I Want To Be a Rich Man on Hong Kong Island

  Chapter 520 [Pray Dezun’s Ambition! 】

  On the same day, because of too much interest, everyone came to the island again;

  Visit the Cheung Kong Building (Central’s “King of Land”), Lane Crawford Building, Lane Crawford Plaza and other major projects under construction;

  Until it was dark, everyone found a restaurant with unexplained feelings, and enjoyed the wine;

  A wonderful weekend, so it passed!

   "Haha, my red shadow won another match!" Wu Guangyao smiled unscrupulously in the stands.

  On the VIP stand, a group of Hong Kong Island tycoons sent congratulations!

  Madden said: "Awesome! It's incredible to be able to win five games in a row under the new competition system!"

  At this time, the new competition system of the Jockey Club has changed a lot from before:

First of all, horse racing is professionalized and the horses are managed uniformly; horses will eliminate inferior horses, and the horses participating in the competition are all good horses of the same strength; in this way, even horse critics will start to be less accurate and become truly successful. The saying that winning the lottery depends on luck!

  Secondly, outside betting points have been added and no longer limited to the racecourse; at the same time, the entire jockey club is equipped with a lot of computers, and TV stations have also begun to broadcast the horse races. This has greatly increased the enthusiasm of the people on Hong Kong Island to participate.

  Wu Guangyao said: "Indeed! And I seem to have won the lottery, I am afraid I have a prize of tens of thousands of Hong Kong dollars!"

   Qi Dezun joked: "For Mr. Wu, tens of thousands of Hong Kong dollars, I am afraid that I am not happy to pick it up because of falling underground!"

Wu Guangyao responded: "Even if it is a few Hong Kong dollars, I will pick it up! With a different mood, unexpected wealth is the most happy thing! By the way, Mr. Qi Dezun, the Shanghai Joint Communiqué has come out. , The general environment is stable, and the stock market and real estate on Hong Kong Island seem to be more and more prosperous!"

  Watching Wu Guangyao talk about the stock market and real estate, Qi Dezun was instantly energetic;

   "Mr. Wu, also optimistic about it?"

   "Looking at what you said, I have always been optimistic about the real estate and stock market on Hong Kong Island. Don't you always say that I am a big real estate friend!"

Qi Dezun said meaningfully: "Mr. Wu is not only a great friend of Hong Kong's real estate, but also a great friend of the stock market!"

Wu Guangyao waved his hand and said frankly: "I don't trade in stocks, I only invest! For example, Hutchison International, I saw it at first, and Hutchison International will definitely do a lot with your hands! This is not enough, it is enough for me to make money. Tripled the profit!"

  Wu Guangyao has become a shareholder of Hutchison International, as his shareholding has reached 15%;

  Qi De Zun did not overly guard against Wu Guangyao, because he has about 30% of the shares in his hand and HSBC also has 18% of the shares;

  The most important thing is that the market value of Hutchison International has reached 5.5 billion Hong Kong dollars at this time;

  As long as Wu Guangyao is not stupid, he will not spend a lot of money on acquisitions;

  Because once the acquisition war starts, Hutchison’s market value will reach 10 billion Hong Kong dollars;

  Even if you are the richest man, are you willing to pay the price?

   "Mr. Wu, Hutchison International is developing so well, and you are an important shareholder. Can you borrow some funds from your Everbright Bank for the development of Hutchison Bank?"

   is here, Wu Guangyao said in his heart!

  This is what I want!

Wu Guangyao said with a smile: "The market is just right, we can indeed consider that our bank's funds also need to find a safe way out; if you have time, go to Everbright Bank and talk to President Lei! Personally, I am very optimistic about Hutchison International. If you want to come, you will do what you want!"

  In fact, Wu Guangyao has already explained to Lei Hong, if Pray Dezun wants to borrow, it can be considered within 500 million Hong Kong dollars;

  Also, low-interest loans should be adopted, so that Hutchison International can tear down the east wall to make up the west wall and pay off HSBC’s high-interest loans;

  However, Hutchison Bank’s shares must be used as collateral!

  At this time, HSBC has new ideas, so why does Wu Guangyao have no new ideas?

  Hearing Wu Guangyao’s words, Qi Dezun was overjoyed!

  As an ambitious foreign bank executive, the most lack of funds at this time;

  As long as you have funds, you can invest in the stock market;

  As long as you have funds, you can increase the market value of Hutchison, and then issue new shares, and the proceeds will continue to annex other companies;

  As long as there is capital, everything is not a problem, even if it surpasses Jardine Matheson;

  Qi De Zun understands that Jardine has not been awakened by the loss of the Wharf;

  The investment of Jardine Matheson is still conservative. If this continues, Hutchison Holdings will definitely surpass Jardine Matheson.

  China Everbright Bank

  Leihong sat in his office and received Qi Dezun.

   "President Lei is good at it! Everbright Bank's loan funds in recent years are probably among the top three on Hong Kong Island!" Qi Dezun said admiringly.

  People outside are spreading that since the past few years, Everbright Bank has issued loans to real estate and industry on a large scale;

  The past few years have happened to be the period of real estate and industrial explosions on Hong Kong Island. Naturally, China Everbright Bank will not have a few bad debts;

  It can be said that China Everbright Bank has made crazy profits in recent years!

