American Ranch

Chapter 35 Hill's departure
After dinner, the group drove to the Lake Valley Racecourse.

The operation of the lake valley ranch has not been very good. Except for the valley area, other places are like the desert of the Gobi Desert. The area of ​​3400 hectares is only 230 million US dollars.

To buy the ranch, you have to take over the original workers of the ranch.

Now there are 7 workers in the Snow Mountain Ranch, 1 worker in the Roger Falk Ranch, and 3 workers in the Lake Valley Ranch.Creek Ranch, pure family ranch, one employee no...

When you first arrive at the Montana prairie, with Judith and Snow Mountain as the background, you may feel that the environment here is magnificent and the scenery is pleasant.

There are more than a dozen horses in the racecourse, quarter horses and crossbred horses, none of which are expensive breeds.

Two young cowboys from the Also and Lake Valley Ranch mending the stables with clean new hay...

"Hi, Boss, Mr. Bai, Mr. Zhang." Asol had a cigarette in his mouth, and when he saw Chen Mo coming over, he threw it on the ground and stepped on it.

"Help us choose a few docile horses." Chen Mo walked over to look at the horses in the stable.

I visited it once before, and the horses in the stables were all dirty, but now they are clean, but the horses are not beautiful.

Several of the hybrid horses looked even more scrawny.

The young cowboy in charge of the stables helped Chen Mo and the others choose a few horses, five exaggerated and two crossbred ponies.

The pony has little strength, so it can only be ridden by Hill and Zhang Yan...

Hill can ride a horse, installed the saddle horse himself, and rode lightly on the horse's back...

Bai Xiaoou can also ride a horse, but he doesn't know how to mount a saddle horse by himself.A group of people took a lot of effort to get on horseback, and even Chen Mo was terrified... Asol knew that many of them couldn't ride a horse, so he rode a strong hybrid horse and followed them all the way. , to explain the posture of riding a horse, and things to pay attention to.

Everyone was riding docile horses, there was a little accident in the middle, fortunately no one was injured...

……

Everyone left after two days of playing on the ranch.

Chen Mo drove Hill to Billings Airport. Jenny and Demi, two beautiful Montana girls, were going to Los Angeles. Hill held them for a long time and refused to let go.

Jennifer was also there, but her relationship with Bai Xiaoou was stable, she was not married yet, and she had already become a full-time wife.

Although the temptation of a big city is great, Jennifer is still willing to seize the present.

Chen Mo and Hill have only been together for a short time, and their relationship is not stable...

At night, Hill lay in Chen Mo's arms and couldn't sleep.

"What's wrong?" Chen Mo asked.

"In a few days, other tenants will live in the house."

Chen Mo kissed Hill: "Move to Xueshan Ranch and live with me."

"I don't like life in the country, and it's inconvenient to do anything. When I was young, Jennifer and I lived in the countryside of the Rocky Mountains. There were four farms in one valley... We were neighbors. We met each other once and rode for ten minutes. We They don’t like the country, and their academic performance is not good, and we came to the largest city in Montana after graduating from high school... We are very happy to live here.”

Chen Mo also lives in the countryside, in the mountains.

The countryside in Montana and the countryside in China are not the same concept at all.Like Chen Mo's hometown village, it should be regarded as a town in Montana... There are usually no small shops in the village, and the small town of Judith also only has a bar, and you have to drive dozens of kilometers to buy daily necessities.

Chen Mo just took out a loan of 850 million, so it is impossible to give up the ranch for Hill.If two people want to be together, judging from the current situation, one party must accommodate the other party.

In the end, Hill resigned and accompanied Chen Mo to the Snow Mountain Ranch to spend a happy time.

Chen Mo wants to build his own big ranch, and just bought three ranches with loans, expanding the Snow Mountain Ranch to 9250 hectares... Several ranchers who got the money chose to leave the town.

When Chen Mo acquired these three ranches, other ranches came to inquire...

"This is the current situation of Xueshan Ranch, how much can I borrow?"

Chen Mo reported the current situation of Snow Mountain Ranch to Wells Fargo, as well as the future development plan.The bank manager frowned, carefully looking at these documents page by page...

