Begging in late Ming Dynasty

Chapter 312
The vitality of Xinxian County in more than March has been fully revealed.

Along the difficult mountain road, one or two hundred merchants gather here from the south and the north every day, either with caravans or with burdens. Silver is considered a bulky and heavy commodity these days, although it only collapsed for two After all, Jiaduobao bank skipped the most chaotic Henan province and the southern part of Shanxi province. If you want to go to the north to do business, you can store your money in the bank in Xinxian County. With a bank note, you can go to Luoyang , Take it out of Taiyuan, and those who also want to go to the south to do business can come here with bank notes and exchange them for silver, and then go down the relatively safe Yangtze River not far away.

Not only is it safe, but the transportation cost and security cost of carrying a large amount of silver are also saved a lot, especially the cost of businessmen's business is no longer limited to the point that can be carried, but expanded several times, making business more convenient bustling.

Just like the banks of the later generations, when withdrawing money from other places, Jiaduobao Bank also charges a handling fee, which is much higher than that of the bank. In this regard, the monthly profit can be 8 to [-] taels of silver, except for the store And buddy, the ticket number really doesn't have much investment. In the eyes of the major shareholders of Shanxi Merchants, it's really empty-handed.

For this reason, these big Shanxi merchants have become more enthusiastic about more profitable capital operations and borrowing. However, Song Qingshu just bit the rules, did not have enough collateral, and did not issue loans easily, so that the loan business was snatched by those small banks. Quite a few, and what is even more speechless is that there are still people rushing to the door for business. Song Qingshu just renovated a commercial street, and opened three or four banks in succession.

Early in the morning, in the Jiaduobao bank next to the county government office, the sound of quarreling came out like fried chestnuts. The short, Shanxi old Xi'er in a fur vest blushed and pushed two fat, fat, oily ones around, shouting as he retreated.

"Go! Go! You are not welcome here!"

"Why! Could it be that the house deed that Ruan took is fake? You keep saying that you can get a loan with a mortgage. Isn't it all a lie?"

His face was also flushed with anger, and the rich and fat man in front turned his head and yelled dissatisfiedly, but he was really too fat, and the way he turned his head like a bastard made many spectators beside him laugh.

During the dispute, in the county government office, a group of soldiers and horses carrying guns, almost indistinguishable from officers and soldiers, rushed out quickly and lined up on both sides of the road. The commander-in-chief is leaving.

Sure enough, after a while, Song Qingshu led a fine green horse transported from the grassland, and came out in armor. Just as he was about to turn over, another fierce quarrel came from beside him. When he turned around, Qu Botao was like a Like a monkey, it entangled with that fatty Ruan again.

It turned out that just now Qu Botao pushed the two of them out with great difficulty, and the guards who came out to guard knocked them back. He was not convinced at first, and the three of them developed from a verbal conflict to a fist fight, and the fight was exhilarating. Almost.

Today is Caiwei's second college at the foot of Lanxi Mountain. The day Lanxi Academy opened, she has been busy with it for half a month. Song Qingshu has to join her no matter what. When it came to this, he shouted unlucky, and at the same time, he also left the guards and squeezed into the shop, shouting helplessly.

"Don't fight, why do you have to fight?"

"Marshal!" Shocked, Qu Botao hurriedly jumped aside. Now it's not the idiot Song he met who sold roasted sweet potatoes, but the warlord Song Dashuai, who is still his own boss. Qu Botao hurriedly respected him. luggage.

"These two are here to scam loans! The little one is going to drive them out!"

"What fraudulent loan? Are you an officer in the garrison here? Military Lord, look, our house deed, land deed, which one is fake?"

This fat man is really useless, he can make someone as thin as Qu Botao get beaten to the ground, if Shi Tianfu is replaced, the two of them can talk straight for a while, right?Thinking strangely, Song Qingshu reached out and took the few pieces of kraft paper he handed over and looked at it. The big official seal on it, the handprints of both parties handed over by the buyer and seller, seemed to be nothing wrong with it, and what made Song Qingshu envious was that this The [-] mu of fertile land in this house actually belongs to Nanjing City. The house is next to the Qinhuai River, and the land is also the best fertile land on the edge of Nanjing City.

