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Chapter 475 Come out and mix, sooner or later you will have to pay it back!
Everyone was afraid that others would borrow all the money, so they all started to bid to death.

Wang Xuan is so angry, damn it, do you guys understand what a mortgage loan is?

"Shut up!" A roar caused the excited crowd to become quiet as if ice water had been poured over them, "Damn it, you idiots, do you think I got my money from the wind? How much to borrow!"

"Do you understand mortgage loans? It's scary to be uneducated. Fan Wencheng, explain it to them!" Wang Xuan didn't bother to explain to them.

Fan Wencheng took a step forward and coughed. Wang Xuan told him about the loan, and asked him to study mathematics well, and to find mathematics talents in Daming, to carry out calculation planning and management, and to train enough talents to expand in the bank. time to replenish staff.

"Family owners in Guangdong, now, let me explain to you what a loan is and how many types there are. Let me talk about mortgage loans first. There will be professional people who will evaluate your family assets to make mortgage loans. Make sure you have the ability to pay back the bank's debts, and if you fail to pay back, the bank will forcibly confiscate your assets!"

"Of course, there are many ways to get a loan. For example, this time, the bank provides land loans. You only need to pay the third floor of the land you want to buy. The remaining [-]% can be paid by the bank. The interest is still [-]%. You can choose a year , Two years, three years, and other different repayment periods, so as to facilitate capital turnover, after all, after the land is purchased, it still needs to invest enough manpower and material resources for development, and everyone must keep some working capital in their hands."

After speaking, Fan Wencheng immediately retreated behind Wang Xuan.

There was a whisper in the venue, and everyone understood the meaning of the so-called loan. At least one point, the bank must guarantee that it will not lose money, such as land, even if the money is not paid in the end, the land will be confiscated by the bank. If it is sold again, The price must be higher than [-]%.

Wang Xuan glanced over the faces of all the people in the audience, and then continued: "I believe that everyone understands that I opened this bank, and I solemnly inform everyone that everyone must treat the loan matter seriously. , he can allow you to expand your family business faster."

"But at the same time, everyone should also remember what kind of person I am, Wang Xuan. If you don't understand, please think about the mass graves in Shenglong Mansion and Nanding City. No one can not pay back the money owed to me! "

"At the same time, everyone, please remember what I said at the beginning. Whether it's the new tax law or the clarification of land acres, I know that everyone has some careful thoughts, small calculations, and will carry out some secret temptations and other activities. You can also choose not to cooperate, or to fight secretly, but I reserve the right to use some special means to deal with you!"

"Trust me, it's definitely not an enjoyable process!"

"No matter what purpose you have, what method you use to deceive the world, or what method you think of to make things difficult, once I find out, hehe..." Wang Xuan let out a cold laugh.

"I will try my best to ensure that you will not die. I will try my best to greet you with the least trauma but the most painful way, and I will try my best to treat the injuries caused by different punishments every day. Even if you really die, I will cast you into Concrete piers, placed everywhere, being reviled by thousands of people, and publicizing your dirty deeds across the country, well, storytellers are a good channel, I will try my best to ensure that you will not be quiet after death, and you will leave a bad reputation forever! "

"Finally, what I want to say is that the patriarchs should not have any resentment and hostility towards this legal reform, it will only make you write irrationally, and when this behavior occurs, you must Understand one thing."

"Out to mix, sooner or later have to repay!"

……

The meeting dispersed, and these families returned to their respective homes one after another, and began to discuss the next family development plan.

On the other hand, Sun Chengzong still asked the question in his heart, why is it also a reform, Wang Xuan's reform will cause greater losses to the interests of the aristocratic family, why do these people not oppose it.

Could it be that Wang Xuan killed more people?

This is impossible. Historical reforms have caused more killings than Wang Xuan, but the reforms have not been successful.

"Did you make a mistake?" Wang Xuan looked at Sun Chengzong inexplicably, "When did I let these aristocratic families lose their profits?"

"Clarify Yintian, pay taxes normally, and increase business taxes. Isn't this a loss of the family's interests?"

"Of course not. It depends on the overall situation. They paid some money and then bought the qualification to develop in Annan from me. Do you understand? This is just a transaction, and they took advantage of it! Historically, reforms have been unsuccessful. , the biggest problem is that if you only know how to take from these people, but never think about how to create greater benefits for these families, they will naturally be overthrown, isn't this normal?"

