Winning the new financial era

Chapter 3 Entrepreneurial Ideas
"Beep" the phone rang, and Zhang Yida took the phone to have a look.Wechat group "Jingcheng University Football Team" has new news, the kind of all Aite members.The content is "At 8 o'clock in the evening, Nantianmen hot pot dinner, please know, please reply!"

After Zhang Yida replied "received", he saw that it was already 07:30, put away his phone, changed into casual clothes, adjusted his hairstyle in front of the mirror, said hello to Li Xu, and went out.

Because the Nantianmen Hot Pot Restaurant is not far from the gate of Capital University, about two kilometers away, it was already [-]:[-] when Zhang Yida walked to the restaurant.

The store is not big, and the business is still relatively hot. Under the guidance of the clerk, I found friends from the football team.A total of more than 20 people sat at three tables in the lobby.

"Yida, come and sit next to me. I want to have a drink or two with you today. You are the hero of our competition."

The speaker was tall and thin, wearing black-rimmed glasses, and looked very elegant.Right now he was standing up and beckoning Zhang Yida over.

"Got it, Sir Yang"

Zhang Yida saluted and said.

"Hahahaha"

The whole hall laughed loudly.

I made a little joke, and everyone chatted about it.

Greeting Zhang Yida, the person in the past was Lin Zhenyang, a senior student majoring in financial mathematics. He is currently the captain of the school football team and concurrently serves as the vice chairman of the Peking University Student Union.He is friendly and has a great reputation among students.

After sitting down next to Lin Zhenyang.

"Don't worry about the injury, take some time to go to the hospital for a comprehensive examination, be careful and make no mistakes!"

Lin Zhenyang said with concern.

"Yeah, yeah, you gave us a big jump this afternoon when you fainted"

"Let's go to the hospital for a comprehensive checkup!"

Others also talked about Dao in a hurry.

Although we have only known each other for less than half a month, we haven't played a few games together.However, Zhang Yida, who has excellent golf skills and good character, is still preferred by everyone.

"Okay. Thank you, veterans, for your concern! I'll have a full-body checkup tomorrow!"

Zhang Yida cupped his fists and complimented all around, expressing his gratitude.

The students of the football team of Capital University come from all over the world, so in order to cater for everyone's taste, the hot pot is mandarin duck pot, half red soup and half clear soup.

Hairy tripe, duck intestines, duck blood, beef, and county liver were served one by one.

Zhang Yida skillfully put vegetables into the pot and heated them up. They were all cooked in red pots. People in Sichuan tend to eat spicy food, and he was no exception.

The hot pot is fragrant and full of heat.

Lin Zhenyang picked up the frozen beer and poured himself a full glass, raised the glass, and called the students at this table and the two tables next to him to stand up together, and toasted Zhang Yida together.

He opened the mouth and said, "We respect Zhang Yida for this first cup. He won this competition so happily. He contributed the most and won honor for the team and the school!"

"Come on, do it"

After finishing speaking, with a "bang", he clinked glasses with Zhang Yida, and then finished the wine in one breath.

The other teammates also came to toast in turn. The atmosphere was lively, and the sound of "bang bang bang bang" clinking glasses didn't stop.One cup after another, Zhang Yida drank ten or twenty cups in a row, and he began to hiccup after drinking.

After a lap, my stomach was swollen like hell, so I hurried to pee.

After finishing the convenience and returning to the hall, I saw everyone drinking and boxing, bragging and chatting in groups of three and five.

After returning to his seat, he also gave Lin Zhenyang a cup in return.

I remembered that Lin Zhenyang was from the Department of Financial Mathematics, and he was also the vice chairman of the student union. Several big bosses also graduated from this department.Then asked:

"Senior brother Lin, do you know Tang Lin and Yang Yihu, two senior brothers?"

"Our department? Which class?"

Lin Zhenyang replied after bowing his head and thinking for a moment.

"Tang Lin, probably in the 2000th class, went to Wall Street after graduation, and returned to China as an angel investor after [-]. The company he founded is called CreditEase, which is in wealth management."

"Yang Yihu, he should be in his junior year. He has a company called Renren Youxin, which is in the field of mutual funds."

"These two people are both from your department, although they have graduated for many years. Thinking about Brother Yang, you have a lot of contacts in the school. Help me find out. It would be even better if I can get the contact information! I will treat you to a drink then!"

Zhang Yida smiled all over his face.

"Oh, they are all seniors who have graduated for many years! I wonder why I have no impression of these two names!"

"Okay, no problem, I'll ask someone to look it up in the alumni association directory to see if I can get the contact information! I can only say try my best, I dare not give you a 100% guarantee!"

Lin Zhenyang replied.

"Then thank you Brother Yang, no matter if it succeeds or not, I will buy you a drink."

Zhang Yida laughed.

"You ask what these two people are doing. They are both in finance. If I remember correctly, you should study history?"

Lin Zhenyang asked with some doubts.

"I want to find them to cooperate, and I wonder if I can get online through the alumni association!"

