Two hundred thousand spirit coins, placed in the mortal world, are equivalent to several hundred million, placed in the realm of cultivation, even if they are at the Spirit Master level, few people can take it casually After coming out, maybe it will take Heavenly Heart Realm before you don’t have to pay 200,000 to your heart.

For students, this is a huge sum of money!

Tang Jie lion's big mouth, it's 200,000, even Miss Shu can't breathe.

Fiercely glared at Tang Jie, Miss Shu said: "You can speak well. Two hundred thousand dollars, can you get the corresponding mortgage?"

Tang Jie said with a smile: "Academy's rules, the kid still understands, the highest pledge is one to five, right?"

Lending must have a pledge, but Spirit Stage’s lending has always been focused on helping students. The purpose, naturally, is not simply how many mortgages to borrow, but is divided according to the reputation, status and ability of the students.

Usually classified as Grade Five, the worst is one-to-one. How much money can be borrowed. The highest is one-to-five. One dollar of collateral can be borrowed five times as much.

This rating is generally closely related to the performance of Divine Weapon Arena. Basically, to obtain the highest Level 5 loan limit, you must first obtain an invincible rating.

But Tang Jie's situation is obviously different.

At this moment, when she heard Tang Jie’s words, Miss Shu also understood something: "So you were prepared. Speaking of which, although you are not a student of invincible evaluation, you set a record and you are alone. Tiger Xiaofeng, it’s not too much to rate a Level 5. But... Even so, you have to pledge 40,000."

"That’s why I asked Madam for help." Tang Jie said with a smile: "I have some money here, and I can also put the heartbroken knife and the silver needle on it. If it is not enough, I will borrow it in batches and use the puppets as collateral..."

Play the trick of subprime loans.

Use the borrowed money to make goods, and then use the goods to borrow money.

Perching Dawn World does not have the concept of subprime mortgages, and is relatively cautious about risks. However, the student loan itself has a certain degree of credit pledge, which allows a certain degree of risk. In addition, the rule of man in this era is relatively high, so a small sub-prime loan may not be impossible.

Unfortunately, Miss Shu still shook his head: "That won't work!"

Tang Jie asked too much, it is no longer a mortgage issue.

200,000 borrowings, only the interest of thousands of spirit coins generated every month, he can't afford to pay even a student.

After all, the purpose of borrowing is to collect money, so all considerations must be based on the counterparty's ability to repay.

Don't say you are just a student of the spiritual spring level, even if your Spirit Sea is invincible, as long as you don't have the ability to earn thousands of dollars a month, don't even want to borrow two hundred thousand dollars.

"If this is the case, then borrow one hundred thousand." If the two hundred thousand is not made, Tang Jie retreats to second place.

Miss Shu was made impossible by him, said with a smile: "Tang Jie, don’t blame me for talking about you. You have a good mind and work hard, but you have a bigger heart. You say you It’s all about being a puppet. As for the cost of one hundred thousand and two hundred thousand? Cultivation world, after all, cultivation is the right way. After taking these one hundred thousand to make a puppet, you will win the first Divine Weapon five times a month. You won’t be able to make money by sweeping the Tigers."

Competition also depends on cost.

Why can't a group of students take the Monster Tiger of Huxiaoshan, Tang Jie can take it alone?

It's not because he is better than a group of students, but because he does not hesitate to capital and does not care about profits, and he is willing to do business at a loss.

A victory like this, if it weren’t for him to pursue otherwise, it’s meaningless in itself!

But the same way is used to run rampant in the Academy, it is not worth the loss.

Miss Shu is very optimistic about Tang Jie, but not very optimistic about Tang Jie's "project", so no matter how much Tang Jie is valued, it is impossible to agree.

But in this matter, Tang Jie did not give in anymore.

"Please be magnanimous, my wife, as long as the wife is willing to borrow, students can accept three-cent monthly interest."

"Three-cent monthly interest?" Miss Shu sneered: "You are so big In his tone, that’s three thousand dollars a month. What do you pay for it?"

"Take me." Tang Jie replied: "If you don’t pay yet, just sell me to the Spirit Stage Pavilion. What's the matter!"

