Autumn of the 17th year of Chongzhen

Chapter 656 Loan
The days without war passed by in a flash. In November, the governors and generals from all over the Ming Dynasty, except for the key places where the frontline anti-Qing commanders did not return to the court to report on their duties, the rest came to Guangjing one after another.

It happened that Wang Yan held a full moon wine for his son Wang Wendao and daughter Wang Wenxiang, and took the opportunity to gather his subordinates and cronies together again to enhance emotions and unite people's hearts.

Wang Yan was happy this day, so he was inevitably drunk, and when he woke up, it was already the morning of the next day.

He Zhizhi walked into the bedroom, watched him sitting on the edge of the bed, pressed his head, hurriedly made a cup of tea, and handed it to him, "Your Highness, wake up."

Wang Yan drank half a cup, and then he became more sober. He looked up and saw He Zhizhi. He used to go out to fight and didn't care about his family, but now he was busy with things at home, leaving early and returning late. He remembered that He Zhizhi used to be careless. He was wayward and savage, but now he became more and more decent.

Wang Yan felt guilty, so he pulled He Zhizhi over to sit down, and started to move his hands, "There are complicated things in the family, and parents and adults all rely on the concubine to be filial, so I feel ashamed of being lonely."

"Most of the affairs in this mansion are due to my younger sister." He Zhizhi pressed his hand and said with a coquettish smile, "Is Your Highness thanking this concubine?"

Wang Yan was embarrassed for a while, but said seriously: "Aifei thinks something is wrong? When Yanyan's health improves, Gu also wants to thank her."

He Zhizhi sat in Wang Yan's arms, stretched out his thin white finger and tapped Wang Yan's nose, and said coquettishly: "I'm afraid it won't work today, Mr. Chen has been here several times, I'm afraid I'm in a hurry."

Hearing the words, Wang Yan recalled that many companies had indeed been called for talks today, and he couldn't help but slapped his head, "What time is it now?"

He Zhizhi stood up and said with a smile, "The sun rises three poles."

While she was talking, she walked outside the house and called a group of maids to come in. Wang Yan couldn't help sighing after hearing this: "After sleeping for so long, drinking is really a waste of time."

He stood up from the bed by himself, but his legs were a little weak, and he almost couldn't stand up. He Zhizhi covered his mouth and chuckled when he saw it. Wang Yan heard it, but felt that she was smiling maliciously. Their eyes met, Wang Yan Feeling embarrassed, Yan Da immediately lost the battle, vowing in his heart that he should drink less alcohol in the future.

The maid helped him to dress neatly, and after washing, He Zhizhi took another bowl of porridge with white fungus and lotus seeds. Wang Yanhu ate a few mouthfuls and then hurried out, but his legs and feet were still a little wobbly. Send him to the Guangnan Chamber of Commerce.

Guangnan Chamber of Commerce, although it is called Guangnan, but the merchants within the Chamber of Commerce are not only Guangdong maritime merchants, but many merchant alliances in the entire chain surrounding this maritime trade.

The chamber of commerce is in the corner of Yuexiu Mountain, funded and built by several wealthy merchants. It is usually used for businessmen from all over the world to rest, and it is also open to live in during the imperial examination. Many merchants also discuss major issues here.

The carriage stopped in front of the Chamber of Commerce. Although the Chamber of Commerce is rich, it cannot be repaired to be as majestic as a government office. It looks like an ordinary restaurant on the outside. A plaque is hung on the main entrance, with a pair of pairs on both sides. The second line of the "Business Way" is "There is no morality in the product, and there is no morality in making money is not morality."

Wang Yan got out of the carriage, and just as he entered the door, he saw Chen Yonghua coming out to greet him, and immediately asked, "Has everyone come?"

Chen Yonghua failed the imperial examination, and now he is mainly helping Wang Yan with the affairs of the Wude Company. When he saw Wang Yan coming, he hurriedly saluted, "I will wait for Your Highness."

At this time, nearly 30 people had gathered in the lobby, all of whom were representatives of big merchants or big clans.

The people in the hall gathered together in twos and threes, whispering for a while, they are all big businessmen, they can settle a deal with a few chats, at this time there is no contract law in the Ming Dynasty, so a set of rules has been formed among the businessmen, talking You must count, otherwise no one will dare to do business with you.

At this time, Chen Yonghua stepped in first, pressed his hands together, and said loudly: "Everyone, be quiet, Your Highness is coming down."

The hall suddenly fell silent, the guards stayed outside, Wang Yan only took two personal guards and walked in quickly, everyone stood up one after another, saluted to welcome Wang Yan into the hall.

It is a great honor for merchants to be able to live together with the county king, and everyone is excited.

Wang Yan smiled and waved his hands to let everyone sit down. He himself sat in the middle hall unceremoniously, while Chen Yonghua stood beside him. All the merchants took their seats according to their strengths. head.

The host of this discussion was Chen Yonghua. Seeing that everyone was seated, Siu Si prepared the tea and all retreated. It is to settle the accounts, and the second is to discuss the cooperation with you in the coming year. I will first talk about the accounts. If you have any questions, you can ask them at any time."

Chen Yonghua took an account book from the clerk at the side, slowly unfolded it, and began to say: "This year, in order to compete for Sichuan and Shu, the Wude Company borrowed 120 million taels from the imperial court. The imperial court mortgaged the mines in Fuzhou. The payment is 20 taels until it is paid off. Recently, it has been delivered to the Ministry of Households and received 8 taels from Fuzhou and 20 taels from Shibosi.”

Chen Yonghua paused, looked at the crowd, and then said: "The imperial court will pay off this year's silver according to the agreement, and Wu Deshang will return the 28 taels of silver to seventeen people including Jinghai Company in proportion. A business name, you may have any objections."

Naturally, everyone had nothing to say, Wang Yan had brought them a lot of wealth in the past two years.

The Wude Company borrowed money, and the seventeen companies totaled 100 million taels, which was less than [-] each. They never thought that Wang Yan would pay it back, and they used it as a political donation. They were looking for a backer in the court. This backer really paid back the money, and there was still interest to be earned.

In fact, during the whole process, Wang Yan also made a profit. He lent the money to the court with an annual interest of six cents, while he borrowed money from Guangnan Company, but it was only five cents a year. With only 1 taels in hand, he is also making a fortune for the country.

After finishing speaking, Chen Yonghua scanned the crowd and saw that no one raised any objections, so he continued: "As for the matter of cooperation in the coming year, His Highness will personally discuss with you."

After finishing speaking, Chen Yonghua sat down on the vacant seat on the right, and Wang Yan stood up and said: "For the matter of cooperation, let me first talk about the first one, which is to ask you to borrow another one million taels of silver."

When everyone in the hall heard this, many people who had just had a sip of tea almost spit out. They were moved by Wang Yan's act of repaying the money, but they didn't expect that he would borrow money again.

The previous 100 million taels only paid back 28 taels, and they asked for another 100 million taels. Isn't it digging a hole for them?For a moment, everyone in the hall looked pale.

Looking at their reactions, Wang Yan expected that he already had a countermeasure in mind. In fact, borrowing money was also a means of tying these firms to his side.

He has borrowed a lot, and these firms naturally don't want to see him go down. Of course, he can't just borrow money, but also needs to bring benefits to the merchants in Guangnan.

　Thank you for Hao's 388, and thank you Xiguan for your monthly pass
　　
　
(End of this chapter)