Chapter 111 The Salt Village Project
Wang Yue nodded, "For convenience, we will work by the river at the foot of our mountain."

"That's true. It's more convenient to use water down the mountain." Till said.

"I just said hello to my aunt. The hemp tree we sold will be recycled in the dried hemp tree stems. The price is one tael and thirty catties of salt. At that time, I will let the females directly take the hemp tree Send it to the river to sell to you." Wang Yue planned.

Till nodded, "The riverside probably needs to be repaired and tidied up." There is a piece of land at the foot of the mountain that is suitable for doing these things.

"When people are selected tomorrow, you will take them to start preparing." Wang Yue believes in Thiel's ability to handle affairs.

"Aren't you going to hide this papermaking technology from everyone?" If it is all operated by the river, there is no secret at all.

"I don't plan to make a fortune by doing this, so it's okay to let everyone know." The recycling cost of hemp tree poles is relatively expensive, and even if you do it at home, you can't make much money.Especially after she produces paper on a large scale, she will not list it at a high price.That way, you don't have to do it yourself.

Teal glanced at his daughter-in-law.Not for making money, so why?

"In the future, I plan to implement simple education and set up literacy classes in the major tribes. Paper will be very useful." Wang Yue said with a smile.During the snow season, everyone happens to be fine, so it can be used.

"What is a literacy class?" Till asked a little puzzled.

"It's just some simple arithmetic and word recognition."

There was joy in Teal's eyes.Southern tribes also have such things as writing, and it is a good thing that Yue'er has done this.

"In addition, there is not enough trading salt in the market now. I also want to take this opportunity to release the trading salt in our hands. Let every household be able to prepare some." Basically, every household came After buying the hemp tree, when she recycles the hemp tree at a higher price, these people will still make money after all.

"Also, I'm planning to open a salt farm." Wang Yue said, pulling Till and sitting on the ground with him.

"Yanzhuang?" Till felt that his daughter-in-law's thinking was getting more and more unable to keep up.

"The role of the salt farm is mainly to allow people who have trading salt to make their own trading salt continue to generate new trading salt, and people who don't have trading salt can also use trading salt to alleviate their urgent needs. In addition, salt The village can also issue salt tickets, which can greatly improve the liquidity of trading salt.” For the better development of Yanzhuang, it is even more necessary to open literacy classes.

Thiel looked puzzled.

"For example, you have two hundred catties of trading salt. But today you need to go to a far away place to trade with people and purchase a lot of supplies. Do you think it is convenient to carry these two hundred catties of trading salt?" Wang Yue stared at Till and said .

"It's okay. Anyway, I'll leave as soon as I carry it."

Three black lines were pulled down on Wang Yue's forehead.

"Let's put it this way. Now there are two options in front of you. One is a thin piece of paper worth two hundred catties of trading salt. The other is real two hundred catties of trading salt. They can exchange it for the same A batch of supplies, which one would you like to take on the road?" Wang Yue smiled.

"Can that piece of paper be used as two hundred catties of trading salt?" Till asked.

The daughter-in-law's question is really interesting.

Wang Yue nodded. "I will open a salt farm here. No matter who comes to me with this paper and asks for two hundred catties of trading salt, I will exchange it for him immediately."

Till's mind moved, and surprises appeared in his eyes.

"Yue'er, you are so smart!" It would be much more convenient if everyone could use paper to trade.And they, Qiu Shan, don't have to work hard to move and trade salt all the time.You just need to store some and put them away, and exchange them for people when they need them.

If you think about it carefully, you might not be willing to hoard so much trading salt at home.This is neither safe nor convenient.If it is a piece of paper, it is much easier to store.

"In addition, in order to encourage everyone to store trading salt in our Yanzhuang, the Yanzhuang will pay them a certain amount of interest."

"What is interest?" Teal's face was full of interest.

"For example, if you put your two hundred catties of trading salt in Yanzhuang, Yanzhuang can promise you that if you don't come to take it, after one year, Yanzhuang will return you two hundred catties of trading salt. Basically, I will pay you an additional four catties of trading salt. Of course, Yanzhuang will issue you a voucher, and after the expiration, you can directly take the voucher to Yanzhuang to get trading salt." Wang Yue explained.

Thiel thought for a moment, and then said puzzledly: "If this is the case, I am definitely willing to put the trading salt here. But I only gave you two hundred catties of trading salt, and you will give me a year later Two hundred and four catties of trading salt, isn't it a loss for you?"

The daughter-in-law is much smarter than him, so it's definitely not that simple.

Wang Yue glanced at Till amusedly, and continued: "If there happens to be such a person, he lacks two hundred catties of trading salt to make a promising business, but he can't find anyone willing to borrow the money. Give it to him. At this time, he found Yanzhuang. The Yanzhuang offered a condition. The bank can lend two hundred catties of salt to this person, but the person must repay it in full after one year, and the interest is twenty catties. Salt."

Teal's eyes lit up instantly.

"So through such a transaction, the bank can make a net profit of sixteen catties of trading salt!" The daughter-in-law is really amazing.

"Where is it so easy to earn money from trading salt?" Wang Yue glanced away at Till, "Salt Village must ensure that the principal of the person who deposits and trades salt will not suffer any loss. Even if the money borrowed by the Salt Village cannot be collected Come back, if the person who saves money comes to exchange it, he must give it all to others, and even the interest cannot be reduced by one penny."

Teal fell silent for a moment.The daughter-in-law made a lot of sense, otherwise who would be willing to save the transaction salt.

"So when someone comes to borrow and trade salt, the salt farm needs to carefully examine the other party's situation, and it is best to have a collateral."

"What is collateral?"

"It's like a house or some other property. If the person who borrowed and traded salt doesn't come up, the bank is eligible to sell his mortgage." Wang Yue said.

Teal nodded.This is a good idea.

"In addition, the major tribes can also come to our Yanzhuang to borrow and trade salt in the name of the tribe, and then use the borrowed trading salt to build houses, etc. After they have money to pay back, they will return the money to our bank. In this way It will also be more conducive to the development of the major tribes."

"This is equivalent to spending money earned in the future now." Thiel felt that the daughter-in-law had a really big brain.

How incredible all this sounds, but it makes people feel very reasonable.

(End of this chapter)

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