Blackstone Code

To

You can search “Blackstone Password: Imiaobige (imiaobige.com)” in Baidu to find the latest chapter!

“Although this is not compliant, I don’t think it is a problem!”

The head of the loan department of the Imperial Family bank said this to a nobleman with a smile. The nobleman’s originally somewhat displeased face also had a more reserved smile.

This nobleman came early in the morning and asked to mortgage his manor, villa, luxury car, and a large amount of art and jewelry.

To be honest, encountering such aristocrats often means making a fortune. There are two situations for such aristocrats.

The first is that they may have participated in a certain gambling game and lost all their assets.

There are also gamblers among the nobles, and they play very big.

Like 100-200, a couple of thousand or even a 20,000 ten-twenty in case of winning or losing a bet, it seems a bit unstimulating for them.

When the money reaches a certain level, winning or losing is really just a change in the number of digits. This change is difficult to accelerate the heartbeat.

Only by gambling on property can these gamblers and aristocrats feel that kind of happiness, that kind of happiness that stepping on the tightrope of fate to move slowly on the abyss, the kind of happiness that faces an unknown fate.

Gafra is not without aristocrats who went bankrupt at the poker table in history, and there is more than one.

Another situation may be that the “life cycle” of these nobles is about to end. For example, it is uncertain whether they can get a new entitlement from Emperor Your Majesty, and they may become civilians.

The assets they hold are likely to become an incentive for them to suffer. At this time, it is a good choice to change the property into money and leave Gevlar. Of course, use the money to open up the relationship and find a way to let the Privy Council do it for them. It is also possible to declare grace.

No matter what the situation requires them to mortgage the property to the bank, it means that the bank can make a lot of money. Even if these people are nobles, the bank is impossible to lend them 100% of the market price.

Seventy percent, this is already the biggest concession. If civilians want to take a loan, they can only get 40-50% of the actual value of the mortgage if they mortgage it at the noble and Imperial Family bank. In the merchant’s bank, you can get a little higher, but not more than 60%.

Don’t look at 70%, it doesn’t seem to be a lot, but it’s actually quite a lot, especially in the hands of nobles.

For example, rewards from the Imperial Family, such as gifts from aristocrats, or various works of art that some capitalists want to rely on them to donate. If the estimate is too high, they may put the bank As a channel for monetization.

This nobleman who came to borrow money early in the morning mortgaged almost all of his properties. Although this business can make money, it is not very good, because the loan is too much.

Fortunately, this is just a little nobleman, his family property is not so thick.

While saying that it was not easy to do, he smiled and pressed his signature on the contract. From the perspective of business affairs, it showed that it was really difficult to do, and at the same time it showed that he was in The role and flexibility of the whole thing, no matter what happens in the future, at least it will not be a “wicked person.”

“I will have someone transfer the money to your account later…”

The little nobleman smiled and nodded to express his satisfaction with the supervisor. He seemed to ask casually, “Can you give cash?”

The supervisor was a little… unexpected, “Are you sure you want cash?”

“These cash can almost fill our house, transportation will also be a hassle, and it will let people know that there is so much cash in your house, which may cause uncontrollable security problems.” [19459002 ]

The little nobleman hesitated, “I’ll make a call…”

Under the leadership of the supervisor, the little nobleman entered the lounge and came out after about a few minutes. His expression returned to the original indifferent expression, “Yes, but you have to make sure that I always withdraw the money. , They must be able to be taken out, and we need to sign an agreement…”

The supervisor is a bit confused, but the nobles have always been a group of people who do not understand, “In fact, you don’t have to worry about this problem at all. As the head office of the Imperial Bank, we have the confidence and strength to redeem any withdrawals at any time. Request!”

When he said this sentence, there was a kind of pride on his face. He also omitted the word “Imperial Family”, which should be the Imperial Family Bank.

This also reflects the strength of the Imperial Family Bank.

It’s just that he is confident that he can do this, but the little nobleman doesn’t think so, “If we can’t sign a supplementary agreement, then you have to give me cash. The safety issue does not need you to consider.”

Seeing that the nobleman did not seem to be joking, the supervisor hesitated, “I need to ask, please wait.”

After he left the room, he went to the next room and reported the news to the executive director who is currently in charge of the bank’s work through an internal phone.

