Back to the end of Ming Dynasty to be a warlord

Chapter 308 Mortgage Borrowing
The fight was not over, Wu Shiliu saw clearly the aura of Yang Chao's men, and even Yang Chao had a faint murderous look, which made him restrain himself, and said that there was a misunderstanding, and the matter was over.

In desperation, Zheng Hongkui sent someone to take the group of people to Nanshilou for consumption, and then turned to Yang Chao to make amends.

"I don't need to say polite words. I invite you here this time. Apart from returning this group of people to you, I also want to talk about business."

After finding a private room, Yang Chao explained directly.

Zheng Hongkui nodded, and once again regained his true nature as a sea tycoon. He just made up for his mistakes, and he should make amends, but he is not a person who can tolerate it.

It's hard to say that I really won't deal with this group of people in the future, the premise is that I can reach an agreement with them, and it depends on whether Yang Chao can fight Liu Kongzhao.

"I don't know about this business, how does Master Yang want to talk about it?"

Sitting carelessly next to Yang Chao, Zheng Hongkui asked back.

Yang Chao said with a smile: "I won't hide it from you, I'm short of money and spent it. However, before the three-month deadline, I won't raise the price, so I will send you the price according to the price you and other people pay." How about a shipment."

Zheng Hongkui chuckled: "Master Yang underestimated the Zheng family. Since he has agreed, Mr. Yang should raise the price. Why is March not March? The Zheng family can afford it."

Yang Chao was quite surprised that Zheng Hongkui was willing to fulfill the agreement ahead of schedule. He thought that the Zheng family would at least have to wait and see until he and Liu Kongzhao came to a conclusion.

But Yang Chao is short of money to spend, so naturally he won't dislike having more money.

"Okay, I accept the Zheng family's favor. I don't know how much Mr. Zheng wants?"

Zheng Hongkui was born as a Jinshi in Wu, and he still has the false post of commander of Jinyiwei, so he can be regarded as a person in the officialdom.

Zheng Hongkui chuckled: "Then let's see how much Mr. Yang can prepare?"

The Zheng family is the Zheng family, this tone is really serious.

Yang Chao was also used to doing big business and said with a smile: "Then it's 100 million taels."

After finishing speaking, even Zheng Hongkui's city government couldn't help being stunned.

Arched his hands: "Master Yang is indeed Master Yang, so courageous! No wonder he dared to challenge Xungui, just for this point, I, Mr. Zheng, convinced."

Yang Chao nodded: "Then Master Zheng agreed?"

Zheng Hongkui said: "It's only one million taels, even if there is another one million, my Zheng family can afford it."

Yang Chao shook his head lightly: "But I need a [-]% deposit."

Zheng Hongkui frowned: "Your Excellency Yang is embarrassing."

Yang Chao shrugged: "I said, I'm short of money."

Zheng Hongkui thought about Yang Chao's sincerity, and laughed.

"Master Yang is happy! My Zheng family can't be ambiguous. [-]% of the deposit is [-]%. In the name of Master Yang, it's not worth the money."

Yang Chao nodded: "Then it's a deal!"

Zheng Hongkui said: "It's a deal!"

Yang Chao toasted at this moment: "Thank you!"

Yang Chao is really short of money. With the Zheng family's 30 taels of deposit, he can turn around again.

Zheng Hongkui touched it: "You're welcome!"

The two drank.

Although this agreement has been reached, Yang Chao also knows in his heart that when it comes to the business of more than 10 taels, any talk of friendship is false. It is still impossible for the Zheng family to be tied to Yang Chao. If Yang Chao loses the fight with Liu Kongzhao However, the Zheng family would still not hesitate to disassociate themselves from Yang Chao, and then continue to cooperate with other wealthy gentry.

If Yang Chao wins, they probably don't want to cooperate with Yang Chao.

Yang Chao snatched Liu Kongzhao's boat this time, even Zheng Hongkui was taken aback. He didn't expect Yang Chao to act so boldly, but if Yang Chao can really subdue Liu Kongzhao's family, then as he said, he has the ability to subdue other wealthy families in the south of the Yangtze River. , can really monopolize the freight on the Yangtze River. At that time, if the Zheng family didn't cooperate with Yang Chao, who else could they cooperate with.

But doing business with Yang Chao in advance is indeed selling Yang Chao's face. After all, the Zheng family can still get goods from other wealthy families, and the price is twice as low as Yang Chao's. Because Yang Chao helped to win people, it can be regarded as making friends with Yang Chao.

The Zheng family's banknotes were delivered on the second day. I have to say Zheng Hongkui's energy. The Zheng family sent him to Jiangnan to sit in town. He can have the final say within one million. With this confidence, he is more powerful than more than [-]% of the wealthy families in Jiangnan. Much stronger.

After all, the strength of the Zheng family is indeed stronger than that of the wealthy families. If we only look at wealth, the Zheng family is probably the second richest in Daming, and the richest is the Son of Heaven, but the Son of Heaven is only theoretically the richest. At least Emperor Chongzhen is very rich. Poor, the poor will be the emperor of the gold and silverware in the palace, which is the only one in history.

