Chapter 31 So Much Debt

"But if we don't build it now, we won't be able to live in that house for a few years. We still have to build it by then, and we have to re-register it. I'm afraid there will be a handling fee..."

Ding Shitou had a harder time opening his mouth than the village head.

"That's right. Instead of changing it later, it's better to solve it now. The new house will be better for decades." The village chief nodded. Renovation does not need to be listed in the fish scale book, but reconstruction is definitely necessary.

"Well, I'll ask the elders to come over and discuss whether you can deduct five taels from your house purchase price, and you can use another 25 taels to build the house. You don't have to worry about the craftsmen paying you materials and preparing your own food."

"I arranged a few small workers to help. The craftsmen don't need to pay them, so the work is more convenient, and they won't come to charge you more money. You don't need to pay the wages, just take care of the three meals."

"The house will be handed over in at least ten days, and at most half a month. The total cost of buying the house and rebuilding it will be at least 50 taels. Then I will change the title deed and register the fish scale book for you."

"If you don't have that much money, you can sign an installment repayment document with the craftsman Baotou. They are all from the same village. If you build a house here, you won't be afraid of running away. I think they will agree."

Ding Shitou was moved by the village head's cost-effective plan for Ding Shitou. Although he still spent a lot of money, he did plan for her everywhere.

"Thank you, grandpa, the village head. Do you think this is possible? If we can negotiate 25 taels each, then I will pay 20 taels to buy a house first, and write down the five taels arrears certificate. I owe the village and pay it off this year."

"Talk to the craftsman as you said just now, and see how much I have to pay for the first time. Is 15 taels good? I will write three more arrears certificates."

"The first one is five taels, the second one is two taels, and the third one is three taels. How about paying it off in three installments? Pay it off in one year at the latest, that is, next spring."

Ding Shitou made quick calculations and looked at the village chief inquiringly.

That is to say, she now spends 35 taels of cash to buy a house and complete the reconstruction together. She will pay off the 12 taels of debt within this year, and pay off the last three taels of debt next spring at the latest.

Although the debts are heavy, even if they are paid off separately, such a large amount of debts in ordinary farmers would still be repaid, but she said so.

"Ding Shi, although it is spread out and paid back, it only takes one year. No one in our village can save so much money in one year, not to mention that there are not many of you who can work."

The village chief looked at Ding Shitou worriedly.

"To tell the truth from the village head and grandpa, my current family property is only 40 taels of silver, except for some loose money. I will pay 35 taels for buying a house and rebuilding it, and the remaining 15 taels will be used to earn back the [-] taels of debt."

Ding Shi smiled and told her plan.

"The work in the city is not stable. I rebuilt the house, and the vacant land became an extra piece of land. I grew vegetables and sent them to the restaurants I knew in the city to sell them on the street to make money."

"Although it's hard work, I'm sure I can earn one or two taels of silver in a year, just to buy vegetable seeds and make farm tools."

"I also want to raise a few pigs. The younger sister in the family can't do heavy work, so it is still possible to raise pigs, and pig fat can also be used to fertilize the land. Selling pigs at the end of the year can make some money."

"What a thoughtful kid, okay, the old man supports you!" After hearing this, the village head also felt that this was a way to survive, thanks to the thoughtfulness of such a big kid.

Ding Shitou was about to thank him when suddenly Xia Qiuling's voice came from the yard.

"Grandpa, Grandpa Wang and Grandpa Zhang are here."

 3 updates starting today, and 1 update at 18:00~~~
  
 
(End of this chapter)

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