But Qu Botao is an expert in this aspect, Song Qingshu didn't make a decisive decision, but turned his head to look for him and gave him a wink, signaling to Shanxi old Xier to find out what's wrong quickly.

We have been doing business together for so long, but Qu Botao has a tacit understanding, pointing at these two guys, he shook his head: "Marshal, there is nothing wrong with this land deed, it is the official official seal of Nanzhili, but these two bastards are purely empty." Gloves of white wolves, they came out of Nanjing without a tael of silver, and they came to our Xin County to open a money shop, and with these crap, let us borrow money, and use your money to make a fortune!"

"These southern barbarians, you think beautifully!"

Seeing Qu Botao spitting unhappily again, with his blushing face, Song Qingshu shook his head amusedly, saying that Jiangnan people are treacherous, quick-witted, and good at making money, and they really showed it vividly. Send it to your head.

The threshold for borrowing from Jiaduobao Bank is high, and the interest rate is much lower than that of other pawnshops in other banks. It is estimated that these two fat people are interested in this, and they use their real estate as collateral to get money from Jiaduobao Bank. Silver, and then lend it to other businessmen to make a fortune for nothing.

Recently, it seems that the loan matter has made Qu Botao really anxious, otherwise the old businessman would not have had red eyes, but judging by his appearance, Song Qingshu is right Ask Qu Botao calmly.

"Old Qu, what are the rules of our ticket office?"

"Yes, but handsome, they are here to steal business!"

"No! No matter what, the rules are the rules! How much money this land deed is worth, I will arrange a teacher to estimate it later, and the amount of money that should be loaned is just as much money!"

Throwing the thing to the unconvinced Qu Botao, and following this opportunity, Song Qingshu cupped his fists at the businessmen, shopkeepers, and shopkeepers who were watching outside, and said in a loud voice: "Song thank you all for coming to my remote village. When the county comes to do business, Song promises here that no matter who comes from the south or the business colleagues from the north, they will all be treated equally. And crowd out anyone!"

"Song is in one day, this new county is the Free Trade City!"

The words were generous, and the merchants who heard them immediately smiled and clasped their fists to thank Song Qingshu: "Master Gao Yi!"

"You are so handsome, Bo Yuntian!"

"Is this the way to do business!" After struggling to get up from the ground, the fat man looked a lot better, and he hugged Song Qingshu very humanely: "No wonder you are rich, handsome, Sure enough, the business is in a good way, Ruan wishes you good luck at the door, and prosperity everywhere!"

"Thank you Boss Ruan for your good words. By the way, your surname is Ruan and you are from Nanjing. May I ask Boss Ruan, is your family related to Ruan Dacheng and Mr. Ruan?"

When the matter was settled, Song Qingshu also planned to leave. While looking for the reins of the horse, he suddenly remembered something, turned his head and asked casually, who knew that the two fat men who asked this question immediately felt guilty.

"That, that, my uncle just..."

"I don't know! I don't know!"

The completely different performances of the two, but Song Qingshu, who was watching the reins of the horse, couldn't help being stunned for a moment, and turned his head in astonishment. The guard stood aside and hurriedly got off his horse.

The leader of the cavalry was an old man who had followed Song Qingshu when he was at Funiu Mountain, and he was familiar with him. He hurriedly whispered a few words into Song Qingshu's ear when he heard the announcement, and Song Qingshu's face changed when he heard it.

"Shopkeeper, if there is another loan like this, don't make things difficult. The two Ruan bosses, Mr. Song is on military affairs, so I won't be with you any more. Farewell!"

Saying that, Song Qingshu got on his horse and ran out in a hurry, watching Song Qingshu leave, the two big fat men also heaved a sigh of relief at the same time, at one end, Qu Botao reluctantly sent someone to fetch the silver, at the other end , the little fat man complained and muttered to the big fat man.

"Uncle, Ruan Gong is clearly..."

"What do you know? Don't say it in front of people!"

(End of this chapter)