Miss Shu was about to say that you are not worth the price, so she heard a voice ringing outside the door: "Lend it to him."

It was Xie Fengtang. Appeared at the door.

"Fengtang?" Miss Shu looked up in amazement: "Why are you here?"

"Not this kid yet." Xie Fengtang pointed to Tang Jie: "You wouldn't think He came over to borrow money without any preparation, right?"

It turns out that this is the case. In order to borrow money, Tang Jie actually invited Xie Fengtang.

Understanding this, Miss Shu gave Tang Jie a stare.

Although she is not afraid of Xie Fengtang, Xie Fengtang is the Courtyard Master of Moonwash Academy. Since he decides to borrow, then she doesn’t have to fight for anything. She can only say: "If this is the case, then borrow You, but no wonder I didn’t remind you that if you are unable to repay, be careful to be overwhelmed by debt."

Miss Shu refuses to lend him, but also cares for him, after all, I don’t want him to be too early. Too much pressure.

Just how did she know that Tang Jie is now carrying more than ordinary people imagine.

Tang Jie has said with a smile: "Madame cares, the kid saves it."

Miss Shu took out a piece of talisman and wrote an IOU on it while Said: "Since you want to borrow money, then the rules must be clearly explained to you. I also don't want your three cents, the monthly interest is one and a half cents, and the monthly interest is paid back every month. The principal is paid back 1/4/2021 for two years. Cleared. As for your pledge, let’s forget it. My Spirit Stage is not uncommon. Anyway, if you can’t pay it off, the person who owns Moonwash Sect will ask you for the account. Then you will have to pay off everything, even you. Sell ​​yourself to make up for the difference...With your current strength, you can sell for a lifetime."

"That's natural!" Tang Jie agreed.

After explaining all the matters needing attention, Miss Shu handed the IOU to Tang Jie: "No problem, just drop blood imprint on it."

Tang Jie didn’t look at it either. Bite your finger directly and place a heavy red blood imprint on it.

This IOU uses a special talisman paper. Once you drop your own blood on it, it is equivalent to positioning yourself to the IOU owner. Unless you escape Perching Dawn World, you can do it wherever you are. found.

After doing this, Miss Shu handed over one hundred spirit jade to Tang Jie, and Tang Jie took the money and left.

Miss Shu looked towards Xie Fengtang and said with irritation: "You are a real person. Why did you agree to lend him money? He is a little student, when the time comes. What to pay back?"

Didn't expect Xie Fengtang but replied: "What I want is that he has no money to return it. There are some things you don't know, so you don't need to ask."

He left with a big laugh.

Moonwash Sect's patience with Tang Jie is also gradually disappearing, but I haven't found any opportunity to ask questions.

Now Tang Jie owes a huge debt of 100,000 yuan. When the time comes, if he doesn’t come out, it’s Moonwash Sect’s opportunity.

For this opportunity, how can Xie Fengtang let it go?

Take the money and leave, Tang Jie wanders around Lingmiaofang freely.

With a huge amount of money, he is looking at all good things this time.

The 50-year-old Purple Poria, the 100-year-old ice lotus, the 30-year-old chalcedony, and even the monster core of Shedding Mortality Realm are all in his search.

Yes.

All are medicinal herb used to cultivation Unorthodox Sutra.

From start to finish, Tang Jie didn't plan to make a 100,000 yuan puppet.

The biggest problem with ancient lending lies in the ineffective supervision of how the borrowed money is used.

The lender always only cares about the borrower’s ability to repay, and what to do if it can’t be paid back. As for how to avoid the client’s failure to pay, and the supervision of finances, it’s never within the lender’s consideration. . The existence of "recourse of IOUs" has made the borrower's probability of fleeing so much lower that no one would even want to see how Tang Jie uses the money.

With an unprecedented huge sum of money, Tang Jie searched Lingmiaofang like this.

This is also his greatest generosity consumption since entering the Academy. Nearly 110,000 spirit coins were squandered by him in just two hours.

When he returned to Taoran Residence with large and small bags of precious materials, he searched almost all the rare materials on the entire Lingmiaofang, so that there was no source of medicine in the Academy for a short time. The price of materials also soared for a while, but this has nothing to do with Tang Jie.