  You must know that in this era, the loan interest can reach more than 14%, while the deposit interest is only about 4%;

  So some people on Hong Kong Island use their funds for stock trading and reduce their deposits!

  "All are based on false accusations. Our Everbright Bank lends in strict accordance with the system and regulations; although we welcome customer loans, we have done very rigorously in review and mortgage."

  Leihong first rejected the large-scale loan, after all, once this spreads, the depositors of Everbright Bank will still be worried;

   Then he welcomed the client's loan, but mentioned the review and mortgage!

  Qedzun said: "Haha, your bank is worthy of being a model of Hong Kong Island Chinese Bank!"

  Lei Hong said modestly: "We are still novices, so we need to be cautious everywhere! By the way, we heard from our boss that Mr. Qi Dezun intends to borrow money, isn't it?"

  Nonsense, why would I ask you if I don’t take a loan? This is what Qi Dezun thought in his heart!

   "Well, Hutchison Bank wants to borrow 200 million Hong Kong dollars from your bank. The main purpose of this fund is to strengthen the real estate, trade, retail and other aspects of Hutchison Bank."

  I'm afraid it's stock trading and company acquisition! Lei Hong was active in his heart, but no matter what the purpose was, he would lend it to this ghost.

  Leihong actually didn’t care about what Hutchison did with the money, because he knew that the boss wanted Hutchison to take the money to chaste it away. Otherwise, how could he swallow the behemoth of Hutchison?

  "With the current strength of Hutchison Bank, there is really no problem with a loan of 200 million yuan; however, the procedures that should be followed still have to be followed. May I ask what kind of collateral your foreign bank uses as collateral."

  Qi Dezun had already prepared, took out a stack of equity documents of affiliated companies, and handed them to Lei Hong;

  I don’t know, Leihong frowned as he turned his brows, and finally ignored it;

"Dissatisfied with Mr. Qi Dezun, these companies are really not enough to mortgage 200 million Hong Kong dollars. After all, they are uncertain! If Guiyang Bank wants to take equity mortgage, it must be the equity mortgage of Hutchison International; or, take a good large land mortgage. ."

  The two argued, Lei Hong insisted that the reliability of these companies was too low, and Qi Dezun reluctantly agreed to use 10% of Hutchison International’s stock as collateral;

  Although Hutchison International owns 10% of the shares, the current market value is more than 500 million, but this thing can mortgage 200 million Hong Kong dollars, it is already very good!

   "There is no problem! Mr. Qi Dezun, I don't know what is your loan interest rate at HSBC?"

   Qi De Zun was shocked, because Lei Hong asked the question so unprofessional;

   "Because of the close relationship between our two families, HSBC gave us a low-interest loan of 11%!" Qi Dezun deliberately missed 2% in order to put pressure on it.

  I wanted to say three or four li less, but Qi Dezun was afraid that Lei Hong would not believe it!

After listening to Qi Dezun's words, Lei Hong smiled and said, "Mr. Qi Dezun, this is the case. Our bank's deposits have skyrocketed recently and we urgently need to find funds to export. If Hutchison Bank is willing to borrow 400 million Hong Kong dollars from us, we I am willing to pay you 8% interest; in this way, you can pay off the HSBC loan first, come and go, and you can save a lot of interest!"

After listening to Lei Hong's words, Qi Dezun asked tentatively: "Your bank's deposits have skyrocketed because of Mr. Wu's deposits!"

  Leihong did not speak, indicating that it was a secret, but from the facial expressions, it seemed that Qi Dezun's statement was confirmed.

  Qidezun said in his heart, what everyone knows, you still refuse to admit it yourself.

  He knew that Lei Hong himself was a conservative banker, who was the opposite of Liu Yu of Everbright Securities.

  Qi Dezun thought for a while, this loan is indeed a good deal, even if the 200 million loan from HSBC is not repaid, the money will be spent on his own.

  "Okay! We Hutchison Bank is willing to become a major customer of Everbright Bank, and hope that we can continue to cooperate in the future!" Without hesitation, Qi Dezun said.

   "Haha, that's great! However, this equity has to be mortgaged 15%, I believe you can understand it!" Leihong said appropriately.

  At this time, Qi Dezun had some doubts in his heart, but soon he sneered in his heart;

  Even if Wu Guangyao is greedy for Hutchison Bank, Hutchison Bank can borrow 400 million Hong Kong dollars from HSBC at any time, can it be returned to you?

  With these hundreds of millions of Hong Kong dollars, Hutchison Bank will be able to leverage more than one billion investment, or even billions of projects;

  At that time, Hutchison Bank's strength will rise sharply, which bank is not good at lending!

  The idea of ​​Qi Dezun is the same as that of gamblers;

  As long as you win, what does it matter how much you borrow?

  Gamblers don’t think about what to do if they lose, otherwise they won’t drive themselves to death!

  After the two parties have reached an agreement in the office, they have agreed to sign a formal contract the next day;

  Qi De Zun even plans not to notify HSBC, after all, this is a private matter of Hutchison Bank!

  (End of this chapter)