Hogwarts on the Tip of the Tongue

Regarding the causes and trends of the disintegration of the Soviet Union, scholars in later generations can have a detailed analysis.

However, at this point of time, almost no one would believe that this huge red country would collapse overnight.

As the world ’s most failed former Soviet intelligence officer evaluated, “Whoever does not regret the collapse of the Soviet Union will have no conscience; whoever wants to restore the past Soviet Union will have no mind.”

(After this one, the second-ranking failed intelligence officer is the British James Bond, and their exposure rates worldwide are unbelievably high.)

In Elina ’s view, if there is a world line ending in this world, then the most serious geopolitical disaster that occurred in 1991 is definitely one of the most inevitable “inevitable” events in human history.

If she can really participate in the big event of the disintegration of the Soviet Union, Elena will definitely not choose to go against the trend of the times and try to stop the disintegration of the Soviet Union.

In essence, like most of the traversers, she belongs to the kind of berry conscience. All she thinks about is how to poke a bear hair in this big wave.

But before entering the magic world ... To be precise, before coming to the Guling Pavilion, Elena did not put much energy into the event of the collapse of the Soviet Union.

After all, for Elena, all this is too far away, and she is too young.

Whether it is to use cheap everyday goods in exchange for expensive military industrial supplies, or to imitate the financial economy of many Soviet financial crocodiles, it is not an area where a ten-year-old girl in the Scottish highlands can set foot.

However, the chance came just inadvertently.

"If I say ... I want to take a loan at Gu Ling Ge to get a certain Muggle currency?"

Elena took a deep breath and tried to suppress the excitement in her heart, so she asked calmly looking at the goblin in front of her calmly.

Want to get Muggle currency from Gu Lingge?

The goblin behind the counter rolled his eyes, revealing a sly smile, and was a smart human wizard.

As the only wizarding bank in the entire magic world, they see such pretentious existence. The stupid wizards will never know that the goblins still have a strong influence on non-magical currencies.

"Of course, but the fee charged by our Gu Ling Pavilion is not affordable for the average person. Well, little girl, the question answering service that satisfies your curiosity has ended, hurry up and change your Jin Jialong to leave!"

The goblin replied impatiently, touching the sharp beard on his chin. Looking at Dumbledore's face, he thought he had acted patiently enough.

Snapped!

Elena did not hesitate to take two notes from the small bag around her waist and patted it on the wooden table.

"I don't have gold gallon, here is fifty pounds, it should be almost equal to ten gallon. Can it be worth a few questions?"

"Oh ~~ My dear Miss Caslana, this is enough for you to ask all afternoon. Andy Serkis will be happy to answer your questions."

The self-proclaimed Sergins' eyes lit up. Two slender fingers quickly twisted the coin and slowly put it in his pocket. He sat upright with a smile on his face, making a humble expression that listened to his ears.

"It's too much, Serkins! It's just to answer some simple questions about a little girl who hasn't gone to school. You can actually feel comfortable with the charges. You can't continue the transaction with guests for long."

Standing behind Elena, Gary Vickers shouted with dissatisfaction, and retracted without leaving a trace. He grabbed an empty right hand on the table. Because of the standing position, it was roughly comparable to Serkins's hand. The speed is slightly slow for half a second.

"Shut up for me, Vickers! If you interfere with the transaction between me and the guest again, otherwise I have the right to call the guards to throw you out! ...... Well, Ms. Caslana, you continue."

Andy Serkins narrowed his eyes dangerously, his long and sharp nails tapped on the wooden table, threatened with a bad tone, and then looked at Elena with a smile on his face, and said respectfully.

Elena smiled slightly and asked softly.

"Then my question is, if I make a loan, is there a way to break the limit of 50,000 per year and convert Muggle currency to gold gallon? Or to another currency."

"This ..." Fairy Serkins looked embarrassed, supporting him a little hesitantly, and rubbed his right index finger and thumb slightly.

Really ... a realistic and cute fairy.

Snapped! Another fifty pounds shot on the table.

Elena shrugged her shoulders. Compared with the complex human beings, the fairies of the city gangsters sometimes have more to her character.

