golden fishing village

Chapter 566 Fang Ming's Layout
At the beginning, Fang Ming adopted the method of villagers' economic cooperatives to manage the tourism of Moon Island as a whole.The villagers' economic cooperatives distributed a total of 1000 original shares.The price of each share is 10000 million yuan.Since the tourism on Moon Island has just started, the villagers are not particularly relieved about this model.

Although Fang Ming explained to everyone the bright future of Moon Island tourism, not many people are willing to spend money to buy shares.

The people who were more active back then were basically Aunt Fu, Uncle Niu, Uncle Abu, etc. who had a good relationship with Fang Ming.

A total of 1000 shares in the economic cooperative.But in the end, only more than 300 shares were sold.The remaining more than 600 original shares were all rounded up by Fang Ming.

If according to the dividend plan that Fang Ming just said, wouldn't it mean that Fang Ming's shares can be distributed in dividends of more than 1200 million a year!

Not to mention Aunt Fu and the others, even Ying Xiuxiu and the others felt their breathing became short of breath.

This is a huge sum of money!
More importantly, this is only the annual dividend of the economic cooperative.Does this mean that there is so much money every year?

Fang Ming saw the doubts in everyone's eyes, so he explained with a smile: "In theory, there is indeed a dividend every year. But I personally suggest that there will be no dividends for the next two years."

"After all, we will spend a lot of money on the construction of Moon Island. Let's use this money to reinvest and put a long line to catch big fish. But this matter is not urgent, and we will wait until the Chinese New Year to discuss it."

Aunt Fu and the others immediately nodded: "Amin, we don't understand these things. You can decide for yourself."

Fang Ming turned his gaze to Ying Xiuxiu again, and asked, "President Ying, is Aunt Fu's income just now enough to qualify for a loan?"

Ying Xiuxiu hesitated: "Is this money in cash or online transfer?"

Aunt Fu said: "Basically, Alipay and WeChat are used to collect money. There are also a small number of cash, but not many."

Ying Xiuxiu said: "That is to say, you can pull out the income statement from your bank card, right?"

Aunt Fu nodded.

Ying Xiuxiu said: "In this case, it is possible to lend money. After all, you have shares in the economic cooperative, and you also have a homestay under your name. These are high-quality assets and can be mortgaged. But to be honest, there are so many loans, and the subject of the loan is a fisherman, I have not operated this kind of business yet.”

"How to do it, I have to communicate with the branch leaders and the risk control department."

Chen Weiming and the others rolled their eyes: "Why do we have to communicate. People in the city are troublesome."

Fang Ming said calmly: "President Ying, there are still three days until the end of the month, right?"

Ying Xiuxiu nodded: "Yes, what's wrong?"

"If the loans of the villagers on Moon Island can be approved before the end of the month, it means that everyone has nearly 70 yuan in deposits in their accounts. There are more than 100 households in Moon Island, which means that there are at least 7000 million yuan in deposits."

"At that time, when the money will be used and when it will be transferred, I will have the final say."

Fang Ming stopped speaking in good time.

Ying Xiuxiu is a smart person, so she doesn't need to make it so clear.

Ying Xiuxiu's biggest headache now is the deposit assessment at the end of the month, which will be related to her bank's quarterly assessment.

But if Moon Island's loan can be approved at the end of the month, it means that Ying Xiuxiu's bank deposit will increase by at least 7000 million!

In this way, Ying Xiuxiu didn't have to worry about her quarterly deposit assessment.

"This……"

Hearing Fang Ming's words, Ying Xiuxiu also showed a hesitant expression.

This condition is too tempting.

If the loan is approved, it means that the performance of the bank has increased by 8000 million.

At the same time, the bank's quarterly deposits have also increased by 8000 million!
Ying Xiuxiu looked at Fang Ming, smiled wryly and said, "Mr. Fang, now I finally understand why you insisted on letting me stay. You have arranged all of these in advance, right?"

"You know I'm sure I'll come for the deposit. And you know I can't resist the offer."

Fang Ming smiled: "President Ying means that you have already agreed?"

Ying Xiuxiu nodded and said: "I have no way to disagree. If I disagree, my quarterly task will not be completed. And it is very likely that I will lose you, a big client, right?"

Fang Ming nodded: "Yes. If the Agricultural Bank of China can't do this business, I will find another bank tomorrow. To be honest, in the current economic environment, your bank should want to do this business more than we do."

"Okay! I'll go back and deal with it right away!"

Ying Xiuxiu thought about it, and said in a deep voice: "But Mr. Fang, I have to explain the matter clearly to you. I will communicate this matter, but this does not mean that I can communicate. Because the current situation of the villagers There is indeed a lot of income, but this is not a stable income. The risk control department may raise objections to this income situation.”

Fang Ming pondered for a while, and said, "What if I find a company guarantee?"

"Corporate guarantee?"

Ying Xiuxiu was taken aback for a moment, and then smiled wryly: "Mr. Fang, you have really figured out the routines of our bank. That's right, it is indeed possible to provide a corporate guarantee. If it is a well-known company, then the loan approval The success rate is almost [-]%!"

"How about the Qin Group?"

Ying Xiuxiu blurted out: "Of course! But the legal person of the Qin Group is Qin Beiwang. Even if you know Qin University, it's useless. Without Qin Beiwang's signature and confirmation, this guarantee cannot be established."

Fang Ming's mouth curved slightly.

He took out his phone and said to Xiuxiu, "President Ying, wait for me for 5 minutes."

Ying Xiuxiu didn't know why, but she still nodded.

Fang Ming made a quick call.

After the call was connected, he smiled and said, "Old man, there is a good thing I want to do for you. Are you interested in learning about it?"

Qin Beiwang's laughter and cursing came from the phone: "It will be good for you boy to find me? It's no wonder I believe you! Just tell me what you want!"

Fang Ming smiled and said, "I won't lie to you, it's really a good thing. Old man, why don't you come to the village hall? Do you know the location?"

Qin Beiwang said, "I know. I'm taking a walk in the Dragon King Temple right now. I can just pass by here."

"Okay. I'll wait for you."

Fang Ming hung up the phone, and then said to Xiuxiu, "President Ying, wait a moment."

Ying Xiuxiu nodded.

Three minutes later, the door of the auditorium was pushed open.Qin Beiwang was wearing a white exercise uniform, and walked slowly into the auditorium.When he saw so many people in the auditorium, he was stunned for a moment.

But Qin Beiwang is someone who has seen big scenes, so naturally he won't be afraid.He went straight to Fang Ming, and said with a smile, "Young friend Fang Ming, what is going on? I'm afraid it's not a good thing to create such a big battle?"

Fang Ming quickly helped Qin Beiwang to the rostrum.

He laughed and said: "Old man, don't say that. I really have something good to see you today. Do you feel uncomfortable in the homestay these two days? I just want to help you solve this problem today Woolen cloth."

(End of this chapter)