Winning the new financial era

Chapter 242 Singer
New Delhi Airport.

This was Zhang Yida's first visit to India, and he was a little surprised when he saw the luxuriously decorated interior of the airport.

The third brother is playing for fun, making trouble for trouble, and the face project can still keep up.

Seeing He Qingxuan walking with her head buried and not saying a word, Zhang Yida wanted to laugh, and said, "Actually, India is not that scary. With so many of us here, which pervert dares to be presumptuous?"

He Qingxuan regretted coming to India. She felt that those dark-skinned Indian men always looked at her with evil intentions.

Before Zhang Yida flew to India, he asked her if she wanted to go back to China first.She was very courageous at the time, saying that she was not afraid of anything.

Zhang Yida told her about India's strong culture, such as the bus case, the school case, the whole village participation case...

Her scalp was numb and her teeth were chattering. In the end, she was still unwilling to go back to China first, and insisted on coming to India with everyone.

A few hours ago, I swore I was not afraid of anything, but now I got off the plane, scared like a cowering quail.

Zhang Yida said a few words of comfort, but it still had no effect.Thinking to himself, the third brother is indeed too notorious, look how scared the girls are.

After leaving the airport, several East Asians with yellow skin and dark eyes greeted them.

After talking with them, Zhang Yida found out that they were sent by the former mobikwik, now renamed BBPay, to the airport to welcome his group.

After the entourage confirmed the license plate number and their badges, the group followed them into the car.

People from other countries have to be cautious.

The convoy passed through New Delhi and came to Gurgaon, 30 kilometers away, which is also known as the "SZ City" of India.

The reason why it is called so is because Gurgaon, a satellite city of the capital, was first developed from a small village.

After more than [-] years of development, it has already become one of India's major economic and industrial cities, and it is also the third largest capital inflow city in India.

Gurgaon, which is full of buildings, is the largest IT and high-tech center in North India, and it is also the headquarters of most foreign companies in India.

There are many Chinese infrastructure companies, mobile phone companies, and IT telecommunications companies here, and it can be regarded as the largest gathering place for Chinese employees in India.

Out of the mentality that Chinese people should stick together to keep warm when working hard in a foreign country, Ruixiang did not relocate the office after acquiring mobikwik at a cost of 1 million US dollars, but just changed the company's name to BBPay, also known as "Baby Pay".

After Zhang Yida and his party got off the car, they entered the building and took the elevator to BBPay company.

Many of BBPay’s employees are Indians. Because India’s IT outsourcing industry is relatively developed, and it has been colonized for 200 years, English has almost become their second mother tongue, so the software technology is not bad, and even the number of programmers is more than China. .

So after the acquisition of mobikwik, Ruixiang only cleaned up some middle and high-level employees, and then sent some employees from China.

In terms of the overall staff ratio of the company, Indian staff still account for the majority.

Looking at a group of Indian coders in plaid shirts, black-rimmed glasses, and burying their first codes, Zhang Yida lamented that except for skin color, temperament, and grooming, they were no different from domestic programmers.

In the open office area, watching a group of programmers raise their heads and observe their group curiously.

Zhang Yida put his hands on his chest and put his fingers together, and greeted them in English: "Ladies and gentlemen, good afternoon everyone."

Zhang Yida's etiquette is quite Indian. Although these employees don't know him, but looking at the seven or eight people of yellow race behind him, they guess that they should be big shots from China.

They all got up one after another, put their palms together in front of their chests, and saluted Zhang Yida back.

At this time, Bibin Preet Singh, CEO of BBPay, came up from the office.

He has a strong build and a full beard. He once visited Zhang Yida in China after the company was acquired, and he recognized Zhang Yida at a glance. When he approached, he extended his right hand to shake Zhang Yida's hand.

Zhang Yida resisted the urge to reach out his left hand, but finally reached out his right hand to shake Singer's hand.

In Indian culture, the right hand is sacred, and shaking hands with the right hand means friendship. They also use the right hand to grab food and eat.

The left hand is used to wipe the buttocks and is unclean. If you shake hands with others with your left hand, it means that you are unfriendly or even insulting to others.

Singh smiled and said, "Mr. Zhang, welcome to India."

"Mr. Singer, long time no see, you are still as strong as ever."

Zhang Yida's praise made Singer very happy. As a Kshatriya, his noble surname "Singer" represented a lion, and he was a warrior class second only to Brahmins.

So when others praised him for being strong, that was the best compliment for him.