"Of course, no problem! Although the rules require it, we only need to pay a little commission, and we can help you to complete the extra exchange. After all, Gu Ling Ge is not only open to human wizards, even Hu Meizi just needs to get started. Printed, can also help you complete the exchange. "(Note 1 to open to view)

Surkins's attitude became more friendly. Looking at Elena's eyes was almost the same as looking at Jin Jialong. It had never seen such a big and stupid witch.

"Oh, that's how it is……"

Silver-haired Little Loli slowly glanced across the splendid Gulinge Central Hall. With the affirmative answer given by the goblin in front of her, she felt that every cell in her body was excited-such a bank that can ignore country restrictions, in At this time node, if operated properly, what terrible benefits will erupt.

You should know that even though the Soviet Union has experienced a little decline in these years, as one of the poles of the non-magical world, the Soviet ruble still has a fairly strong monetary value.

If Elena remembers correctly, the exchange rate between the US dollar and the ruble is still stable in the range of [1 US dollar: 1.8 to 2.0 rubles] until the sharp turn of the pattern in mid-August.

However, with the permanent drop of the Soviet Union flag this Christmas, only at the end of 1991, the exchange rate between the US dollar and the ruble would suddenly become [1 US dollar: 170 rubles].

Then came the suffocating shock therapy of the Russian government-from January 2, 1992, 90% of consumer goods prices and 80% of means of production prices were liberalized. At the same time, the restriction on income growth was lifted, the salary of public officials increased by 90%, and the pension for retirees was increased to 900 rubles per month. Family allowances and unemployment benefits also increased.

By April, the price of Russian domestic consumer goods had risen 65 times compared to December 1991, which meant that from the perspective of purchasing power, the ruble had depreciated 65 times again, and after that ... (well, take the graduation thesis There are indeed guilt in the number of words in Lai Shui. If you are interested, please ask Du Niang the rest.)

All in all, aside from the political and national games, only from the perspective of financial benefits, anything that buys and sells short stocks is weak. The easiest and most rude way to profit is to borrow a ruble on a large scale, and exchange the available Lu arrangement with any non-Soviet currency system currency, such as the US dollar or gold gallon.

Then? Then you do n’t need to do anything. Just drink a cup of black tea leisurely at Hogwarts, wait for the ruble to completely collapse, and then convert the dollars or gold gallons in your hands into rubles, and pay off the debts to earn thousands of times. .

(For a simple example, your reader ’s father loaned 11,700 rubles at this time, and the equivalent was converted to 6,500 US dollars. When the exchange rate collapsed to 1 US dollar: at 6,500 rubles, you only need to take out a maximum of 3 US dollars to repay including interest in All debts within.)

Elena thoughtfully stroked the back of her clean and white left hand, as Dumbledore said, as long as she did not deliberately inspire, she could not see any trace of the unbreakable oath.

If you want to continue a school forever, the two most important points are people and money. UU reading books www.uukanshu.com personnel, as long as the human society is still there, there will never be a shortage of students. In terms of funding, she seems to have found a way, once and for all, in her lifetime.

Only needs to solve all this, and there are only two oaths she has to bear. She didn't want to carry on the mission of a huge school in the long life in the future.

The only problem is ...

Elena glanced at the old wizard who was standing behind her, listening to her question curiously-at least until Dumbledore was away.

"In short, help me convert these pocket money to gold gallon first. Time is money, my friend. We still have a lot of important things to do later."

Elena pulled out a stack of pounds from the parcel and placed it on the counter, slightly accentuating the words "we" and "after", while making a nonchalant glance at Serkins, beckoning it to see Dumbledore standing behind her.

——As for how it will associate, for her, it is a good thing with a high probability.

The urgent task now is to end this diagonal lane purchase as soon as possible and send Dumbledore away.

The current time is July 31, 1991, 9 am.

Has little time left for Elena.

——————

(This chapter is extremely difficult to write, I do n’t want to copy too many papers. I do n’t want to write too **** and unfriendly. All doubts can be answered in the subsequent plots. I have buried all the questions beforehand. , If you ’re not afraid of spoilers, you can play in my skirt ~)

(Seeking recommendation ticket ~~~!)

(Another 3000-word quality chapter, actually I can split it into two chapters ~~ 嘤 嘤 嘤 ~ Tangled)