Almighty Coach

Li Dai directly called his training hall "Coach Lee Fitness Training Center", but in order to make it more acceptable to the American people, he did not use the pinyin "LI", but the English "Lee".

Now that the venue is in place, the rest is much simpler. Li Dai spent a little attorney's fees, and he completed the registration of the physical training hall.

Later, Li Dai made a simple renovation of the venue.

This was originally a small gymnastics training hall with complete facilities and sports equipment. Li Dai only needed to spend a little money and simply added some new things.

Li Dai has not hired other employees for the time being. At this stage, Li Dai only has the job of training athletes with disabilities, and it is still free. The right is to do charity. There is no single profitable business, so Li Dai also feels that he can handle it by himself, without hiring other coaches for the time being. After all, the most expensive thing in the United States is people, and hiring one person less will cost less.

So even the cleaning of the venue, Li Dai is also hands-on, this is also the training center just opened, there are no guests, Li Dai is relatively free, nothing can mop the floor with a mop, wipe the equipment with a rag, and later the training center walks While on the right track, Li Dai planned to find a cleaning company to take charge.

In terms of finance, of course, Li Dai knows nothing, he directly handed over the financial matters to the accounting firm. Small and micro enterprises in the United States cannot afford specialized accountants, so they often hand over the company ’s finances to an accounting firm, which is responsible for specialized financial and tax returns.

Unlike domestic ones, the major clients of domestic accounting firms are those large companies and large enterprises, and they also engage in some large-scale accounting and auditing services. Small companies and individuals have basically no accounting services available for business. In the United States, the main service objects of accounting firms are small businesses and individuals. It is more cost-effective for large companies to hire accountants themselves.

Ordinary Americans need to file their own taxes, unlike domestic direct income tax deductions from their wages. At the same time, U.S. taxation and tax relief programs are also very complicated. Ordinary people do n’t understand it. In case one item is missed, The crime of tax evasion has come to an end, so a professional accountant is needed at this time.

Many Americans, especially low-income groups, have tax exemptions or subsidies, and they may not pay taxes in the end, but the tax reporting process is still necessary. So in the tax return season, it often happens that the poor do not have to pay a penny tax, but for the tax return process, they pay hundreds of dollars to accountants.

Li Dai's positioning of the training hall is also clear. In the early stage, he did not hire other employees to save labor costs as much as possible. Of course, he was not stingy about the money spent, such as the cost of finding a lawyer and the cost to an accounting firm. It can't be saved. This kind of money saves one dollar now, and it may cause troubles that cannot be solved by thousands or tens of thousands of dollars in the future.

...

Coach Li ’s physical fitness training center opened in obscurity. There were no opening ceremonies, ribbon-cutting, and banners. Perhaps only residents in the neighborhood will pass by when they find out that the original gymnasium has become a physical training center.

On the first day of opening, there were no guests at all. This professional fitness training center was not a gym. The main target customers were athletes, rather than serving the general public, and the charges were much higher than ordinary gyms. This is like cheap mass consumer goods. Although there are many people buying them, the profits are relatively small. Luxury goods may not be sold for a long time, but the profits are much higher.

Li Dai also does not expect customers to swarm on the first day. Those who do sports training mainly look at word of mouth, and word of mouth just needs time to accumulate.

However, Li Dai was not idle. On the afternoon of the opening day, a social worker of the Los Angeles Disabled Persons Association found Coach Li's Physical Training Center.

"Coach Li, this is a list of disabled athletes who need to be trained. There are a total of twelve people." The social worker submitted a list.

Training 10 to 15 handicapped athletes is the rental condition promised by Li Dai. The Anthony MP did not take advantage of Li Dai too much, and the number of people chose a middle number of 12 people.

Li Dai took the list, looked at it carefully, and then asked: "This is just a list, there are only names on it, and I still need their detailed information. For example, age, height, weight, detailed disability, and cause of disability and many more."

The social worker frowned: "These belong to personal privacy. Coach Li, the United States is a country that pays great attention to protecting personal privacy."

"I know, I also know how to protect the privacy of customers, but if I have a high level of physical training, I have to know this before I can make a training plan." Li Dai spread his hands, and then said: "I will give a very simple For example, if the standard weight of a normal person is 150 pounds, as a disabled person, he lacks arms or legs, then the same weight is obviously overweight, and my training program must also add weight loss. "

"Okay, I will bring their details." The social worker had to choose a compromise, and his voice paused, then said: "But Coach Li, I just observed your fitness training center, I suggest you Add some barrier-free facilities. "

"How can I forget this thing! Building barrier-free facilities also costs money, and on this basis, you can also suppress prices at Anthony." Li Dai suddenly felt a sense of regret.

