Winning the new financial era

Chapter 57
Beijing.

In the meeting room of Ruixiang Jinke Group Company on the 36th floor of Kelin Building.

A group of men and women sat on both sides of the big conference table, Zhang Yida sat at the head alone, next to Lin Zhenyang, Lei Dongming, Gu Panpan and others.

There are also a few unfamiliar faces.

Zhang Yida said: "Everyone give a round of applause to welcome the new partners."

Everyone applauded, Zhang Yida then announced a series of personnel arrangements:

"The next steps will be taken by:

Mr. Xie Huaiyu is the CEO of Mung Bean Credit and the vice president of the group.

Mr. Hong Haibo is the CEO of Tiance Technology and the vice president of the group.

Ms. Lan Lan serves as the Group's CFO and Vice President. "

Lei Dongming has confirmed that he will leave Ruixiang Jinke Group and is doing the final handover work.

So we were not surprised to hear that a new CFO was appointed.

Then the three executives who took office as new officials introduced themselves.

Hong Haibo is a middle-aged man in his 40s with a bit bald head.First stood up and greeted everyone with a smile on his face, and then introduced himself.

"Hello colleagues, my name is Hong Haibo, I graduated from MIT, and I used to be the senior project director of the Financial Technology Department of Capital One.

……

Now he is the CEO of Tiance Technology... I hope to go hand in hand with you...to build our own top financial technology project in China. "

Xie Huaiyu is in his 30s. He wears a suit and leather shoes, combs his hair into a three-quarter hairstyle, and wears a pair of gold-rimmed glasses. He looks very elegant.Introduced myself:

"I'm Xie Huaiyu, and I'm very glad to be able to join Ruixiang and become colleagues with all the elites.

I graduated from Fudan with a bachelor's degree and a master's degree from Yale University. After graduation, I entered the credit risk management department of capital one, and served as supervisor, manager, director and other positions.

……

Now he is the CEO of the company's Mung Bean Credit...will improve the product and bring it to the market as quickly as possible..."

Lan Lan has short hair that reaches her ears. She is in her early thirties and is wearing a beige Chanel coat.Said bluntly:
"I'm Lan Lan. I graduated from the Chinese University of Hong Kong Island with a bachelor's degree, and then went to the United States to study for a master's degree in finance at Columbia. I used to be the vice president of the Asia-Pacific region of the investment bank of the American Express Group.

Currently serving as the CFO of the group..."

……

This round of recruiting was successfully completed, and it took Rui Xiang a lot of headhunting fees to find 3 candidates who satisfied Zhang Yida.

At the same time, for the three new executives, Zhang Yida also promised an annual salary ranging from 100 million to 300 million yuan, as well as an option commitment starting from 5 shares per year.

Based on Ruixiang's current valuation, 5 shares equals $50.

Talent acquisition is expensive!

But it's all worth it.

With the entry of the three executives, Lei Dongming was first freed from the two-line battle, handed over the work to Lan Lan, completely resigned from Ruixiang, and transferred all the focus of work to Huayi Capital.

At the same time, because Lei Dongming resigned, part of the options he obtained was also returned according to the working years, nearly two-thirds, and only 10 shares were retained.

Hong Haibo entered Tiance Technology, immediately established several research and development directions, and began to build a financial intelligent investment advisory system and a big data risk control system for external export.

When Xie Huaiyu arrived at Mung Bean Credit, he first conducted a thorough investigation of the business and data of the group's subsidiaries, and after a thorough understanding.

Leading the research and development team to build a data collection system within the group, the follow-up work will use the data continuously generated by this system to analyze and process the data to create the ultimate weapon - mung bean credit score.

What bothered Zhang Yida the most was the payment from Mobao.

So far, Mobao Payment has extended its cooperation tentacles to hundreds of Internet finance companies through the platform resources of Ruixiang Group, spanning the two major industries of wealth management and lending.

The hundreds of cooperative companies are all in the mutual gold industry, and the transaction volume is very considerable. It is a certainty that Mobao Pay will turn losses into profits this year.

However, this is far from enough!
At present, all of them are B2C payments, and the main service targets are B-end enterprises.

On the C side, Alipay and WeChat are currently in an inextricable battle, and Mobao is like a spectator watching others attack the city.

WeChat dominates social networking, and the online trading scene is born with it. In 14, a WeChat red envelope during the Spring Festival in [-] increased the market share, filling in the leading advantage of Alipay for many years, and the two sides returned to the same starting line.

In addition to its own e-commerce business, Alipay began to carry out a lot of discussions and promotions offline, and invested huge subsidies to counterattack.

Rui Xiang's small stature, the two giants will teach you how to be a man in minutes, as easy as crushing an ant to death.

There is also Goudong Pay next to it, and Qiandu Wallet is eyeing.

The Big Four of BATJ are all gathered in this battlefield.

Zhang Yida is waiting for an opportunity. Internally, he has already started to open up the accounts of various subsidiaries. At that time, he will launch an account for One Account.

Users only need one account to log in to each APP of Sharpxiang.

At present, this function is still in emergency testing. After the testing is completed, it will be time to shine the sword.

But at present, Ruixiang removes overlaps from various platforms, and the total number of users is less than 1 million. Compared with the 10 million users of Alipay and the [-] billion users of Penguin, the gap is indeed not a little bit.

Therefore, you have to work hard offline.

