Winning the new financial era

Chapter 86 Bike Sharing
The question posed by Dai Wei made Zhang Yida very entangled, and his mood fluctuated.

Investing in Bike technology, this cycling tourism project may fail like the previous life.

However, in this way, it is considered to be on-line with Daiwei.With friendship, you can continue to be an angel investor when engaging in shared bicycles in the future.

The valuation of fof bicycles at its peak reached 40 billion US dollars, and at this time jumping bikes must have made a lot of money.

Then, because fof missed the good opportunity to merge with Baimo Bicycle, and was stuck by Didi's veto, it couldn't get financing, the debt crisis broke out, and it slid all the way to the abyss.

Even the bicycle deposits paid by the users were embezzled, and Daiwei finally became the executor of the court.

Zhang Yida felt that it was a pity. Bike sharing was a good project, and it was a pity that it was ruined like this.

Apart from vicious competition among peers, the reason for fof's collapse is that Dai Wei, as the CEO, has to bear a lot of responsibility.

Indecisiveness and lack of management ability in large companies are all flaws of Daiwei.

How about doing it yourself?
Zhang Yida felt that this was completely feasible.

First of all, there is no shortage of money and people in the early stage of entrepreneurship. To form a company, start investing from the Peking University campus. After some achievements, start to introduce venture capital.

Moreover, shared bicycles, as a traffic portal, can divert many users for Sharp Guide, and mobile payment can also take advantage of this shareholder style to harvest a wave of users.

The most important thing is that now fof is still engaged in cycling tourism projects, Baimo has not yet been established, and there is no shadow of Hello Bicycle.

If I launch shared bicycles a year earlier than in my previous life, I have a great chance to leave all competitors far behind.

It is unavoidable for someone to follow suit if they launch shared bicycles first.

In particular, some venture capital companies that cannot invest in their own bicycle projects will definitely turn to other competitors.

If there is a tug-of-war and vicious competition with these competitors who have received venture capital and capital blessings, they will fall into the deadlock of shared bicycles in the previous life.

Of course, there is no solution, and there are several ways to start:

First, spread bicycles all over the country at the fastest speed and occupy most of the market share.A quick decision should not give other competitors and capital an opportunity to take advantage of.

Second, let shared bicycles generate revenue and have the ability to generate blood by themselves.

In the previous life, several major bicycles competed viciously, fought price wars, biked for free, and gave users red envelopes.

It is very cool to attract new users, but once it is an emergency and finds that the food and grass are broken, you can only surrender.

If you do it yourself, you can bring Ruixiang and Yimin to play together.

The advertising traffic of bicycles has added a financial realization channel, and Yimin and Ruixiang have gained users.Three parties win-win!
Thirdly, the detours taken by Fof and Baimo in the previous life can no longer be taken.The quality of bicycles, delivery areas, and smart locks all have to bypass some minefields.

After figuring this out, Zhang Yida no longer struggled, and decided to do the bike-sharing project by himself.

He looked at Dai Wei, who looked forward to him, and several of his partners.

Only then did Zhang Yida come to his senses. He had been thinking about sharing bicycles for more than ten minutes, and left them there all the time.

Dai Wei and the others thought that Zhang Yida was thinking about angel investment, and seeing his pensive expression, they didn't dare to disturb him.

Looking at Daiwei and the others, Zhang Yida pondered for a moment and said:
"I can invest in you!"

"Really? That's great, thank you, Yida!"

Dai Wei and several partners were so excited that they almost jumped up.

Zhang Yida's idea is to give Dai Wei a chance to see if he is still on the streets like in his previous life.

The most important thing is to let him devote all his energy to the cycling tourism project, and not to follow the trend of himself.

"Angel investment of 100 million yuan, 10% shares"

This is the angel investment condition offered by Daiwei's team.

Zhang Yida didn't even pay back the price, and directly agreed, and then arranged for the finance to connect with them.

……

Back in the office of Ruixiang Company, Zhang Yida took out a pen and paper and began to write and draw.

Shared bicycle structure: bicycle + smart lock

Bicycles are very simple, and they can be produced by finding a bicycle foundry.

The structure of the bicycle Zhang Yida prefers the solid tires of Baimo. The tires do not need to be inflated or destroyed, and they are durable.

This can save a lot of logistical stress, even if the cost is higher.

Smart locks are more complicated, and there are many functions to have:

The first is the scan code unlock function.The smart lock has to add a communication module.There are three types of communication modules:
Support 2G communication modules, communication modules based on NB-IoT cellular network, and Bluetooth.

There are many disadvantages of Bluetooth connection unlocking, the connection is unstable, and the compatibility of the Bluetooth chip versions of various mobile phone manufacturers is poor.

It was passed first.

2G is to use GPRS traffic to unlock.Unlocking and returning the car is reliable, and the location information can be updated in time, so it is more accurate to find the car, lock the car and leave, and return the car is also convenient; the disadvantage is high power consumption and relatively power consumption.

Zhang Yida decided to use 2G communication modules in the early stage, and then gradually adopt NB-loT Internet of Things after it developed.

NB-IoT technology is more than 100 times higher than the connection capacity of traditional mobile communication networks, and can support the connection of 10 devices.The signal penetration is also stronger than the existing network, and the signal can be received in the basement and the lock can be unlocked and closed.

However, the current network infrastructure is not perfect, and it is not realistic to want to cover a large area, and the cost is higher than 2G.