Although the executive director also feels a bit unfathomable mystery, but it is really inconvenient to take out that many cash at once-the underground vault used by the Imperial Family Bank to store cash is very troublesome to open, and it takes a lot. To complete the procedure, five directors also need to insert their keys at the same time.

For such a small amount of money, he felt that it was not worthwhile to toss for an hour or two.

“I agree in principle to you signing this supplementary agreement, but you should pay attention to the wording, and let the legal department help you draw up the agreement…”

Not long after, the supervisor returned to the room with the agreement red letter and signed this supplementary agreement with the little nobleman.

If the little nobleman cannot withdraw his money from the bank account when needed, the bank must give at least 1.5 times the compensation, and for each day in arrears, the total compensation is based on the total amount of the previous day. Increase by five percent.

This agreement did not seem to be too problematic. After the two parties signed it, the supervisor personally sent away the nobleman.

Before he had time to rest in the office, the phone from the reception desk called him, and another nobleman wanted a loan.

“What’s wrong?” The supervisor looked at the phone with some doubts, but still received the nobleman.

This nobleman had the same requirements as the previous nobleman. He pledged as much as possible and asked for cash. The other party prepared enough. All kinds of property rights certificates were brought over, and several servants were pushing carts. , Brought in dozens of wrapped oil paintings along with some artworks.

After having the same set of procedures, the other party also requested to sign a supplementary agreement.

After all the agreements were signed, the supervisor asked softly, “It is very presumptuous to ask a question, why do you ask for cash withdrawal at any time?”

The nobleman in front of the supervisor glanced at him, shook the head, and did not speak, but even if he did not speak, the supervisor seemed to understand something.

“Sorry, I was reckless.” He stood up and sent the nobleman away.

After the nobleman got on the car, he immediately went to the office of the executive director and said something that puzzled him, “Just now another nobleman came to mortgage the property and also asked for cash. I think…maybe still There is a third and a fourth!”

The executive director is an old man in his sixties. He put aside his work and looked at the head of the loan department, “What do you want to express?”

The supervisor was hesitant to say whether or not to say it. In the end, he felt that he should say that once something really happened, he might also have to take part of the responsibility.

Now he speaks out the problem, and if there is a problem, the responsibility is not on his head.

“If they all borrow money, and specify cash and withdrawal at any time, will it affect our normal work?”, the supervisor’s way of speaking is very tact, he did not say that the money in the treasury is enough, but only said that it would affect Normal work.

The executive director thought for a while, and then shook the head, “Don’t worry about this problem, we have the ability to pay for their requirements, you have to believe in yourself, if you can’t even handle this, we don’t It will be the largest bank in the empire!”

The executive director picked up the pen after speaking, but his eyes were still on the supervisor, “Anything else?”

The supervisor originally wanted to say something. The executive director has already said that he should not disturb his work. If he asks further, he may offend the executive director and can only choose to leave.

What he wanted to say was that the money of those nobles in the bank was not only the part of their loans, but also their own deposits, which was also not a small number.

But the executive director is obviously not interested in these issues, and he will not take care of it anymore.

He reported the problem, and if there is a problem, he doesn’t need to bear joint and several liabilities. Whatever the loss, it has nothing to do with him.

Then there were new aristocrats, not only the Imperial Family Bank, but also in the Imperial Capital and surrounding cities, all banks had a large amount of aristocratic borrowing. For a while, there seemed to be a special flavor flooding There is a faint smell of blood around Imperial Capital.

It’s like… a drop of blood falls into the sea, and the threads are scattered. You know it’s in the water, but you can’t see it.

You can’t see, but you can “see” some things, such as sharks.

At 9:30 in the morning, the Gevlar Financial Index plummeted after the opening, and dropped by 2%.

The main reason for this plunge is that the Minister of Finance said on the TV program last night that he wanted to thoroughly investigate the operating conditions of listed companies.

This is not a joke. The trading of six heavy stocks was suspended, and the bank’s public accounts were all frozen. The Chancellor of the Exchequer used actions to show that he was really not joking.

But just when people felt that the Gefola Financial Index might continue to plummet, an incredible scene appeared.

Not only did the financial index not continue to decline, but after a period of sideways, it slightly tilted its head. It was actually pulled up a little bit. Although not much, it did go up on the trend chart drawn by people. Alice!

The news quickly spread throughout Gevlar, and the chancellor also knew of the news.

However, he did not show any joy, instead he looked ridiculed and said he cursed words.

“miserable wretch!”