Zhang Yida thought about it, but still told his real purpose.

"Cooperation? What cooperation? Are you trying to start a business and attract investment?"

Lin Zhenyang feels that the world is changing too fast. A junior who has just entered school for more than 20 days is about to start a business. He needs a glass of beer to calm down.

"Yes, I want to start a business, but if you invest, let it go, the main thing is to cooperate with their company!"

Zhang Yida pretended to be a B lightly, thinking that it would be good to cooperate with them. It seems that there is no competition with them in terms of investment, and it will be difficult to say in the future.If there are not too many shares sold out, then accept part of the financing to accelerate the development of the company.

If there are too many shares transferred for financing, it will be embarrassing if we meet in battle in the future.

When Lin Zhenyang heard that he really wanted to start a business, he almost choked on beer.After calming down for a long time, I thought about it and asked seriously:
"If you want to start a business, have you thought about starting a company yet?"

"How is the team recruited? How does the business unfold?"

"Also, how do you handle company affairs? Take a break from school and join full-time, or do you take care of it part-time while studying?"

"I'm not pouring cold water on you, I'm just helping you with my advice."

Zhang Yida nodded, put away his hippie smile, and replied seriously:

"I have already thought about what kind of company to start. To start a business in the field of mutual funds, both PC-side websites and mobile-side apps should be developed, especially mobile-side development."

"The company's main business is a mobile financial product supermarket, connecting with various financial companies such as banks, insurance, wealth management, and loans, and putting their products on our platform."

"First of all, users register as members of our platform, and can choose financial products that suit them arbitrarily like shopping in a supermarket. Financial products can compare product yields, loan products can compare interest, insurance products can compare premiums and insured amounts and all Guaranteed the number and severity of illnesses!"

"As for partner companies, users of our platform choose the financial products that suit them, and click on the link to jump to the product provider and complete the transaction directly!"

"For the user level, there are more financial products to choose from. In fact, the biggest benefit it brings is convenience!"

"For the partner side, this is an additional sales channel, which can increase product sales!"

"And our company has brought value to both users and cooperative companies. From a fundamental point of view, this is a sustainable business model!"

Zhang Yida stopped and took a sip of beer to moisten his throat.

But Lin Zhenyang looked thoughtful and motioned to continue talking.

Zhang Yida continued:
"Next, let's talk about team recruitment. In terms of technology, in the early stage, I plan to ask our senior brothers and sisters to make version 1.0 as quickly as possible."

"If there is no product, it is impossible to go out and discuss cooperation, so the product must be produced as soon as possible."

"Technology is not the focus, just add full-time jobs slowly later."

"Business requires a bit of skill. It's very difficult in the early stage to fool other companies into cooperating with our small company that has just started, so I plan to take it up! I heard that Jack Ma's China Iron Army is good. If you can It would be best to dig out one or two!"

"Operation is the most important thing. The core of a company like ours is traffic, and the bulk of the money spent in the early stage is also on it. This must recruit full-time, and you must hire a master to sit in charge!"

"If the business starts, isn't this consulting you?"

"Start with the alumni association first, let's get familiar. First cooperate with a few, and then expand outward!"

"In my case, there must be only a part-time job in the early stage!"

"Work harder in the early stage, and I will relax when everything is on the right track!"

This is also what Zhang Yida said in his heart. In the later stage, he will make more strategic plans, and the specific implementation must be handled by the people below.

Lin Zhenyang is a top student in the Financial Mathematics Department of Capital University and the vice chairman of the student union.His knowledge is not low, seeing Zhang Yida's clear and coherent answer, it seems to be the case.After carefully commenting on the content of the words for a while, he continued to ask:
"The model is feasible, similar to Rong 361, but where does the traffic come from?"

"The biggest weakness of your business plan is traffic. Without traffic, you are a smart woman who can't cook without rice."

Zhang Yida didn't answer the question immediately, but took a sip of beer.Asked rhetorically:

"Brother Lin, you are also in your senior year. Do you plan to continue your studies or get a job?"

Seeing that Zhang Yida didn't answer his question, Lin Zhenyang didn't care, so he replied:
"Employment, I will participate in school recruitment next year."

If nothing else, Lin Zhenyang ended up going to a foreign investment bank just like his previous life. He started as an analyst at the bottom, became an investment manager in 17, and was promoted to VP in 19. He is a young man with an annual salary of one million. Talented, financial elite.

As for Zhang Yida, the two have never lost contact.Being both alumni and teammates, it's all about networking.Maybe in the next second there will be a place that needs the help of the other party.

Two months before Zhang Yida's rebirth in 2019, Lin Zhenyang also flew to Rongcheng to inspect Zhang Yida's pet food factory.

We talked about the cooperation in venture capital investment and underwriting and listing. The cooperation was already finalized, but Zhang Yida somehow returned to 2013.

The power of the alumni circle is still very strong, especially the top elite schools.Whether you start a business or work in a company.Because you have a strong alumni circle, you are likely to close one more business than others and get one more round of financing!
(End of this chapter)