Back to Taoran Residence, Tang Jie burned a large bucket of water, treated the medicinal herb, poured it into the basin, and started the fourth wash.

This is also his largest refining so far. After the medicated bath is transpired, he only circulates his mind a little bit, and a large amount of medicinal properties permeate his skin with the water vapor and pour into his body. .

The extremely exhausted body caused by excessive blood loss during the day is like an wailing baby waiting to be fed, greedily absorbing every bit of nutrients, and there is no concept of emptiness and no supplementation.

Tang Jie's body is like a bottomless pit, and all the benefits can be filled.

In this medicine mist, Tang Jie's body has also undergone subtle changes.

His skin has become more and more white, faintly revealing a jade stone-like luster, warm and elastic, but no one knows that under this seemingly quiet appearance, it is full of powerful and almost violent strength.

Tang Jie felt the heat in his body, and he wandered around his body frantically. An indescribable force flooded him, making him want to scream and fight!

That is the desire to vent from the exuberant blood energy.

However, Tang Jie knew that he had to hold back, his mind was running at full speed, and the steaming water vapor converged into a cloud-like existence above his head, spinning strangely, and Tang Jie's face was already covered with blood. Flushing, the color changes constantly under the steaming water mist... The refining time of this time is exceptionally long, from the afternoon to the second day, it is considered that all the medicinal properties are absorbed.

When he came out of the medicinal bath, Tang Jie swept away the depression after hemorrhage, the whole person became in great spirits, as if shedding body, exchanging bones, and felt completely different.

It was an indescribable feeling. The surrounding scenery became a little different again, and everything around did not change at all, but it fell in Tang Jie’s eyes and just glanced at it. He It is as if seeing any point of existence at the same time.

Everything is in your eyes!

Everything is in the bottom of my heart!

Finest Detail Realm.

At that moment, Tang Jie had already understood that he had reached the realm that the cultivators often said.

The so-called subtlety is actually an expression of the cultivator’s ability. After the cultivator refines his body and mind, he reaches a certain realm, the five senses, five internal organs and other functions are greatly strengthened, and his vision, hearing and other perception abilities Significant increase, and internal hematopoiesis, regeneration and other abilities have been greatly improved.

Precision is one of the performances, making observation more detailed, looking at the past, and having nowhere to hide.

Above the microscopic, it is the hole, the illusion, without spell, only naked eye can pierce the nether, see through life and death, and eliminate the delusion, but it is a higher level, Tang Jie is still temporarily Can't reach it.

Didn't expect to take a medicinal bath to let yourself be in the dark. Tang Jie also had to admire. Although the Weapon Master method is very expensive, the effect is really unspeakable.

At this time, his body skin is pure white as jade, which is truly Jade Stone Physique.

Jade Stone Physique, jade-like golden marrow, strengthens the internal organs from the outside to the inside. The reason for this is that it can be subtly.

On the contrary, it is in power. Although Tang Jie feels much larger than before, it is limited compared to the 110,000 investment.

Tang Jie knows that on the one hand, the refining effect is from the outside to the inside, and the inner strength is the main reason. On the other hand, it is because he has not further developed it.

The physical changes brought about by Unorthodox Sutra are mainly the improvement of physical potential, three-point effectiveness and seven-point potential. It needs to be polished in the later stage to truly play its role, and the way of polishing determines the potential The direction of development.

It is also the cultivation Unorthodox Sutra. It can be a fierce offensive type, a long-strength type, a titanic type, a Copper Skin & Iron Bones type, or a super strong recovery ability. Unbeatable type.

Tang Jie's training in the Tianyu Palace made his Unorthodox Sutra in the first few stages be mainly defensive. With the Water Condesation Cover and Phaseless Golden Body, even standing there for people to fight, it’s normal The students can't move either.

As for how the potential this time will develop, it depends on his own life experience and choice of direction.

Even so, Tang Jie's strength at the moment is already advanced by leaps and bounds.

The medicine ingredient of 110,000 spirit coins is smashed down, and the physical quality it brings is not comparable to that of the repairers in the Shedding Mortality Realm Hundred Refinements period.

Below the gentle appearance, a violent beast has been dormant!

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