Outside the black technology

Chapter 52 Financing
Low interest financing?Jian Xin was taken aback for a moment, and then asked: "Mr. Sun, you said low-interest financing?"

Today's venture capitalists, the most commonly used method is equity investment. According to the estimated value of the company, venture capitalists will propose to invest in the company at a percentage of the estimated value, and exchange precious funds for a part of the equity.

Some domineering venture capitalists, such as Jiang Xinyu, a well-known capital savage, once he meets a promising company, he will even demand more than 50.00% of the equity to obtain the control of the company and operate it himself.

Jian Xin's original plan was to exaggerate the company's valuation and exchange as little equity as possible for more funds. She was even ready to persuade Gao Jue to give up part of the equity in exchange for the company's future development.

In fact, it is not that Tianwai Technology Company has never thought about bank loans, but the current bank loans do not have easy-to-discount fixed assets as collateral, so it is impossible to get money at all.

The office building of Tianwai Technology Company is rented, and there are no assets that can be mortgaged at all. It is extremely difficult for a start-up company to get a loan.

Gao Jue once thought about using artificial intelligence to make money, but the domestic stock market was too illusory. Mei Xing entered the market with 10 yuan, and lost [-] within a week. Gao Jue was so scared that he quickly pulled out the funds.

Artificial intelligence is also wronged. It can simulate girls falling in love with those nerds, and can calculate complex mathematical models, but it can't figure out the domestic stock market.

Gao Jue asked Mei Xing to create a set of intelligent analysis algorithms to simulate stock speculation in the United States, but the result was still horrible.

According to entropy, all financial markets are extremely disordered chaotic systems, and every small decision made by an individual in this system may cause huge fluctuations.

Those stock funds in the United States either rely on huge funds to stir up the market, or rely on inside information to make arrangements in advance, and there are very few companies that really rely on computer algorithms to make profits.

Those hedge funds that rely on mathematical models to make profits, simply put, when they buy A stock, they will also buy B stock that is completely opposite to the trend of A stock. If A stock unfortunately falls, they can also use B stock to reduce losses.

Through complex algorithms, it is possible to ensure that this hedging system is profitable under normal conditions. Although the percentage of this profit may not be large due to the effectiveness of hedging, hedge funds are all giants with a scale of tens of billions of dollars. One profit is also a lot of money.

Moreover, hedge funds are automatically processed by computers, and no matter how small changes will be captured by the computer, they can buy and sell stocks at the fastest speed. Each operation takes a short time, and the accumulated profits are considerable.

According to Mei Xing's calculation ability, setting up a hedge fund can make money, but Gao Jue faces the biggest problem, the Internet is not working!

Yes, the Internet is not good. [-]% of the hedge funds in the world are in Wall Street. This is not because Wall Street has good Feng Shui, but because Wall Street has a fast Internet.

Wall Street is the fiber optic outlet of the New York trading market, so Wall Street's network is a few microseconds faster than other places in the United States, and it is so much faster than Gao Jue, who is far away in China.

For the hedging model, with these few microseconds, the probability of making money has increased several times. Gao Jue can't afford to rent a house on Wall Street. If he wants to make money from the financial market, he should not even think about it for the time being.

Jian Xin looked at the letter of intent for cooperation handed over by Sun Yaoguang. He and Jiang Xinyu and Wang Siyuan will set up an investment company with a joint investment of 1000 million yuan, which will be specifically targeted at the investment of Tianwai Technology Company.

Sun Yaoguang does not require any collateral, nor does he require company equity, and the investment charges interest at the current bank loan interest rate.

Jian Xin was frightened by this letter of intent for investment. Is this still those venture capitalists who eat people but don't spit out their bones?It's like Santa Claus giving money!

Let me ask how many companies can get loans at the current loan interest rate. Now that money is tightened, once the loan is paid, the financial service fee and loan reinsurance fee are reduced. I don’t know how high the interest rate is.

Sun Yaoguang collects interest according to the current loan interest rate, and does not need any pledge or equity. Isn't this sending money to Tianwai Technology Company?
Jian Xin even thinks that the money can be used to speculate in real estate, and he can earn enough interest. Is this Sun Yaoguang the boss's father?

Jian Xin shook her head in her heart. She read the letter of intent from beginning to end. The simple loan agreement did not have any additional clauses. She, a non-legal professional, could read it clearly, but there were no traps.

Sun Yaoguang was even more nervous than Jian Xin, and he was about to enter the terrifying space of the main god in one month. If he died like Zhang Weiping, no matter how much money he had, it would be useless.

Things in reality cannot be brought into the main god's space, and the only way to survive is to hug Gao Jue's thigh tightly.

Sun Yaoguang also left a trick in the contract, which stipulated that as soon as Sun Yaoguang and the other three died, the low-interest loan would be revoked immediately.

Since Gao Jue wants to start a business, he certainly cannot ignore the low-interest loan of 1000 million yuan. With this bargaining chip, Gao Jue should protect his own safety in the next mission world.

Such a good contract made Jian Xin very jealous, and Sun Yaoguang immediately asked: "Director Jian, can we sign a letter of intent for cooperation?"

Signing now?This Boss Sun is so anxious to send money?Jian Xin stupidly asked for the company's legal counsel to confirm the contract.

This is a normal process for all business practices. Those complicated contracts even need a few days to confirm. Sun Yaoguang took the opportunity to say to Jian Xin with a small face:

"Director Jian, what kind of person is Mr. Gao? Do you have any hobbies?"

What kind of person is Gao Jue?Jian Xin asked herself in her heart, after getting along for so long, she seemed unable to tell what kind of person Gao Jue was.

"Probably, someone like an ascetic." Jian Xin also said uncertainly.

"Ascetic?" Sun Yaoguang repeated the word, Jian Xin nodded and said: "Yes, never entertaining, always working and studying."

Sun Yaoguang was a little stunned, there are such people in modern society?Sun Yaoguang believes that he has a strong concentration and is very focused on his work, which is why he has achieved today's achievements.

But Sun Yaoguang still wants to entertain, still finds women to vent his desires, and still has some small hobbies.

But according to Jian Xin, work and study are all for Gao Jue, so why doesn't he have any free time?

Not only Sun Yaoguang is in a daze, but Jian Xin is also in a daze. What is Gao Jue's hobby is really a difficult problem.

The company has been rumored that the boss is T000, a robot from the future. Jian Xin and Hua Manluo are super beauties. Gao Jue never seems to talk to them about things other than work. Is this guy really a robot?

(End of this chapter)