Farm Gate Business Tycoon

Chapter 262 Premeditated military exploits (4)
"Therefore, there must be an upper limit for this business. For large transactions of more than 1000 taels, interest will continue to be charged, and for transactions below 1000 taels, interest will be given to them. And it can be limited to a certain number of years. For example, customers take 100 taels and save money. One year, after one year, the customer can be given an interest of one tael of silver. If it is deposited for two years, it can be given three taels. If it is deposited for five years, it can be given 15 taels after maturity. The more years of deposit, the average annual income The more interest you get."

Murong Yu's expression suddenly became agitated. Because of habit, his thinking was indeed restricted. If he followed Qingmei's idea, he could definitely raise a large amount of funds in a short period of time, but the interest paid to clients was very high. Less.

As long as a virtuous circle can be formed, he can use the silver to other places, not only to build the city wall for the protection of the country, but even for all businesses related to the construction of the city wall of the country protection, he can borrow money from the bank. , the money in his hand should not be taken out again.

Gu Qingmei added: "Also, you can even set up a deposit and interest business. For example, if a customer deposits 100 taels for a period of five years, you can withdraw part of the interest on a fixed day every month. Of course, this part of the interest The amount of money must be less than that of a five-year regular deposit. The specific amount of interest that can be paid needs to be studied carefully. In short, the bank must be profitable. Even if it is your own business, think about it. If you borrow money from a bank, you must keep your accounts in order.”

Murong Yu leaned over, smacked her face, and said emotionally: "Honey, if I don't marry you back, my grandfather won't agree."

"Hey...don't make trouble, I haven't finished yet." Gu Qingmei couldn't help being annoyed and funny when she saw that he ate her own soft tofu whenever he had a chance.

Murong Yu pulled up a chair and sat beside her, and said solemnly: "Speak, I'm listening!"

"Just now it was about money, now let's talk about people. Suye Dynasty has a very strict household registration management system!" Gu Qingmei said, the reason she knew this was because of the existence of Yun Shen. Not long after Shen sent it to himself, he helped Yun Shen obtain a household registration certificate in the yamen, and now Yun Shen's household registration is in his hands.

"The construction of fortifications, in addition to the help of those soldiers, mainly recruits refugees and beggars, so that they can give them a bite to eat, and secondly, it can reduce their chances of becoming bandits and robbers, which is conducive to the stability of the court. When recruiting soldiers, don't arrest people randomly. The government will investigate clearly. If there is only one son in the family, don't let them give birth when they are recruiting soldiers. They still point to this son to carry on the family. If there are multiple sons, just give one son. As for digging canals, I have a question to ask you, in the army of the Suye Dynasty, are there any soldiers who will be disarmed and returned to the fields when they reach a certain age?"

Murong Yu nodded, "When those soldiers are too old to walk, they will definitely be sent back to their hometowns."

Gu Qingmei shook her head and said: "This is absolutely not possible. Soldiers must be young and strong. It is better to be 35 years old. If they are too old, their physical strength and reaction ability will decline, which will only reduce their combat effectiveness. So I suggest that in addition to military officers , Ordinary soldiers, those who are over 45 years old, let them disarm and return to the fields, and this group of people will do the work of digging the canal."

"This is absolutely impossible!" Murong Yu immediately objected. "There is going to be a war, how can we let them disarm and return to the field at this time?"

"First, they have been soldiers, they are well-disciplined and easy to manage; second, when they are old, even if they go to battle to kill the enemy, they are no match for young lads, and when they are old, they are prone to all kinds of ailments. After coming up, their physical fitness has long since failed; thirdly, these people are disarmed and returned to the fields. In addition to digging canals, they can also organize people from the surrounding villages to train militias. It takes a lot of effort to recruit troops, and these militiamen alone will be a considerable force when they are pulled out."

Hearing this, Murong Yu couldn't help taking a deep breath, looking at the woman in front of him with treacherous eyes, he couldn't help feeling suspicious in his heart, for some reason, he always had a feeling that the little woman in front of him didn't look like her at all. She is a teenage girl who has lived in the country for a long time.

For her scheming, not to mention him, I'm afraid even her grandfather can't compare to her.

In the evening, in the study in the front yard of Jiajun Prince's Mansion, Murong Ning stroked the gray beard on his chin, his expression was serious and serious, never serious before, "That girl really told you all of this?"

Murong Yu took a deep breath and nodded, "Yes, I was also surprised."

"Remember!" Murong Ning suddenly reminded with a gloomy face. "After you go out, don't tell others that this idea came from her, just say you came up with it, even the fourth prince and Shaoyuan are not allowed to let them know! Let the emperor know!"

Murong Yu was slightly taken aback, "Why?"

"The big tree attracts the wind!" Murong Ning said quietly. "The emperor has always liked smart women. Your aunt is favored because she is smart enough. Ever since this girl came up with the idea of ​​protecting the country's city wall, the emperor has been determined to match her with the fourth prince. If it is not because of the power of our family, he is afraid It’s already started.”

Murong Yu suddenly stood up, with a shocked expression on his face, his grandfather's words revealed a piece of news to him invisibly, "Grandfather, you mean?"

"I didn't say anything!" Murong Ning said coldly. "Go back and tell this girl, you are smart, keep it in your stomach, don't reveal it easily, otherwise, I'm afraid there will be twists and turns in the marriage of the two of you."

Murong Yu's expression froze, knowing that his grandfather would not be so serious if the emperor hadn't revealed the meaning, so he hurriedly said in a low voice: "I know! I will remind her!"

"And the Bai family..." Murong Ning stared straight at his most capable grandson. "Are you making too much noise?"

Nowadays, everyone in the capital knows one thing, that is, in the mansion of Old Bai Xiangguo, funerals are held one after another.

First, Mrs. Bai, who was married to the fourth prince as a concubine, died, and then Bai You, the eldest son of Bai Lao Xiangguo, the household servant, drowned in the lotus pond in his home for some reason.

Immediately afterwards, Bai Xi, the second son of Bai Lao Xiangguo, died in the famous Lixiangyuan of the Selling Gold Grottoes ten miles outside the capital.

Then came Chen Guogong, the eldest son-in-law of Bai Laoxiangguo. When he was riding a horse for an outing, the horse was startled, fell off the horse and broke his neck.

There was also General Weiguo, the brother-in-law of Bai Lao Xiangguo, who was bitten by a poisonous snake that came from nowhere.

In addition, there is also the eldest grandson of Bai Lao Xiangguo, because of jealousy, he got into a fight with someone in the Qingyin Pavilion, and was pushed down from the upstairs. It stands to reason that falling from the third floor would not kill him , but I don't know why it was so small. When the man fell down, his head was facing down, and he hit his head directly into the neck cavity.

(End of this chapter)