In fact, he is also really strong, at least 200 catties!
Zhang Yida introduced the entourage to Singer one by one, and then led by Singer, the group came to the conference room.

In the previous life, mobikwik under the leadership of Singh performed well and became the second largest payment platform in India after Paytm, which is held by Leech Financial Services.

A few months ago, when Lan Lan talked to him about the acquisition, he was reluctant to sell the company at first.

Lan Lan communicated with him many times, and finally asked Zhang Yida for instructions. Zhang Yida finally decided to sell the company under the favorable acquisition conditions of "a one-time payment of 1 million US dollars in cash and retaining him as CEO".

Part of the acquisition price of US$1 million was paid to the early investors of mobikwik. As the founder and CEO, he also received US$4000 million.

With free wealth, he also stayed on as the CEO of BBPay, and won the full support of China's super unicorn Ruixiang Group.

This made Singer, who was used to living a hard life because he could not raise capital, suddenly trembled.

In short, he is very satisfied with his life now.

Singer looked at the overly young chairman and felt envious in his heart. He envied him for becoming famous at a young age and worth hundreds of millions.

"Singer, how many registered users of BBPay are there now?" Zhang Yida asked first.

"There are currently 1000 million registered users and 10 cooperative merchants." Singh replied.

Zhang Yida nodded slightly, and asked again: "Then tell me what application scenarios you have enabled now."

Singh thought for a moment, then began: "After depositing money into an e-wallet, a user can purchase a product or service through an app, a web page, a mobile site, a text message or a phone call.

You can also use it to pay for mobile phones, TVs, data cards, broadband, landlines, and pay for electricity, gas, insurance, and more. "

"Have you thought about working with a rail mobile booking app? That's a big use case.

India has a total railway mileage of 65000 kilometers, ranking fourth in the world.

Almost any city in India can be reached by train.India's railway system also transports more than 500 million passengers every day.

Winning this application scenario, BBPay's users will exceed [-] million. "

The words Zhang Yida said immediately attracted Singer's attention, and then the latter's eyes dimmed again, he shook his head and said:

"Our country's railway system is too deep. An average of 41 people die every day due to railway accidents, and an average of nearly 1 people die in railway accidents every year."

Speaking of this, Singer looked serious, glanced at Zhang Yida, and said, "Do you think it is normal for so many people to die?"

Zhang Yida thought to himself, it's normal, who is free to hang out on the train?What's more, the "hang ticket" is launched, which is also the only one in the world.

But Zhang Yida saw Singer's serious expression and anger in his eyes, and knew that he was a patriot, so he didn't joke with him about the train.

"Then you mean...corruption?" Zhang Yida asked tentatively.

"Yes." Singer said indignantly again: "The funds allocated by the state every year are embezzled by those corrupt elements.

The safety measures and safety education along the railway have not been done at all. "

"I'm sorry for that and hope everything will be alright."

Zhang Yida's feigned compassion for cats and mice won Singer's goodwill, and the latter said: "Mr. Zhang, you are really a kind person.

Have you ever thought about doing charity in India and helping those in need? "

Holding the grass, I had heard that the Indians were first-class in "rolling the donkey downhill". Zhang Yida just wanted to say: the rumors are not groundless!
"Contributing to charity is obligatory."

Zhang Yida said righteously, Singer looked at Zhang Yida with a happy face, but heard Zhang Yida continue to say:

"However, we, BBPay, are still at a loss. To help more people, our business must first generate profits.

Doing charity is not something that happens overnight, and the long flow is the kingly way. "

Zhang Yida said to Singer again: "I still admire Mr. Singer's noble qualities.

The mobile payment industry in which BBPay is located is also an industry that benefits the country and the people.

If we can operate BBPay, think about it, how many people can be benefited?How much economic prosperity has been promoted? "

"Mr. Zhang, what you said makes sense."

Zhang Yida added: "Mr. Singh, you are from a Kshatriya family, and there must be family members who are officials in your family.

You ask them to get you off the line, you go chat with the officials of the railway system, and sell BBPay.

If BBPay can buy train tickets, it will bring convenience to more than one billion Indian people.

I think this is something that benefits the people, and we should promote it. "

Singer opened his mouth to refuse, but he didn't say anything for a long time, and finally nodded in agreement.

After negotiating this matter, Zhang Yida said: "Fintech has multiple subdivisions, and mobile payment is only one of them.

We now have tens of millions of users, so we should consider adding more services. "

Singer nodded thoughtfully, and said, "You are the chairman, you have the final say."

"Well, I suggest we add a couple of services like loans, insurance and investments."

(End of this chapter)