carrian Group was completely an empty shell, and all assets were purchased with bank money."

  Wu Guangyao said with a smile: "Maybe there is a few million Hong Kong dollars!"

  Lips said incredibly: "How many million Hong Kong dollars? Chen Songqing spent several million Hong Kong dollars to develop into a four to five billion Hong Kong dollars consortium?"

  Chen Songqing has three listed companies with a market value of HK$4.5 billion;

  It is really hard to believe that in 1978, he had only 5-10 million Hong Kong dollars in assets.

   Wu Guangyao said: “As long as a bank is willing to borrow money, he will soon be able to form a tens of billions of Hong Kong dollars consortium; the important thing is that as long as Hong Kong’s real estate continues to rise, his operation will have no problem.”

  Lips was like a balloon being deflated, Nan Nan said: "But this balloon will burst as soon as it is pricked, and it will cause a huge shock in Hong Kong by then!"

Wu Guangyao emphasized: "I will analyze the growth of the Carrian Group for you, but I am not asking you to burst the balloon. It is not that we are not saved but everyone is immersed in beautiful dreams. When we say it now, there may not be anyone. You may not be willing to believe it. Therefore, these words today are top-secret content. You only need to care about your company!"

  Leihong added: "Yes! If Standard Chartered has Carrian Group debts, it will be transferred out as much as possible, even if it is a loss; HSBC has a strong wealth, it is best to throw it to them!"

  Lips nodded, although HSBC and Standard Chartered are both British banks, the competition is fierce on the contrary!

  Li Guowei said with concern for the country and the people: "Since Mr. Wu predicts that Hong Kong's real estate and securities are at risk, should we remind the public, after all, the speculation is hot outside now!"

  Wu Guangyao said with a smile: “Although you remind, everyone may not listen! Besides, every time the speculation is booming, are we as a banking institution reminding the public?”

  Every time the stock market is booming, Wu Guangyao will indeed remind the public in the newspaper: The market is out of reality, everyone must keep calm!

   is really useful, but it can only last for two or three days, which is equivalent to cooling the market!

  After three days, everyone has forgotten everything!

  Moreover, there are so many people reminding the public. The Hong Kong government, HSBC, Hang Seng, and China Everbright will make some cooling comments when the speculation is booming, but everyone is still the same!

  Li Guowei suddenly smiled bitterly. Not only is it useless, but some people will blame me for being nosy!

Leihong explained: "The important thing is that we are only predicting that real estate and securities may fall, but we have no evidence; once we make a mistake in predicting, it will offend many people. Therefore, we can only use newspapers. "Calm down, everyone," but not "real estate and securities are going to plummet."

  (End of this chapter)