Grim Reaper: Studying medicine can't save the world of corpses and souls

However, just when Yumi Ayasegawa showed a look of excitement and guilt, Risa Aoki stood in front of Makoto Senshou and said.

"Cheng-jun, no, you will definitely be reprimanded or even punished by Captain Unohana for doing this."

"That's right, Vice Captain Senshou, this is hundreds of millions of dollars in treatment costs, no matter how you think about it, it's impossible..." Huche Yongyin also weakly reminded Qianshoucheng.

"No matter what, you must try it, even if it is a part of the reduction." Qian Shoucheng said firmly.

Aoki Risa did not intend to give in at all, but said more and more anxiously.

"Cheng-jun, have you forgotten? You were severely reprimanded by Captain Unohana just a few days ago for conducting such large-scale treatment without permission in the 11th team. Let me mention this again at this time." Things will definitely get more and more irritated by Captain Unohana."

"That's right, that's right, Vice-captain Senshou was kicked out of Captain Unokana's living room covered in blood at that time..." Toru Yunon also continued to remind.

"It's okay, I'm Unohana-sensei's disciple after all..."

For a moment, during the back-and-forth conversations between Makoto Senju, Risa Aoki, and Yuto Toru, Yuki Ayasegawa felt extremely guilty.

Myself... is definitely too despicable!

I actually made that kind of despicable request, making Cheng Jun risk his life to fight for the relief of the treatment bill for himself...

However, Yumi Ayasegawa's inner feelings and sense of responsibility for the 11th team forced Yumi Ayasegawa to pin her only hope on Makoto Senju.

Just when Yumi Ayasegawa felt tormented, Risa Aoki suddenly spoke.

"By the way, Cheng Jun, if you really want to help the eleventh team, why not let the eleventh team pay in installments according to the 'medical loan' method you proposed before."

Yumi Ayasegawa noticed a certain word and hurriedly asked. "Medical loan?!"

Risa Aoki gave Yuki Ayasegawa a dissatisfied look, but still explained.

"That's right, this is an idea that Mr. Cheng originally put forward to show consideration for those lower-ranking nobles with extremely poor financial conditions. The purpose he pursued is 'In any case, we will treat the disease first, and the treatment cost will be discussed later'."

Immediately, Risa Aoki explained in detail how the so-called "medical loan" works.

Because the nobles are recognized as nobles, that is, they themselves have their own territory in Jinglingting...

Therefore, the nobles can pledge their territories and promise to settle the settlement by slowly repaying part of the treatment expenses in monthly installments over the next ten, twenty, or thirty years.

Of course, in order to make up for the short-term loss of a large amount of treatment expenses for the fourth team, the repayment of treatment expenses needs to add a little extra interest, which is 5.65% per annum.

Hearing this, Yumi Ayasegawa only felt his eyes light up.

Although Yumi Ayasegawa's mathematics is not very good, the simplest multiplication is still very clear.

The fourth team is willing to postpone the gradual collection of treatment fees for such a long time, and only charge 5.65% interest. This is simply charity!

Later, Risa Aoki briefly cited a recent example:

A lower-level nobleman owed 300,000 treatment fees for multiple treatments. In the end, the lower-level nobleman only needed to repay the medical expenses of more than 1,000 yuan a month through the "medical loan".

This made Yumi Ayasegawa's expression completely excited!

Three hundred thousand? Only need to repay more than 1,000 a month? !

"Cheng-kun, I want to apply for this medical loan for the 11th team!" Yumi Ayasegawa said without hesitation.

"ah?"

Qian Shoucheng said with a somewhat embarrassed expression. "Dear Gong, this medical loan has just started to be implemented, and there may still be some loopholes that need to be verified repeatedly to fix, or..."

"No!"

Yumi Ayasegawa, who was extremely guilty of Makoto Senju, said firmly.

"Instead of bothering Makoto to ask Captain Unohana, it is better to slowly pay back the treatment bill of the 11th team through this method."

After a pause, Yumi Ayasegawa said to Risa Aoki. "Lisha, please help me figure out how much the 11th team needs to repay each month if they apply for the 'medical loan'?"

Risa Aoki introduced the business skillfully.

"This is also divided into different periods. At present, it is generally divided into ten years, twenty years, thirty years, fifty years, and one hundred years. Which period does Ayase Chuanji plan to divide into to settle the treatment bill?"

Yumi Ayasegawa pondered for a moment...

Considering the relatively long lifespan of the gods of death, a hundred years is actually not too long!

But in the end, Yumi Ayasegawa tried to ask. "For thirty years, how much is it per month?"

"Hold on……"

Immediately, Aoki Lisa took out a pen and a small notebook from her bosom, seemed to be scribbling hard and calculated for a full moment, then raised her head and said.

"Not much, not even 800,000, only 777,478.89 per month."

"More than seven hundred thousand?!"

The eyes of Yumi Ayasegawa were almost visible to the naked eye.

For Reaper personally, more than 700,000 per month is undoubtedly still an astronomical figure.

However, this figure is not unacceptable for the activities of the entire 11th team. Even though there is also a lot of pressure, it is definitely affordable.

At least, compared to the one-time treatment fee of more than 100 million yuan, more than 700,000 yuan per month can only be regarded as trivial.

Immediately, Yumi Ayasegawa immediately expressed that he would apply for this "commercial loan", and quickly signed the contract on behalf of the 11th team with Risa Aoki.

As for the collateral of the eleventh team, it is naturally the spacious team building and land of the eleventh team.

In this regard, Yumi Ayasegawa didn't have the slightest worry at all. It was not a problem for the huge eleventh team to settle more than 700,000 yuan per month from the team's funds.

"Cheng Jun, I really thank you this time, thanks to your 'medical loan', otherwise the team funds of the 11th team would really collapse from my hands."

Yumi Ayasegawa held Senju Makoto's palm, expressing his heartfelt gratitude.

Makoto Senshou felt guilty, but at this moment he was afraid to look directly into Yumi Ayasegawa's eyes...

A loan of 134.69 million, and the annual interest rate is still 5.65%. In the end, the interest that needs to be settled by only the 11th team, excluding the principal, has reached more than 145 million.

'Damn me...'

Qian Shoucheng silently condemned himself.

"However, in order for Mr. Unohana to enjoy the most beautiful flowers all year round, and for the rapid development of the fourth team with sufficient funds in the team..."

‘Let’s work harder for the 11th team! Anyway, Mr. Unohana must be rich and supportive, and those muscular brothers who are expensive can see the lack of pressure from poverty. '