Chapter 95

The pain of the flesh is the pain of the flesh. If you decide something, you will not regret it, because regret is meaningless.

Finally, the intermediary girl called and asked him to go to the loan approval center in the housing management bureau.

Shen Chong packed up his mood and went out, with the determination that he would never return.

He didn't realize that the intermediary girl's tone was not right, she seemed to be about to cry.

If the loan approval goes wrong, it may not be a big trouble, but others can still use the rules and regulations to get stuck in the whole thing.

The brokerage girl found Shudu Commercial Firm.

The scale of the Shudu Commercial Bank is not large, and it is not comparable to the four major banks in the country. However, in the field of real estate transactions in Shudu, it has developed rapidly in the past few years, and now it is regarded as a local snake.

This is the fastest lending bank in the city of Shu. The disadvantage is that there are many rules and the strictest requirements on credit investigation and other aspects.

Thanks to the self-discipline of his predecessor, Shen Chongzheng has no problems.

But something happened to his bank statement, his average monthly income was low for the past year, and he was stuck by the staff of Shudu Commercial Bank.

The loan approval center is very large, forming a complete circle, and the approval offices of major banks are all here.

The office of Shudu Commercial Bank occupies the largest office in the innermost part.

The office was full of people, very crowded.

There are staff of other intermediaries as well as many buyers and sellers.

Everyone had a strange flush and excitement on their faces, as well as dissatisfaction with the "serious" intermediary girl.

When Shen Chong arrived, the middle girl was struggling inside with embarrassment.

She's been hanging around here for a while.

"Manager Pei, my client's credit investigation is very good, and he has changed jobs now, no problem, absolutely no problem!"

The little girl in the agency was flushing and squeezed into the crowd.

In fact, this is where she lacks experience. The old Jianghu would never be entangled here when encountering such a thing. She should go back to the agency headquarters immediately and find a solution to the leader.

There are many people waiting in line beside and behind her, and they are extremely impatient with her.

The man with golden glasses sitting opposite the desk, that is, Manager Pei, looked at the agent girl indifferently, and frowned slightly, "I just let you go, why did you come back again? Get out of the way, out of the way!" , don’t block the people behind you from doing business.”

Relying on his size, Shen Chong forced his way from the crowd to the front, "What's wrong?"

Manager Pei looked at Shen Chong helplessly.

The intermediary girl pulled Shen Chong over, "Manager Pei, this is my client, Mr. Shen Chong. Mr. Shen, please tell Manager Pei, we really have no problem."

Shen Chong felt a little upset, but he managed to be patient, nodded at Manager Pei, and said, "Hello."

Manager Pei curled his lips, "If you say it's okay, then it's okay? The rules and regulations are here, and I didn't make them. It's clearly written on the bank statement, and the average monthly income is less than 100. How could I Approved a loan of more than [-] million for you?"

Shen Chong replied: "But I just signed a new unit, the monthly salary is more than 7000, and I just received it yesterday or the day before yesterday. Look..."

With that said, Shen Chong took out his mobile phone, intending to open the bank text message and show it to Manager Pei.

Never thought about it, the man with glasses slapped Shen Chong's phone away impatiently, "I don't care if you don't look at it or not, I don't care when and how much you get into the account, what you check is your turnover in the past year, and how much you will get in the future ?”

"Also, if you make a down payment of 25% and mortgage for 7300 years, then you have to repay [-] per month, and your salary income must reach [-]. Is it enough? How big is your ability to buy a big house, swollen face to pretend to be fat, and don't let it go Soak in the piss and take care of yourself. I can't make bad debts. Get out of the way, out of the way."

As soon as Manager Pei spoke, he stood up and wanted to drive people away.

Shen Chong was about to go mad on the spot, Nima, I bought a house, didn't I dig your ancestral grave, and put your nose on your face?
If I really can't afford it, your bank can take the house back, why are you so foul-mouthed?

That's him, in his previous life he didn't like to be an otaku, and in this life he doesn't like to be angry even more.

Faced with this rejection from the bank manager, most people would just smile wryly and leave helplessly.

The intermediary girl sighed, "Oh."

She thinks this big business is worthless.

In fact, she knew the bank's system from the very beginning, but she was lucky. In addition, she had just started this business not long ago, and the way she dealt with such a large order was too reckless.

At this moment, Manager Pei suddenly stood up and waved his hand behind him, "Xiao Tang, please push me up, I'll go to the bathroom."

As he spoke, he walked out from behind the desk, and glanced at the agent's younger sister and Shen Chong intentionally or unintentionally.

Shen Chong didn't understand what he was going to do, did he come out to find smoke?
But the middle girl's eyes lit up, and she quickly and calmly pulled Shen Chong out, following behind Manager Pei.

The two followed the man with glasses to the door of the bathroom. Manager Pei turned around and said, "Actually, rules are rules, but it's not like you can't walk around at all."

The intermediary girl hurriedly asked, "Okay, okay, Manager Pei, please tell me."

Shen Chong suddenly patted the middle girl on the shoulder, "What do you like to eat?"

The little girl was quite at a loss, and subconsciously replied, "Hot pot?"

Shen Chong nodded, "Yes, hot pot noodles are the best!"

Then he turned to Manager Pei again, and said directly, "If you have any request, Manager Pei, please speak up."

Although I don't understand why Shen Chong suddenly chatted about food, but Manager Pei's mind is not here, "It can't be said to be a requirement. First of all, for high-risk users like you, it must be raised on the basis of the benchmark interest rate."

"How much does it float?"

Shen Chong asked directly.

"20.00%."

Manager Pei replied.

Shen Chong's eyeballs are all round, Nima, why don't you grab it.

Calculated in this way, I have to pay 20 more interest than others.

Manager Pei continued: "There is no way to do this. It is written in the rules and regulations of our commercial bank that no one can accommodate it. It is the same if you go to any other bank."

"And what else?"

"In addition, according to your loan amount, you must pay a deposit of [-] yuan. This deposit will not be returned to you. If you buy our bank's products."

Shen Chong's eyes widened, "What else?"

Manager Pei glanced at the agent girl again, hesitated a little, but finally gritted his teeth.

He didn't speak, but stretched out five fingers, rubbed Shen Chong and the middle girl, and pointed at himself.

The attitude of Manager Pei, the man with gold rim glasses, is very clear.

Shen Chong pretended not to understand, "What do you mean?"

"fifty thousand."

Manager Pei pointed at himself again, and said in a low voice.

Shen Chong asked directly, "For you?"

He didn't speak again, just nodded slightly.

He was determined that Shen Chong had no choice.

A person with an average monthly turnover of less than 126 yuan in the account will take the lead in applying for a loan of [-] million yuan?

Regardless of Shudu Commercial Bank or other banks, he couldn't manage it.

Unexpectedly, Shen Chong turned around and left, saying, "Fuck you."

Seeing this, the agency girl wanted to apologize to Manager Pei, but Shen Chong turned around and pulled her shoulder heavily, "Let's go, stop talking nonsense with this bastard."

"Why are you swearing at people!"

Manager Pei said angrily from behind.

Shen Chong turned around directly, "One more beep, I'm not only cursing, but also beating, do you want to try?"

(End of this chapter)

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