my life reset

Chapter 30 Loans
Chapter 30Lending
The agreement with the coal factory was signed faster than Hu Yang expected.

Liao Guoqiang received the restructuring plan, completed all the procedures within a week, and then formally signed a contract with Huijia Industry on behalf of the coal yard.

The office of the new company, Yibaijia (Chain) Co., Ltd., is temporarily placed in an old bungalow in the central coal yard.

From the registration of the company to the change of land property rights, Li Hao and Liao Guoqiang completed it together.

In Huijia Industrial's account, only 3 yuan was sent in by Populus euphratica. Later, Li Hao gave 6 yuan, and Wu Maosheng gave [-] yuan. This made a total of [-] yuan.

After deducting the rent of the office on Education Street and the start-up expenses of the two companies, the remaining money in the account is only [-].

"Uncle, I talked to them about the utility bills owed by the coal yard before. They said that they don't need to charge late fees, as long as they only need the principal. If we pay this 5 yuan arrears, we can have no money left. It's over."

Hu Yang looked at Li Hao very seriously, and continued: "It seems that we have to go to the bank for a loan according to what we discussed before."

When Li Hao heard this, he slapped his thigh: "I told you a long time ago, how can you not get a loan for business these days? Don't worry, I will make an appointment with Director Xu immediately, and I will talk to him about the loan tonight."

Director Xu is the director of the savings bank, and he has no right to lend to enterprises.But he can introduce people from the credit department, which is better than going to the door himself.

The last time they ate together, Hu Yang and Li Hao heard Director Xu mention that they were not as good as their wife, and his wife is the chief of the credit department of the sub-branch.

Li Hao went to deal with the loan, and Wu Maosheng followed Hu Yang to Liudaowan coal loan.

According to the agreement, after Huijia Industrial merged the coal yard, it will also bear all the debts.Therefore, Hu Yang found the coal mine sales department, hoping to re-sign a debt repayment agreement, promising to pay off the 23 yuan in arrears before New Year's Day in [-].

But the sales chief of the coal mine disagreed with life and death, and insisted on repaying the money within a month, otherwise he would say a lot of things.

"Yang Yang, I know their mine manager Qin, who visited my house last month." Wu Maosheng, who hadn't spoken much, pulled Hu Yang outside and whispered something. "You and I will go find Mine Manager Qin."

In fact, this arrears repayment agreement is also a good thing for coal mines.Otherwise, the arrears of the coal yard will not be repaid until the monkey years.

The chief of the sales department didn't want to make trouble for himself, so now that he has signed the agreement, if the other party doesn't return it by the due date, he will have to bear the responsibility.

I found the office of Mine Manager Qin, who heard that Wu Di's son was visiting, and received Wu Maosheng and Hu Yang very politely.

After listening to the demands of the two, Mine Manager Qin hardly hesitated, and directly called the Sales Section Chief to ask him to sign Hu Yang's repayment agreement.

With the leadership's instruction, the sales section chief promised to do it immediately.

"Xiao Wu, go back and take me to say hello to the Secretary-General. I will visit him again when it is convenient for him."

Mine Manager Qin kept sending the two of them out of the office, very politely.

Hu Yang and Wu Maosheng returned to the sales department again, and the face of the sales department chief became much better. "Look, this is a big deal! The manager of the mine is right in his criticism. We should support the restructuring work of our brother units."

This time, there was no more trouble, and the sales chief happily signed a new repayment agreement with Huijia Industrial.

The arrears of the coal mine have been fought for another half a year.

Inviting Director Xu to dinner at night, Li Hao was quite moved.

Director Xu's ancestral home is in Sichuan Province, and Li Hao specially booked a private room in "Shu Xiang Lou".He also heard that Director Xu's daughter-in-law likes to drink red wine, so he went to several places before he bought a bottle of Changyu Cabernet.

For this meal, Li Hao, Hu Yang and Director Xu were the only couple, no one else was called.

"Brother Li, Xiao Hu. Thank you very much for your hospitality today. If we have the opportunity, we will come and go often. It happens that my wife is here today. If you want a loan, you can ask her."

The banquet drew to a close, and the host and guest enjoyed themselves.Director Xu took the initiative to stir up the topic without losing the opportunity.

"Section Chief Cai, here is our project plan, which is the proof document for the six pieces of land owned by the company"

Li Hao took out the materials he had prepared a long time ago from his bag, and handed them to Director Xu's daughter-in-law, Section Chief Cai of the credit department of the sub-branch.

"Well, let me take a few glances first, and then you can introduce the company's background verbally."

Chief Cai took the information with a smile, flipped through it casually, and asked Li Hao to explain it in detail.

Li Hao looked at Hu Yang, Hu Yang said with a smile: "Let me talk about it first."

Immediately, he explained the background of Huijia Industrial, the successful merger and acquisition of coal plants, and the main line of planning to become a community supermarket chain in the future.

"Well, the idea is good, and the company's background is clean. The only problem is that you have no assets, and the only land you have is invested in new projects. I wonder how much you plan to borrow?"

Chief Cai was noncommittal, and asked further.

"We plan to borrow 100 million yuan for a period of one year. For the time being, the company has no collateral, but the guarantee company does."

Li Hao took over the conversation and started chatting with Section Chief Cai.

Hu Yang turned his head to look at Director Xu, and said with a smile: "Thanks to Director Xu's help last time, we bought the subscription lottery form. Now the lottery form that won the lottery has been replaced with a subscription card. I brought four of them today. Come, let me give you a souvenir."

Before coming to eat today, Hu Yang thought about it again and again, and thought it would be good to give him something.Money is definitely not suitable, and tobacco and alcohol are too vulgar, after much deliberation, it is better to send a few subscription certificates.

Fortunately, the number was not large, and he kept ten at home, so as not to have to go to the bank safe deposit box to get them.

For subscription certificates, the price in the outside trading market goes up and down, and it is formed spontaneously by the people, so it is difficult to define its value.To put it bluntly, ten lottery forms must win one subscription certificate, so the legal price of one subscription certificate is the cost of one hundred yuan.

Director Xu picked it up to subscribe, and said with a smile: "This small piece of paper has driven many people crazy. I heard that the transaction price of each subscription certificate is around 1000 yuan. It is equivalent to 4000 yuan, isn't it good to take it?"

Hu Yang said with a smile: "Director Xu, what are you talking about? Isn't the subscription certificate in my hand signed from the lottery form bought by your savings office? Don't others know that you don't know? The cost of this thing is combined. One hundred yuan a piece, not worth anything. I just give you a few, and buy some original stocks later to play."

Director Xu just smiled, "Well, according to what you said, I will keep these four subscription certificates. When Xijiang Hongyuan goes public, I will also buy two thousand original shares to try my luck."

One subscription warrant can buy [-] shares, and four subscription warrants are exactly [-] shares.

Section Chief Cai listened to Li Hao's introduction, pondered for a moment, and said: "It is not impossible to use Yibaijia Chain to guarantee Huijia Industrial, and it is also normal for affiliated companies to guarantee each other. However, your company's book assets are not enough Look.

I also heard from Lao Xu that the two of you have a large number of subscription certificates in your hands, and your solvency is no problem, so I agreed to come to eat this meal.Personally, I tend to agree with the loan matter. Let's discuss it in a meeting with Corey later, and I will give you an answer as soon as possible. "

Section Chief Cai is telling the truth. If it was a leather bag company, she would definitely not be able to come today.

(End of this chapter)