I, the patron saint of the frontier of the Tang Dynasty, was forced to rebel

Chapter 88 The emergence of commercial insurance to promote freight

Bank, the overall savings funds exceeded 5000 million taels of silver!
Compared with the most prosperous time of Datang, the treasury plus tax is several times higher!
"The money can't just be saved, you have to be flexible to launch various businesses to promote consumption and lending, such as housing loans, life insurance, etc."

"Speaking of this insurance, have you read the plan I gave you?"

Wang Shanhe nodded, "I have already read it, but some of the clauses are too harsh, I am afraid it will be difficult to develop."

"Don't be afraid of suffering. As long as you start, you will have the opportunity to grow. Insurance for the future is for the safety of the people. It must be perfect. Of course, you have to be smart and add a part of your savings to earn interest to attract people to buy."

"People, they always only look at the immediate interests. Both sides can make money, so naturally they don't have to worry about sales."

"Thank you King Xian for your advice."

Wang Shanhe has been working for so long, and he can master it with just a little bit.

Insurance is almost a sure-fire business!

In the past, because they did not have enough strength, they can now vigorously develop.

This is a way to get money comparable to a bank!

After a while, Zhang Chendong appeared at the gate of the bank.

He was dressed in plain clothes, and he didn't dare to wear gorgeous clothes at all, let alone brought his servants into the hall alone.

"Hey, shopkeeper Zhang, you are a rare visitor. Are you here to see President Wang?"

Zhang Chendong nodded with excitement.

Soon, he was taken to a room in the backyard.

He knelt on the ground directly at the door.

"Caomin, Zhang Chendong, have met the virtuous king!"

Qin Mu narrowed his eyes slightly, looking at this young man who was about his own age. If he had received modern education, he must be a rich man of the generation.

"Get up and talk, why did you see me?"

"King Xian, I think the current market has great disadvantages, especially the division of upstream and downstream, which leads to chaos and requires a special department to be responsible for management, I"

"presumptuous!"

Before he finished speaking, Wang Shanhe interrupted with an angry shout.

"Zhang Chendong, are you drifting away? Do you know where this is? This is Lingzhou, and you still need to give advice on government affairs?"

"I'm just."

Zhang Chendong is majestic outside, but how dare he be presumptuous when he meets the virtuous king.

Immediately fell to the ground.

"The virtuous king calm down, the grass people just made a suggestion, if you say something wrong, just pass me off as a fart!"

"Hahaha President Wang, why are you so excited, do I look like the kind who will kill someone in a fit of anger?"

do not you?

So how did half of the country come about now?

Wang Shanhe cupped his hands, not daring to speak.

Qin Mu glanced at Wang Shanhe, "Sit on the side and don't interrupt, I really want to hear Zhang Chendong continue talking."

"Grass people."

Zhang Chendong was obviously still a little scared, he couldn't breathe due to the strong oppressive atmosphere.

"Caomin believes that merchants and common people have been in charge since ancient times, but everyone understands the disadvantages of this, so I hope there is a special department to manage commerce. Although Mr. Lin is also in charge of commerce, he is not in charge after all."

He looked at King Xian still indifferently, and continued: "Taxation, business management, and market management need to be separated. Only in this way can those of us who do business be clear about what we should and cannot do."

Although Qin Mu looked calm, his heart was shaken.

These things, I have never taught anyone!

And the things taught in the school have little to do with business, let alone such advanced government affairs.

"Are you interested in serving under me?"

Swish!
Both Wang Shanhe and Zhang Chen were dumbfounded.

what's going on!
The virtuous king actually invited him personally
Moreover, he is a businessman!

This opening was originally from Wang Shanhe's place, but up to now, it has only held a part of the power, which is far from meeting the requirements of real government officials.

But judging from the meaning of King Xian, it is obvious that Zhang Chendong is in charge of the departments mentioned just now!
"You don't need to answer me in a hurry. I hope you will take a closer look at the market situation, make a detailed report, and write me a detailed departmental structure. In addition, your loan will be implemented according to what President Wang said. , Regarding the safety of merchant transportation, the troops along the way can provide free services!"

"Free?"

"That's right, I, Qin Mu, serve the people wholeheartedly. Merchants are the lifeblood of the entire region's economy, so protecting them and the common people is the bounden duty of the army!"

Qin Mu stood up, stepped forward and helped Zhang Chendong's trembling body up.

"What, am I scary?"

"King Xian, I. I just."

His mouth was trembling as he spoke, after all, he was facing a virtuous king!
Zhang Chendong tried his best to suppress the fear in his heart, "King Xie Xian understands."

"Okay, go get busy, don't forget what I said, I'll give you seven days, I hope you don't disappoint me!"

"I'll get it done."

Wang Shanhe didn't speak until the person left the bank.

"King Xian, this person's background is from a noble family. If he is invited to be an official, then the nobles behind him may not be peaceful!"

"Hmph! It's just a bunch of stupid bastards, if you dare to reach out and cut them down, if you dare to talk nonsense and arouse public opinion, deal with them directly!"

Killing decisively is the best method in this era.

As a king, you have this right!
On the same day, a message was released from Lin Quan's hands that all merchants can receive free protection as long as they are within the jurisdiction of the army.

At the same time, banks began to issue insurance, including commercial insurance!
The shopkeepers of countless merchants didn't know what was going on at all, and when they went to find out carefully, they were shocked.

For commercial insurance, the minimum purchase is 100 taels of silver, and the insurance amount exceeds 1000 taels. There is no upper limit depending on the purchase amount. As long as there is a problem with your goods in the middle of the journey, it is not quality or man-made, you can be compensated.

However, it is also stated later that if one dares to defraud the insurance by fraudulent means, the light one will be imprisoned for three years, and the serious one will be exiled to the war zone!
These two, in addition to the death penalty, can be said to be heavy sentences at the moment.

Most importantly, this commercial insurance completely solves the worries of merchants in transportation.

The military protection along the way made everyone see the hope of expanding the market.

On that day, there was an endless stream of people coming from the bank, all with one purpose, to get a loan!

Like Zhang Chendong, he seized the market for crazy expansion.

The entire Lingzhou and the surrounding states are booming, and the business is connected to the world, and some companies have even grown to cross-border.

Within the scope of limited sales items, business is doing well.

The local tax revenue is rising year by year, coupled with the more and more perfect tax provisions formulated by the palace.

The bank has begun to push hard again, recruiting talents wantonly, as long as they can understand new arithmetic, it is best to graduate from a school run by the government, and the salary is exaggeratedly high.

30 taels of silver a month, what is the concept?
At present, the price of a catty of rice is only [-] Wen, and the price of brown rice is even lower!
Under the current situation, there are such prices within Qin Mu's control area, and in other places, the people still don't have enough to eat and wear warmly.

At the same time, it also caused refugees from all over the place to come here.
For Lingzhou and other places, it is a good thing!

(End of this chapter)