I can predict the future

Chapter 510 Datang Bank takes over the debt (second change)

Transferring all these debts also means that Datang Bank will become a new creditor to those online loan lenders.

Of course, Datang Bank only took over those routine loans.

As for those formal online loan platforms, Bai Xiaoguang will not care.

After all, it is also in compliance with the regulations.

Bai Xiaoguang had no reason to care about them.

Datang Bank has submitted the relevant application materials.

It is estimated that there will be results soon.

The state side will certainly agree to such an application.

This is a hot potato for the country in itself, and it is good to be able to transfer it out.

There is no reason for the state to refuse.

When Xia Li knew about the move of Datang Bank, she was not annoyed by the transfer of creditors.

Instead, he breathed a sigh of relief.

Although there is still a certain amount of interest to be paid, and the principal must also be repaid.

However, because of its nature, Datang Bank ranks first in the country in terms of loan strength and interest for small and medium-sized enterprises and individuals with high social credit.

More importantly, the installment fee is also very low, so that the repayment pressure of Xia Li and others has suddenly decreased.

Moreover, the interest and handling fees are only calculated from the debt relationship to Datang Bank, and all the previous ones are void.

Naturally, she will not be looking for death and life.

However, she still needs to go to the police station to take notes.

After all, her behavior has already been regarded as disturbing social order.

Of course, in order not to affect her future, her identity was not announced.

I was also fortunate to become the ignorant girl Xiaohong who was rescued in some news!

Sure enough, the People’s Bank of Xia Guo and the competent authorities quickly approved the application of Datang Bank.

The amount of violations involved is as high as nearly one trillion yuan.

The principal is only more than 40 billion yuan.

This gap of more than twenty times, if they really let them recover so much money.

That’s enough to generate more than twenty times the income, even including the principal.

It is no wonder that these online loan platforms have sprung up in the country, especially in colleges and universities, over the years.

However, after Xiaotang’s investigation, it was found that a considerable number of people specifically found that kind of small illegal online loan platform for loans.

But they don’t pay it back when they get the money.

This naturally involves violations, and in Xia Country, illegal lending is not protected by law.

Therefore, many times loan platforms can only rely on individuals for collection.

There are even special collection companies.

This led to a very serious violent collection of collections.

It’s just that this part of the people who deliberately do not pay back is also prepared accordingly, and they are not afraid of these at all.

Some people are scoundrels and can’t do anything at all.

Therefore, this part is the bad debt of online loan platforms.

In fact, as long as a part of it can be taken back, just like Xia Li’s kind of two hundred thousand once it is in hand.

That’s definitely a huge profit.

So there is a specific loss in the industry about this.

This is also normal.

But once the creditor relationship is transferred to Datang Bank.

Then those people’s nightmare is coming.

Datang Bank is a multinational super bank, which can match or even surpass the existence of the four major domestic banks.

The credit reporting system is certainly very complete.

Once some people owe money and refuse to return it, Datang Bank has the right to find the other party’s assets with the cooperation of law enforcement departments.

Then it’s sold or directly deducted.

It will even leave a big stain on the credit system, which is impossible to eliminate for at least five years.

At that time, their normal life will also be absolutely affected.

In all systems of Datang Group, the dishonest person will be forcibly suspended from his service.

There is no need to mention all the high consumption at the national level.

As for high-speed rail, aircraft and other means of transportation, restrictions are all general means.

As Datang Group becomes more integrated into people’s lives, people are becoming more and more inseparable from Datang Group.

Once on the blacklist of Datang Group, it is forbidden to use electronic products or other company products that use Datang artificial intelligence and other technologies.

This is definitely the greatest punishment for the dishonest.

Of course, many of them borrow money to tide over the difficulties, but there is no money to pay them back at present.

You can also choose various installment packages of Datang Bank.

The maximum time can reach ten years, of course, the longer the time, the interest and handling fee are indispensable.

But it also gives those who borrow a long buffer.

Even because of family difficulties, there is really no way to repay, not subjectively do not want to repay, and can even be transferred to the Datang Charity Foundation.

Become the target of the Foundation’s assistance, and the Foundation will pay this amount on behalf of the Foundation.

There are many more such operations.

There are a lot of very user-friendly rules for different situations.

The purpose of Datang Bank is also to reverse the financial environment of Xia Guo back to the normal track.

Finance is also one of the big chess moves under the Datang Group.