Bachelor

Chapter 131 It's Time to Harvest
In the 16th year of Zhengde, I saw that this was coming. Ten days before the Spring Festival, a new thing appeared in the capital.

The well-known Lu family in Hubei united with Xingwangfu and several Huizhou businessmen to set up a bank of unprecedented scale, and issued more than 20 taels of notes.

Such things as money tickets were not uncommon for people in the Ming Dynasty. In the past, the court often issued precious banknotes.But that kind of thing has been more than 100 years since it was issued, and it has degenerated into a tool for the court to collect money.Credit is so bad that no one cares about it.Up to now, although the imperial court occasionally issued a batch of this waste paper, everyone didn't take it seriously.

However, compared to the credit of the imperial court, the credit of the Lu family in Hubei is very good in the business world. After so many years of dealing with each other, they still trust the Lu family.

Besides, the Lu family issued this kind of money bills, telling everyone clearly that because the transportation and circulation costs of silver are very high, and it is inconvenient to carry large amounts of silver, they temporarily use this kind of credit certificate instead. Exchange at the bank in the capital.Not only will it not shirk the delay, but it will also pay a certain amount of interest.

Anyway, the Lu family is just trying it on a small scale, and this kind of money ticket is only limited to the circulation among a few big companies that have business dealings, and has nothing to do with ordinary people.

In order to promote this kind of money note, the Lu family also sent people to lobby among various business houses, explaining that this thing is actually no different from ordinary IOUs.The amount was also written on it and stamped with the seal of the Lu family.As for the date of return, there are no detailed regulations. When you want to come over and ask for money, you can get it as soon as you go to the bank, which is much more convenient than just writing an IOU.

Having said that, everyone understands.Thinking about it, this is the truth!

The capital city is the political center, and it was originally a pure commercial city.Among other things, every day at dawn and closing the city gate at dusk, 50 million people in the whole city eat, drink and scatter, and the daily necessities, rice, oil and salt consumed can be piled up into a hill.Such a huge amount of material exchanges involves huge interests.Brother Kong Fang's real gold and silver circulating in the market every day, if added together, the number is innumerable.

After selling the goods and getting money, they have to transport them all the way back to their hometown to buy the goods, and then transport them to the capital to sell them.Coming and going, the consumption is huge, and the settlement is not very convenient.

With such a money ticket in hand, you can have a clear concept of numbers, and it is much more convenient to manage your business.Not only has the manpower cost been reduced, but there is also interest to be earned.

Of course, it is the first time for Beijingers to issue banknotes privately.So, a good-natured person played a trick and bought a hundred or so money notes worth a tael of silver, and went to the Lu Family Bank to exchange them for fun.

The buddies of the Lu family were not angry either, when they saw a customer coming to the door, they naturally waited on him with good tea, and exchanged the silver for this person one by one.

Of course, what really opened up the business for the Lu family was a sensational deal.

On that day, a customer came to his door and issued a 20 taels of bank notes to exchange for cash.

20 taels, this is a huge sum of money.For example, several large-scale companies in the capital, although they all have net worth of hundreds of thousands to millions of taels, but the money is all on real estate and goods, and the working capital on hand is actually not much. A lot of money, for a firm, although it won't hurt the fundamentals, it is enough to give them a headache for a while.

But the Lu family withdrew the large sum of cash from the bank in the capital without saying a word, even scraped out the one-percent silver coins stuffed in the corner of the warehouse, and filled twenty carriages with it. .The vehicles transporting the silver were connected in a long row, which attracted the attention of many people.

After this incident, the people in Beijing finally had [-]% confidence in the Lu family's ability to pay, and they all exchanged the cash that was hidden at home for a while at the Lu family bank into bank notes for easy storage.

Of course, ordinary people would not know that this scene was originally directed by Sun Dan.

Eyeball economy is very useful in any era.

is the best advertisement.

Beijingers have money tickets in their hands, and only after using them can they discover the beauty of it.In the past, when the big guys went out to do errands, they all carried a lot of money, let alone, it was not safe.Nowadays, it is replaced by this kind of colorful bills, and no one can find them if they are stuffed in any place.It really won't work, even if it's set on fire, it won't make bandits and bandits cheap for nothing.

Moreover, you can carry a lot of this kind of banknotes on your body, and when you go to a big scene, it looks quite stylish to slap such a stack of large-denomination banknotes on the table.It's a new thing, and drinking the first soup is also a face-saving thing that is worth boasting about.

Soon, the money notes of the Lu family became very popular in the capital, and in just one month, quite a few of them were sold.

Of course, this is just the beginning.So far, the circulation of Lu family money notes has been limited to major merchants and wealthy families. It is only used as a voucher in the business field and has not affected ordinary people.

During this time, Sun Dan still went to Emperor Zhengde every night, sometimes telling a few stories, and sometimes not telling stories, just chatting with the emperor and chatting a little.After finishing the charter and approving the equity, he entrusted Sun Jia with full authority over the bank affairs. He only reads books and writes articles on weekdays, and lives a happy life.

Since the incident in Beiya, Wang Jinyong was lying on the bed in the cold and never got up.Of course, the Jinyiwei of the Imperial College hadn't withdrawn yet, but their attitude towards Sun Dan took a 180-degree turn, and they were extremely respectful.As for Gou Dekuan, he didn't dare to trouble Sun Dan, he hid in the office all day long to avoid seeing Sun Dan.

One day, Sun Dan was reading a book at home, when he heard laughter like silver bells coming from outside, looking up, it was Sun Jia who brought a little girl over.

"Sun Jia, why did you come here?"

"My lord, you threw the big stall of the bank to me, but you became the hands-free shopkeeper yourself, and I was exhausted." Sun Jia's eyes were full of red threads: "The new year is approaching, and the business is suddenly booming. After staying up all night for three days, I just finished the work at hand. No, I will come here to give you an account."

"Oh, it's been settled. How much income do I have this month? By the way, is business good recently?"

Sun Jia yawned: "In the past few days, the big officials in the local border areas have come to Beijing to handle errands. You also know that these people are always generous. Even my father, a young doctor in the household department, has won tens of thousands of dollars." Two carbon fire money, let alone those ministers and court elders. It is too eye-catching to send such a large amount of money in a cart. If it is exchanged for money tickets, it will be tens of thousands of taels of silver. It’s just a small package, and when the time comes, no one will feel that it’s stuffed in someone’s hand, it’s convenient for the sender, and peace of mind for the receiver. Everyone gets what’s convenient, and everyone’s happy.”

"It turns out that this money ticket is convenient for bribery." Sun Dan was a little helpless, and Sun Jia's next words surprised Sun Dan: "Ah, I made so much money!"

PS: Because of the festival, I want to reunite with my family, so I rushed to update the chapters during the day in advance.I wish all book lovers a happy Mid-Autumn Festival, and the moon is round.

(End of this chapter)