In the area where the snow mountain pasture is located, if there are no snow mountains, the land is worthless.

Except for the fertile land in a few river valleys, the larger area is barren grassland, the desolate Gobi that no one wants to pay for...

Snow Mountain Ranch has now cost $1650 million, and on its own, it's not really worth that much.The most valuable thing is... Snow Mountain Ranch can raise high-quality organic sheep.

Before Chen Mo came to take out a loan, an investigation team went to the Snow Mountain Ranch to make a detailed assessment.

Snow Mountain Ranch can produce high-quality mutton, and should also produce good beef.

The sheep are purchased from other pastures, just ordinary Dorper sheep.Other pastures can't produce high-quality mutton, but Xueshan Ranch bought the sheep and raised them for several months... It must be a problem with the combination of grain and materials. This is the core secret of Xueshan Ranch.

"3000."

Chen Ou was taken aback.

"3000 million, plus the previous 850 million loan... We can even revise the loan interest, the annual interest is only 5.00%. As collateral for the loan, we need the entire Snow Mountain Ranch as collateral, and... the grain feeding formula of your ranch .”

formula?

Chen Mo was stunned again, and it took several seconds to react.

The ranch can raise high-quality mutton sheep. Wells Fargo must think that Chen Mo has some formula here.

For example, mutton that reaches the first-class standard cannot be grown by feeding grains, but a matter of species.like wagyu...

Dorper sheep, known as diamond quality mutton.But not all pastures can grow diamond-grade mutton...

These should start from breeding and be cultivated step by step.Farms that can produce high-quality meat usually have a long history and a set of their own breeding systems.

Obviously, Xueshan Ranch does not have such qualifications, the most likely reason is the formula it has.

"The formula of grains and how to raise them are the core secrets of a top-level ranch and cannot be disclosed." Chen Mo shook his head. The ability to raise good sheep is all thanks to the space alfalfa. He has no formula.

"We only need the formula as collateral, and you don't need to take out the formula. The loan is 5 years. If you don't pay the loan after 5 years, the formula you own will have to be auctioned by us... At the same time, within five years, the grain of the Snow Mountain Ranch The formula cannot be leaked. If the formula is found to be leaked, our bank has the right to re-evaluate the Snow Mountain Ranch and ask for early repayment of the debt..."

"The loan can only be used for the expansion of the Snow Mountain Ranch and the improvement of the ranch facilities...it cannot be used for other purposes."

"Before the loan is repaid, our bank will supervise the account funds of the Xueshan Ranch, so that we can clearly understand the operation of the ranch and make further evaluations. This is beneficial to both of us, which is equivalent to the introduction of a third-party supervision system by a large company , prevent corruption within the company, and misuse of funds.”

'Bank supervision of company accounts', the bank becomes the account steward of the company.

From now on, every fund coming in and out of the ranch will go through the Wells Fargo Lewistown branch, including the payment of wages to the workers, the purchase of the ranch, the construction funds, etc., will all flow out through the Wells Fargo Bank.All proceeds from the ranch are stored in Wells Fargo Bank...

The bank will record every detail in detail, and the tax declaration of the ranch is also handed over to the bank...

In this way, the work required by the accounting department of the ranch is much easier, and it is also very convenient to check the accounts.But this is a charging item, and you have to pay the bank every year... To put it simply and straightforward, it is equivalent to the bank taking over the work of the accounting firm.

For a loan of US$3850 million, in the first four years, the annual interest repayment is 192.5 million, and in the fifth year, the principal plus the last year’s interest needs to be repaid US$4042.5 million.

3000 million, let's get it first, then we can repay the loan... At worst, we can buy a piece of land in Alaska in a few years to 'digg for gold', and the worst case is bankruptcy.

There are not many opportunities to expand the large ranch. It only took more than a month after the loan to expand the snow mountain ranch to 3.5 hectares... And Hill finally couldn't stand the busy life of Chen Mo and the boring life of the remote ranch, and left Chen Mo. Head to Los Angeles.

　Up to this point, it should be regarded as the first part of the big ranch. The writing is not very good, and I will try my best to write it later, please bear with me.

　　
　
(End of this chapter)