The four first-tier cities of Beijing, Shanghai and Yangpeng were initially selected offline, and tens of millions of dollars were spent to push a wave of merchants.

Then Tiance Technology and Mung Bean Credit have almost launched products, and started the B round of financing.

Take the B-round financing and continue to fight against the giants. As long as you don't show your weakness, you will fight to the end with the two fathers!
This payment battle will last for a long time, and it will not end in three or five years. It was still fighting in 2019 in the previous life, but the pattern of two divisions of the world has almost been established.

……

Beijing.

Inside Huasi Chuangxing Advertising Company.

Liang Weimin leaned on the sofa with his legs crossed, holding a folder in his hand, and a respectful middle-aged man stood in front of him.

Liang Weimin glanced at the document, then threw it on the table, looked at the middle-aged man, and said:
"Old Liu, is your plan okay? If it doesn't achieve the effect I want, you can go home and retire!"

The middle-aged man felt chills down his spine, he quickly laughed and said:

"Young Master Liang, don't worry, this plan was carefully designed by me, and it will definitely satisfy you."

Seeing that Liang Weimin didn't speak, Lao Liu kept looking at him, and felt a little nervous. The chairman's son was too difficult to serve.Hastily continued:

"Young Master Liang, your request is to drag down this Jingrui Fortune Company, right?
This is simple.

My plan is to let Jingrui Fortune invest a huge amount of advertising expenses. The advertising effect will be very good at the time, but the follow-up customers will be lost.

In this way, they signed the contract.The advertising effect we promised has also been achieved. If the follow-up conversion is not good, it is their own business.This can't be blamed on us, they are also losers in the lawsuit.

After we use this trick, we will make them dumb and unable to tell if they suffer from Coptis chinensis. "

After finishing speaking, he looked at Liang Weimin with a charming smile.

Liang Weimin said coldly: "I not only want to let his advertising expenses go to waste, but also let him go bankrupt."

Old Liu had a headache, it was too difficult for him.Bit the bullet and said:
"Young Master Liang, we are just an advertising company after all. Even if all the advertising expenses invested by Jingrui Fortune were wasted, it will only make him lose his working capital. Can't he go bankrupt personally?"

Liang Weimin scolded: "Then what use are you for? You can't do such a small thing well, and you are still the director. Haven't run the business for a long time, and want to go down to the grassroots to re-train?"

Old Liu looked distressed, and said helplessly: "Then we can only let him invest all the working capital in advertising?

It's impossible for him to throw all his belongings into it.Young Master Liang, we can only let his company go bankrupt at most, it is impossible to let him go bankrupt personally. "

Liang Weimin gradually calmed down. No matter how good his company is, it is just an advertising company, and it is impossible to wipe out all the wealth of advertisers.

He Shenghua's ability to build the company to its current scale shows that he is not stupid. It would be idiotic to ask him to spend all his wealth on advertising.

I can only figure it out slowly.

Thinking of He Qingxuan's disastrous face and fiery figure, Liang Weimin's heart became hot.

When I bankrupt your father, see if you still pretend to be innocent and slap me.

Liang Weimin's money offensive was invincible and invincible against other women, but it failed in front of He Qingxuan.

Later, when I met He Shenghua, after some inquiries, I found out that He Qingxuan's family still had a net worth of tens of millions, so I knew that this method was not so easy to use in front of her.

It just so happened that He Shenghua's company wanted to advertise and found him again, so Liang Weimin had an idea in his heart to take this opportunity to bring down the He family.

Although Liang Weimin spends his days drinking and drinking, he knows his family's business very well.

After all, his confidence to "love freedom all his life" still comes from his family's property. These properties will be inherited by him in the future. Is it all right if you don't know more about it?
It is precisely because he understands the advertising industry and all the shady scenes in it that Liang Weimin is going to set up a trap to bring down the He family.

The He family company went bankrupt, and he started the gold dollar offensive again, appearing in the He family as the savior.

Wouldn't it be a matter of course to take the opportunity to "get close" with He Qingxuan?
Thinking of this, Liang Weimin couldn't help but smile.

Seeing that Young Master Liang finally smiled, Lao Liu should be satisfied!Only then did I put down the stone in my heart.

After Liang Weimin thought for a moment, he ordered:

"After we went to Jingrui Company, you should find a way to communicate with their operations director in private."

Old Liu rolled his eyes and suddenly realized:
"Young Master Liang, you mean to publicize the director of their company's operations?"

Young Master Liang sneered and said, "Then why not? Get their director of operations settled and let him cooperate with us internally and externally, draining Jingrui's blood to him."

Old Liu took a sharp breath, this Young Master Liang is really vicious.

But on the surface, he still laughed and said: "Young Master Liang, you have a great move. If we have the cooperation of their director of operations, then our affairs will be much easier."

"Besides, if the He family goes bankrupt, there will be some hope!"

After thinking about it for a while, Lao Liu added, thinking that a dead fellow Taoist would not die a poor daoist.

The He family has no relatives and reasons for him, although it is a bit unbearable, but for the sake of their own future, they still have to hug Young Master Liang's thigh tightly.

"Oh, how do you say it?" Liang Weimin became interested. Didn't this old Liu just keep saying that it couldn't be done?

Old Liu looked around, and after making sure that there was no one around, he leaned over to Liang Weimin and whispered in Liang Weimin's ear.

After listening to Lao Liu's "poisonous trick", Liang Weimin's smile grew stronger.

(End of this chapter)