There is also a timing and charging function.The smart lock captures the user's unlocking and closing status, calculates the user's usage time, and bills.

Finally, there is real-time vehicle monitoring and anti-theft function.The smart car lock contains a positioning chip, so the position, status and flow of each car can be accurately controlled through the GPS positioning on each car;
If the background data shows that the car has not been used for a long time or the location is abnormal, special operation dispatchers can be arranged to find the car.

There is another thing, Zhang Yida remembered it, the cloud platform, and wrote the words "cloud platform" on the white paper.

The cloud platform mainly realizes data storage and management, and is the center of the entire shared bicycle operation.

Specifically, after the user scans the QR code, the command to request unlocking will be uploaded to the cloud system to unlock the bicycle;

At the same time, the real-time status and location of shared bicycles will also be uploaded to the cloud, and then the function of synchronous billing will be realized.

User recharge and payment services can be paid by Mobao.

However, cloud computing services, Ruixiang and Guanghua College are still in the research and development stage, and have not yet started large-scale commercial use.

Ahri and Penguin's must not be used, so I can only choose Huawei for cooperation.

Zhang Yida looked at the structure diagram of the bicycle he had drawn on the white paper, and a line of notes beside it.

Now that the bicycle manufacturing process has been well thought out, it is time to consider funding.

Zhang Yida rubbed his temples and realized that he was really short of money.

Ruixiang is engaged in mobile payment, which is a bottomless pit. The money from financing and the money from financial advertising have been pouring into it recently.

Yimin’s words have just started to make a little profit. Except for part of the acquisition of financial licenses from the 2500 million US dollars earned from gambling, the rest of the money is used for risk control research and development and offline store construction.

Huayi Capital is a poor man, it is all money from clients, and it is still desperately raising funds.When shared bicycles improve slightly, it is still possible to make a venture capital investment.

At the end of April, Dogford Company allocated 4 million yuan to prepare for the establishment of Pate Company. Now, more than two months have passed, and according to the financial report, it has made a profit of more than 500 million yuan.500 million can be supported here.

Petnet has been established for more than two months. Zhang Yida invested 2 million and Lu Fenghai invested 500. At present, the money is almost burned.

Some time ago, Lu Fenghai called Zhang Yida to help with financing.He is also a poor ghost who has a difficult life.

By the way, there are wages.Zhang Yida recalled that Ruixiang Group gave him an annual salary of 300 million for the chairman, and Yimin said it was a little less, and set it at 200 million.

The sum of the two is 500 million, and the advance salary for the next year can still make up 500 million.

In addition, Yimin and Ruixiang have paid themselves more than 200 million yuan in wages for more than half a year, and usually spent some, and there is still 150 million yuan.

Last year, I sold a 1% stake in Ruixiang to Heishan Capital in exchange for 1220 million yuan to run Yimin Company and used 1100 million yuan. Later, I went back to repay the house mortgage during the Chinese New Year, and paid another 10,000+ in interest. I spent tens of thousands on gifts for my parents.

That card has not been moved, and there are still 100 million after checking.

Also invest 100 million in Daiwei.Zhang Yida felt a little regretful, he was also short of money!

500+500+150+100-100＝1150万

Zhang Yida found out that if he searched through all his possessions, he could only gather this number at most.

The car is in Gu Ruixiang's name, and the house is in Yimin's name.Take it as a mortgage, and then have the cheek to lend it to yourself by the company, and you can make up another 500 million.

This is all the start-up capital for shared bicycles, 600 million.

Bike sharing is an asset-heavy project. If you want to make a name in the early stage, you have to spend a lot of money.

And in order to seize the market quickly, we cannot develop a little bit.Do not give other competitors too much time to catch up.

After calculation, more than 1000 million yuan was only enough to build [-] bicycles in the initial stage.

And you have to build a team, rent an office, and invest in research and development. It is estimated that [-] cars will not be built, at most five or six thousand.

In fact, if conditions permit, Zhang Yida wants to buy 10 bicycles at a time, 1 bicycles in one city, and directly deploy 10 cities.

The speed of development is amazing!

But just think about it. The production cost of 10 cars is more than 2 million yuan. Adding in the labor costs of the dispatching and operation team, [-] million yuan can't stand it.

Withdrawing his thoughts, Zhang Yida began to think about the placement of Ruixiang and Yimin's advertisements.

Advertisements can be posted on the car body, advertisements can be displayed on the startup page of the bike-sharing APP, and advertisements can also be displayed in the APP.

You can also create a nine-square grid in Touronghui to provide an entrance for shared bicycles.Authorize mung bean credit, credit score higher than 600 can ride a bicycle without deposit.

You can bring a wave of users to Mung Bean Credit!
Mobao Pay is the first choice for shared bicycle recharge and payment, which can bring a wave of users to Mobao Pay!
For the deposit, create a financial product in the shared bicycle, current financial management, put the deposit in to generate interest, users can withdraw the deposit at any time, and at the same time, it also comes with benefits.

It can help Ruimin Financial Management attract a wave of users!Users have tasted the sweetness, and maybe they will increase their investment.

Loan supermarkets and wealth management supermarkets can also be added to the bicycle app in the later stage to earn some advertising diversion fees.

Shared bicycle users had more than 19 million registrations in the past 2 years, and the traffic is also huge, so it is necessary to use it rationally.

I have to give the bike a name, what should I call it?
(End of this chapter)