However, Li Dai still kept a smile on his face, he said: "I'm sorry, this is my poor consideration, before this is the gymnasium, and gymnasts must have no barriers to movement, so there are no barrier-free facilities built here."

"We kindly remind you that if you build barrier-free facilities, you can get tax benefits." The social worker smiled, and then said: "The reason why the United States' barrier-free facilities are so popular is entirely due to the 1986 Tax Adjustment Act. "This Act stipulates that tax benefits can be enjoyed for the construction of barrier-free facilities, so companies are very keen to actively build barrier-free facilities. Barrier-free facilities outside public places in the United States are built by business operators themselves."

Li Dai showed a taught expression.

In the country, it is known that people in the enterprise tell the business operators to build barrier-free facilities because of their high quality, because of their high moral character, and because they really care about the disabled. Only now did Dai Dai know that it was originally to pay less taxes.

However, Li Dai still praised: "The United States is really good for the vulnerable groups such as people with disabilities. Even people in our country know that as long as the United States is disabled, it can receive $ 800 from the government every month."

"Who told you? I can't imagine that the Far East would have such a misunderstanding of the United States." The social worker's eyes widened in surprise, and then said: "The welfare of Americans with disabilities is not the same in every state, and it is impossible. There is a so-called fixed amount. So telling you that people with disabilities can receive a fixed amount of subsidy every month is definitely a scammer! There have been similar fraud gangs in the United States before. "

"How much money can the average disabled person receive?" Li Dai asked.

"The benefits available to people with disabilities mainly depend on two items. One is social security disability insurance. Everyone who works must pay social security tax. Part of this tax will be paid as a fund for social security disability insurance. So the insured. If the person becomes a disabled person, you can get money from the insurance, the specific amount is calculated based on the age and income of the insured, and will not be a fixed number. If the person dies, Minor children and spouses who have not reached retirement age can also receive money from them, "the social worker explained.

"That's it!" Li Dai nodded. He understood that this so-called social security disability insurance is equivalent to an upgraded version of domestic work injury insurance. Both are mandatory and can only be paid by those who have a job, except that work injury insurance only pays compensation for injuries at work. The social security disability insurance in the United States can take money as long as it is disabled.

The social worker on the opposite side then explained: "The second is the federal social security living allowance, also known as the SSI. People with disabilities who are over 18 years of age and unable to work can apply. If they are not disabled, those over 65 years of age The elderly can also apply, and the blind can also apply. The government will investigate the applicant ’s economic and asset conditions. After the application is approved, the rescued person will receive a monthly living subsidy according to the specific situation. People who are subsidized will be automatically included in the Medicaid program. "

"Is the Medicaid plan the free white card?" Li Dai asked immediately. He knows that the so-called free medical white card is the most touted thing in the domestic public, and it is because of this that someone will hyped the United States to see a doctor without spending money.

"Free? You can think of it that way!" The social worker smiled ridiculously on his face, and then said: "California's Medicaid has been abused. Now in California, there are at least 13 million people out of 40 million people. Received low-income free medical health insurance, which is equivalent to one in three Californians holding the white card you said. At present, many doctors have begun to reject patients holding white cards. "

"There will always be doctors willing to accept them? Anyway, the government pays for it, and the doctors do not lose money." Li Dai looked indifferent.

"The government is only willing to pay $ 10. This consultation fee is for charity for doctors. At least those famous doctors are not willing to accept this $ 10 job. So white card holders can only go Public hospitals wait a month or two before they can see a doctor. "The social worker explained.

Li Dayton suddenly realized that he suddenly remembered that American doctors only care about medical treatment. The doctors prescribed a prescription and the patient went to the pharmacy to take it; the doctor opened the checklist and the patient went to the hospital to make an appointment for examination; as a doctor, he only earned his own Partial consultation fee. Of course, there is an additional charge for the surgeon to come to the stage to perform the operation.

Doctors in the United States set their own prices for medical consultations. Doctors with high levels are naturally priced high. The specific prices are based on the market, ranging from two to three hundred dollars, four to five hundred dollars, and seven to eight hundred dollars. There is no possibility that a doctor at the level of a subject leader will see a specialist outpatient clinic for twenty dollars.

For patients with white card medical care, no matter what the doctor's consultation fee is, the government will only pay $ 10. If a patient only charges $ 10, American doctors may have gone bankrupt. Those doctors who usually receive hundreds of dollars are naturally reluctant to see patients with 10 dollars. Therefore, only doctors in public hospitals with government support will receive this $ 10 outpatient service.

