The first assistant of the poor family

Chapter 342
With the addition of a second daughter, the backyard of Lu'an government office suddenly became lively.

It is said that there are three women in one play, the ancients are sincere and do not deceive themselves.

Compared to Qianqian, Shuiyun is more gentle and virtuous, and Erya is more agile and lively. Xie Shen faces three women with different tastes in turn, but he only has the strength to parry but not the ability to fight back.

Fortunately, he spends most of his time in the front office dealing with official duties.Otherwise, if he stayed in the back office all the time, he would have to be squeezed dry by the three women.

What Shuiyun and Erya want to do is to be concubines, so naturally they won't be married with a big sedan chair.

However, Xie Shen still organized more than a dozen tables of banquets, and invited the famous families of Lu'an Mansion, officials and people to have a feast together.

The local prominent families have long heard that the official wife married by the Fu Zun is the only daughter of Mr. Xu Guan, the left servant of the Ministry of Industry. The blessing, the joy of tasting and stalking.

The patriarchs of those famous families have taught the juniors in the clan one after another, telling them to follow the example of the elders of the family to work hard, to be promoted to Jinshi as soon as possible, and to enjoy the wealth and glory.

In the Ming Dynasty, the aristocratic family no longer relied solely on blood and blood like the Wei and Jin Dynasties.

If you can't harvest talents in the imperial examination one after another, no matter how powerful the family is, it will gradually decline.

These aristocratic families in Lu'an are all scholarly families, so naturally they have strict requirements on their descendants.

In fact, before Zhongjuren, these juniors were asked by the patriarch not to take concubines, in order not to be separated by lust.

"The Analects of Confucius" says: "A gentleman has three precepts. When he is young, his blood qi is not fixed, and the abstinence lies in his sex; when he is strong, his blood qi is strong, and his abstinence is in fighting; and when he is old, his blood qi is weakened, he is abstaining from it."

Among the three precepts, it is the most difficult to abstain from sex, because teenagers are restless and are most likely to be tempted by beauty.

As the saying goes, the town of beauties is the tomb of heroes.A hero of the whole life will inevitably fall under the skirt of a beauty, let alone a young man with an immature mind.

Of course, some people are not material for studying, and simply relying on coercion will not make them into Jinshi.

Therefore, some people who have not made a breakthrough in their careers at the age of three or forty will be allowed to marry wives.But it's just to marry a wife, there is no way to take a concubine.

From here, we can see the strictness of the family.Therefore, it makes sense that sons from aristocratic families are more likely to be promoted and Jinshi than sons from poor families.

Xie Shen dealt with the compliments of these aristocratic patriarchs one by one, but felt that his interest was waning.

Although he has only been in charge of Lu'an for a few months, he has seen everything in the world thoroughly.

The reason why the aristocratic family and gentry are strong lies in their connections, how do they come from?Naturally, it depends on the imperial examination.

With the imperial examination, there is a network of relationships, and the aristocratic family is best at weaving this network of relationships, and it will be leak-proof over time.

"On the day of the royal family's great joy, the little old man sent a jade ruyi to express his heart."

After three rounds of wine and five flavors of food, it's time for the most vulgar gift giving.

Xie Shen doesn't like to receive gifts, but that's on weekdays, he is afraid of being coerced by accepting gifts from others.

But today is different, today is a banquet for his two concubines.It would be too pretending and hypocrite to refuse to accept the gift at such a time.

It was Zheng Wannian, the patriarch of the Zheng clan who spoke.

He smiled politely at Xie Shen, took a brocade box from the servant, and presented it to Xie Shen respectfully.

Reaching out without hitting the smiling face, regardless of the reason why the chief of the Zheng clan offered the congratulatory gift, it was to give Xie Shen face.

Xie Shen smiled and said, "Member Zheng has a heart."

Then he ordered Chen Hu'er to accept the gift.

There were also a few big clan patriarchs who presented congratulatory gifts, which were nothing more than jade, gold and silver, nothing worth paying attention to.

Banquet is a place of human affection, and more often it is for relationship.

Through several banquets, Xie Shen has made Lu'an's distinguished family obedient, the thorns have been removed, and all the docile ones left behind.

This is also a last resort.

If he can't handle the problem of local gentry well, it's impossible for him to achieve political achievements if he is distracted everywhere.

It is no joke that countless magistrates of counties, prefectures, and prefectures have been squeezed out by local prominent families.

Of course, it doesn't mean that all prominent families should be suppressed. Isn't the He family just cooperating very well?
After Xie Shen became a shareholder of Jishengchang, Jishengchang only received 5000 taels of dividends a month, which brought Xie Shen 6 taels of income in a year.

When Xie Shen heard this number, he suspected that he had heard it wrong.

You must know that the sum of his yearly payment of silver is less than a fraction of a month's dividend. No wonder the ancients said that the bank is a profiteering industry.

What kind of silk shop, tea shop, and bookstore are all weak.All of these together are not as profitable as a bank.

How about expanding the business of the bank, and adding some bank accounts or even banking business?

The scary thing about money making money is that there is no end.The more principal you have, the more interest you will roll out.

After the rest of the aristocratic families and gentry left the table, Xie Shen left He Yuan alone, just wanting to have an in-depth chat about the business expansion of the bank.

Although He Dan had to distribute 6 taels of dividends to Xie Shen every year, he also won the exclusive cashing right of the government bank and official bank.

I don't dare to say anything else, at least during Xie Shen's term of office, his He family has been relied on, and he has become the most prominent family.

Official business, official business, and official business without the relationship between officials.

He Dan's greatest wish in this life is to be an official and businessman. Even if the profit is small but the turnover is high, it will not be a loss to the world.

"I don't know what advice does the Fufu have?"

He Dan saluted Xie Shen respectfully.

Xie Shen waved his hand at him and said, "The business of the bank is so good, I am very pleased. However, I have a few ideas that I would like to discuss with Yuanwai He."

"My lord, please tell me."

Xie Shen is very satisfied with He Dan's attitude.He thought to himself, no wonder everyone wants to be an official, the feeling of standing on the clouds after becoming an official is so fucking comfortable.

Instead of mentioning Xie Shen's thoughts, he said in a high voice: "As far as the government knows, Ji Shengchang's existing large-amount bank exchange business is limited to official banks. In addition, private cashing is only for small-amount business. .whether?"

Although He Dan didn't know what Xie Shen meant by asking this question, he still nodded and said, "That's right, I have not opened a large-amount currency exchange business for the private sector."

Xie Shen thought to himself that the business of banks in the Ming Dynasty was not exactly the same as that of bank accounts in the Qing Dynasty, so he raised his voice and said, "The government wants to join this business, what does Yuanwai think?"

"This"

He Dan couldn't help showing embarrassment.

The most comfortable thing about working as an official and businessman is contracting production and marketing, and the most depressing thing is layman directing experts.

From He Dan's point of view, Xie Shen has this kind of meaning now.

However, he couldn't directly question Xie Shen. After making some choices, He Dan said slowly: "I don't know why the governor has such an idea. Although there are many private banks, they are too trivial and the situation is complicated. If there is a run on, what should I do?" What to do."

Xie Shen thought in his heart that he did not misjudge the person, this He Dan was an expert, and he got the key point as soon as he asked.

Xie Shen explained with a smile: "It's very simple, you only need to accept deposit receipts from wealthy businessmen."

　ps: I recommend a book "The Good Butcher of Song Dynasty"

　　Zheng Zhi, a special soldier, traveled to the end of the Northern Song Dynasty, when the economy and culture were at the top of the world, and became a tragedy in the Water Margin. The story of the town of Guanxi.

　　


(End of this chapter)