It was already more than November, and Yang Chao only had more than 3 taels of silver left in his hand. If he didn't get the 30 taels from the Zheng family, Yang Chao really wouldn't be able to survive the next month.

After getting the money, Yang Chao immediately threw money at the exchange, raising the price of silk on the exchange by [-]%.

I purchased 20 taels of raw silk, followed by 5 taels of porcelain, and a batch of luxury goods such as brocade and silk, plus tea, four treasures of the study, etc., and basically spent 25 taels.

Yang Chao will deliver the 25 taels to the Zheng family at four times the price, exactly 100 million taels, and then the Zheng family will pay the remaining 70 taels to Yang Chao.

This profit is simply a costless business. Yang Chao didn't invest a penny in cost, and the deposit was enough for Yang Chao to purchase.

But this is the way power does business. It is unreasonable and demands huge profits.

Who told the Zheng family's fleet not to dare to enter the Yangtze River, and who made Yang Chao have the confidence to dare to run amok on the Yangtze River? In fact, with the strength of the Zheng family, they could force their way into the Yangtze River. They couldn't live with them, but in that case, the Zheng family would lose the protection of the Ming Dynasty and be reduced to pirates again, which they couldn't afford.

So this business can only be done by the indigenous forces along the Yangtze River like Yang Chao.

It took ten days for Yang Chao to raise enough goods from the exchange. Fortunately, there is such a platform that brings together merchants of all sizes in Nanjing. Otherwise, according to the previous method, there would be no such huge goods in a month or two Can't get organized.

It was already early December for Yang Chao's fleet to set sail, but the short delivery time to Jiangkou was more than ten days, and it could take as long as a month, and it would be next year after returning, so Yang Chao still hadn't transferred the funds.

It would be unreasonable for him to ask the Zheng family to pay the goods in advance, and it would be easy to be looked down upon by others, so Yang Chao still needs to obtain a short-term financing from another place.

If Yang Chao wants to borrow money, it should be no problem to borrow money from the Wang Xiao family, who has always had a good relationship, but now that Wang Xiao is not in Nanjing, he has not straightened out the salt industry in Huai'an, which is no less serious than Yang Chao's shipping. Big business, so try to stay there and operate.

Looking for the shopkeeper of the Wang family, the shopkeeper of the Wang family has to report to Wang Xiao, and it is not possible to borrow in a short period of time after coming and going.

In other people's hands, it is not so easy to borrow money, and there is no bank in the Ming Dynasty, so it is really inconvenient to borrow money.

After thinking for a long time, Yang Chao felt that he had to find a way from the exchange.

The development of the exchange is very fast. After Yang Chao formulated various standard contracts, a large number of brokers from brokerage houses flooded in. These dealers who are used to reselling goods are having a great time. All kinds of phenomena of buying low and selling high have been eliminated, and the embryonic form of the commodity exchange of later generations has been established.

Now that the prototype of the commodity exchange has been created, why not introduce the bond exchange system as well.

So Yang Chao planned to issue bonds on the exchange. In Yang Chao's name, he issued 15 taels of bonds to meet the emergency.

The loan period is two months, the interest is 16%, and the due payment is 5000 taels.

The most well-informed managers, they all know that Yang Chao is fighting with Liu Kongzhao, fighting with a hereditary prince. If they lose, it's not impossible to go bankrupt. They have to consider the risk that if Yang Chao goes bankrupt, the loaned money will not come back.

And even if Yang Chao failed in the struggle, he probably wouldn't be someone to provoke. If Yang Chao didn't pay back the money, they really wouldn't dare to force him.

So after Kang Xiaobao put forward the concept of bonds in the exchange, no one dared to take over for a while.

Yang Chao immediately threw out another bargaining chip, which was the mortgage!
Yang Chao borrowed 15 taels of [-] taels with his [-] shares and Kang Xiaobao's [-] shares of Jinchai Building as collateral. Although the interest is very low in Daming, only [-]% of the money is paid. , but the loan period is very short, only two months.

With the shares of Jinchai Building as collateral, these people have been doing business in Jinchai Building all year round, and they are very aware of the profits of Jinchai Building. To be honest, many people are envious. After taking over ten shares, he can be regarded as one of the major shareholders of Jinchai Building.

It is not a problem for Jinchai Building to easily make a profit of 10 taels a year. The 6 shares mortgaged by Yang Chao will be worth [-] taels a year in dividends alone. Therefore, even if Yang Chao fails in two months, these shares are still worth the price , and it's great value.After all, the shares of Jinchai Building are not just as simple as silver, it also represents status in a certain sense.

Among this group of brokers, He Mingyu, who is the most powerful and powerful, holds the shares of Jinchailou. The other people who took over the shares from Wang Xiao are not simple characters, they are basically noble children like Xu Qingjun.

Moreover, there are so many high-ranking officials and dignitaries who come and go in and out of the Jinchai Tower, it is a matter of face to mention that I am one of the owners of the Jinchai Tower.

What a broker does is not only about face, why the He family is the best broker, isn't it because of his He family's face.

So as soon as Yang Chao's mortgage was released and written on the back of the bond, within three days, the 15 taels of bond was wiped out, but it made some people unhappy.

(End of this chapter)