However, doctors in the United States are not the kind of "superman" who sees two hundred outpatient clinics a day. People see 20 patients a day as a model worker, which must be counted as revisited patients. When more and more white card holders are crowded into public hospitals, the waiting time for appointments will become longer and longer, so it is not a joke to wait for two months for public hospital appointments in the United States.

Thinking of this, Li Dai said with an inquiring tone: "But it is free after all. I know that the medical price in the United States is very expensive. I think many people are willing to wait a month or two in order to save money."

"You may have a misunderstanding of" free ". The cost of using free medical insurance is not completely repayable, but will be recorded. When the user has the ability to repay, the money is still I have to pay it back. What I said is the ability to pay back, including after a person dies. "The social worker then introduced.

"Do people still have to pay back when they die? Is it also popular for fathers and sons to pay in the US?" Li Dai was surprised when he thought of this.

The social worker extended his hand: "For example, a person using free medical health care to see a doctor spent $ 300,000, and after his death, he left a property worth half a million. If his heir wanted If you inherit this property, you must pay off the $ 300,000. Otherwise, the court will auction the property, and the money will be paid back to the government first, and the rest will be inherited by the heir. "

"It turns out there is this hand, so in this way, only the proletariat can benefit from it. They have no money and no assets. Even after death, they can't leave anything to auction and repay the money." Li Dai said subconsciously.

"Free medical health insurance was originally a kind of social welfare of relief nature. But whoever can afford medical insurance, who would choose this kind of medical assistance?" The social worker paused, then said: "The people who are rescued are poor. They are living at the bottom of society, unable to find a job, or even unable to work at all, relying on food stamps. They are compelled to act like humble ants, living only to live. "

When the social worker came here, a very solemn expression appeared on his face, and he slowly said in a poetic tone: "If you can live a good life, who would be willing to struggle at the bottom of the society, without dignity? Alive! "

...

Looking at the back of the social worker leaving, Li Dai had an inexplicable emotion in his heart. He felt that his heart was empty, but his thoughts were extremely fulfilling.

"He is right, if he could live a good life, who would be willing to struggle at the bottom of society and live without dignity!"

Li Dai couldn't help but recall that in China, I heard people talk about how good the social welfare of the United States is, the government gives food to people for free, people have free medical care, etc. Li Dai heard these a few years ago Envious, but now he has another idea. As the social worker said, these were originally social welfare benefits, the purpose of which was to protect the survival of the bottom of society, and to enable the poor to live humblely.

No one wants to live a humble life!

From the user's point of view, the poorer the people, the more cost-effective it is to use free medical treatment. There is no car or room. There is nothing for the individual. It is really useless. The state spends money to see you for medical treatment. . But if there is a good life, who would like to live the poor life with nothing?

When a person begins to envy the free medical care of the vulnerable groups in the United States, he has already placed himself in the position of vulnerable groups, and only poor people will envy the poor who are better than they have been. It's like two beggars ~ www.readwn.com ~ One of them envy the other person's begging location and can get more alms, and fundamentally, they are all beggars!

Thinking of beggars, Li Dai couldn't help but think of domestic news reports. The monthly income of beggars is tens of thousands. Many people envy such income. But in fact, how many of those who are envious are willing to beggars? The monthly income of a beggar is tens of thousands, which needs to be exchanged with dignity. Who is willing to easily throw his dignity on the ground and trample on?

"Now think about it. I used to envy the welfare of the United States. This is really bottom-line thinking! If you think about it too, only the bottom of the society will envy the bottom of the society for free food and drink and free medical care. The middle class in China has a good life. Who would envy the poor people in the United States? They would envy the middle class in the United States, live in a villa, and go out for a vacation. As for the rich, it ’s the same everywhere. "

Li Dai sighed long. He believes that everyone who leaves their homes and travels to the United States for thousands of miles has dreams and dreams of a better life. Everyone will fight for the future. No one comes to the United States to become the bottom of the society and then rely on each Kind of rescue and live. And in the United States, the poor people who get all kinds of "free" are not complacent, and they don't earn much cheaper, because the "free" they get just reflects their failed life.

"This kind of relief for the disadvantaged groups is prepared for people in need, which is not worthy of my envy. Life should have been to create a better life, rather than waiting for the charity of others." Li Dai heart more There was a wake up, and a trace of clarity.

"For tomorrow, work hard!" Li Dai sighed somewhat regretfully, but in her heart was more fighting spirit.

Pass through

What a good bowl of chicken soup, this positive energy, worth a penny?