"Cutting one's fortune is like killing one's parents. Parents' enmity is irreconcilable!"

"But I'm different this time. I cleaned up Annan thoroughly. They can go there to develop with peace of mind. The family has embarked on a road to the sky. Isn't it normal to pay a small price for this? I want to say now, no Whose tax is collected, and then his qualification to go to Annan for development is also disqualified, believe it or not, he will go crazy!"

"..." Sun Chengzong sighed secretly after thinking for a moment, the prosperity of the world is for profit, and the world is for profit. Even the emperor or a country cannot violate this law.

A large number of manpower was transferred from Fujian. At the same time, Wang Xuan opened a department in Guangdong, which really attracted a large number of people who failed in the imperial examination. However, these people were somewhat talented. Wait a minute.

Sun Chengzong, who helped Wang Xuan handle these government affairs, looked at the test papers and personnel list, but what emerged in his heart was Wang Xuan's conclusion, "These people are talented, but they have no way to rise. Once the end of the dynasty comes, they must participate Rebellion, in order to gain a higher level."

"The imperial examination relies on stereotyped essays. Although the difficulty has increased, the number of admissions every three years has been reduced, and a large number of officials' salaries have been reduced, which has solved the financial pressure on the court. Hidden dangers, once all kinds of hidden dangers break out concentratedly, the collapse of the dynasty will be irreversible."

"The best way is to set up a retirement mechanism. When you reach a certain age, you must get out of the official position and make way for newcomers. You remember, the rebels are all young people, because they still have a long life to enjoy the fruits of victory. It is impossible. There are five or 60-year-old people who came out to rebel, and they didn't wait for the rebellion to be successful, and they were all so old and dead!"

"Those who are in their 70s and [-]s and still can't let go, they are all old thieves, they should be damned, don't think about keeping your hands!"

……

Fujian Province, Fuzhou Prefecture, two waves of people arrived in Fuzhou City almost together.

One group of people, led by a young man, was accompanied by an attendant, sitting on an open carriage. Although the clothes were not patched, they were a bit old, but they were cleaned and tidy.

In front of him was another group of people, there were more than 20 people, and there was a team of six carriages. The carriage in the middle looked very gorgeous, and it was obvious that the status was not low.

The speed of a carriage was relatively fast, and the two teams gradually approached. The last car in the front team slowly slowed down and stopped. They jumped off the top and blocked the way. When the young man's carriage stopped, the two looked up and down. The style and size of the carriage immediately pouted, and one of them shouted: "Why are you chasing so close, I can tell you, stay away from our convoy, my master is in the convoy, if you collide, then you It's courting death!"

"That's right, what is my master's identity? If it disturbs you, can you bear it? Go away, go away!" The two pointed to the young man in the carriage, and threatened a few words in a very bad tone before turning back , got into the carriage and continued on.

The young man in the carriage blushed and wanted to say something, but he frowned and looked at Fuzhou City in the distance, and then at the sky. It was still early, and entering the city was not a problem. down.

Seeing that the young man didn't say anything, the coachman raised his whip again, but his speed slowed down and he didn't get too close to the convoy in front.

"Do you know who is in front of you?" Since entering Fujian, this is the first time this happened, the young man asked to his followers.

"Go back to Master Sun, in front is the new governor Li Banghua, from Jiangxi."

It turned out to be him, the young man named Sun Chuanting, 27 years old, specially designed by Li Shantang to come here. He was alone all the way to Fujian, and he met this person in the post station and had a prepared carriage. He knew it was Fuzhou. After the government specially arranged for someone to wait for him here, they changed into a carriage and drove towards this side in comfort.

During this journey, Sun Chuanting saw too many novelties, and he relied on the entourage around him to give answers, not only the four-wheeled vehicle with a huge carrying capacity, but also the official road called 'highway', where pieces of farmland of uniform size flowed one after another. The constant flow of traffic...including the clothing and food of the common people show the difference from the outside world.

If you compare it with the Yongcheng County where he worked before, it is simply two worlds. Outside of Fujian, there is not much difference between the counties. It can be seen that this place is as rich as a county, and it is even worse than the prefecture.

Especially the closer you get to Fuzhou Prefecture, the more you can feel it. Let alone beggars here, you can't even find a poor person. Even ordinary people, their clothes are much better than that of a fourth-rank magistrate!

This made him look forward to this appointment, and he really wanted to find out why Fujian was different from the legend and why it was so rich!

(End of this chapter)